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Fate Of Those Who Owe And Die Without Paying - Religion - Nairaland

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Fate Of Those Who Owe And Die Without Paying by joelsky: 10:15am On Sep 26, 2015
The Bible clearly stated in Romans 13:8 'Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.'. What is the fate of those who owe money (or other valuables) and die without paying.? Sometimes people give a particular date for paying, genuinely they may not have gotten the money to pay at the stipulated date before they died. While some may have it but are reluctant to pay before death catches up with them. In each of these cases, what is their fate.. Matured responses please.
Re: Fate Of Those Who Owe And Die Without Paying by olafum1(m): 10:17am On Sep 26, 2015
Brb
Re: Fate Of Those Who Owe And Die Without Paying by zyzxx(m): 10:25am On Sep 26, 2015
Who are we to judge or decide there faith?
Bro d bible did not tells us there faith BT try to pay anything u owe anyone
Re: Fate Of Those Who Owe And Die Without Paying by skyface00(m): 10:26am On Sep 26, 2015
The family of the dead must pay, for the dead to have peace, that's why debt should be a tin we all should run from, also if d debtor decided to it go
Re: Fate Of Those Who Owe And Die Without Paying by ammyluv2002(f): 10:27am On Sep 26, 2015
Tough question!

Well, i think if you genuinely do not have the money ....it won't be used against you but the family should pay it off. I know of a bible passage that says "we should write off debts after 6 months" can't remember the passage sha. And, if truly you know that the person doesn't have the money and yet, you keep asking for it.....you have also sinned against God #NotSureJustMyTots

Cc Sanchez01....biko,come put mouth here.

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Re: Fate Of Those Who Owe And Die Without Paying by dsquare33: 2:34pm On Sep 26, 2015
That was why the Bible said "we should owe no man".The law of Restitution is still valid in the New testament.Most people owe as result of self aggrandisment examples are people who buy things on credit not because they are hungry but because of greed. which is why God will not condone any act of foolishness.

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Re: Fate Of Those Who Owe And Die Without Paying by Sanchez01: 5:40pm On Sep 26, 2015
ammyluv2002:
Tough question!

Well, i think if you genuinely do not have the money ....it won't be used against you but the family should pay it off. I know of a bible passage that says "we should write off debts after 6 months" can't remember the passage sha. And, if truly you know that the person doesn't have the money and yet, you keep asking for it.....you have also sinned against God #NotSureJustMyTots

Cc Sanchez01....biko,come put mouth here.
So sorry for responding late... smiley

joelsky:
The Bible clearly stated in Romans 13:8 'Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.'. What is the fate of those who owe money (or other valuables) and die without paying.? Sometimes people give a particular date for paying, genuinely they may not have gotten the money to pay at the stipulated date before they died. While some may have it but are reluctant to pay before death catches up with them. In each of these cases, what is their fate.. Matured responses please.
Well the passage, if you fall back to verse 7 would make a whole lot of meaning. Rom 13:7 "Pay to all what is owed to them: taxes to whom taxes are owed, revenue to whom revenue is owed, respect to whom respect is owed, honor to whom honor is owed."

From the payment of dues to magistrates the apostle proceeds to a general exhortation to discharge all sorts of debts; as not to owe the civil magistrate (the law) any thing, but render to him his dues, so to owe nothing to any other man, but make good all obligations whatever, as of a civil, so of a natural kind. There are debts arising from the natural and civil relations subsisting among men, which should be discharged; as of the husband to the wife, the wife to the husband; parents to their children, children to their parents; masters to their servants, servants to their masters; one brother, friend, and neighbour, to another.

Now to verse 8, the word for “owe” in this verse corresponds to that for “dues” in the last. The transition of the thought is something of this kind. When you have paid all your other debts, taxes, and customs, and reverence, and whatever else you may owe, there will still be one debt unpaid—the universal debt of love. Love must still remain the root and spring of all your actions. No other law is needed besides.

To answer your question, it would be better put, "Who pays the debt(s) of the deceased?"
Ideally and as rightly put in the Scripture with examples, the father, mother, brother, sister, wife, sons/daughters are to pay the debts of a deceased. Since he owed and failed to pay pay back prior his death.

