Oye50:
With great joy I share my testimony to my online family here. I am been called upon now to come get my visa. I wish I had the right words to express how happy I am. I want to thank everyone here particularly Eke40seven, I swear u are a real gift to us here. I appreciate all the efforts you have made on this thread and I pray that yours will come soonest and God will take all obstacles away. I thank my friend XpensiveT and every other great contributions here on this thread. It's such a great feeling to feel that my 3 years effort has just paid off. Seriously it wasn't easy all along but I'm grateful to God

twinkle1:
VISA APPROVED IN 16 DAYS !!!!!!!!!!!!!
Dear Sir,
In the a.m. matter you are kindly requested to come to the visa section of the Consulate General during
business hours:
Mondays-Fridays from 8.00 h till 9.00 h.
Please bring your passport and travel health insurance valid for 3 months starting from the date of
travel (plus one photo copy).
In order to ensure admission you are requested to present this letter at the gate.
Kindly note that the date for the commencement of your journey should not be scheduled before
10 September 2015.
RECEIVED THE MESSAGE AROUND 1:30PM TODAY !!!!!
I pray that ALL of you aiming for winter 2015 get your visas approved SOONEST in JESUS NAME !!!!!!!!!
BIG THANKS TO EKE40SEVEN, OBIWANNN, AHBBIEY, KENNYOGUNS0509, CINDINO20, ADENJNR AND ET ALL FOR HELPING ME ..
YOU ALL ARE GOING TO MAKE TEAM WINTER 2015 BY GOD'S GRACE
CHEERS...........

wow!! congratulations bosses...Go to Deutschland and suceed .

twinkle1:


Kelvinpam ma nigga... Na so I just check my Gmail see the message oooooooooo... I think say na dream.. Infact I took my visa application receipt go re confirm the application number wey dey to the the visa approval email..

Still feels like a dream.. 2 weeks!!!

Lol....nice 1 man
All thanks to GOD bro.

Interview was in July...

twinkle1:
Interview was on the 30th of July... Visa Approval on the 14th of August.

congrats bro go and pack your load..... did u fund before interview and what course u dey go for

Eke40seven:



P.s Getting winter admission can be a bit challenging as more opportunities are open for winter intake.

boss i don't understand the p. s message

Neyoalao:


congrats bro go and pack your load..... did u fund before interview and what course u dey go for

yes sir i funded before the interview. i got confirmation from db a day before interview.

odinakaprince:


please can smone help me and buy these books Paul Coggle and Heiner Schenke at the institute at Lagos?

The institute is currently on vacation and the staff that would sell you the books are not around

Congratulations Twinkle!

We go see for Monday

lmuhopeful:
Congratulations Twinkle!

We go see for Monday

My confirm guy.. Your testimony is next by God's grace.

twinkle1:


yes sir i funded before the interview. i got confirmation from db a day before interview.

Water Resources and Environmental Management. (Msc)

Congrats Bro

kennyoguns0509:


Congrats Bro

Thanks Bruv

@ twinkle1 congratualations. i am so happy for you my brother. let the testimonies continue to roll in. IJN

kaypopps:
@ twinkle1 congratualations. i am so happy for you my brother. let the testimonies continue to roll in. IJN

Amen Bro.. Ur testimony will come soonest by God's grace.

twinkle1:


Thanks Bruv

We re stilling on d waiting list I swear diz waiting is killing but I believe.

kennyoguns0509:



We re stilling on d waiting list I swear diz waiting is killing but I believe.

brotherly just believe. the Lord will speed up your visa approval in Jesus name.

twinkle1:
VISA APPROVED IN 16 DAYS !!!!!!!!!!!!!

Dear Sir,
In the a.m. matter you are kindly requested to come to the visa section of the Consulate General during
business hours:
Mondays-Fridays from 8.00 h till 9.00 h.
Please bring your passport and travel health insurance valid for 3 months starting from the date of
travel (plus one photo copy).
In order to ensure admission you are requested to present this letter at the gate.
Kindly note that the date for the commencement of your journey should not be scheduled before
10 September 2015.


