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I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin - Travel (2) - Nairaland

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Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by bemeruca: 1:38pm On Mar 27
Na aproko put her for this condition. I am sure she is not talking about the lust she has for him.

Na she carry her hand they contact car dealers for someone wey Wan buy car.

4 Likes 1 Share

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by qtx(m): 1:39pm On Mar 27
NewDigitalWorld:

Source: https://www.zikoko.com/citizen/abroad-life/my-nigerian-friend-ghosted-me-after-i-helped-him-get-a-loan/
painful!. Man's inhumanity to man
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Angelfrost(m): 1:40pm On Mar 27
Afolue:
People can be so damn dishonest especially Nigerians overseas

You see Nigerians and Indians ehn... Tread with serious caution around them abroad.

6 Likes

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Enemyofpeace: 1:41pm On Mar 27
Trust no one, not even your shadow
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by bemeruca: 1:41pm On Mar 27
Angelfrost:


You see Nigerians and Indians ehn... Tread with serious caution around them abroad.

Not Nigerians entirely. Igbo and yoruba guys are the problem

1 Like

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Enemyofpeace: 1:42pm On Mar 27
bemeruca:
Na aproko put her for this condition. I am sure she is not talking about the lust she has for him.

Na she carry her hand they contact car dealers for someone wey Wan buy car.
I'm sure the guy also chop her pussy buraciously. She didn't tell us that part of the story

4 Likes 1 Share

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by AustineE1: 1:43pm On Mar 27
I some how blame the complainant,how can she encourage and support a guy who is just getting to put life together in Canada to go for a car loan of about 20000 dollars,that's outrageous.
Is a very wrong financial decision.

2 Likes

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by 123yes(m): 1:44pm On Mar 27
femi4:
Stop borrow people money in abroad. There are many credit facilities there..show them that direction
SOME OF YOU TALK WITHOUT READING THE STORY. DID SHE TELL US THAT SHE BORROWED SOMEONE MONEY.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by 123yes(m): 1:46pm On Mar 27
God will surely reward you for your good heart.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Eniolohunda: 1:47pm On Mar 27
I can't be a consigner to anybody debt, Nigerians have shown me not to. Most of the people I lent money while in Nigeria never paid back, the 1thousand dollar I first accumulated in the US from my first job, I lent it to a Nigerian brother with sweet story, and he started avoiding me and my family afterwards, and this person has done me one good before that I can never ignore him because I will never repay good things with evil. I have to let him know I'm not running after the 1k ,for him to stop avoiding him. But will not trying lending any money I cannot forget out again.

7 Likes 1 Share

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by FashionCookie(f): 1:51pm On Mar 27
Most Nigerians are terrible when it comes to money.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Angelfrost(m): 1:53pm On Mar 27
bemeruca:


Not Nigerians entirely. Igbo and yoruba guys are the problem

Lol... Who else dey mainly rep Naija abroad if not those 2 tribes?!! grin

They are the most traveled Nigerians na.

3 Likes

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by bobbiiee: 1:55pm On Mar 27
When a clergyman said that those who take loan from people don't plan to pay back, I felt he was wrong till I discovered that I am yet to recover about N250k from debtors.

As much as possible, never loan no one money. Give what you have no matter how little. You can hardly know the intention of people. From personal experience, when debtors have money paying the loan is not a priority.

Someone indebted to me asked me to take him to where they sell cow because he wants to marry.

I got to the house of another and I saw brand new air conditioning.

Another fixed his car with 550k yet he did not paid the money he promised to pay in 4 days. His rent is over a million.

I asked for my money from another and he told me that he didn't have enough to pay his tuition.

I knew one who got a check of N1 mill and sort his children school fees and didn't pay up until 9 years and 2 month.

I have one who has refused to pay about 60k yet has 2 children in private universities.

After a year of trying to recover money from one, he said he forgot he borrowed N50k
I can go on.

Human nature is largely selfish. For your peace of mind, learn to say NO to loaning, or helping people facilitate loan.

3 Likes 2 Shares

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by JoeEeL(m): 1:59pm On Mar 27
A nigerian "friend"?

Or a nigerian f*ckboy? 😂

Mohbad: "Awon omo ti tiwon tita lon lo kayamanta

Omo boy tio ba jaapa, Wonma so di maga"
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Mom007(f): 1:59pm On Mar 27
Bible gan said we should never guarantee anyone to collect loan. Are you wiser than God? Madam do gooder...

3 Likes

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by adedayoa2(f): 2:04pm On Mar 27
Olachase:
You self done over do

You go day borrow Nigeria person money

Go and ask easy-buy and palmpay what their eyes saw in the hands of Nigeria citizen

Na wicked president really fit us, we are too self centred in this country

Someone owes me 55k going to 4 years the guy still day ask me Wetin I won do 😏😏

🤣🤣🤣🤣 I borrowed a church member money in 2016, as youth to youth o, I asked for my money, e say I no go forget the 20k. Months later his elder sister came for the same favour, I didn't even report the brother to her, I just told her I don't have.

2 Likes

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by JoeEeL(m): 2:04pm On Mar 27
helinues:
Na different ways to learn in life.

