Jolene474:
I had same issue in my application, I had two reversal of N2,000 and N12,000. This visa officer said I had unexplained deposit and that I had no other job on file and so they can’t ascertain the credit, but I explained severally in my application, do they want someone to lie in an application? How has bank refunds become an issue.
You need to explain clearly, if it’s possible write an email to your bank and ask them about the credit to your account and your bank will likely say it’s as a result of a reversal due to bank outage and also attach it.
That’s why I was refused, but adding this email might help, the reason I’m saying this is because my cousin who will work together is about 39 years old, he got no wife or kids, he haven’t traveled before, he gets paid about N490k monthly and he got no landed documents, he lost both his parents at young age, no ties from no where, except his job, we applied together in Lagos and guess what folks, they gave him the visa, do you know how much was in his bank statement balance, N4M. He had so many unexplained deposits, infact he didn’t even care, he uses the account for everything, but they gave him, me that had just minimal credits into my account, visa officer said No lol.
I had about 5 visited countries, almost a Million Naira salary, landed properties and more.
So I think everybody has a scale at wish they are judge.
But for a fact, everybody’s application is never same.

Just incase you think it’s weird, I’ve his bank statement and his UK visa on my WhatsApp, he asked me to book a flight for him, so everything is possible, yours may work or the visa officer might over a lot just as he did for his.

Don’t UK banks reverse transactions if unsuccessful? Why reversal is a big issue for them I don’t know, they just want a clean slate, they are the ones that promote people having artificial bank statement because you don’t want to see errors… so just explain, add the bank reply email.

courrage9:
I have a budget of 1000 pounds
Flight- 300 pounds
Feeding- 50x6= 300
Accommodation= 200
Transport and miscellaneous = 200
Is this budget okay or needs adjustment? I’m not in Nigeria so flight fair from my location is within 250-300 range

My friend wanted to accommodate me but her tenancy agreement is expiring a week before my planned trip.

Is it possible to apply without the tenancy agreement?
i.e just her brp, passport and a letter from her datailing where she stays? (She said it’s bill inclusive so no utility bill)

sanyaolurilwan:
₦3m for 2weeks ... Excluding accommodation and feeding.
Monthly salary of ₦1.2M

Castro9371:
How much money are you personally planning to spend on your visit to the UK?

Please, what should I fill here for my mom's application?
My kid bro is inviting her over and is sponsoring her fully.

Since the question says personally, should I put the estimated cost of trip which in this case is £2000 or £1, since she won't be paying a kobo of hers.

Please help my people

CornOak:


£1.

Input the £2,000 in the section that ask if anyone is paying towards her visit.

Good luck.

Castro9371:
Please, is there any need to submit her bank statement?
I stated she's a petty trader and farmer and makes 820k yearly however.
And also depends on the monthly allowance we the children send to her of about 120k..and her monthly spending is 65k

Castro9371:
Please, is there any need to submit her bank statement?
I stated she's a petty trader and farmer and makes 820k yearly however.
And also depends on the monthly allowance we the children send to her of about 120k..and her monthly spending is 65k

Demmybim:


I had to go to vfs to get the tracking details. But usually, you'd be called within 4 days of pick up mail.
All the best

cbn4main:


Visa alert!
2 years granted for mother in law.
It took GIG 5 days to deliver the passport. Very poor service even with the 44k paid for courier.

busybeei5:


Congratulations, when was her biometrics?

Nysckits:
you are not alone. My Biometric was done on the 10th of December and up till this moment I haven't received any email and I am a bit worried.

I have decided to wait till Friday to make it exactly one month and I hope they will get back to me.

davechuks1234:
Anything yet?

b31164707:

Sorry I forgot to ask. Did this ₦3m for 2 weeks include the cost of flight to and from London or not?

cbn4main:


Visa alert!
2 years granted for mother in law.
It took GIG 5 days to deliver the passport. Very poor service even with the 44k paid for courier.

CornOak:


No matter how low the transaction volume on her account may be, please ensure you submit her bank statement and explain any inconsistencies.

Don't give them any reason to refuse the application.

Essential01:
Hello everyone
Please how can I tackle this refusal?

b31164707:
Good morning, and my sincere apologies for this refusal. Could you kindly explain how you calculated the average monthly expenditure reported in your application?? I understand that expenses can vary from month to month, but one approach could have been to add your expenses over the past three months and then divide the total by three. You could have also mentioned this method in the 'Additional Information' section of the application to clarify how the reported monthly expenditure was determined.

Essential01:
This is the spending in 3 months.
December: 627,684.29
November: 1,247,637.08
October: 432,104.23
September: 470,545.84

How ever since salary is 143k, we thought to use amount less than salary

Essential01:
This is the spending in 3 months.
December: 627,684.29
November: 1,247,637.08
October: 432,104.23
September: 470,545.84

How ever since salary is 143k, we thought to use amount less than salary

Nysckits:
Up until this moment, there’s still no update from them. I haven’t received any email, and my dashboard on the VSF site still shows ‘no decision made yet.

I’m staying hopeful and holding on to the belief that the delay might be a positive sign for a successful outcome. Rejections or denials usually don’t take this long. It’s almost a month now(29 days to be precise)since I did my biometrics on December 10, 2024

Castro9371:


Congratulations 🎉🎉
Can you please share the documents you submitted

cbn4main:


Wify(sponsor):

1). BRP
2). Proof of accomodation (tenancy agreement)
3). Proof of r/ship with the person(pictures and birth certificate.
4). 3 months bank statement (Just salaries as inflow). £4k bank balance. Budget for the trip was around £1.5k
5) employment letter.

6). Letter of sponsorship and invitation.
7). International Passport

Mother in law:

1). Employment letter and retirement letter
2). Cover letter
3) International Passport.
5). Bank statement of around N100k balance with lots of irregular inflows. I guess ECOs are not strict on this when it involves a retired and aged applicant

b31164707:
Congratulations. How long is your mother-in-law planning to visit and does the £1.5k budget include flights and exclude accommodation?

xeroxy:
Good Nairalanders! Please can someone help with the current cost of IHS for one year program and study visa cost. Thanks!