RECEIVED THE MESSAGE AROUND 1:30PM TODAY !!!!!

I pray that ALL of you aiming for winter 2015 get your visas approved SOONEST in JESUS NAME !!!!!!!!!

BIG THANKS TO EKE40SEVEN, OBIWANNN, AHBBIEY, KENNYOGUNS0509, CINDINO20, ADENJNR AND ET ALL FOR HELPING ME ..

YOU ALL ARE GOING TO MAKE TEAM WINTER 2015 BY GOD'S GRACE

CHEERS...........

congratulobia!!!

My form A experience today with Union Bank Festac town, Lagos
Due to delays by GTBank, I decided to switch banks. Got to the Union bank last Tuesday, upon up a savings account and initiated the Form A transaction. Got a debit alert today for the total sum BUT AT A WHOPPING EXCHANGE RATE OF 231.50 NAIRA FOR 1 EURO. I have already placed a call to the officer and he told me politely he doesn't like dealing with official issues after working hours but that he's sure that is the right exchange rate. From experience I am aware that CBN Form A transactions should be treated with the CBN prevailing rate of that day which as at today stood at 219 Naira for 1 Euro.

My question is, for those who have done theirs, how much exchange rate was used for your transaction? I need answers because I am heading right back to the bank 1st thing on Monday for explanations. I need to make a good case that's why I your contribution.
Thank you all in advance.

Obiwannn:


congratulobia!!!

thanks brotherly..yours testimony is coming soonest by GOD'S grace.

kingsleymike:
My form A experience today with Union Bank Festac town, Lagos
Due to delays by GTBank, I decided to switch banks. Got to the Union bank last Tuesday, upon up a savings account and initiated the Form A transaction. Got a debit alert today for the total sum BUT AT A WHOPPING EXCHANGE RATE OF 231.50 NAIRA FOR 1 EURO. I have already placed a call to the officer and he told me politely he doesn't like dealing with official issues after working hours but that he's sure that is the right exchange rate. From experience I am aware that CBN Form A transactions should be treated with the CBN prevailing rate of that day which as at today stood at 219 Naira for 1 Euro.

My question is, for those who have done theirs, how much exchange rate was used for your transaction? I need answers because I am heading right back to the bank 1st thing on Monday for explanations. I need to make a good case that's why I your contribution.
Thank you all in advance.

That amount is outrageous. I'm sure they'll tell you about how difficult it is getting funds from the interbank. Making calculations, we're looking at 1.9M or thereabout. You need to go and complain abeg. That's way too much
but if they've initiated the transfer, I'm afraid there's nothing they can do about it

kingsleymike:
My form A experience today with Union Bank Festac town, Lagos
Due to delays by GTBank, I decided to switch banks. Got to the Union bank last Tuesday, upon up a savings account and initiated the Form A transaction. Got a debit alert today for the total sum BUT AT A WHOPPING EXCHANGE RATE OF 231.50 NAIRA FOR 1 EURO. I have already placed a call to the officer and he told me politely he doesn't like dealing with official issues after working hours but that he's sure that is the right exchange rate. From experience I am aware that CBN Form A transactions should be treated with the CBN prevailing rate of that day which as at today stood at 219 Naira for 1 Euro.

My question is, for those who have done theirs, how much exchange rate was used for your transaction? I need answers because I am heading right back to the bank 1st thing on Monday for explanations. I need to make a good case that's why I your contribution.
Thank you all in advance.

I feel really sorry for you bro..But am afraid there's nothing you can do.
Though, am yet to fund, I've carefully studied the exchange rate cos of the burden the multiplier effect of a change of 1 Naira can have on the total sum.

From my findings, I was able to conclude that Fidelity had the cheapest exchange rates.