2 Kings 4:1-7 ESV
"Now the wife of one of the sons of the prophets cried to Elisha, “Your servant my husband is dead, and you know that your servant feared the Lord, but the creditor has come to take my two children to be his slaves.” And Elisha said to her, “What shall I do for you? Tell me; what have you in the house?” And she said, “Your servant has nothing in the house except a jar of oil.” Then he said, “Go outside, borrow vessels from all your neighbors, empty vessels and not too few. Then go in and shut the door behind yourself and your sons and pour into all these vessels. And when one is full, set it aside.” So she went from him and shut the door behind herself and her sons. And as she poured they brought the vessels to her..."

The story above is one of the very examples on who is to pay the debts of a deceased. Customarily, this was the norm in Israel. However, the era of Law has however been

If we do borrow (when we are discouraged from doing so), we are required to pay back what we borrowed. (Psalm 37:21, Ecclesiastes 5:4). The only exception is when we are entitled to enjoy the Biblical equivalent of bankruptcy -- the discharge of all debts every seven years. Deut. 15:1. But who would forfeit a seven year debt now when it must have accrued and yielded in interest Although the Bible frowns at interest ( Exodus 22:25–27, Leviticus 25:36–37 and Deuteronomy 23:20–21) but let's not digress...

That a man owes before his death does not hinder him from going to heaven or hell. Except the dead's death was as a result of suicide, it does not hinder him from going to wherever he's going, either heaven or earth. Ammyluv2002 did justice already though. smiley

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Re: Fate Of Those Who Owe And Die Without Paying by seunfunmi33(m): 7:43pm On Sep 26, 2015
skyface00:
The family of the dead must pay, for the dead to have peace, that's why debt should be a tin we all should run from, also if d debtor decided to it go
have peace how?

Does the dead feel or know anything again after death
Re: Fate Of Those Who Owe And Die Without Paying by skyface00(m): 9:18pm On Sep 26, 2015
In this materialistic world where the focus has become running after the whims and fulfilling whatsoever the heart desires, we tend to lose focus on our real goals and begin taking certain matters that are forbidden or discouraged in Islaam, too lightly.

And the matter of taking loans and being in debt is definitely one of them.
And I am NOT talking about taking an “interest based” loan. That is HARAAM for sure. The kind of loan I am talking about is one without interest……one that does NOT involve riba….. The kind that is allowed, yet discouraged in Islaam.
Many people have a very casual approach to being in debt and take out loans, not for some urgent need but, because they want to expand their businesses or keep up with others in buying new cars or furniture or other temporary luxuries of this life.
Taking loans and being in debt is a GRAVE…..GRAVE matter. Islam takes the matter of debt very seriously and warns against it and urges the Muslim to avoid it as much as possible. And yet, we don’t see it as such.

1) The Prophet (Sal Allaahu Alaiyhi wa Sallam) used to seek protection from it
The Prophet (Sal Allaahu Alaiyhi wa Sallam) used to say in his prayer:

“Allaahumma inni a’oodhi bika min al-ma’tham wa’l-maghram (O Allaah, I seek refuge with You from sin and heavy debt).” Someone said to him: “How often you seek refuge from heavy debt!” He said: “When a man gets into debt, he speak and tells lies, and he makes a promise and breaks it.” (Bukhaari and Muslim).

2) The person in debt will not enter Paradise until the debt is paid off!
Muhammad ibn Jahsh said: ‘We were sitting with the Messenger of Allaah (Sal Allaahu Alaiyhi wa Sallam) when he raised his head towards the sky, then he put his palm on his forehead and said: “Subhaan-Allaah! What a strict issue has been revealed to me!” We remained silent and were afraid. The following morning I asked him,

“O Messenger of Allaah, what is this strict issue that has been revealed?” He said, “By the One in Whose hand is my soul, if a man were killed in battle for the sake of Allaah, then brought back to life, then killed and brought back to life again, then killed, and he owed a debt, he would not enter Paradise until his debt was paid off.” (Hasan -al-Nasaa’i).

3) Unnecessary loans is a cause of PUNISHMENT and the WRATH OF ALLAAH!
The Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

“Whoever asks people for money when he has what is sufficient for him is only asking for more of the embers of Hell.” They asked him, “O Messenger of Allaah, what is sufficient so that he does not have to ask for more?” He said: “Having enough to eat lunch and dinner.” (Abu Dawud- Saheeh).

And he said:

“Whoever asks the people for money when he has what is sufficient for him will come on the Day of Judgment with scratches and lacerations on his face.” (Ahmad).

