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Nairaland Forum / Nairaland / General / Business / Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! (46645 Views)
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Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Nobody: 1:00pm On Sep 02, 2015 |
it is only common sense. |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Nobody: 1:00pm On Sep 02, 2015 |
Arsenate:trust me man.... I know them by their question.... I'm a bad techie as well... |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Nobody: 1:02pm On Sep 02, 2015 |
chigoizie7:well....I advice you help spread the message... |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by benedicts(m): 1:04pm On Sep 02, 2015 |
.[size=20pt]MY ADVICE FOR ALL!!! Memorize the 3 digit at the back. Of. Your ATM card and then scratch it off neatly. That is the. Best way to protect your ATM. GOD bless ![]() 3 Likes |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by felucci(m): 1:05pm On Sep 02, 2015 |
Just the Card number, PIN and expiry date? Those are not the only things you need to make payments online. You also need an OTP which will be sent to the person's phone when shopping on local Nigerian websites or at least the person's other personal details like home address and phone number before shopping on foreign websites. So, you can't just remove funds from a Nigerian ATM card you picked up on the road. You also need a token or their personal details to shop online and for ATMs, you also need the 4 DIGIT pin. 1 Like |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by agitator: 1:05pm On Sep 02, 2015 |
blank: International merchant sites don't request for Token, internet pin or OTP. It is only netteller and Nigerian sites which requires such to complete a transaction. When your card is used to purchase goods on sites like Amazon, Aliexpress, European and US sites, only the Card Number, Expiry Date and 3 digits Security on be reverse side are required. ![]() ![]() ![]() sandammy: I also own a Zenith and GTB mastercards and used both to make payments and purchase items on aliexpress several times without using the token. ![]() ![]() ![]() |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Nobody: 1:06pm On Sep 02, 2015 |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by felucci(m): 1:07pm On Sep 02, 2015 |
If you provide a wrong address or phone number when shopping on foreign websites, the ATM card would not be accepted. |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by kossyablaze(m): 1:07pm On Sep 02, 2015 |
missKiffy:. 3 Likes 2 Shares |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Nobody: 1:07pm On Sep 02, 2015 |
felucci:SEND ME JUST THE ABOVE 3 DETAILS |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by criuze(m): 1:09pm On Sep 02, 2015 |
Am somehow critical about this system of online payment . it's never been secured They can easily strip you |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by felucci(m): 1:09pm On Sep 02, 2015 |
Nigerian banks are not that stupid to allow ATM cards to have weak security by displaying all the information on a piece of plastic. If you even do succeed in getting the person's other details such as address and phone number, you can still be caught. |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by felucci(m): 1:11pm On Sep 02, 2015 |
iyonortw: You can't buy things on Quickteller without an OTP. You can't do internet banking without a token. You can't shop on Amazon or Aliexpress without providing the correct billing address and phone number. 1 Like |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Nobody: 1:11pm On Sep 02, 2015 |
felucci:PROVE IT....AND LET ME PROVE MINE... SEND D DETAILS... 1 Like |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by DaBullIT(m): 1:17pm On Sep 02, 2015 |
iyonortw: Good post, but if you can , modify your writeup and ask ever nairalander / Nigerian to link their cards with a payment gateway , i prefer quickteller, if a card is linked, they'll always send OTP codes to your phone before transaction is processed / approved, Thought this might help on front page |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Thosen(m): 1:22pm On Sep 02, 2015 |
There's a new app that address the card security issue effectively. It was launched by Access Bank last month. It's called PayWithCapture (www.paywithcapture.com) and works online and offline. It's a secure, convenient and smart way to make payments on-line, in-store and In-app. It's already accepted by Spar, Medplus, Arik Air, Ethiopian Airlines, Jumia, Konga, payporte, Airtime purchase and so many more merchants. Simply download the app for free (on iOS, Android, Blackberry platforms), Link your payment mode (Card, Bank Account or Mobile wallet) Scan QR-Codes at merchant locations, confirm amount and PAY! Payment is as simple as taking a selfie. Other benefits: Quick, one-click payment The app can be linked to all accounts, cards, and mobile wallets. You do not need to type in your card details online or expose your cards for transactions anymore. The accounts identifies and debits a funded account if the default account is not funded. Works offline. Can be set up to make regular payments. Can be used by customers of all banks (through their credit/debit cards).
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Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by agitator: 1:30pm On Sep 02, 2015 |
felucci: Crap!!! I have purchased products, made payments and sent to an address in another country. Goods were delivered. It is only paypal that you must send to your registered address. ![]() ![]() ![]() 1 Like |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Nigeriatraining: 1:32pm On Sep 02, 2015 |
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Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by bummyla(m): 1:32pm On Sep 02, 2015 |
thank you! http://www.bummyla.com |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Thosen(m): 1:33pm On Sep 02, 2015 |
agitator: Well, maybe Paypal and PayWithCapture (www.paywithcapture.com) |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Sixteen2012: 1:46pm On Sep 02, 2015 |
Hmmm I find it hard to believe. Though I haven't shop on foreign sites with atm except for Nigerian sites that requires otp. But I still doubt the possibility of taking out my money without knowing my billing address and phone number. Once you details is correct, payment goes through. |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Nobody: 1:54pm On Sep 02, 2015 |
Yeah right, it happened to me last week, just got a debit message and the switching website. So I called my bank to block my Debit card since I know there's no way to get the money back. Meanwhile the card was with me all through. |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by anigbajumo(m): 2:03pm On Sep 02, 2015 |
Chai,una don spoil working guy work b dat @OP... Av even knw dis in my sec sch daea |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Skoopy(m): 2:11pm On Sep 02, 2015 |
nellyelitz: Bros, if you've booked and paid for flight online, you'll understand the OP really good. Just take the caution. 1 Like |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by nellyelitz(m): 2:13pm On Sep 02, 2015 |
Skoopy:I was only fixated on funding account online, but I now see d point |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Smooyis(m): 2:24pm On Sep 02, 2015 |
Without one's pin? So what is the essence of the pin then? |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by armadeo(m): 2:34pm On Sep 02, 2015 |
I need the pin to use an atm card. I have shopped online it's always asked for. Liars!! |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by daret002(m): 2:35pm On Sep 02, 2015 |
Its no joke!....ama try dis shit out sometimes with my popsy's atm...I've done a lot of withdrawer with it, let's make the "thiefing" known internationally. Bewarned! Op u are not safe too |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by Panshow(m): 2:57pm On Sep 02, 2015 |
nellyelitz:I bought a domain name on godaddy and I wasn't asked for my pin number. I was asked to provide only the card number, exp date and vvc or something like that (that 3 digits at the back of your card). So you better keep your card safe. |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by herrlekan(m): 2:59pm On Sep 02, 2015 |
armadeo: Don't just call people liars because you don't know and believed what they are saying. It's better for you to adhere to their advice. |
Re: Top 3 Reasons Why You Shouldn't Hold Your ATM Card In Your Hand While On Queue!! by NotNairalandi(m): 3:08pm On Sep 02, 2015 |
iyonortw:guy u bi tief ,so na u collect my 1k last week. ![]() |
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