Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / New
Stats: 3,205,407 members, 7,992,348 topics. Date: Sunday, 03 November 2024 at 12:12 AM

I Feel Cheated After Months Of Hardwork, I Need Your Opinion - Properties (3) - Nairaland

Nairaland Forum / Nairaland / General / Properties / I Feel Cheated After Months Of Hardwork, I Need Your Opinion (24291 Views)

You Will Feel Secured And A Proud Client Of Our Company No Matter Your Budget / How Will You Feel If Your Land Turns Into A Den Shitt / I Think I'm Being Cheated By A Building Contractor. (2) (3) (4)

(1) (2) (3) (4) (Reply) (Go Down)

Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by Nobody: 3:32pm On Nov 11, 2015
hmmm....
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by flywaterbo: 3:36pm On Nov 11, 2015
Thank you much my good Sir, its really alarming, I haven't called him yet but will let him know what's at stake
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by Nobody: 3:37pm On Nov 11, 2015
IMO, Ur's truly should sue this buyer moreover u have his signature on paper where he has agreed to 5% commission, if u can't afford one the legal aid is there with free government lawyers who want to be SAN soon.... use them and don't settle for less . ..its high time we do things right.....
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by harbeesoyhe1(f): 3:41pm On Nov 11, 2015
Collect the 700k first and go to Lagos state Ministry of Justice at Alausa ask of Citizen Mediation Centre (i.e if u are in Lagos) they will help u get the money from him. Service is free. Click on this link to check which of their service centre is close to u http://www.cmc.com.ng/about%20us.html
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by Originalsly: 3:52pm On Nov 11, 2015
@op....of you have a written agreement with the buyer....then it is good evidence in court. Collect the 700k or whatever and take him to court for the rest...and if possible, add court fees. The stress and begging and promising and waiting and all that you went through to seal the deal carry little weight in court.... same as him claiming expenses for electricity whatever....he agreed to pay and that he must.
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by xangerar: 3:57pm On Nov 11, 2015
Do collect the 700K first and if you are convinced you want to press further, we think you have a viable cause of action here and you could proceed to court. The Magistrate Court would have jurisdiction to handle this matter based on the volume of money you are seeking to recover and the subject matter of dispute too. We would be at your services if you consider our legal services necessary in this circumstance. ALP
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by Bambless1(m): 3:58pm On Nov 11, 2015
ebukasoso:


Did You Just Say 'Have Bread'
Lmao grin "half" And Did You JUst Type "Say" undecided
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by pablo1000: 4:05pm On Nov 11, 2015
Note
====
1 : Accept #700k as partial payment (For starters, you need to keep body and soul together)
2 : Do not under any circumstance sign anything that states this amount(#700k) is the full and final payment
3 : Sue the MF, not only for the 5%, include Costs, Interest charged at the Current CB rate
4 : Be ready to wait it out and see this to the end, the MF is counting on you to give up and settle. STAND YOUR GROUND
5 : Talk to a lawyer before you do this and if you get the go ahead, publicize this using any medium, including names etc., let
the world know this MF cannot be trusted.
6 : Longshot it might seem, but hopefully you might be able to get judgement against him or the property itself.
(We might have to chat offline for pointers about going after the property)
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by Nobody: 4:10pm On Nov 11, 2015
Take your case to the Public Complaints Commission. Also get yourself a good lawyer. Sorry Bro. God will be by your side.
flywaterbo:
Hello my dear nairaland family world wide. Thank God for bringing us this far in 2015 and HE will take us far Higher. AMEN.
To whom it may concern:

*Straight to the point*
What would you do if you were in a situation were you had a client who so needed a house for sale after searching for quite sometime, he got nothing. *not mentioning any names* Realtor or no Realtor pls help me.

This supposed buyer need a 4bedroom semi detach house with 1room bq and had 35m for the house in an estate around chevron that's the area we could try searching for a terrace not duplex for that amount, at that amount but we couldn't secure it. I recalled my client wanted to sell his house off so he could commence other projects.

