General U.s.a (student) Visa Enquiries-part 7 - Travel (301)

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Nairaland Forum / Nairaland / General / Travel / General U.s.a (student) Visa Enquiries-part 7 (747744 Views)

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Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 8:01pm On Aug 01, 2015

kenkool:

Lol bro still on it, I will ping u Sir!

I dey wait

Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 8:15pm On Aug 01, 2015

opekunleope:
HELLO GURUS IN THE HOUSE...... GOOD EVENING AND HAPPY WEEKEND TO YOU ALL... PLEASE I HAVE A QUESTION WHICH HAD BEEN BOTHERING OVER A WEEEK AGO NOW, AM AN ADDICT FOLLOWER OF THIS THREAD BUT I HAVE NOT CONTRIBUTED FOR ONCE JJUST BECAUSE I FEELS ITS ADVISABLE FOR ME TO LEARN FIRST THEN LATER I CAN START CONTRIBUTING........BUT MY QUESTION IS,,,,,,,,,,,,,ABEG GURUS IS IT STILL FEASIBLE FOR ME TO STILL HAVE AN INTERVIEW APPOINTMENT IN THE MONTH OF AUGUST BECAUSE MY SCHOOL IS RESUMING ON THE 17TH OF THIS MONTH.....AND I DONT WANT TO FORFEIT THIS ADMITTION. PLEASE I THERE A WAY OUT? PLEASE SIR/MA YOUR UTHERMOST CONTRIBUTIONS IS HIGHLY WELCOME SIR...... GOD BLESS YOU RICHLY...... AMEN...

AM EXPECTANT SERIOUSLY

As Slimmy advised, please kindly defer. I had a similar issue. But if you were given funding, ask your graduate coordinator if you are gonna lose your admission when you defer.

Re: General U.s.a (student) Visa Enquiries-part 7 by opekunleope: 8:17pm On Aug 01, 2015

hmmmm> alright sir deeply appreciate your response

Re: General U.s.a (student) Visa Enquiries-part 7 by Stewee(m): 8:26pm On Aug 01, 2015

Snazzygirl:

Loooool. Uncle Stewee, there is no way this is a fact. Federal law requires that everybody opening an account in the US must be properly identified. The mode of identification used by banks in the US is the SSN. No bank will issue a credit card to a non resident alien without SSN. Also, there is no relationship between getting a credit card and debit card use. Maybe you are referring to the "Secured credit card" which is just a "glorified debit card" whose activity is shared with the major credit bureaus to build credit history.

LOL
Auntie Snazzy girl
I know about the Secured credit card and for BOA one of the requirements is to make a deposit which would stand as a collateral if you default in your payments...Now I don't remember ever making any deposit for the card.

Maybe there's something about my card I don't know about.

Re: General U.s.a (student) Visa Enquiries-part 7 by Stewee(m): 8:28pm On Aug 01, 2015

biikeys:

Not true. BofA does, infact with undocumented immigrants..and SSN is not the only means of identification also,ITIN can serve the same purpose.

Oh thank you for your inputs...

What is ITIN?

Re: General U.s.a (student) Visa Enquiries-part 7 by Stewee(m): 8:31pm On Aug 01, 2015

Snazzygirl:

Bros, I never said SSN is the ONLY means of identification. I agree with you that ITIN can serve the same purpose, but how does that apply to the context right now? How many international students have ITIN? The average intl student focuses on the SSN, because we all want to work. As for BofA giving undocumented immigrants "unsecured credit cards" without proper identification, I disagree sir

But how can you be sure?

You don work for BOA before ni? grin

Re: General U.s.a (student) Visa Enquiries-part 7 by Stewee(m): 8:34pm On Aug 01, 2015

bigfrancis21:

You're referring to the secured credit card which does not come with money pre-loaded in it but you have to deposit your own money in it, say $350, spend and pay back the money. With a secured credit card, you are only spending and paying back your own money. This is in contrast with regular credit cards that come pre-loaded with an amount of money that you need an SSN to apply for. Those without an SSN can get the secured credit card but there is usually a limit to the line you can get on it, usually small amounts such as $300, $500 etc.

The secured credit card is basically building a credit history but using your own money. When you are approved for a secured credit card of $350 credit line and it arrives at your address, you are required to deposit an amount equal to $350 into the card and start using it.

