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Nairaland Forum / Nairaland / General / Travel / General U.s.a (student) Visa Enquiries-part 7 (740420 Views)
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Re: General U.s.a (student) Visa Enquiries-part 7 by Walspring: 4:18pm On Jul 28, 2015 |
zeezahbee: You are right... |
Re: General U.s.a (student) Visa Enquiries-part 7 by GboyegaD(m): 4:19pm On Jul 28, 2015 |
mbeenox: The odds are high that the VO was going to deny you and just had to hold unto that. |
Re: General U.s.a (student) Visa Enquiries-part 7 by worry357: 4:20pm On Jul 28, 2015 |
GboyegaD:You are very naive! Visa officers dont "have" to do anything. They certainly dont have to accept micro finance banks ( history shows that they reject most applications with micro finance.) Please don't insult us by quoting a corrupt organisation like CBN! |
Re: General U.s.a (student) Visa Enquiries-part 7 by warriboy21(m): 4:27pm On Jul 28, 2015 |
oyo o flight booking tins...emirate nde mwor oya oya oya pls is 5kdolls ok for me to take along as miscelenos..wud de alow me take it tru custom |
Re: General U.s.a (student) Visa Enquiries-part 7 by makinde851: 4:29pm On Jul 28, 2015 |
Folabii:the problem might be from the statement of account |
Re: General U.s.a (student) Visa Enquiries-part 7 by bigfrancis21: 4:58pm On Jul 28, 2015 |
warriboy21: $5,000 cash at hand is quite a lot of wad of money to be carrying about. $1000 to $1500 is ok for miscellaneous expenses and initial expenses during your flight and after you land here. The maximum amount beyond which you should declare amount in possession is $10,000, as at when I travelled during my time. For any amount less than that, you are fine. |
Re: General U.s.a (student) Visa Enquiries-part 7 by bigfrancis21: 4:59pm On Jul 28, 2015 |
zeezahbee: Lol. I often get that a lot. |
Re: General U.s.a (student) Visa Enquiries-part 7 by isi4luv: 5:05pm On Jul 28, 2015 |
Good day house. I applied to about 4 schools for Masters in business administration and I was rejected because of my low GRE score of about 282. And GPA of 2.87/4.0 Please can someone tell me a school that can accept me with my GPA and GRE score for masters in business administration. I'll be bery grateful. Thank you |
Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 5:12pm On Jul 28, 2015 |
try heller school for social policy |
Re: General U.s.a (student) Visa Enquiries-part 7 by GboyegaD(m): 5:18pm On Jul 28, 2015 |
worry357: Did you say I'm naive? Can you mention those whose applications were denied because they used MFB accounts? Remember this is a public forum and watch your words accordingly. |
Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 5:26pm On Jul 28, 2015 |
If properly managed with good financial discipline credit cards have great benefits. Also if you plan to stay in the U.S. You would need it to build your credit for mortgages etc in the future. I agree that if not properly manag d you can get into serious financial issues quickly but vice versa if you manage cards very well you can get good benefits. Given we don't really have a credit culture in Nigeria many international students tend to get in trouble because they get carried away with this credit limit and spend anyhow without understanding how it works. That's why we would advice internationally students to either avoid or be very careful until you have a steady income and financial discipline. Also having a small manageable limit is good so if you make a mistake it's not bankruptcy level kobe79: |
Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 5:31pm On Jul 28, 2015 |
You do not use a credit card to buy a home or car, you use a credit card to build your credit history and score so you can get good rates on mortgages when you buy a home. Sometimes event if you was to rent an apartment or get a job they would check your credit rating to see if you have financial discipline stevecrun: 1 Like |
Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 5:49pm On Jul 28, 2015 |
ttmacoy:Bro, you're now sounding like one of the street niggas. If you was. Hahaha. |
Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 5:51pm On Jul 28, 2015 |
That is not true. I actually found Americans use their credit card for pretty much everything. Some do not even see their debit card regularly as they use credit cards and clear it up every month. I use y credit card for weekly grocery shopping and fuel etc, not because I do not have the money but because it builds my credit and also i get cash back. I have my budget for groceries for the month, so use my credit card and clear it up without any interest payment. I agree that for international students credit card should not be priority as you don't have a steady income etc, but if you are living and working in the US long term, it is required. as BigFrancis said you need financial discipline to manage it properly, but if managed properly it has it benefits. I get enough points on my Amex a year to go on free holidays or buy stuff without any interest payment. And all this talk of the rich people do not use credit cards is wrong. If so why have the likes of the Platinum Amex card? You are right to point out the dangers and i agree for international students the risk is too much to get into debt, but for financially stable and disciplined people in the US, it can be very advantageous. kobe79: 3 Likes |
Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 5:53pm On Jul 28, 2015 |
Re: General U.s.a (student) Visa Enquiries-part 7 by warriboy21(m): 6:00pm On Jul 28, 2015 |
bigfrancis21:ok thanks... |
Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 6:00pm On Jul 28, 2015 |
ttmacoy:Sorry bro, if you aren't happy with that. Sorry man. |
Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 6:02pm On Jul 28, 2015 |