HOW?
If you would recall, I posted on the thread some time ago that I went to about five banks to inquire about the Form A transactions.
Skye, Fidelity, Union, Zenith and First Bank.
Then the google exchange rate for 1EUR was 221 NGR. I found out that Fidelity had an exchange rate of 223 NGR. That same day, I found out that Union Bank had an exchange rate of 226 NGR and First Bank had a whooping 231NGR as their exchange rate. So I sounded a warning here that everyone should avoid First Bank and thanked Iyke for discovering Fidelity.
Fastforward to the time I wanted to initiate funding. Someone posted here that he funded at 219.89 at Sterling Bank. That day, the google exchange rate was 216 while it was 219 at Fidelity Bank which also confirms my earlier claim that Fidelity remains the cheapest...Secondly, I inquired from a friend who went to Stanbic HQ in Lagos. He said their exchange rate yesterday was 224 which was 1 naira (or 8,040 naira) higher than Fidelity which also makes Stanbic and Sterling Banks the second most economical options.
I really dunno about Access and GTB. But I think Access is on par with Union and would only be slightly cheaper (if atall). As for GTB, I would rank it third after both Stanbic and Sterling as I believe their rates are like 50k or thereabout higher.
So OgaMi, there's nothing you can do, just let it go...
And those yet to fund, biko avoid First Bank.
Well before you'all start praising Fidelity, they've not got FX for more than a week now, So if you are kinda in a hurry, you should visit Sterling and GTB. The wahala with GTB is that they need a current account, while my wahala with Sterling is that I have already opened an account with Stanbic Bank and already have accounts with like 8 different Nigerian banks so opening another account in Sterling is not a viable option right now. And before you ask why I didnt' use Stanbic, well bad news is that Stanbic currently doesn't have FX and I was not really in a hurry to fund (but with all the testimonies I dey see for here, I need to get my own too o lol..so things have changed). Both Stanbic and Fidelity have promised to have Fx next week though, so let's see how things pan out.

And before you ask why I took all my time to write this long write-up and make all these observations, well clearly observing my monicker reveals the part of 9ja I hail from lol.. and make u sef try reason am naa, every 1Naira increase in reality is an increase of 8,000 Naira (Which is Very Very Big Money In My Opinion)

twinkle1:

thanks brotherly..yours testimony is coming soonest by GOD'S grace.

AMI OOOOOOOOOOOO

kingsleymike:
Got a debit alert today for the total sum BUT AT A WHOPPING EXCHANGE RATE OF 231.50 NAIRA FOR 1 EURO.
Thank you all in advance.

Union bank rate @231 is way too high. You ought to be informed if the rate is suitable by you before the transfer was initiated. Since you ve bin debited, I guess there is little or nothing you can do now. They owe you an explanation though.

@Obiwannn, you're absolutely correct as the transaction I did yesterday was at the rate of 224.34 at stanbic bank. Though it was smooth i they sent the telex to me immediately, i think they are a bit fair. Telex charge was 4000 plus other small charges like COT etc

twinkle1:
VISA APPROVED IN 16 DAYS !!!!!!!!!!!!!
YOU ALL ARE GOING TO MAKE TEAM WINTER 2015 BY GOD'S GRACE
CHEERS...........

Congrats bro... more testimonies dis coming week...

Congrats Twinkle.

Let the testimony keep rolling in !!!

kunlelikeme:
@kuthvis....kleve dey very boring but in as much you are here to study..just face am ...but it will be advisable for you to live in kleve because engineering course hard and needs you to be on campus most times...as for jobs...if you speak german ..you will be lucky...i came here without one naira for german..i sill dey suffer am ...so just try come first then if you do not like the environment then you can transfer to another university.....but if we have plenty naija guys here...we know how to make it lively ..

You came wey no dey pay fee without money and you said you still dey suffer am how come you want go Canada wey dey pay school fees? I saw ur comment on Canada thread. You go carry school fees go there? No where easy Kunle.. just focus... if the Engineering hard you just change program to what you can do here then move to Canada for master or PR. Complete what you have started. You are studying fully in English.

