Johnnyessence:
waooo bro jerry u have not reply my e-mail i want to go into plantain farming got d land ooooo.but need some funds to take off for d project need up to 500k thks bro.

ok, send me pm

send detail to :

adomuwinner9@gmail.com

walejummy:
ok, send me pm

this is my e-mail:johnadegbola4uall@gmail.com thks

Beginners in farming/agriculture, wait ooooo. Lets do little Maths. 2.2% interest in 12 month makes 26.4%. As a baby farmer, 100% ROI is not sure for most of us. What if we lose our investment due to unseen circumstances? Who will bear the repay? BOA 12% interest is what we are running away from, with 18 month repayment. What shall we call this 26.4% with 12 months repayment?

OLAMIMO12:
Beginners in farming/agriculture, wait ooooo. Lets do little Maths. 2.2% interest in 12 month makes 26.4%. As a baby farmer, 100% ROI is not sure for most of us. What if we lose our investment due to unseen circumstances? Who will bear the repay? BOA 12% interest is what we are running away from, with 18 month repayment. What shall we call this 26.4% with 12 months repayment?

it your choice to choose as a baby farmer, but i think you should ask more inquires such as insurance etc b4 u think of unseen circumstance, let me put u true, calculate your gain turn over yearly compare with ur intend amount to collect to invest in a year, calculate the overall profit then deduct the our interest from it, then see if the remaining profit will be ok by you. try to get the statistics, those on the field will understand better.

As an intending farmer, its not advisable to start with loan.
There are lot of unforseen circumstances in agriculture.
For instance, rain usually begins from March and at worst April.
But this year was exceptional, nit until May ending and even June in some places.
Manage with what you have.
Start small
Grow big
My 2 cent

jethro2:
As an intending farmer, its not advisable to start with loan.
There are lot of unforseen circumstances in agriculture.
For instance, rain usually begins from March and at worst April.
But this year was exceptional, nit until May ending and even June in some places.
Manage with what you have.
Start small
Grow big
My 2 cent

u r rite, to dangerous to start any business with loan,

Good Job Op.
@Jethro, he has already stated that its not for beginners, your advise however struck home a very valid point.
The loan to my understanding as a banker is for those most especially in Agric Business as intermediaries i.e I buy from the Farmer and sell to the market women. No bank would even want to invest that much with a starter. The loan I believe would increase your purchase power. My opinion.

I believe in Agriculture, I believe in Nigeria

Gadgetmobil:
Good Job Op.
@Jethro, he has already stated that its not for beginners, your advise however struck home a very valid point.
The loan to my understanding as a banker is for those most especially in Agric Business as intermediaries i.e I buy from the Farmer and sell to the market women. No bank would even want to invest that much with a starter. The loan I believe would increase your purchase power. My opinion.

I believe in Agriculture, I believe in Nigeria

you have said it all, i think u understand ur job well as a banker, loan is different from capital. loan can be use on existing business that is facing financial threat or existing business willing to be expanded.

jethro2:
As an intending farmer, its not advisable to start with loan.
There are lot of unforseen circumstances in agriculture.
For instance, rain usually begins from March and at worst April.
But this year was exceptional, nit until May ending and even June in some places.
Manage with what you have.
Start small
Grow big
My 2 cent

God bless you my sister. Just telling innocent minds not to jump from frying pan to fire.

walejummy:
it your choice to choose as a baby farmer, but i think you should ask more inquires such as insurance etc b4 u think of unseen circumstance, let me put u true, calculate your gain turn over yearly compare with ur intend amount to collect to invest in a year, calculate the overall profit then deduct the our interest from it, then see if the remaining profit will be ok by you. try to get the statistics, those on the field will understand better.