It was almost impossible if not after a week of constant calls and friendly discussions, the owner agreed. The privately developed house was been sold in lekky county estate, valued at 45m and after much he heeded after days of constant discussion on why he should sell at N35m.

Earlier, the buyer was happy and said ahh! Bro if you could secure and convince the owner to sell at N35m, I'd give you an additional 100k asides the 5percent. I didn't care about the promised additional 100k but my 5% commission which we already had undertook an agreement for effect of agency fee after House documents has been transferred.

This was in August 2015, Now his finance wasn't even transfer or direct but a supposed bank finance that was to take 3weeks, I had to convince the owner that buyer is a serious man. Meanwhile the owner was in the UK, doing distant convincing was another ball game entirely.

This has been a very annoying, stressful transaction that has really weighed and stressed me out for months, but I no shout. smiley I can do all things through christ who strengthens me.

I had to be convincing the owner in the Uk that this man his serious and wants to buy, we were yet to hear from him since 2weeks after his offer for N35m was accepted. He said he was waiting for the bank to contact him with the ready funds, that they have opened the facility for him to buy the house that they would send their valuer to come and inspect the house. Now the story had changed after some of his bankers inspected and said a valuer would come for inspection. It was now a mortgage company handling the transaction. This now had turned to one month, owner was pissed that his giving this offer cheap and yet all this back and forth.

I was just in the middle of the tragic drama. The Buyer now sent a letter of exclusivity that the owner should remove the property off the market so he'd be convinced that as he has paid the bank to facilitate the transaction to buy the house and doesn't want the money to hang that he'd lost it because it wouldn't be refundable if he sells the house. The period that was to last was for another 2weeks.

I adviced him to drop money to commit some funds to owner so he'd believe he is serious, he told me he doesn't have that bank is financing I should just be talking to the owner and convincing on his behalf.

The owner was unhappy with me because he had been stressed with documents here and there yet no head and no tale and no commitment from buyer after 2months, He trusted my judgement and believed I knew what I was doing, how can in the 3rd month your buyer hasn't come through, even to commonly drop 500k to commit he can't. Before buyer put pen to paper was something else.

I still cajoled and professionally lead the owner on to know he is very interested. I had met the mortgage bankers and I inquired from them and they say *we are on it* they had been on it for months.

Even going to the head office to get documents which wasn't my business, as owner accepted 35m that's were my business crosses.
Basically, i was in the heat for 3 and a half months but didn't complain but I have to. Fast forward to yesterday : 10/11/2015 they exchanged documentation and the house key and buyer is saying the light connection, house transfer documents cost him like additional N4m and an Outstanding management fees on the house from year 2013- year 2015 and he paid that yesterday.

After handed documents I asked for my cheque because in the morning he told me that he'd sign Me a cheque because exchange, I asked for my change. He said change of plans that he used that money to pay for those fees and till tomorrow(today 12/11/2015) he call me for my cheque.

Last night(11.11.15) the buyer mailed a new agreement and said the old agreement is cancelled because I told him only after the transaction had started that there were extra charges.

That he'd pay 700k and that's after convictions.
I am a family man and have my own responsibilities, 3months took a lot.
I still have my agreement dated on 24/08/2015 that he acknowledged paying me 5% commission as soon as transfer of document has occurred.

My Brothers and sisters, if you were in my shoes and someone is ripping you off from your hard, stressed earned funds.
At the end of year you were expecting to get of N1.750m but surprisingly telling you he will give 700k, he actually said 600k before, what would you do? Seriously need your opinions.

Please, what would you do if this was on you?