I received an admission letter from University of Bremen today, Team Bremen I have join una, I think that Bremen have more prospect than Tuebingen. To all that have received email confirmation of their visa, Congrats, make una pray us too, we will all be in Deutschland in October by the grace of Almighty God.

Hello guys, I have been thinking about how to Carry cash into Germany. I want the house to tell me the best option. Change to euro at the bureau de change, use a master cars over there in Germany. How did you do it you who are already there?

kingsleymike:
My form A experience today with Union Bank Festac town, Lagos
Due to delays by GTBank, I decided to switch banks. Got to the Union bank last Tuesday, upon up a savings account and initiated the Form A transaction. Got a debit alert today for the total sum BUT AT A WHOPPING EXCHANGE RATE OF 231.50 NAIRA FOR 1 EURO. I have already placed a call to the officer and he told me politely he doesn't like dealing with official issues after working hours but that he's sure that is the right exchange rate. From experience I am aware that CBN Form A transactions should be treated with the CBN prevailing rate of that day which as at today stood at 219 Naira for 1 Euro.

My question is, for those who have done theirs, how much exchange rate was used for your transaction? I need answers because I am heading right back to the bank 1st thing on Monday for explanations. I need to make a good case that's why I your contribution.
Thank you all in advance.

This includes bank charges too and talex fee, You should be happy your form A worked cos other could abd were buying euros at 268 anf you goy 230.5 so be grateful

ogagaejay:
Hello guys, I have been thinking about how to Carry cash into Germany. I want the house to tell me the best option. Change to euro at the bureau de change, use a master cars over there in Germany. How did you do it you who are already there?

Carry ur cash...and declare it at the airport ( less than 10kusd of course and dont gv a pin to those immigration officers..dem beg die)..the new policy by cbn is something else..u cant withdraw more than 300usd here per day( first bank master card ...) and the exchange rate as at today using first bank mastercard was 250...200euros = 50300 naira..

The Policy is good and will save our dear naira before we land in Zimbabwe like situation. But like everyother thing it comes with a price.

Kongrats

kuthvic:
After 10 weeks I just got an email that visa is approved that I should come with 3 months travel insurance.

Please does anyone have idea of one which the embassy prefers ?

Big Thanks 2 everyone in this forum .May God bless everyone here and may we all smile @ the end. I LOVE U ALL /////////////////////////////////////////////

Dear Sir,
In the a.m. matter you are kindly requested to come to the visa section of the Consulate General during
business hours:
Mondays-Fridays from 8.00 h till 9.00 h.
Please bring your passport and travel health insurance valid for 3 months starting from the date of
travel (plus one photo copy).
In order to ensure admission you are requested to present this letter at the gate.
Kindly note that the date for the commencement of your journey should not be scheduled before
10.09.2015.

Adexhat:
@Obiwannn, you're absolutely correct as the transaction I did yesterday was at the rate of 224.34 at stanbic bank. Though it was smooth i they sent the telex to me immediately, i think they are a bit fair. Telex charge was 4000 plus other small charges like COT etc

Cool. Means dem don get fx b dat. How much did you transfer? How much were u charged in total to trasfer the sum? Did they insist on signed admission letter? How long did they take to debit u? How long did it take DB to send confirmation (if it has arrived)? Please list d docs u used. Thanks

ogagaejay:
Hello guys, I have been thinking about how to Carry cash into Germany. I want the house to tell me the best option. Change to euro at the bureau de change, use a master cars over there in Germany. How did you do it you who are already there?

Germany have no restrictions on the amount of money you bring into Germany but the problem is Nigeria immigration, if you have big money with you, you have to declare it at the airport, if you are travelling with 50 000€ and below, you will not have any problem, it is better to travel with cash than using ATM in foreign country because of high charges