I am not here to answer questions about Bulk SMS business. I have questions myself. I don't have a bulk SMS business running but soon, I'll launch mine and some questions have been bugling my mind since yesterday.

I respect the big professional SMS guns out of there. They're seriously making money. I know how much the firm I work for spend on SMS quarterly.

There are many things big firms look out for when they want to choose a bulk SMS platform and sadly only about 2% of the total number of Bulk SMS websites have it.

I'm looking for a gateway and this question popped... What if the credits my user wants to buy is way larger than the number I have with my gateway? What happens? I'll quickly go to purchase or my gateway will charge me later?

I'll be asking more...

YES

fleps:
I am not here to answer questions about Bulk SMS business. I have questions myself. I don't have a bulk SMS business running but soon, I'll launch mine and some questions have been bugling my mind since yesterday.

I respect the big professional SMS guns out of there. They're seriously making money. I know how much the firm I work for spend on SMS quarterly.

There are many things big firms look out for when they want to choose a bulk SMS platform and sadly only about 2% of the total number of Bulk SMS websites have it.

I'm looking for a gateway and this question popped... What if the credits my user wants to buy is way larger than the number I have with my gateway? What happens? I'll quickly go to purchase or my gateway will charge me later?

I'll be asking more...

Sanuzi:
YES

Na wa o! Yes to what na?

To which of the questions?

Dear fleps, if you have questions about bulk sms business, then we at SMSnaija247 have all the answers for you. We have been in the business and today, we can boldly say that we have cut our teeth in it.

To answer your questions. If for instance, you have 10,000 sms units in your account and you get a user that pays for 50,000 sms units. If you sell at N1.60/sms, then the user should have paid in 80k. If you buy at N1.40/sms, then quickly use 70k from the user's payment to purchase 50,000 sms units from your provider and topup your account. Your balance will become 60,000 sms units. It's difficult for a client to pay for 50,000 sms units and need to use all the 50,000 sms units to send sms immediately at a go.

What you need is an indegenious bulk sms mega aggregator like www.SMSNAIJA247.com, which will be ready to attend to you anytime and streamline services for you.

Ask more questions.

Note: If you can get a domain name, hosting plan and spc4, we will build a bulk sms website for you at a token fee.

If you will use our API, then we will be ready to mentor you and expose some secrets and strategies that will make you stay ahead of the competition.

Or you can email us now at: smsnaija247@gmail.com and we will be glad to answer all your queries with apt and competence.

We have broken the code and figured everything out. We are currently leading the pack.

How much do you charge assuming in want to venture into bulk SMS biz?

CreativeWeb:
Dear fleps, if you have questions about bulk sms business, then we at SMSnaija247 have all the answers for you. We have been in the business and today, we can boldly say that we have cut our teeth in it.

To answer your questions. If for instance, you have 10,000 sms units in your account and you get a user that pays for 50,000 sms units. If you sell at N1.60/sms, then the user should have paid in 80k. If you buy at N1.40/sms, then quickly use 70k from the user's payment to purchase 50,000 sms units from your provider and topup your account. Your balance will become 60,000 sms units. It's difficult for a client to pay for 50,000 sms units and need to use all the 50,000 sms units to send sms immediately at a go.

What you need is an indegenious bulk sms mega aggregator like www.SMSNAIJA247.com, which will be ready to attend to you anytime and streamline services for you.

Ask more questions.

Note: If you can get a domain name, hosting plan and spc4, we will build a bulk sms website for you at a token fee.

If you will use our API, then we will be ready to mentor you and expose some secrets and strategies that will make you stay ahead of the competition.

Or you can email us now at: smsnaija247@gmail.com and we will be glad to answer all your queries with apt and competence.

We have broken the code and figured everything out. We are currently leading the pack.

Thanks sir. In fact I was convinced after someone directed me to read your post. And I love your website too. But I don't get to see resellers page or your gateway prices.

Now my next question:

In opening an account with a business name, which account exactly should one go for? Business Account? Corporate? Current?