Please help push to frontpage. Moderator, lalasticla if you are there, assist a brother!
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by josite: 4:14pm On Nov 11, 2015
IF I were u ,i will collect the 700k because part payment of a debt is an acknowledgement of the entire debt.Ensure you do not do anything to make you suspicious you might want to fight him when you are collecting the 700k,be as friendly as possible so the suggestion that you should sign an agreement that the sum collected is full and final satisfaction of the entire sum due to you in the circumstance of the transaction at hand .Thereafter get a lawyer to demand the balance from him in very unmistaken words .after the expiration of the demand letter,ensure he is served with some court processes .luckily a magistrate court with their lesser filling fees can accommodate your claim in lagos .even if you don't have written evidence of the agreement to pay you 5 percent,the fact that he commissioned you as an agent,you are expected to be paid the usual customary fiver percent agency fees since you are not a yeoman.

by all means collect the money.that's what i did to a bank.i first collects the sum offered and use that to stabilize/energize myself and go after them for the remaining ,this time like a bull.

thank GOD your efforts are not in vain.next time seek a confirmation from any buyer that the funds is ready and get your commission agreed in writing and insist the 5percent must be paid at the same the property was being paid for.

Next time ,develop a good relationship with the seller during the course of negotiation to the extent that the seller will refuse to collect his money unless yours is paid along.as u guessed,im a lawyer but i dont do charity cases..

1 Like

Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by eleko1: 4:33pm On Nov 11, 2015
The owner nd the buyer played u.I dnt like those attitude.After they toss u and down only for those thieves'yes they are thieves to renege on/keeping AGREEMENT' to 'dash' u paltry 700k as if u beg him.Pathetic.Be bold,collect ur money sharp sharp BUT if dey prove stubborn,carry thei mata go ORISA SHRINE angry sad .useless pipu
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by HolyBILLIONAIRE(m): 4:57pm On Nov 11, 2015
my opinion.......... i think you were too desperate in handling this transaction. In effective negotiation, you need to avoid being desperate.
You should not have convinced the owner to sell as low as that amount to the extent of making you not entitled to any amount from the him (owner of the house). With the look of things, you might not get anything from the first owner. Collect the 700k from the buyer and move on and learn your lesson to prevent future occurrence. i won;t advice you to take this to court as lawyers will collect the remaining 700k from you and also collect more money from the buyer as bribe to hinder the case. Please put on your thinking caps man!!!
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by nemelu123(m): 5:00pm On Nov 11, 2015
am passing the same am evening thinking of killing the person but lemme wait first till you quote me
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by wuratemi: 5:08pm On Nov 11, 2015
sorry about it, but from all indications you should have seen the handwriting on the wall. You probably decided to overlook it. next time make it legal and don't show you are too desperate. also if possible have a time period of collecting your commission in instalmentals so that when the deal is eventually closed the payment left will remain a small balance.
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by flywaterbo: 5:11pm On Nov 11, 2015
Thank you kind sirs for you caring remarks, I indeed appreciate. I know he knows he is wrong and sent me a mail last night as I mentioned earlier. In the agreement he wants me to acknowledge the 700k on the agreement so he can pay me. I am not even signing to that because that would defeat my purpose of ever getting full fees.
Am just trying to be careful and wise unless I make up my mind to go for 700k, but for now. Sighs.
But I have his signature and acknowledgement on my agreement, am just wondering what it would cost to get to court and see help I need, would it ware me out? Would it take for ever?
That Nigerian slothful fashion in approaches like this is what am pondering on
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by websuccess(m): 5:17pm On Nov 11, 2015
It happens to my elder brother too but in a different way. He was working for an ICT company b4 the boss & also the owner of the building put it up for sale. But b4 then the boss was owing my elder brother about 10months salary.

As at that time the boss promised the workers that if eventually he got a buyer from any of the staff or not that he the boss is going to pay them the salary he is owing them and also some tips on the salary.

The boss later sold the building and settle not the staffs of the salary he owes them and even said to the staffs that he is not owing anybody.

Now they are on a cross-road. I advised my elder brother to move on with his life and put the man in God's hand.
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by Vick4rill(m): 5:29pm On Nov 11, 2015
Bambless1:
Here To Read Comments cool Mr Lalasticlala Come And Help Your Brother From Another Mother.






