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Re: My Advice To Salary Earners by Originalsly: 3:01pm On Oct 27, 2024 |
Meerahbel: Good to hear from someone who actually did same. I was giving this advice on NL before the Naira dropped to 200/1. I was advising on my own experience and observations. I was even advising people to buy assets ... take huge loans if you can ... buy currency.. buy assets. Currencies do fluctuate but this Naira is and will be heading downhill for the foreseeable future. 5 Likes 1 Share |
Re: My Advice To Salary Earners by Ibechris2: 3:01pm On Oct 27, 2024 |
Meerahbel: Honestly,that is a fantastic plan. Keep it up. I missed a property four years ago,the property got sold for 5million naira in 2020...it was not up to 5months when the price went up to 20million. Now,I went to enquire about the property,they said it is now 100million. I was dazed and to be honest,I did not sleep that day. I just took my mind back when the seller was begging me to buy and I refused. 4 Likes 1 Share |
Re: My Advice To Salary Earners by vickydevoka(m): 3:05pm On Oct 27, 2024 |
1Alex:What tech skills have you 2 Likes |
Re: My Advice To Salary Earners by SoaringLife01: 3:07pm On Oct 27, 2024 |
smasher1: How possible is it to save over 70% of one's salary in this Tinubu regime? Please give an example using statistical breakdown. 3 Likes |
Re: My Advice To Salary Earners by GorillaApp(m): 3:10pm On Oct 27, 2024 |
1Alex:Which tech skill can you recommend that won't stress much 2 Likes |
Re: My Advice To Salary Earners by SheikhMuniru(m): 3:10pm On Oct 27, 2024 |
Telltruth123: Thank you for advertising corporative society, that's the best place to keep your money. At the end of the year, the dividend is also superb 2 Likes |
Re: My Advice To Salary Earners by GBPUSD: 3:11pm On Oct 27, 2024 |
Ibechris2: Which business can one start with 700k sir? I'm a level 9 officer. 3 Likes |
Re: My Advice To Salary Earners by Meerahbel: 3:13pm On Oct 27, 2024 |
Nigeria's got a thriving tech scene, and there are plenty of in-demand skills to explore. Top Tech Skills include: - Artificial Intelligence (AI) and Machine Learning (ML) - These skills are revolutionizing industries, and the demand for AI professionals is expected to grow by 72% in 2024 . - Cybersecurity - With the rise of cyber threats, companies need experts to protect their systems and data - Data Science and Analytics - As organizations rely on data-driven decision-making, data scientists and analysts are in high demand ¹. - Cloud Computing - With the global cloud computing market expected to reach $1.2 trillion by 2023, cloud experts are needed to manage and maintain cloud infrastructure . - Software Development - This skill is evergreen, and Python is a popular programming language used in web development, data science, and AI . - Blockchain- With the growth of cryptocurrencies, blockchain expertise is becoming increasingly important . - Internet of Things (IoT)- As more devices become connected, IoT skills are needed to develop and maintain these systems . - DevOps - This skill combines development and IT operations to accelerate software delivery . - UI/UX Design - With the focus on user experience, UI/UX designers are in high demand to create user-friendly products. - Cyber-Physical Systems - These systems combine software and hardware to power autonomous systems and robotics . Additionally, other in-demand tech skills in Nigeria include: - Networks and Systems - Ensuring computer systems and networks function properly . - Programming- Building software applications and solving problems. - Web-3 Skills - Developing decentralized applications and services. - Automation- Improving operational efficiency through automation. - Digital Marketing- Promoting products and services online . These are just a few examples of the many tech skills available in Nigeria. Remember to stay updated and adapt to the ever-changing tech landscape . vickydevoka:You can also join JobZoneNG on telegram. 2 Likes 1 Share |
Re: My Advice To Salary Earners by vickydevoka(m): 3:13pm On Oct 27, 2024 |
Ibechris2:Gambling is fun untill u lose your life. I am currently in a big mess. It will take me 6 year to recover. I started gambling since I was a kid, bet9ja came n I started visual during service, I was useless up to the time my money got finished. After 2 years of recovering myself. I say make I try. I used a million n made 2 million. B4 u know I lost 30 million. My bank account was blocked bcus I use binnace to exchange my money since I live outside de country. I hate associating with people or making friends, I'm usually self isolated that's y I can lose my life without anyone knowing. Right now I just have to start investing in biz I don't care if it pays or not. Most Nigerians are scammers especially your relatives. 7 Likes |
Re: My Advice To Salary Earners by MONEY247: 3:13pm On Oct 27, 2024 |
Meerahbel:I am not complaining oooo... But check the timeline and period of economy descrampcies..... You must be close to 30 or a little bit above 30.......do the maths... check when you were 25 and now 30... Or so Now you could get get a bag of rice for less than 30k 3 years before now... Can 30k even give you a good meal..... daily if you spread the money for daily feeding..... I have a ton of business ideas in my head.... especially food business.... but there's no environment to do it...... I would like to come close to anyone who has achieved built a house... with a 30k salary..... from 3 years ago timeline without getting into criminal activities or massive support from family and friends.... Nobody supports me oooo.... Nah me and my God.... If you know anyway I can go into any investment or any stuff that can turnover I my salary......I am ready to join.... Walahi.... |