Thus, in effect you can't apply for a secured credit card just because you want to use it to pay tuition, as someone had initially thought.

Bigfrancis trust me when I say.. I did no such deposit!

I can't be that paranoid that I'll do a thing like that and not know.

Re: General U.s.a (student) Visa Enquiries-part 7 by Stewee(m): 8:36pm On Aug 01, 2015

zeezahbee:
Meritdee, are you trying to support deetus
What about the recharge card he collected with the email and he even confessed to scamming somone of recharge card. What about the stupid messages he has also been sending to me.

He stole my email the day I told Francis to send me a link. Since then he has been saying shitt.

Thank God he has stopped d message since yesterday . Next mins, he will start writing some pity pity quotes like a good person.

No one should put their email on here again.

Well, I will let this case rest but I know he will do it to another

Joenice, deetus, joebelly, nsurg ( those are all your moniker) . The next time I see your email again, you won't like yourself

What kind of drama is this on this thread biko nu?

Re: General U.s.a (student) Visa Enquiries-part 7 by zeezahbee(f): 8:44pm On Aug 01, 2015

Stewee:

What kind of drama is this on this thread biko nu?

Na old story. I don forgive am. Call me now now , we get talk

Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 8:45pm On Aug 01, 2015

Stewee:

What kind of drama is this on this thread biko nu?

Just relax. Because if anyone accused me wrongly on something that i didn't do, I can go any length to get justice.

I will write to Seun soon.

Re: General U.s.a (student) Visa Enquiries-part 7 by Stewee(m): 8:47pm On Aug 01, 2015

slimmy05:
Do we have banks that give credit card without SSN?

Nna let's not talk about this matter again on here!

How you been?

Re: General U.s.a (student) Visa Enquiries-part 7 by Stewee(m): 8:48pm On Aug 01, 2015

zeezahbee:
Na old story. I don forgive am. Call me now now , we get talk

Roger!
I gotchu!

Re: General U.s.a (student) Visa Enquiries-part 7 by fregkay: 8:53pm On Aug 01, 2015

I doubt if there's any available date but you could seek for an emergency appointment if u are lucky enough they might approve it and if not,better still you can deffer your admission till spring (january).my opinion.Gurus abeg help o...@slimmy05,profjah,zeezahbee....

opekunleope:
HELLO GURUS IN THE HOUSE...... GOOD EVENING AND HAPPY WEEKEND TO YOU ALL... PLEASE I HAVE A QUESTION WHICH HAD BEEN BOTHERING OVER A WEEEK AGO NOW, AM AN ADDICT FOLLOWER OF THIS THREAD BUT I HAVE NOT CONTRIBUTED FOR ONCE JJUST BECAUSE I FEELS ITS ADVISABLE FOR ME TO LEARN FIRST THEN LATER I CAN START CONTRIBUTING........BUT MY QUESTION IS,,,,,,,,,,,,,ABEG GURUS IS IT STILL FEASIBLE FOR ME TO STILL HAVE AN INTERVIEW APPOINTMENT IN THE MONTH OF AUGUST BECAUSE MY SCHOOL IS RESUMING ON THE 17TH OF THIS MONTH.....AND I DONT WANT TO FORFEIT THIS ADMITTION. PLEASE I THERE A WAY OUT? PLEASE SIR/MA YOUR UTHERMOST CONTRIBUTIONS IS HIGHLY WELCOME SIR...... GOD BLESS YOU RICHLY...... AMEN...

AM EXPECTANT SERIOUSLY

Re: General U.s.a (student) Visa Enquiries-part 7 by Stewee(m): 8:53pm On Aug 01, 2015

DeeTus:
Just relax. Because if anyone accused me wrongly on something that i didn't do, I can go any length to get justice.

I will write to Seun soon.

Do what you gotta do bruh!

Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 9:02pm On Aug 01, 2015

Stewee:

Do what you gotta do bruh!

Thanks. It is gonna be an eye-opener to others.

Re: General U.s.a (student) Visa Enquiries-part 7 by biikeys(m): 9:05pm On Aug 01, 2015

Stewee:

Oh thank you for your inputs...

What is ITIN?

