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Nairaland Forum / Nairaland / General / What's Your Advice To Help.. Mom Is In Detention. (25716 Views)
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Re: What's Your Advice To Help.. Mom Is In Detention. by luka1981(m): 10:43am On Feb 07, 2015 |
the loan was 2.8m. and the interest turned it to 7m . we need financial expacts to explain pls. 2 Likes |
Re: What's Your Advice To Help.. Mom Is In Detention. by MadCow1: 10:43am On Feb 07, 2015 |
I think you need to get a new lawyer.. Last time I checked, you can't be arrested for bad loan. Normally the bank would write off the loan as a bad debt and then repossess your property but never arrest the person involved. Infact if you can prove that it was the bank responsible, I believe you should be able to sue the bank. And why is SARS involved in a civil matter? Or is there an element of fraud involved in the acquisition of the loan? My advice is that you find a knowledgeable lawyer to seek legal advice. 3 Likes |
Re: What's Your Advice To Help.. Mom Is In Detention. by Nobody: 10:44am On Feb 07, 2015 |
I dont know why i believe there is more to this story. |
Re: What's Your Advice To Help.. Mom Is In Detention. by Raymie(m): 10:44am On Feb 07, 2015 |
ehie:I'm not a fan of borrowing, but since when did owing become a crime? And except it was an unstructured credit facility (deal btw former manager n OP's dad) a structured credit line should take into cognisance the power of customer's business to pay off the said facility. If its structrured, (since shop is colleateral here), it calls to question the diligence of the bank in pursuing its risk assets. To OP, try and sort yhurselves out first then sue for 3 times the amount yhu repay. 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by mutter(f): 10:46am On Feb 07, 2015 |
Since you don`t mention the bank nor the town how do you expect concrete help? That is just not possible. Besides if my mother was in custody I will be there right away. At the police station and running around to do something. Just hate the way people abuse power in Nigeria and get away with it. A few years back I called my dad in Nigeria, only to be told by his wife that my dad was taken by the police and detained. The wife had a problem with my dad`s tenant and the woman had the guts to call the police. One call and the police was in big shit. I was so angry with my dad`s wife for not telling me immediatly. That was a small case though. If you are being sincere name the location and the bank and let justice take it`s cause. You never know someone might have the connections to press the right buttons for you. 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by MadCow1: 10:46am On Feb 07, 2015 |
luka1981: It's possible.. The interest matters and if they have not been servicing the loan previously, the interest is added to the loan and compounded. Many people never negotiate the loans they get from banks. My advice is always to make sure you Atleast pay off the interest on the loan to avoid it being compounded. 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by sunnydayasaba(m): 10:46am On Feb 07, 2015 |
OP, To cut this long story short, Take time out to write an open letter, Include the Banks name, Branch, Everything about the Bank , How the loan was granted and received, How the interest plan was agreed and send this stories out to so many blogs including Linda Ikeji blogs, don't forget to state your mums health conditions and threaten a greater problem if anything happens to her in detention. send copy to the Bank head office, dam the consequences, am sure the branch manager will be called to order immediately. Don't forget to threaten law suit against the bank and tell them your also going to publish it on Business Day paper. Am sure you mum will be granted bail immediately. You need to man up, Don't chicken out, This country is a dog eat dog world, Only the brave can survive.....Just tell your mum to calm down and don't be scared. 4 Likes |
Re: What's Your Advice To Help.. Mom Is In Detention. by sunnydayasaba(m): 10:48am On Feb 07, 2015 |
chocolateme: OP, To cut this long story short, Take time out to write an open letter, Include the Banks name, Branch, Everything about the Bank , How the loan was granted and received, How the interest plan was agreed and send this stories out to so many blogs including Linda Ikeji blogs, don't forget to state your mums health conditions and threaten a greater problem if anything happens to her in detention. send copy to the Bank head office, dam the consequences, am sure the branch manager will be called to order immediately. Don't forget to threaten law suit against the bank and tell them your also going to publish it on Business Day paper. Am sure you mum will be granted bail immediately. You need to man up, Don't chicken out, This country is a dog eat dog world, Only the brave can survive.....Just tell your mum to calm down and don't be scared. 2 Likes |
Re: What's Your Advice To Help.. Mom Is In Detention. by PAGAN9JA(m): 10:48am On Feb 07, 2015 |
Mologi: Shut up and offer a solution. Useless fellow. 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by MadCow1: 10:49am On Feb 07, 2015 |
