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Living In The Uk-life Of An Immigrant (part 3) - Travel (706) - Nairaland

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Living In The Uk-life Of An Immigrant (part 2) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)

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Re: Living In The Uk-life Of An Immigrant (part 3) by Greathand01: 1:16am On Nov 02
Please we plan on going on holy pilgrimage for 10days with our 3 year old but it's going fall during school session...she's just doing 15hrs for now, nothing serious is happening in school. Please how do we navigate this with school.
Re: Living In The Uk-life Of An Immigrant (part 3) by lightnlife: 1:57am On Nov 02
For a start, I presume there'll be a rush to catch up with the 31st March 2025 cut-off for the current Β£425k stamp duty for first time buyers, especially those in the south.

In the long run, the dreams of many first time buyers in the South will be truncated or paused and forced to remain renters as they'll need to work/save more to cover the stamp duty fee.

If the market crashes, it means first time buyers might be get good deals within the Β£300k range. Although to think of getting a 400/500k house for 300k seems like blind optimism, but nothing is impossible.

On the surface the budget looks appealing but diving into it and the potential impacts shows it leaves much to be desired.

May we not labour in vain!

Zahra29:
It'll be interesting to see what the consequences are, both intended and unintended, of the property related policies in the budget, namely the increase in stamp duty for secondary homes and the reduction in stamp duty threshold for first time buyers (which might have less of an impact up north where houses are cheaper , but will likely affect first time buyers in the south).

There are also new regulations due in the new year such as the Renters bill to give renters more rights and Right to Buy changes which will reduce discounts to buy council homes and allow councils to keep 100% of the receipt of council home sales( hopefully this will help shore up the depleted social housing stock).

Re: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 4:27am On Nov 02
Have you heard? "Britain's former colonies should be thanking Britain for the legacy of empire..." - Robert Jenrick

https://www.dailymail.co.uk/news/article-14012887/Robert-Jenrick-says-Britains-former-colonies-THANKING-legacy-Empire-not-demanding-slavery-reparations.html
Re: Living In The Uk-life Of An Immigrant (part 3) by rock86: 4:52am On Nov 02
Zahra29:


Council tax is paid for in advance and their financial year typically ends in March so I'm guessing that the 5 months bill covers the remaining period from November to March '25 when you will receive a new council tax bill.

You can contact your council to clarify your bill and confirm that you're paying the correct amount for your band:

https://www.gov.uk/council-tax/paying-your-bill


Thanks lovely.

I neatly had heart attack seeing the amount. Omo, I now understand why they said UK people are stingy
Re: Living In The Uk-life Of An Immigrant (part 3) by Peerielass: 9:14am On Nov 02
rock86:

Thanks lovely.

I neatly had heart attack seeing the amount. Omo, I now understand why they said UK people are stingy

Whilst the Council bills in advance, you can still pay in instalments. Phone them and set up monthly direct debit for the bill.
Re: Living In The Uk-life Of An Immigrant (part 3) by Lexusgs430: 9:38am On Nov 02
rock86:

Thanks lovely.

I neatly had heart attack seeing the amount. Omo, I now understand why they said UK people are stingy



Welcome to this prestigious stingy club..... 😁

Rotary club of Akagons...... 😎
Re: Living In The Uk-life Of An Immigrant (part 3) by leoshadow: 10:05am On Nov 02
I hail the financial guru in the house.

I got this credit card in February, and I’ve always made sure to pay off any balance weekly. This kept my balance low, which has been helping my credit score grow (the main reason I got the card). Around August, I started the process of buying a house, and due to the financial strain, I couldn’t continue my weekly payments. Instead, I waited until a few days before the payment due date to pay the balance in full.

However, I started noticing high credit utilization on my credit report, which surprised me. I thought I might be doing something wrong, but the same thing has happened for the last two months.

For example, my billing cycle runs from September 18 to October 17, and the minimum payment is due by November 1. I paid the full balance on October 28, but I’m still getting high credit utilization.

Abeg what am I doing wrong or do I need to talk to my credit card company?

1 Like

Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(m): 12:14pm On Nov 02
Culture warrior Kemi Badenoch crowned as Conservative leader

Kemi Badenoch has been elected as the new leader of the Conservative Party, 1922 Committee chairman Bob Blackman has announced.

She will deliver a speech in a few minutes, so stick with us and we'll bring you the key lines from her remarks.

https://www.bbc.co.uk/news/live/c2e7xgx11mgt
Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(m): 12:16pm On Nov 02
justwise:
Culture warrior Kemi Badenoch crowned as Conservative leader

Kemi Badenoch has been elected as the new leader of the Conservative Party, 1922 Committee chairman Bob Blackman has announced.