Re: My Advice To Salary Earners by Meerahbel: 3:13pm On Oct 27, 2024 |
GorillaApp:you are not ready to learn anything. 1 Like |
Re: My Advice To Salary Earners by Ouchbabe(f): 3:15pm On Oct 27, 2024 |
OlawaleBammie: Chai! So no hope for low income earners 1 Like |
Re: My Advice To Salary Earners by MONEY247: 3:16pm On Oct 27, 2024 |
Meerahbel:I am not complaining, I am looking for solutions....if you have any you can let me know....I am not fighting with anyone.... just want to have a better life.... nothing more 1 Like |
Re: My Advice To Salary Earners by Meerahbel: 3:16pm On Oct 27, 2024 |
Daniel Apata said, Pay now and play later or you play now and pay later The choice is yours. MONEY247:Firstly, do you have a saving culture? Because I learnt very fast in investing that CASH is KING because if you do, it the first part to get to where you desire. 1 Like |
Re: My Advice To Salary Earners by Meerahbel: 3:18pm On Oct 27, 2024 |
MONEY247:I like the fact you want a better Iife, then you have to imbibe certain habits I bet you in the next 6 months you would be happy at some of the changes you have made in your own life. |
Re: My Advice To Salary Earners by Meerahbel: 3:20pm On Oct 27, 2024 |
vickydevoka:Rule 4 in business even if his your father have a signed agreement with the person. |
Re: My Advice To Salary Earners by Meerahbel: 3:20pm On Oct 27, 2024 |
Ouchbabe:There's hope! |
Re: My Advice To Salary Earners by GorillaApp(m): 3:20pm On Oct 27, 2024 |
Meerahbel:No vex my brother. Many things full the head. I know nothing comes easy. I'm built rugged. Trust me. So what will you recommend |
Re: My Advice To Salary Earners by MONEY247: 3:21pm On Oct 27, 2024 |
Meerahbel:You seem to be in stock and share business.... Do you know any high values stocks that can guarantee massive turnover in short period of time.....I don't like savings in bqnks as naira plummets everyday.... 2 Likes |
Re: My Advice To Salary Earners by IyaTola: 3:24pm On Oct 27, 2024 |
MONEY247:This is a business that can be started even now. I would advise you start now. There's was a teacher here on NL and he started same business today he has employed 3 staff. |
Re: My Advice To Salary Earners by Ouchbabe(f): 3:27pm On Oct 27, 2024 |
Meerahbel:Let's be practical now. I'm a teacher in a private school in Lagos. My school don't support after school lesson. Kindly advice on what I can do. I do branding of t-shirts, exercise books, banner as side hustle but the order is not regular. Please I'm ready to try out new things that will work 3 Likes |
Re: My Advice To Salary Earners by Meerahbel: 3:27pm On Oct 27, 2024 |
Yes both foreign and local MONEY247:Unfortunately I do not give financial advice. The link in my bio is what I used to save in $. I was not ready to go to any bank an open an dorm account. |
Re: My Advice To Salary Earners by epainos: 3:28pm On Oct 27, 2024 |
Love800:Risk-taking is something else, and we all have different risk tolerances. My question is this: If the guy who started this thread uses his life savings to start a business, and it fails, do you think he will not think of committing suicide with his tone? My comment only highlighted the high risk of business failure. So, do you really believe that personal savings, particularly in a harsh economy like Nigeria, are only sufficient for a first-time business venture? It is now up to everyone. We should decide what we want. But I advise everyone to be prepared to fail. Why take such a risk if you know you will be unable to recover from such failure? That is an unnecessary risk. But some will still do it, and they will begin shouting "my hard-earned savings." Lol. 2 Likes |
Re: My Advice To Salary Earners by Ouchbabe(f): 3:29pm On Oct 27, 2024 |
IyaTola:Kindly share. I'm open to any legal business that won't require much capital as I'm a teacher on low salary. 2 Likes |
Re: My Advice To Salary Earners by Yungmil: 3:29pm On Oct 27, 2024 |
Ibechris2: Why did you disobey the law A civil servant like an officer as u said is not supposed to do any other business as a government worker. |
Re: My Advice To Salary Earners by Meerahbel: 3:30pm On Oct 27, 2024 |
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Resume 2. Cover letter 3. Teaching certification(s) Email: tutoringvirtual1@gmail.com Phone: 07031981687 Join our team and empower students to succeed in the American education system! Ouchbabe:As a teacher in a private school in Lagos, you're looking to supplement your income since your school doesn't support after-school lessons. Your side hustle in branding t-shirts, exercise books, and banners is a great start, but you're right to explore other options to increase your earnings. Here are some ideas to consider: Online Opportunities: 1. Online Tutoring: Offer your teaching services online, focusing on students who need extra help outside of regular school hours. You can use platforms like TutorMe, Chegg, or Varsity Tutors. 2. Course Creation: Develop and sell online courses teaching subjects you're knowledgeable in. Platforms like Udemy, Teachable, or Skillshare can host your courses. 3. Affiliate Marketing: Promote educational resources, products, or services and earn a commission for each sale made through your unique referral link. Offline Ventures: 1. Private Lessons: Offer private lessons to students outside of your school, either in-person or online. You can advertise your services on social media or use word-of-mouth referrals. 