Bro Collect That 700k Half Bread Is Better Than None.
poor man mentalitycheesy
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by toprealman: 5:43pm On Nov 11, 2015
Too much irrelevant info in here.....maybe that is why they are playing games with you.
Collect the 700k and move on bro. Learn from the mistake you made and repackage. Hopefully a bigger business is on the way for you.
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by cecegorz(m): 6:13pm On Nov 11, 2015
Let me weigh in on this.
This is just your own side of the story, and we are yet to hear from the buyer.
You have admitted that because of non-disclosure of some certain information, the buyer has had to cough out extra 4million to add to the original 35million as agreed.
Having seen that the buyer is using mortgage option, probably at the rate of up to 20% interest rate, you can see that he already acquired extra-budgetary burden on himself. No buyer will be happy with this kind of situation.
As an Agent, it is part of your responsibility to thoroughly research, and educate your client on all the likely fees and charges that will be expected on any property, and if I'm the buyer, I definitely will not find it funny having to expend extra 4m.
My advice is that you have to use soft negotiation to follow the guy and see if he can at least give you up to 1m, that will be a win-win situation.
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by sevule(m): 6:34pm On Nov 11, 2015
flywaterbo:
Thank you kind sirs for you caring remarks, I indeed appreciate. I know he knows he is wrong and sent me a mail last night as I mentioned earlier. In the agreement he wants me to acknowledge the 700k on the agreement so he can pay me. I am not even signing to that because that would defeat my purpose of ever getting full fees.
Am just trying to be careful and wise unless I make up my mind to go for 700k, but for now. Sighs.
But I have his signature and acknowledgement on my agreement, am just wondering what it would cost to get to court and see help I need, would it ware me out? Would it take for ever?
That Nigerian slothful fashion in approaches like this is what am pondering on

Do NOT, I repeat Do NOT collect that 700k! I am not a lawyer but collecting the money means that you have agreed to the owners new terms and you can kiss the N1.7M goodbye. What you should do is simple. Get a lawyer to FORMALLY write a letter to the owner of the house requesting for your payment and hinting at possible litigation. This would prove to the owner that you are VERY serious and chances are that he would beg you to take like 1.2M. Do not communicate with the owner AGAIN till you have sent him the letter!

The truth is that the owner is at a DISTINCT disadvantage because he is in the UK so he simply can't afford a lawsuit. Be SMART and get a lawyer to draft that letter now! The owner would definitely not want a lawsuit hanging over him and he would try and settle this matter ASAP. Once he sees the letter, chances are that the matter wouldn't even need to go to court. Make sure that the letter is official and if possible send a scanned copy of the letter to his email address and the physical copy by courier.

Best of luck and please keep us posted
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by Nobody: 6:40pm On Nov 11, 2015
@OP

Don't allow any of the non professionals that commented above in your favor to fool you. You are the one at fault. In business "honesty remains the best policy". According to you, "Last night(11.11.15) the buyer mailed a new agreement and said the old agreement is cancelled because I told him only after the transaction had started that there were extra charges". So, if it's true that you didn't tell him about the extra charges, how then do you expect him to abide by the foremost agreement you had with him and pay you your commission in full? Either by omission or commission you made a mistake by not letting him know about the extra charges prior to signing of the foremost agreement between the two of you.

In the other hand, citing all you wrote up there, you don't seem to know how to separate sentiment from business negotiation, this the reason while you have resorted to self pity. Next time when handling a business transaction of this nature and magnitude try to imbibe the principle of diplomacy. Good look in your future endeavors.
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by Annchizzy(f): 6:44pm On Nov 11, 2015
pls take d 700k first before sueing him.half bread is better than nothing oooo my broder
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by anukulapo: 6:46pm On Nov 11, 2015
flywaterbo:

My Brothers and sisters, if you were in my shoes and someone is ripping you off from your hard, stressed earned funds.
At the end of year you were expecting to get of N1.750m but surprisingly telling you he will give 700k, he actually said 600k before, what would you do? Seriously need your opinions.