She will deliver a speech in a few minutes, so stick with us and we'll bring you the key lines from her remarks.

https://www.bbc.co.uk/news/live/c2e7xgx11mgt

This country keep surprising me each and everyday as i did not see this coming

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 3) by Ishilove: 12:18pm On Nov 02
justwise:
Culture warrior Kemi Badenoch crowned as Conservative leader

Kemi Badenoch has been elected as the new leader of the Conservative Party, 1922 Committee chairman Bob Blackman has announced.

She will deliver a speech in a few minutes, so stick with us and we'll bring you the key lines from her remarks.

https://www.bbc.co.uk/news/live/c2e7xgx11mgt
That's a surprise.

The female Uncle Tom is going places
Re: Living In The Uk-life Of An Immigrant (part 3) by missjekyll: 12:23pm On Nov 02
justwise:


This country keep surprising me each and everyday as i did not see this coming

I did. She has been a headbanger right from time. Jenrick cartooncleaner was a moderate until recently.

All that ozempic and racism did him no good in the end.
I m very mildly interested in what madam lagos will call us this morning.

She is probably looking at her dictionary.
Re: Living In The Uk-life Of An Immigrant (part 3) by nihilistjnr: 12:28pm On Nov 02
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Re: Living In The Uk-life Of An Immigrant (part 3) by Zahra29: 12:30pm On Nov 02
justwise:


This country keep surprising me each and everyday as i did not see this coming

Amazing stuff right, would have been unimaginable 20 years ago. There weren't even any black Tory MPs 20 years ago πŸ˜‚
#growth

Well Done Kemi πŸŽ‰ Not an easy task to win over the Tory membership

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 3) by Goke7: 12:32pm On Nov 02
justwise:


This country keep surprising me each and everyday as i did not see this coming

Surprised? This was surely coming
Re: Living In The Uk-life Of An Immigrant (part 3) by Zahra29: 12:33pm On Nov 02
rock86:

Thanks lovely.

I neatly had heart attack seeing the amount. Omo, I now understand why they said UK people are stingy

Lol, yeah the bills might feel on the high side sometimes but it's cheaper and more efficient than if we all had to organise the services ourselves such as waste disposal, road maintenance, utilities etc

As Peerielass advised, you should be able to set up a payment plan when you call them. From March next year you'll have the option to spread your bill over 10 or 12 months.

UK people are very reasonable 😊

1 Like

Re: Living In The Uk-life Of An Immigrant (part 3) by Lexusgs430: 12:36pm On Nov 02
Kemi is king...... 😜😁

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 3) by Zahra29: 12:40pm On Nov 02
lightnlife:
For a start, I presume there'll be a rush to catch up with the 31st March 2025 cut-off for the current Β£425k stamp duty for first time buyers, especially those in the south.

I agree, it seems to have already kicked in in some areas

If the market crashes, it means first time buyers might be get good deals within the Β£300k range. Although to think of getting a 400/500k house for 300k seems like blind optimism, but nothing is impossible.

Lol the UK property market will never crash (again). Never say never though as there was a semi crash in 2008, however regulations have tightened up to prevent something similar happening again. In addition, demand is increasingly outstripping the available supply of homes so the only way for most property prices is up, albeit at a slower pace sometimes.

May we not labour in vain!

Amen πŸ™

Re: Living In The Uk-life Of An Immigrant (part 3) by Zahra29: 12:44pm On Nov 02
Greathand01:
Please we plan on going on holy pilgrimage for 10days with our 3 year old but it's going fall during school session...she's just doing 15hrs for now, [b]nothing serious is happening in school [/b]Please how do we navigate this with school.

Lol @ the bolded.

This is the best time to travel with your children. Your 3 year old isn't in compulsory education yet so they are much more relaxed about school absences - you just need to inform the nursery/preschool that you will be away.

When your child starts compulsory education (reception) after their 4th birthday (in England), then you won't be allowed to take her on holiday during term time.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(m): 12:45pm On Nov 02
Ishilove:

That's a surprise.

The female Uncle Tom is going places


Maybe or maybe not but sometime she says thing that others stay away from, she managed to stay on her message even as it rob some people the wrong way
Re: Living In The Uk-life Of An Immigrant (part 3) by LionInZion: 12:50pm On Nov 02
justwise:


This country keep surprising me each and everyday as i did not see this coming

I'm surprised that you are surprised haha.
Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(m): 12:52pm On Nov 02
missjekyll:


I did. She has been a headbanger right from time. Jenrick cartooncleaner was a moderate until recently.

All that ozempic and racism did him no good in the end.
I m very mildly interested in what madam lagos will call us this morning.

She is probably looking at her dictionary.