victorazy: Bad debt is not a criminal case.. That's why I am trying to find out is there is a criminal aspect to the case.. Maybe a fraud was committed in the loan acquisition or they have been issuing bad cheques. 4 Likes |
Re: What's Your Advice To Help.. Mom Is In Detention. by Nobody: 10:50am On Feb 07, 2015 |
Seun thank sir for bringing this to the frontpage. Op thank ma for sharing. My comment: SARS is not supposed to handle this issue. Your dad should have cancelled the appointment in China and rescheduled accordingly. He needs to face this issue and resolve it accordingly before any trips. The matter is complicated as no one can act in a manner that can give comfort to the bank. I suggest papa takes to the next bus to Awkuzu to do the needful. Finally a debt is a debt, you can not be evasive. Sell anything worth selling and defray the debts. 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by Nobody: 10:50am On Feb 07, 2015 |
Pay your debt first... wicked people judging the bank based on her pathetic story. Do you know how many bankers would have lost their jobs because of this case? Shameless debtors, after 3 years & you still have funds to travel to China & even a beautiful house that has a penthouse. Fear God abeg! 1 Like 1 Share |
Re: What's Your Advice To Help.. Mom Is In Detention. by IVORY2009(m): 10:53am On Feb 07, 2015 |
slap1: thats true, let her name the useless bank, so dat we can shoot mail to their head office. 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by Raymie(m): 10:53am On Feb 07, 2015 |
ehie:So because they are indebted, the man shouldn't work or they should live under CMS like some of yhur relatives abi? @OP, the only place I find fault is why yhur folks knowing their situation allowed it to linger on till SARS? What effort did they make to offset the loan? 2 Likes |
Re: What's Your Advice To Help.. Mom Is In Detention. by Nobody: 10:53am On Feb 07, 2015 |
alutacontinua: Exactly. And they had to jump in through d fence by 5am Without a valid arrest warrant? I bliv ur family can afford a better lawyer. Bsids,ur father should not leave d country as his signature was used to collect d loan. It is a pity tho. Take heart! 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by Nobody: 10:53am On Feb 07, 2015 |
Ariel20: You are too bad 5 Likes |
Re: What's Your Advice To Help.. Mom Is In Detention. by chronique(m): 10:56am On Feb 07, 2015 |
Nigerian police force could be so useless. In 2013,I paid money to someone in the US through his partner in naija to purchase a car and it went into voicemail. The guy came to naija and instead of the poilce to make him pay,they started telling me how I'd need to fund investigation for the interpol to fly to the US to investigate what happened cos the guy claimed He was defrauded. The police in naija are treating the case as a civil case even though all evidences points that it's a criminal case,as we later discovered I wasn't the only the guy defrauded. They allowed the guy travel back to the US. I called someone I knew at the force headqauters and he said the amount was too small to come to his table cos it was less than a million. Same thing I was told when someone contacted a top ranking efcc official on my behalf. My point is,the Nigerian justice system comprising of the police and the courts are weak. To get any form of justice,you have to be the highest bidder. This is what I guess is happening here. Under normal circumstances,I don't think SARS meant for anti-robbery,should be brought into this. 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by faithbukky(m): 10:56am On Feb 07, 2015 |
Your lawyer's approach is right. Nig is lawless. Use the Press too. SARS hate publicity. 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by chocolateme(f): 10:57am On Feb 07, 2015 |
ehie:miss you are right in whatever opinion you share here, but I also said that the bank refused to accept the main loan first to make it easier for my parents, now u said " probably" all avenues for them to recover it has failed, so tell me what other avenues you think they might have been using if not constantly reminding and summoning my dad for it? I also said that the bank manager just retired 3 months back while the debt has been there before now, or you think that 7 million is the highest debt a business man has ever owned a bank? You don't need to use a vulgar language or dissing words to drive your message home, if you have never faced challenges before, then it's ot your fault ok. Besides, u sound guilty to me. Do u have a case similar to mine and you are the one oppressing the other and your conscience flogging u. I believe that my mom will come out but. Meanwhile my brother told me that she was never put in cell but a room where there are 3 other women but she is so uncomfortable because of her health. Tnx 3 Likes |
Re: What's Your Advice To Help.. Mom Is In Detention. by Nobody: 10:57am On Feb 07, 2015 |
Keneking: I am not swayed by sentiments |
Re: What's Your Advice To Help.. Mom Is In Detention. by IVORY2009(m): 10:58am On Feb 07, 2015 |
Ariel20: Are you human? If you are, do you have human simiparity @ all? Or do you work for the bank. 2 Likes |