Please, what would you do if this was on you?
I don't see any hard, stressed earned money here o. No labour.
N1.750M from one deal. That's how many level 10 civil servants salary?
Guy,collect watin reach your hand and move on.
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by jackpot(f): 7:46pm On Nov 11, 2015
flywaterbo:
Hello my dear nairaland family world wide. Thank God for bringing us this far in 2015 and HE will take us far Higher. AMEN.
To whom it may concern:

*Straight to the point*
What would you do if you were in a situation were you had a client who so needed a house for sale after searching for quite sometime, he got nothing. *not mentioning any names* Realtor or no Realtor pls help me.

This supposed buyer need a 4bedroom semi detach house with 1room bq and had 35m for the house in an estate around chevron that's the area we could try searching for a terrace not duplex for that amount, at that amount but we couldn't secure it. I recalled my client wanted to sell his house off so he could commence other projects.

It was almost impossible if not after a week of constant calls and friendly discussions, the owner agreed. The privately developed house was been sold in lekky county estate, valued at 45m and after much he heeded after days of constant discussion on why he should sell at N35m.

Earlier, the buyer was happy and said ahh! Bro if you could secure and convince the owner to sell at N35m, I'd give you an additional 100k asides the 5percent. I didn't care about the promised additional 100k but my 5% commission which we already had undertook an agreement for effect of agency fee after House documents has been transferred.

This was in August 2015, Now his finance wasn't even transfer or direct but a supposed bank finance that was to take 3weeks, I had to convince the owner that buyer is a serious man. Meanwhile the owner was in the UK, doing distant convincing was another ball game entirely.

This has been a very annoying, stressful transaction that has really weighed and stressed me out for months, but I no shout. smiley I can do all things through christ who strengthens me.

I had to be convincing the owner in the Uk that this man his serious and wants to buy, we were yet to hear from him since 2weeks after his offer for N35m was accepted. He said he was waiting for the bank to contact him with the ready funds, that they have opened the facility for him to buy the house that they would send their valuer to come and inspect the house. Now the story had changed after some of his bankers inspected and said a valuer would come for inspection. It was now a mortgage company handling the transaction. This now had turned to one month, owner was pissed that his giving this offer cheap and yet all this back and forth.

I was just in the middle of the tragic drama. The Buyer now sent a letter of exclusivity that the owner should remove the property off the market so he'd be convinced that as he has paid the bank to facilitate the transaction to buy the house and doesn't want the money to hang that he'd lost it because it wouldn't be refundable if he sells the house. The period that was to last was for another 2weeks.

I adviced him to drop money to commit some funds to owner so he'd believe he is serious, he told me he doesn't have that bank is financing I should just be talking to the owner and convincing on his behalf.

The owner was unhappy with me because he had been stressed with documents here and there yet no head and no tale and no commitment from buyer after 2months, He trusted my judgement and believed I knew what I was doing, how can in the 3rd month your buyer hasn't come through, even to commonly drop 500k to commit he can't. Before buyer put pen to paper was something else.

I still cajoled and professionally lead the owner on to know he is very interested. I had met the mortgage bankers and I inquired from them and they say *we are on it* they had been on it for months.

Even going to the head office to get documents which wasn't my business, as owner accepted 35m that's were my business crosses.
Basically, i was in the heat for 3 and a half months but didn't complain but I have to. Fast forward to yesterday : 10/11/2015 they exchanged documentation and the house key and buyer is saying the light connection, house transfer documents cost him like additional N4m and an Outstanding management fees on the house from year 2013- year 2015 and he paid that yesterday.