2. Test Prep: Prepare students for standardized tests like JAMB, WAEC, or NECO. You can partner with local tutorial centers or offer private sessions. 3. Educational Workshops: Organize workshops or seminars on topics related to your subject area. You can charge attendees a fee and offer additional resources or services. *Other Ideas:* 1. Sell Educational Materials: Create and sell educational materials like study guides, past questions, or revision notes. 2. Partner with Local Businesses: Collaborate with local businesses to offer educational services or workshops, potentially generating revenue for both parties. 3. Freelance Writing: Offer your writing services to educational publications, websites, or companies needing content related to your subject area. 4. EdTech Development: Create educational software, apps, or games that cater to the Nigerian market. 5. Consulting: Offer consulting services to schools, educational institutions, or individuals seeking guidance on educational matters. Branding and Marketing: 1. Develop a Strong Online Presence: Create a professional website or blog to showcase your services, skills, and experience. 2. Social Media Marketing: Leverage social media platforms to promote your services, engage with potential clients, and build your personal brand. 3. Networking: Attend educational conferences, seminars, and workshops to connect with potential clients, partners, or collaborators. Tips: 1. Start Small: Begin with one or two new ventures and gradually scale up as you gain momentum. 2. Be Patient: Building a successful side hustle takes time, effort, and perseverance. 3. Stay Organized: Manage your time effectively to balance your teaching responsibilities with your side hustles. 4. Continuously Learn: Update your skills and knowledge to stay competitive in the educational landscape. Remember, these ideas are just a starting point. Be creative, innovative, and open to exploring new opportunities. Good luck! Job Title: Online Teacher / Tutor Location: Nigeria Employment Type: Full-time (Remote) Job Summary We are looking for tutors in the following subject categories: Mathematics Languages English Coding Pre-School Specials Needs Art Responsibilities Conduct online tutoring sessions in the designated subject(s) for individuals or groups of students. Develop and implement personalized lesson plans to address the unique learning needs of each student. Provide clear explanations of complex concepts and ensure student comprehension. Assess student progress and adjust teaching methods accordingly. Utilize various instructional materials, resources, and technologies to enhance the learning experience. Communicate effectively with students, parents, and/or guardians to provide feedback on student performance. Stay abreast of advancements in the subject matter and educational technology to continually improve teaching methods. Maintain accurate student attendance records, progress, and any additional relevant information. Method of Application Interested and qualified candidates should send their Resume to: recruitments@brintsschool.com using the Job Title as the subject of the mail. 3 Likes 1 Share |
Re: My Advice To Salary Earners by SoaringLife01: 3:30pm On Oct 27, 2024 |
smasher1: Using net salary of 250k as an example, how can one live on 75k after 70% savings. It is kinda unrealistic to most average Nigerians. 4 Likes
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Re: My Advice To Salary Earners by MONEY247: 3:36pm On Oct 27, 2024 |
Meerahbel:Yes... I would diligently do my research... I watched a YouTube video like a year ago... a Nigerian guy advised buying s&p stocks with at least $10 for the next 10 years. And you the returns would be far greater than the investment. ....s&p capitulate the total value of US stocks.... Do you think investing in US stocks makes sense....if you can just throw a little light... Thanks 3 Likes |
Re: My Advice To Salary Earners by Oshin56(m): 3:38pm On Oct 27, 2024 |
Yungmil:apart from farming 2 Likes |
Re: My Advice To Salary Earners by IyaTola: 3:40pm On Oct 27, 2024 |
Ouchbabe:You already into the business of perfume. How are you using social media to leverage on your business? If banks have a department specifically for just social media posting, how much more you? Here's what you would do 1. Look for those in the same line of business you do offline and offer to be their social media manager for free or paid that way you get to learn more about the business 2. Search for the best perfume sellers in the world, Africa and Nigeria on social media, look at what they are doing and see if you can replicate that about your business on social media All the best. 1 Like |
Re: My Advice To Salary Earners by jayce232: 3:42pm On Oct 27, 2024 |
smasher1:The person u quoted stated he earns 30k, u are still saying he can save 5k to 10k from it monthly? Have u been to the market recently? I went to market today, I spent 15k on just tomatoes, fish & sweet potatoes. I have only 100 naira left of the 15k. Let's be realistic with our projections pls. Things are crazily expensive out there. 2 Likes |
Re: My Advice To Salary Earners by Ouchbabe(f): 3:45pm On Oct 27, 2024 |
Meerahbel:Wao! This is loaded. So much info here. Thanks a bunch. I will definitely be looking into these suggestions. Once again Gracias! 1 Like |
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