It's just a taxpayer number for non-resident aliens not eligible for SSN, and issued by IRS.
http://www.irs.gov/Individuals/Individual-Taxpayer-Identification-Number-ITIN

Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 9:18pm On Aug 01, 2015

slimmy05:
Santaclaus, there is absolutely no you can survive with $10/hr to pay semester fee of $12,000. It is better you start looking into Community Colleges, then after your 2 years associates, you can go ahead and do your OPT (12-17 months). That still wouldn't help except you plan on using the saved cash to pursue your GC.

Thanks for the info and really grateful. How much are we looking at here if one is to transfer to a community college after 6months I can't remember were I saw that probably this thread.

Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 9:21pm On Aug 01, 2015

Stewee:

Nna let's not talk about this matter again on here!

How you been?

I just want to know. I'm good.

1 Like

Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 9:24pm On Aug 01, 2015

opekunleope:
HELLO GURUS IN THE HOUSE...... GOOD EVENING AND HAPPY WEEKEND TO YOU ALL... PLEASE I HAVE A QUESTION WHICH HAD BEEN BOTHERING OVER A WEEEK AGO NOW, AM AN ADDICT FOLLOWER OF THIS THREAD BUT I HAVE NOT CONTRIBUTED FOR ONCE JJUST BECAUSE I FEELS ITS ADVISABLE FOR ME TO LEARN FIRST THEN LATER I CAN START CONTRIBUTING........BUT MY QUESTION IS,,,,,,,,,,,,,ABEG GURUS IS IT STILL FEASIBLE FOR ME TO STILL HAVE AN INTERVIEW APPOINTMENT IN THE MONTH OF AUGUST BECAUSE MY SCHOOL IS RESUMING ON THE 17TH OF THIS MONTH.....AND I DONT WANT TO FORFEIT THIS ADMITTION. PLEASE I THERE A WAY OUT? PLEASE SIR/MA YOUR UTHERMOST CONTRIBUTIONS IS HIGHLY WELCOME SIR...... GOD BLESS YOU RICHLY...... AMEN...

AM EXPECTANT SERIOUSLY

Yes you can. I once Google about that too. If you have 2days to your resumption you can still go to the embassy because it has nothing to do with your interview. If your school cannot extend for a week for you....all you need to do is defer your admission to the next session. The most important thing here is the visa

Re: General U.s.a (student) Visa Enquiries-part 7 by bigfrancis21: 9:31pm On Aug 01, 2015

Stewee:

Bigfrancis trust me when I say.. I did no such deposit!

I can't be that paranoid that I'll do a thing like that and not know.

Let us know what type of credit card it is then. cheesy

https://www.bankofamerica.com/credit-cards/products/secured-credit-card.go

1 Like

Re: General U.s.a (student) Visa Enquiries-part 7 by bigfrancis21: 9:35pm On Aug 01, 2015

slimmy05:
Do we have banks that give credit card without SSN?

I am surprised to hear that just as you are too. The only type of credit card a bank would give without an SSN is the secured credit card that requires the customer to deposit their own money, make expenses and pay back. Once the customer obtains an SSN, the secured credit card could be converted to an unsecured one (i.e. regular credit card).

I have told him to mention the type of card he says his bank gave him without an SSN, if not a secured credit card. It is no secret. Nothing is hidden in America.

I'm sure Stewee knows his credit card is the secured credit card, he is only delaying admitting so. grin

2 Likes

Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 10:01pm On Aug 01, 2015

bigfrancis21:

I am surprised to hear that juust as you are too. The only type of credit card a bank would give without an SSN is the secured credit card that requires the customer to deposit their own money, make expenses and pay back. Once the customer obtains an SSN, the secured credit card could be converted to an unsecured one (i.e. regular credit card).

I have told him to mention the type of card he says his bank gave him without an SSN, if not a secured credit card. It is no secret. Nothing is hidden in America.

I'm sure Stewee knows his credit card is the secured credit card, he is only delaying admitting so.

Even store card require SSN. I have Khols and Oldnavy card and both requested for SSN. The secure one are like Netspend card

Re: General U.s.a (student) Visa Enquiries-part 7 by bigfrancis21: 10:02pm On Aug 01, 2015

biikeys:

Not true. BofA does, infact with undocumented immigrants..and SSN is not the only means of identification also,ITIN can serve the same purpose.

Most banks offer secured cards, capital one, wells fargo etc all offer secured credit cards to those without SSN with the usual minimum security deposit of $300.

Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 10:05pm On Aug 01, 2015

biikeys:

Not true. BofA does, infact with undocumented immigrants..and SSN is not the only means of identification also,ITIN can serve the same purpose.

The credit card you get are the ones you preload just like netspend cards. Yes ITIN serves as a means of Identification, I guess thats what people who come with B1/B2 acquire.

Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 10:10pm On Aug 01, 2015

Getting my Visa approved on 18th, school resumes 24th.... Hope I still stand some chances cos I don't wanna defer any admission

1 Like

Re: General U.s.a (student) Visa Enquiries-part 7 by Stewee(m): 10:14pm On Aug 01, 2015

biikeys:

It's just a taxpayer number for non-resident aliens not eligible for SSN, and issued by IRS.
http://www.irs.gov/Individuals/Individual-Taxpayer-Identification-Number-ITIN

Oh seen!

Re: General U.s.a (student) Visa Enquiries-part 7 by Stewee(m): 10:17pm On Aug 01, 2015

bigfrancis21:

I am surprised to hear that just as you are too. The only type of credit card a bank would give without an SSN is the secured credit card that requires the customer to deposit their own money, make expenses and pay back. Once the customer obtains an SSN, the secured credit card could be converted to an unsecured one (i.e. regular credit card).

I have told him to mention the type of card he says his bank gave him without an SSN, if not a secured credit card. It is no secret. Nothing is hidden in America.

I'm sure Stewee knows his credit card is the secured credit card, he is only delaying admitting so.

It is not!!!
I have a normal credit card bruh!

1 Like

Re: General U.s.a (student) Visa Enquiries-part 7 by Nobody: 10:18pm On Aug 01, 2015

Sorbital:
Getting my Visa approved on 18th, school resumes 24th.... Hope I still stand some chances cos I don't wanna defer any admission

I so much love your optimism. God will perfect everything for you bro!..You stand so many chances, Just get a letter of extension from your school before your interview date...All the best!!..

Re: General U.s.a (student) Visa Enquiries-part 7 by bigfrancis21: 10:25pm On Aug 01, 2015

Stewee:

It is not!!!

You don't have to tell us anyway that you have a secured credit card aka 'glorified debit card'. grin

When you could easily apply to a few that will approve you of a regular credit card instantly of same $300 limit as your secured credit card, even with no prior credit history.

1 Like

Re: General U.s.a (student) Visa Enquiries-part 7 by Stewee(m): 10:40pm On Aug 01, 2015

bigfrancis21:

You don't have to tell us anyway that you have a secured credit card aka 'glorified debit card'.

When you could easily apply to a few that will approve you of a regular credit card instantly of same $300 limit as your secured credit card, even with no prior credit history.

if you want proof, you can DM me and ill show you that I don't have a secured credit card.

1 Like

Re: General U.s.a (student) Visa Enquiries-part 7 by bigfrancis21: 10:51pm On Aug 01, 2015

musicwriter:

If you think I don't understand how it work, then it's clear you don't have the statistics on how many Americans are in debt. Average debt on the head of every American is about $6,000 (google it). Well, I forgot to add, not everybody is cutout for credits. Yes, some people can manage it well and it was said in that article.

Well, the purpose was not to doomsday but to encourage Africans to live within their means. If you'll live within your means, you'll have no problem with credit cards. As long as this's understood, I'm fine.

Living within one's means is definitely encouraged and those who know me in person know that I always advice people to do so. But there are just certain things in this country that to get you definitely need a credit history. I feel that I am beginning to sound like I am coercing people to go for credit cards that they do not want. No. I am simply clearing misconceptions that I have noticed many people seem to have on here.

Certain things like buying a home in this country, you would definitely need to obtain a loan (mortgage) from a bank and pay that loan back to the bank gradually until you finish paying it off because houses in this country are expensive and most Americans don't buy land and build houses according to your pace until you finish building as we do in Nigeria but they buy already made homes. That's just how the country system has been made. There are no 2 ways about it. Except you are into business and can afford to buy a house from your business profits, other than that you can't really sidestep this process.

2 Likes

Re: General U.s.a (student) Visa Enquiries-part 7 by amanze15(m): 11:26pm On Aug 01, 2015

i don reach america grin

travel transcripts coming up shocked

, summer aint the best time to sit at a departure gate to wait for a 5 hour delayed flight i see things shocked

9 Likes

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