After handed documents I asked for my cheque because in the morning he told me that he'd sign Me a cheque because exchange, I asked for my change. He said change of plans that he used that money to pay for those fees and till tomorrow(today 12/11/2015) he call me for my cheque.

Last night(11.11.15) the buyer mailed a new agreement and said the old agreement is cancelled because I told him only after the transaction had started that there were extra charges.

That he'd pay 700k and that's after convictions.
I am a family man and have my own responsibilities, 3months took a lot.
I still have my agreement dated on 24/08/2015 that he acknowledged paying me 5% commission as soon as transfer of document has occurred.

My Brothers and sisters, if you were in my shoes and someone is ripping you off from your hard, stressed earned funds.
At the end of year you were expecting to get of N1.750m but surprisingly telling you he will give 700k, he actually said 600k before, what would you do? Seriously need your opinions.

Please, what would you do if this was on you?

Please help push to frontpage. Moderator, lalasticla if you are there, assist a brother!
you are asking people wey never see such amount in a year sef. give me, I will collect and say Thank You join

1 Like

Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by Housing(m): 8:28pm On Nov 11, 2015
I really feel for you, my opinion is that you should collect the 700k and ensure talk to a lawyer. Don't pay the lawyer anything you can get a lawyer based on negotiations of 30% -50% of the outstanding balance. Maybe you can get something out of it, but try not to loose the referer preference this buyer may give in the nearest future. Please be diplomatic, it happens in almost all deals
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by Whizzing(m): 8:49pm On Nov 11, 2015
modestbrowser:
Mumuni.


If u know u v nothing reasonable to write, y can't u just receive sense to resist the temptation of writing senseless comment like this.
To whom reason is given, sense is surely expected.



go to chapel and pray for sense.
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by Nobody: 9:17pm On Nov 11, 2015
it's obviously a conflict of interest and not ethical to take a commission from both sides of a deal. op u're an extremely greedy person, how can u be agent for both buyer and seller at the same time? u 're a true nigerian. crooked even from the genes.
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by waShine(m): 9:21pm On Nov 11, 2015
He is an evil wicked man pay him devilishly too, collect the 700k and go darkness, otherwise your reward shall be in heaven
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by moyin2009: 9:29pm On Nov 11, 2015
If u have an agreement for 5% written and duely signed. i think u should press charge against him asap.
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by akeensbussy(m): 10:02pm On Nov 11, 2015
we are in the same business my brother, I will advice you to collect the money and move on. That is Property business for you. Just take that and aim for another big catch.

I had an agreed with a seller on about 180 acres. our agreement was that the land is 100k/plot but if I sell at any amount, I should just pay him his 100k and any amount is sell is non of his business, that is what he will write on the receipt.

Now, if I sell one plot and tell him to write #200k on the receipt. He will say is own is now 120k not 100k. since I need money I will give it to him and move forward.

The yoruba will say "small is enough from another man's thing".
Re: I Feel Cheated After Months Of Hardwork, I Need Your Opinion by akeensbussy(m): 10:03pm On Nov 11, 2015
we are in the same business my brother, I will advice you to collect the money and move on. That is Property business for you. Just take that and aim for another big catch.

I had an agreed with a seller on about 180 acres. our agreement was that the land is 100k/plot but if I sell at any amount, I should just pay him his 100k and any amount I sell is non of his business, that is what he will write on the receipt.

Now, if I sell one plot and tell him to write #200k on the receipt. He will say is own is now 120k not 100k. since I need money I will give it to him and move forward.

The yoruba will say "small is enough from another man's thing".

(1) (2) (3) (4) (Reply)

Four Vital Documents To Prove Land Ownership / How Fast Can A 5 Bedroom Duplex Be Built In Nigeria? / I Want To Set Up A Real Estate Company, What Are The Things I Need To Do?

(Go Up)

Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health
religion celebs tv-movies music-radio literature webmasters programming techmarket

Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10)

Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 88
Disclaimer: Every Nairaland member is solely responsible for anything that he/she posts or uploads on Nairaland.