Re: What's Your Advice To Help.. Mom Is In Detention. by nabiz(m): 10:58am On Feb 07, 2015 |
'O' boy na good case be that ooo and it seems God won bless ur family be that! (Only if u have evidence of ur claim) this happen to my friend's dad in mpape abuja. This man collected a lone from one utako micro finance bank and was uneble to pay back. This mumu gave the man quick notice because the man use his resiencial buiding as a colateral. When the man refuse to pack out, this mumu bank went and remove the man zinc during rainy season. In that case made the man a bigger man. U know what I mean 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by musicwriter(m): 11:01am On Feb 07, 2015 |
@chocolateme And the best your dad can do is running away all in the name of business engagement?. Since he didn't take the loan himself he could as well be there for her, he could even have nominated to go in for her. There's something you're hiding though, cause the whole truth hasn't been told here as you admitted. Let me make an educated guess on what transpired. Seems to me your mom helped herself with a bank loan with your dad's property as collateral without his knowledge. Now, the bank have come for their money and your dad is not happy with your mon and have washed his hands off the matter. No sane man will abandon his wife and run to Lagos enroute China in such a hard time. He can as well cancel the trip, if all was ok. Some bitter truths are missing. 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by Nobody: 11:01am On Feb 07, 2015 |
Flytefalls:you too na from france?? 1 Like |
Re: What's Your Advice To Help.. Mom Is In Detention. by Nobody: 11:02am On Feb 07, 2015 |
IVORY2009: I am not human. Are you happy? |
Re: What's Your Advice To Help.. Mom Is In Detention. by mako007(m): 11:02am On Feb 07, 2015 |
Nobody is asking what bank? |
Re: What's Your Advice To Help.. Mom Is In Detention. by Nobody: 11:02am On Feb 07, 2015 |
Ariel20: Great |
Re: What's Your Advice To Help.. Mom Is In Detention. by Nobody: 11:04am On Feb 07, 2015 |
chocolateme: bro honestly I need help,I Av accommodation problems in contonu here.pls am in my finals pls I no its not proper but if u can help me with 20 thousand naira so I add up with my friends and get a place.i sleep at d park n go to school from there plss.+22961756249 |
Re: What's Your Advice To Help.. Mom Is In Detention. by IVORY2009(m): 11:05am On Feb 07, 2015 |
Re: What's Your Advice To Help.. Mom Is In Detention. by Nobody: 11:05am On Feb 07, 2015 |
Raymie:what I find offensive us the shying away from personal responsibility. .you are responsible for your actions take the blame when it goes wrong. It is not god. It is not witches in your village.it is not the devil .did they not take the loan reading the fine print..did they pay the debts..that why business or banks go out of business because of these attitudes...We all like america and UK with their nice houses which are mortgaged you fail to pay and the house is repossessed. .I think the bank had to go through this drastic measure because all avenues had failed. It's like a man driving full speed one way and has an accident knowing the consequence..Every action has a reaction. Cause and effect..bad debts cause failed banks and our money is gone if I put a million into a bank and 20 people like this do not pay their debts the banks go aground and NDIC will pay me 50 k as insurance.because some failed to service their loan. 1 Like 1 Share |
Re: What's Your Advice To Help.. Mom Is In Detention. by Leez(m): 11:07am On Feb 07, 2015 |
chocolateme:Dude dnt know if its true but if it is then I'm sorry to say your dad didn't act like a true igbo man @ all No igbo man I repeat no igbo man leaves his wife to take the fall for him. An average igbo man will die for his family talkless of an ANAMBRA man! 4 Likes |
Re: What's Your Advice To Help.. Mom Is In Detention. by yuzedo: 11:10am On Feb 07, 2015 |
My God!! This matter dey pain me personally!!!! Fùcking hell!!! Did banks harass Ifeanyi Ubah, Jimoh Ibrahim and other criminal-minded "fat cats" like this when they were owing N1b and above? That's how they also came to our house at 4am because of N2m. Ogun kill them all!!! Aunty, SARS means Special Anti Robbery Squad. Is your mother involved in armed robbery? No? Good. Dem don shìt for church! You see that overzealous new manager? What are the terms of the loan facility as regards default? Liquidate collateral abi? But because of the obscene interest rate, amount due is now x4 principal + collateral. Yet, management will not write it off as bad debt because your mama no be Oduah or Anenih. Again I say, ogun kii dem! Let a lawyer institute fùcking action against the bank for all the infringements thus far. If the collateral does not suffice (even though it was supposed to be far greater in worth than the principal) it is the fault of the former manager and compliance officer for their shoddy (desperate) credit approval process. You guys have a big case. DO NOT BUNGLE IT! Ogun kii dat bank for gross incompetence and devious policies. In fact, I'm surprised the lawyer has not petitioned the IGP on his boys, and called the attention of Civil rights to the case! 7 Likes |
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