4) The Prophet (Sal Allaahu Alaiyhi wa Sallam) didn’t pray his Janazah
The Prophet (Sal Allaahu Alaiyhi wa Sallam) refrained from offering the funeral prayer for someone who had died owing two dinars, until Abu Qataadah (a Sahaabi) promised to pay it off for him. When he saw him the following day he said,

“I have paid it off.” The Prophet said: “Now his skin has become cool for him.” (Hasan-Ahmad)

5) The soul of the one in debt is suspended
The Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

“The soul of the believer is held hostage by his debt in his grave until it is paid off.” Tirmidhi,

Explaining this hadeeth al-Suyooti said: “It (soul) is detained and kept from reaching its noble destination. Al-‘Iraaqi said: “No judgment is passed as to whether it will be saved or doomed until it is determined whether his debt will be paid off or not.”

5) The one in debt is a prisoner
The debtor is a prisoner, as the Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

“Your companion is being detained by his debt.” (hasan-Abu Dawood).

Statements of Sahaabah regarding debt
Umar ibn al-Khattaab said: Beware of debt, for it starts with worry and it ends with war. (Maalik in al-Muwatta).
And Ibn ‘Umar said: “O Humraan, fear Allaah and do not die in debt, lest it be taken from your good deeds when there will be no dinars and no dirhams.”

When is taking a loan permissible?
The Ulama warn us about how difficult the issue of debt is, and that it should not be undertaken except in cases of necessity.
Based on this, there are three conditions for debt to be permissible:
1- The borrower should be determined to repay it.
2- It should be known or thought most likely that he is able to repay it,
3- It should be for something that is permissible according to Sharee’ah.
Ibn ‘Abd al-Barr said:
“The debt for which a person will be kept out of Paradise – and Allaah knows best – is that for which he left behind enough to pay it off but he did not leave instructions to that effect, or he was able to pay it off but did not do so, or he took the loan for some unlawful or extravagant matter and died without having paid it off.
As for the one who took a loan for something lawful because he was poor, and he died without leaving behind anything to pay it off, Allaah will not keep him from Paradise because of it, in sha Allaah.”

So take a loan only when absolutely necessary and if you are in a situation of debt right now, try your utmost best to pay off your debts as soon as possible. Strive hard to pay it off, put your trust in Allaah, and pray to Him to make it easy for you to pay off your debt.
The Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

“The one who takes people’s wealth intending to pay it back, Allaah will pay it back for him, and the one who takes it intending to destroy it, Allaah will destroy him.” (Bukhaari).

There are a number of duas in the Sunnah that the Prophet (Sal Allaahu Alaiyhi wa Sallam) used to make to stay away from and pay off debts. I will give them to you next Friday insha Allaah.




seunfunmi33:
have peace how?

Does the dead feel or know anything again after death
Re: Fate Of Those Who Owe And Die Without Paying by joelsky: 12:47pm On Sep 27, 2015
skyface00:

In this materialistic world where the focus has become running after the whims and fulfilling whatsoever the heart desires, we tend to lose focus on our real goals and begin taking certain matters that are forbidden or discouraged in Islaam, too lightly.

And the matter of taking loans and being in debt is definitely one of them.
And I am NOT talking about taking an “interest based” loan. That is HARAAM for sure. The kind of loan I am talking about is one without interest……one that does NOT involve riba….. The kind that is allowed, yet discouraged in Islaam.
Many people have a very casual approach to being in debt and take out loans, not for some urgent need but, because they want to expand their businesses or keep up with others in buying new cars or furniture or other temporary luxuries of this life.
Taking loans and being in debt is a GRAVE…..GRAVE matter. Islam takes the matter of debt very seriously and warns against it and urges the Muslim to avoid it as much as possible. And yet, we don’t see it as such.

1) The Prophet (Sal Allaahu Alaiyhi wa Sallam) used to seek protection from it
The Prophet (Sal Allaahu Alaiyhi wa Sallam) used to say in his prayer:

“Allaahumma inni a’oodhi bika min al-ma’tham wa’l-maghram (O Allaah, I seek refuge with You from sin and heavy debt).” Someone said to him: “How often you seek refuge from heavy debt!” He said: “When a man gets into debt, he speak and tells lies, and he makes a promise and breaks it.” (Bukhaari and Muslim).