He got triggered and wasn't expecting her to go as far as the last stage
Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(m): 12:55pm On Nov 02
Zahra29:


Amazing stuff right, would have been unimaginable 20 years ago. There weren't even any black Tory MPs 20 years ago πŸ˜‚
#growth

Well Done Kemi

That is exactly my point, we have come so far, though i'm not sure she will do this well in general election

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(m): 12:57pm On Nov 02
LionInZion:


I'm surprised that you are surprised haha.

Goke7:


Surprised? This was surely coming

I never thought that she will get to the final stage let a lone wining it
Re: Living In The Uk-life Of An Immigrant (part 3) by Zahra29: 1:03pm On Nov 02
justwise:


That is exactly my point, we have come so far though i'm not sure she will do this well in general election

Hear hear πŸŽ‰

I don't know if Kemi will still be leader by the next GE or even by next year lol - you know how ruthless the Tory party is. Still, you have to celebrate the wins and this is a massive accomplishment for a black woman who only became an MP in 2017 - especially when heavy weights such as Duncan Smith, Jeremy Hunt etc tried and failed on more than one occasion to become Tory leader.(And she won very comfortably as well)

Did you see Jenrick's wife's face though? Bless, she couldn't hide her upset. Kemi's husband on the other hand almost jumped out of his chair πŸ˜‚
Re: Living In The Uk-life Of An Immigrant (part 3) by Goke7: 1:03pm On Nov 02
justwise:




I never thought that she will get to the final stage let a lone wining it

She was hitting all the right spots to her target audience and saying all they needed to hear. From her acceptance speech reaching out to the reform party or working with them may be her next step and she has enough sweet stories they will also like to hear. Interesting times ahead.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 3) by ukay2: 1:10pm On Nov 02
Congratulations to Kemi and Nigerians cool cool cool

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(m): 1:20pm On Nov 02
Zahra29:


Hear hear πŸŽ‰

I don't know if Kemi will still be leader by the next GE or even by next year lol - you know how ruthless the Tory party is. Still, you have to celebrate the wins and this is a massive accomplishment for a black woman who only became an MP in 2017 - especially when heavy weights such as Duncan Smith, Jeremy Hunt etc tried and failed on more than one occasion to become Tory leader.(And she won very comfortably as well)

Did you see Jenrick's wife's face though? Bless, she couldn't hide her upset. Kemi's husband on the other hand almost jumped out of his chair πŸ˜‚

Well..she will enjoy the moment while it last, yes all eyes on her now, more not-so-nice things will be written about her now.


lol maybe she forgot that the cam is on her, i feel her pain though as her husband was beaten by a black woman lol

1 Like

Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(m): 1:22pm On Nov 02
Goke7:


She was hitting all the right spots to her target audience and saying all they needed to hear. From her acceptance speech reaching out to the reform party or working with them may be her next step and she has enough sweet stories they will also like to hear. Interesting times ahead.

She understood the assignment from day one, she knew exactly what to say to get attention from certain section of the party and so far it worked.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 3) by ReesheesuKnack: 1:28pm On Nov 02
This is one for my daughter.
I will tell her there is no glass ceiling anymore. Kemi has shattered it.

I will tell my daughter that whatever her aspirations are, she can achieve them.

I will tell my daughter to ignore the naysayers who constantly want to discredit the UK as a β€˜racist country’.

Long live Kemi
Long live Nigeria
Long live the UK

3 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 3) by missjekyll: 1:38pm On Nov 02
ukay2:
Congratulations to Kemi and Nigerians cool cool cool

You must be kidding.
She feels maternity leave pay is too high (that 90% of pay for 3 months and 800 pounds per month or so ) and calls me and other Nigerians every name in the book.

She has Nigerian roots but she is no Nigerian as you will soon find out.

Rather than this type of representation, let me remain unrepresented.

4 Likes

Re: Living In The Uk-life Of An Immigrant (part 3) by Zahra29: 1:40pm On Nov 02
missjekyll:


You must be kidding.
She feels maternity leave pay is too high (that 90% of pay for 3 months and 800 pounds per month or so ) and calls me and other Nigerians every name in the book.

She has Nigerian roots but she is no Nigerian as you will soon find out.

Rather than this type of representation, let me remain unrepresented.

Can you share links to any articles or interviews with these pejoratives?
Re: Living In The Uk-life Of An Immigrant (part 3) by Zahra29: 1:42pm On Nov 02
justwise:


Well..she will enjoy the moment while it last, yes all eyes on her now, more not-so-nice things will be written about her now.


lol maybe she forgot that the cam is on her, i feel her pain though as her husband was beaten by a black woman lol

Lol I didn't even think of that
Up black women! πŸŽ‰πŸ˜‚

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