Am not against you bro. ..........you are doing your job now. Am sorry if you've been disturbed.

walejummy:
give me your email address, i will send you full details, i will ask about the agribusiness you are into, we will give u pre-loan training, then i might merge u with this month disburstment it depend on aw fast d process is.

kindly send me d detailed
info too.
sabbath316@yahoo.com

guys, before you run off excited over cheap loans its good for you to ask for a loan calculator to see exactly how much interest you would be paying on the principal. you would also observe the OP mentioned monthly, meaning its likely annualized over 12 months and not your basic simple interest calculations.
so OP if you really wanna help the small scale agric guys we have out there, put up your loan calculator for all to see and decide on its affordability.

jaz:
guys, before you run off excited over cheap loans its good for you to ask for a loan calculator to see exactly how much interest you would be paying on the principal. you would also observe the OP mentioned monthly, meaning its likely annualized over 12 months and not your basic simple interest calculations.
so OP if you really wanna help the small scale agric guys we have out there, put up your loan calculator for all to see and decide on its affordability.

yes am ready to assist in any form, i analyzed everything to interested people that mailed me or submitted there mail. and i think have also done the analysis on this forum.

ok then. would you be kind enough to send the loan calculations showing principal, interest and other charges (hidden or otherwise) to adzabaz@yahoo.co.uk. i would like to review for affordability and motive.

walejummy:
yes am ready to assist in any form, i analyzed everything to interested people that mailed me or submitted there mail. and i think have also done the analysis on this forum.

jaz:
ok then. would you be kind enough to send the loan calculations showing principal, interest and other charges (hidden or otherwise) to adzabaz@yahoo.co.uk. i would like to review for affordability and motive.

ok.

Op pls post everything concerning this loan here for all to read instead of sending to individual's mail add. Plsss

me i never see any mail sef

Interesting thread BTW,

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jaz:
me i never see any mail sef

am sorry, am kinda busy in office ni,

here is the details, my name is jerry, i work in LAPO microfinance bank, we have various loan product, we have Small business loan, regular loan, agribusiness loan etc, am introduction agribusiness loan to this forum, this loan is giving to farmer to expand there business with the interest rate of 2.2% par month, and its within 4-12 month, we have the capacity to give out 50-400k for start it depend on how you wish to expand your business, requirement are 2 guarantors, ur 5passport, your valid Id, no collactral, and its given to existing business, not a capital. if u need further question, you can ask in this forum and if you are interested mail me on jerryolakanye@gmail.com thanks

guess this is an annuity. for the betterment of ma ppl wey no wan stress dem heads but need money for their businesses. In plain English, if i walk up to your office for a soft loan of 400k with 12 months payment period what would be my total payback- principal plus interest... ?

am interested but ur interest scares me, is it to say your interest is 26.4% annual?

jaz:
guess this is an annuity. for the betterment of ma ppl wey no wan stress dem heads but need money for their businesses. In plain English, if i walk up to your office for a soft loan of 400k with 12 months payment period what would be my total payback- principal plus interest... ?

hey do the calculation yourself, you are stressing me, u ask for break down n av done it, if u can't cope den silent, tmax did d calculation now n spoke his mind, so if u don't understand yet then u are not interested.

jaz:
guess this is an annuity. for the betterment of ma ppl wey no wan stress dem heads but need money for their businesses. In plain English, if i walk up to your office for a soft loan of 400k with 12 months payment period what would be my total payback- principal plus interest... ?

hey do the calculation yourself, you are stressing me, u ask for break down n av done it, if u can't cope den silent, tmax did d calculation now n spoke his mind, so if u don't understand yet then u are not interested.

jaz:
guess this is an annuity. for the betterment of ma ppl wey no wan stress dem heads but need money for their businesses. In plain English, if i walk up to your office for a soft loan of 400k with 12 months payment period what would be my total payback- principal plus interest... ?

Tmex:
am interested but ur interest scares me, is it to say your interest is 26.4% annual?

hmmm, tmex its not really high compare to other source loan that i must not mention and even criteria to access them but try to check for others and compare ok. Gud luck

lols, a touchy vendor...

walejummy:
hey do the calculation yourself, you are stressing me, u ask for break down n av done it, if u can't cope den silent, tmax did d calculation now n spoke his mind, so if u don't understand yet then u are not interested.

walejummy:
give me your email address, i will send you full details, i will ask about the agribusiness you are into, we will give u pre-loan training, then i might merge u with this month disburstment it depend on aw fast d process is.

Pls send me a mail on teokoro1@gmail.com.

Nelton:
Pls send me a mail on teokoro1@gmail.com.

you have gotten mail

I'm in osun too pls dis is my email ajibadeadebowale@yahoo.com

M also in osogbo. Pls send me the details through this email: Yinka2rule@gmail.com

ajibadeadebowal:
I'm in osun too pls dis is my email ajibadeadebowale@yahoo.com

sent