2) The person in debt will not enter Paradise until the debt is paid off!
Muhammad ibn Jahsh said: ‘We were sitting with the Messenger of Allaah (Sal Allaahu Alaiyhi wa Sallam) when he raised his head towards the sky, then he put his palm on his forehead and said: “Subhaan-Allaah! What a strict issue has been revealed to me!” We remained silent and were afraid. The following morning I asked him,

“O Messenger of Allaah, what is this strict issue that has been revealed?” He said, “By the One in Whose hand is my soul, if a man were killed in battle for the sake of Allaah, then brought back to life, then killed and brought back to life again, then killed, and he owed a debt, he would not enter Paradise until his debt was paid off.” (Hasan -al-Nasaa’i).

3) Unnecessary loans is a cause of PUNISHMENT and the WRATH OF ALLAAH!
The Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

“Whoever asks people for money when he has what is sufficient for him is only asking for more of the embers of Hell.” They asked him, “O Messenger of Allaah, what is sufficient so that he does not have to ask for more?” He said: “Having enough to eat lunch and dinner.” (Abu Dawud- Saheeh).

And he said:

“Whoever asks the people for money when he has what is sufficient for him will come on the Day of Judgment with scratches and lacerations on his face.” (Ahmad).

4) The Prophet (Sal Allaahu Alaiyhi wa Sallam) didn’t pray his Janazah
The Prophet (Sal Allaahu Alaiyhi wa Sallam) refrained from offering the funeral prayer for someone who had died owing two dinars, until Abu Qataadah (a Sahaabi) promised to pay it off for him. When he saw him the following day he said,

“I have paid it off.” The Prophet said: “Now his skin has become cool for him.” (Hasan-Ahmad)

5) The soul of the one in debt is suspended
The Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

“The soul of the believer is held hostage by his debt in his grave until it is paid off.” Tirmidhi,

Explaining this hadeeth al-Suyooti said: “It (soul) is detained and kept from reaching its noble destination. Al-‘Iraaqi said: “No judgment is passed as to whether it will be saved or doomed until it is determined whether his debt will be paid off or not.”

5) The one in debt is a prisoner
The debtor is a prisoner, as the Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

“Your companion is being detained by his debt.” (hasan-Abu Dawood).

Statements of Sahaabah regarding debt
Umar ibn al-Khattaab said: Beware of debt, for it starts with worry and it ends with war. (Maalik in al-Muwatta).
And Ibn ‘Umar said: “O Humraan, fear Allaah and do not die in debt, lest it be taken from your good deeds when there will be no dinars and no dirhams.”

When is taking a loan permissible?
The Ulama warn us about how difficult the issue of debt is, and that it should not be undertaken except in cases of necessity.
Based on this, there are three conditions for debt to be permissible:
1- The borrower should be determined to repay it.
2- It should be known or thought most likely that he is able to repay it,
3- It should be for something that is permissible according to Sharee’ah.
Ibn ‘Abd al-Barr said:
“The debt for which a person will be kept out of Paradise – and Allaah knows best – is that for which he left behind enough to pay it off but he did not leave instructions to that effect, or he was able to pay it off but did not do so, or he took the loan for some unlawful or extravagant matter and died without having paid it off.
As for the one who took a loan for something lawful because he was poor, and he died without leaving behind anything to pay it off, Allaah will not keep him from Paradise because of it, in sha Allaah.”

So take a loan only when absolutely necessary and if you are in a situation of debt right now, try your utmost best to pay off your debts as soon as possible. Strive hard to pay it off, put your trust in Allaah, and pray to Him to make it easy for you to pay off your debt.
The Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

“The one who takes people’s wealth intending to pay it back, Allaah will pay it back for him, and the one who takes it intending to destroy it, Allaah will destroy him.” (Bukhaari).

There are a number of duas in the Sunnah that the Prophet (Sal Allaahu Alaiyhi wa Sallam) used to make to stay away from and pay off debts. I will give them to you next Friday insha Allaah.




Where did you see Quran and Islamic heaven in the question... The question is for christians please
Re: Fate Of Those Who Owe And Die Without Paying by Yunus2012(m): 5:15pm On Sep 27, 2015
joelsky:

Where did you see Quran and Islamic heaven in the question... The question is for christians please

This is to tell you that Islam is a complete way of life. No aspect of life is left unclear, even when other religions are in the dark on several issues.
Re: Fate Of Those Who Owe And Die Without Paying by Yunus2012(m): 5:37pm On Sep 27, 2015
Anyone that died without paying his debt and his relatives too refuse to pay on his behalf will pay it using the any of the two currencies available on judgment day . that is either he pays using his hood deeds or receives equal measures of the other parties bad deed if he has no good deed to pay with.

That is what Islam teaches.

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