You took loan on behalf of someone, like seriously?

They were dating.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by JoeEeL(m): 2:05pm On Mar 27
givedemwotowoto:
You enter street go de help man wey no be your husband? Them go run you street now. That man was supposed to come and marry you so that if yawa ghass, you both will be in the shi** together

Which woman go gree do loan for u if una 2 no dey f*ck?

Na wetin happen be that jare.

1 Like

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by alt3r3g0: 2:09pm On Mar 27
Anyone thats needs a loan to by a 20k car with 0 or bad credit is not serious.

Serious people get cars far less than that knowing its just a stop gap.

Interest rates are very high for people with no credit history.

I'm sure she was thinking with her heart. Else why would she co-sign for what she did not do for herself?

1 Like

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by givedemwotowoto: 2:12pm On Mar 27
JoeEeL:


Which woman go gree do loan for u if una 2 no dey f*ck?

Na wetin happen be that jare.

Any sensible woman will insist you marry her before she takes that risk for you. If he had married her both of them will owe the debt, nowhere to hide for him

2 Likes

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by magicminister: 2:17pm On Mar 27
[b]Genuine people that would go out of their way to take a chance/risk for your sake are rare!
When you come across them, guide them jealously and be the same for them!
That guy fuckedddd up big time and he wil[/b]l quickly learn that the world is cold as fuccck
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by RealityKings1: 2:17pm On Mar 27
What's the way forward
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Kemadealadire(f): 2:19pm On Mar 27
A lot of people are like this, if you see the way they would be acting like they are going to die if you don't help them. One Goodness Daniel Jimoh is on this table, it's the audacity to block the helpers they desperately begged.

It's foolishness to go take loans on behalf of anybody.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Afolue(m): 2:20pm On Mar 27
Angelfrost:


You see Nigerians and Indians ehn... Tread with serious caution around them abroad.
you really me a Indians as well? Hmmm, thanks for this

I have once heard this
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Ghazee01: 2:30pm On Mar 27
koondog:
Three things you can do.

1) Remove the account from your credit
Contact the credit bureaus in Canada, report the account as fraud. They may seek police report but most will remove it within 30 days. This is a normal occurrence. If they need police report, just complete the form simply as "fraudulent account." Don't add anything more. The reason is fraudulent account can mean many things from identity theft, to consigning for someone whose intent was to ghost and defraud you, which is your case. Once they remove the account, credit reports will block it from reporting.

2) Gangster move - repossess the car
Yes you have right to repossess it since you are on the loan. Work with a repossession company, repossess the car and park it in your garage. Tell them they have two options, sell the car and payoff the loan or refinance it alone.

3) Legal
Since you are the cosigner, you are still liable for the debt if they default and can be sued too. So, if you want to save yourself from that, file a lawsuit, provide evidence of them ghosting you and missed payments, which is causing you undue hardship. The judge will relieve you from the contract and send the lender a copy, or force him to return the car
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by hopedey: 2:34pm On Mar 27
Most Nigerians are wicked and heartless.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by delpee(f): 2:34pm On Mar 27
That's the height of wickedness.
He'll reap as he has sown in due season.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Harddiskng(m): 2:37pm On Mar 27
If i say don’t help people, you’d say i am wicked.

I know how many times colleagues have come to me to be guarantor for one loan or the other, my answer is always “No”. I don’t even do loans, why should i stand for someone to get something I don’t indulge in.

koondog:
Three things you can do.


I too felt she could do more instead of sitting quietly. The guy has shown his true colors, all that is left is to treat him like a criminal that he is.

1 Like

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by OmoNla99: 2:41pm On Mar 27
This your info doesn’t really add up.
2. How can someone with a loaned car sell it. With what title the next owner going to register it?
2. What happened to the seller repossessing the car if he fails to make up with the payment.

1 Like

Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by EmmyOD(m): 2:43pm On Mar 27
koondog:
Three things you can do.

1) Remove the account from your credit
Contact the credit bureaus in Canada, report the account as fraud. They may seek police report but most will remove it within 30 days. This is a normal occurrence. If they need police report, just complete the form simply as "fraudulent account." Don't add anything more. The reason is fraudulent account can mean many things from identity theft, to consigning for someone whose intent was to ghost and defraud you, which is your case. Once they remove the account, credit reports will block it from reporting.

2) Gangster move - repossess the car
Yes you have right to repossess it since you are on the loan. Work with a repossession company, repossess the car and park it in your garage. Tell them they have two options, sell the car and payoff the loan or refinance it alone.

3) Legal
Since you are the cosigner, you are still liable for the debt if they default and can be sued too. So, if you want to save yourself from that, file a lawsuit, provide evidence of them ghosting you and missed payments, which is causing you undue hardship. The judge will relieve you from the contract and send the lender a copy, or force him to return the car

But she said she had contacted several lawyers on the way out but it didn't work out. This ur options sounds
beautiful but may put her behind bars or even to a risk of deportation 🤔
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by segun18(m): 2:50pm On Mar 27
Another life lesson Relearned!
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Chassypappy: 2:55pm On Mar 27
I love it..if you come life next time,you no go mumu

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