You both make good points. I agree with you that international students do not necessarily need a credit card, but if said international student plans to stay and work in the US, it makes sense to start building your credit history through cards of manageable limit and with discipline. There are jobs that require you to have good credit history especially in the financial services sector etc, and I can attest that when I applied to rent a condo a credit check was conducted to ensure I have a good history and will not be owing landlord their rent as they also have to pay their mortgage. If you are renting rooms or smaller apartments then maybe not so much, but for bigger more expensive places yes it a credit check is conducted. Without a credit history landlords will request heavy deposits from you as they do not know if you are financially responsible. kobe79: 2 Likes |
Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 6:02pm On Jul 28, 2015 |
It's aight. i didn't really get what you meant. DeeTus: |
Re: General U.s.a (student) Visa Enquiries-part 7 by warriboy21(m): 6:06pm On Jul 28, 2015 |
im heading to indiana wanted to go tru chicago which is 2hrs away fr indiana but economy spaces hv all been booked in emirates til 21ist..aug..my sch wrote on my i20 dat ..im supose to report to sch not later than 19 aug...though my class starts 25aug..now i want to go tru new york shud i book a flite for 18th aug...which is like 1,136dollas(is it cheap),,hope i wont hv probs in poe... thks |
Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 6:07pm On Jul 28, 2015 |
Having no credit history does not make you irresponsible, but it means there is no universally accepted way to confirm you are responsible hence landlords etc will ask you a deposit from you. Even simple getting a phone contract they will ask you for a big deposit because the universally accepted way to confirm the credit worthiness of a person is via their credit history and score. You do not need a credit card but it is a useful way to build your credit history. Even if it is a $300 credit card and you are spending $50 every month and clearing it up it builds history that this person pays his obligations as and when due. DeeTus: 1 Like |
Re: General U.s.a (student) Visa Enquiries-part 7 by mbeenox: 6:12pm On Jul 28, 2015 |
texrem:31hrs |
Re: General U.s.a (student) Visa Enquiries-part 7 by masquellett(m): 6:14pm On Jul 28, 2015 |
Hello nairalanders and gurus in the house! I am hoping to get a graduate assistantship in a good university in the US, been doing my research but most schools are yet to return my mail. I studied computer science and Have already evaluated my GP with wes and had a 3.6/4.0. Pls I need suggestions on possible schools that I can apply to. Thanx in anticipation. Cc: Bigfrancis, Amefrica et Al |
Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 6:18pm On Jul 28, 2015 |
Why not retake the GRE exam as this would help you get into good schools, Otherwise you would need to focus on MBA programs far down the rankings which also means lower quality of the program unfortunately. isi4luv: |
Re: General U.s.a (student) Visa Enquiries-part 7 by mbeenox: 6:21pm On Jul 28, 2015 |
isi4luv: Check the rankings of the schools u applied to, and select lower ranked schools, or write another GRE and Ace it. Get a score of above 300. Try ETSU or Texas A&M Kingsville |
Re: General U.s.a (student) Visa Enquiries-part 7 by bigfrancis21: 6:33pm On Jul 28, 2015 |
masquellett: With your GPA, you should be able to get an assistantship. Have you written the GRE? What's your score? |
Re: General U.s.a (student) Visa Enquiries-part 7 by mbeenox: 6:33pm On Jul 28, 2015 |
ttmacoy: So basically, u build points by buying often and big with ur Credit card and repaying on time. |
Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 6:39pm On Jul 28, 2015 |
You get points, airline miles, cash back etc by spending. You build a good credit rating and score by paying on time. By nature of my job which involves lots of travel, i will spend anyway so why not earn points and other benefits with it? mbeenox: |
Re: General U.s.a (student) Visa Enquiries-part 7 by ikobionu: 6:48pm On Jul 28, 2015 |
mbeenox: Hi mbeenox, pls I'm applying to tamuk and i was sent a mail that they do not accept wes evaluation. I cannot start going through the stress of evaluating again plus the financial burden. Secondly i noticed they did not include letter of recommendation and statement of purpose as pary of the requirements for natural gas engineering. I find it hard to believe. Do u think it's possible. Abeg house help oh. I can't evaluate my transcript again. Anybody knows anyone in tamuk i can contact? Thank u |
Re: General U.s.a (student) Visa Enquiries-part 7 by masquellett(m): 7:00pm On Jul 28, 2015 |
bigfrancis21:Thanx for the prompt reply sir. I am hoping to write the GRE in October. It means the GRE is also a major factor. Do I need to write the GRE first before the GA certainty? |
Re: General U.s.a (student) Visa Enquiries-part 7 by mbeenox: 7:08pm On Jul 28, 2015 |
ikobionu: I don't know much about WES evaluation, its probably true if it was stated that u don't need a SOP n letter of recommendation.. U can still contact admission office of the school to be sure. |
Re: General U.s.a (student) Visa Enquiries-part 7 by happney65: 7:11pm On Jul 28, 2015 |
DeeTus: He should definetly be a Democrat..Those Republicans henn..Bunch of crazy people particulary that crazy dude called Donald Trump..A certified oloshi Man...Abegi.house I get question ohhh..Does schools give scholarship for UG students based on your toefl/ielts or SAT scores?Abeg any sch wey dey do such..For undergraduate.. Thanks |
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