Hi,

Please, kindly read this thread -
Business Sense For Bulk SMS Business.

The link is in my signature.

The thread provides answers to questions you may have concerning bulk sms business as a whole.

fleps:
Now my next question:

In opening an account with a business name, which account exactly should one go for? Business Account? Corporate? Current?

Business account is automatically a current account. Corporate account can be a business account and every corporate account is a current account. For instance, we have a corporate account with the business name: BOLD ICT SOLUTIONS in firstbank, diamondbank, zenithbank and gtbank. Just register a business name with CAC, get your TIN at any FIRS office. Then open a sole proprietorship account with any Nigerian bank. Simple.

fleps:
Now my next question:

In opening an account with a business name, which account exactly should one go for? Business Account? Corporate? Current?

A Corporate account will be best.

But keep in mind that your cost of starting up will simply have to double as you'll have to register a business name, Get VAT/TIN number, pay for seals/stamps, letterheads, etc.

If you want to start on a small scale you can use a personal account and scale up as your business grows.

Most of your questions have been answered I guess

yomalex:
Most of your questions have been answered I guess

Yes sire. But one more still bothers me...

I have read online some banks' requirement and features of their accounts.

For example, First Bank says minimum of 15k balance and 2k monthly charge. Almost same with GT.

So once again, is there a special account for Sole Proprietorship that requires little or no monthly charge and minimum balance?

I saw that of STANBIC, and no such thing.

Please I need advice because I want to open specifically GT n First Bank. Guidance please. Thanks guys.

fleps:


Yes sire. But one more still bothers me...

I have read online some banks' requirement and features of their accounts.

For example, First Bank says minimum of 15k balance and 2k monthly charge. Almost same with GT.

So once again, is there a special account for Sole Proprietorship that requires little or no monthly charge and minimum balance?

I saw that of STANBIC, and no such thing.

Please I need advice because I want to open specifically GT n First Bank. Guidance please. Thanks guys.

My brother, just visit the banks. Stop reading craps online. Firstbank opened my account with zero naira. And they charge me about 65 Naira per month for COT. They even gave me ATM card on credit and debited me like -N1,000. Once money enter your account, they will take the 1k. They even gave me my account number that same day. These things are simple once you have the requirements. Zenithbank, diamondbank and gtbank required no initial deposit of whatever.

Just have copies of:
1. CAC certificate
2. TIN from FIRS
3. Fresh PHCN bill
4. Form C4 from CAC
5. Recognized ID Card
6. Three References of corporate accounts (not personal current account)
7. A stamp
8. A letter on your letterheaded paper requesting account to be opened

CreativeWeb:


My brother, just visit the banks. Stop reading craps online. Firstbank opened my account with zero naira. And they charge me about 65 Naira per month for COT. They even gave me ATM card on credit and debited me like -N1,000. Once money enter your account, they will take the 1k. They even gave me my account number that same day. These things are simple once you have the requirements. Zenithbank, diamondbank and gtbank required no initial deposit of whatever.

Just have copies of:
1. CAC certificate
2. TIN from FIRS
3. Fresh PHCN bill
4. Form C4 from CAC
5. Recognized ID Card
6. Three References of corporate accounts (not personal current account)
7. A stamp
8. A letter on your letterheaded paper requesting account to be opened

God Bless You sir!!!

fleps:


Yes sire. But one more still bothers me...

I have read online some banks' requirement and features of their accounts.

For example, First Bank says minimum of 15k balance and 2k monthly charge. Almost same with GT.

So once again, is there a special account for Sole Proprietorship that requires little or no monthly charge and minimum balance?

I saw that of STANBIC, and no such thing.

Please I need advice because I want to open specifically GT n First Bank. Guidance please. Thanks guys.

I'm in the process of opening with GTBank and they have not told me anything about Opening balance. That 15k balance is outrageous you should visit a branch

yomalex:
I'm in the process of opening with GTBank and they have not told me anything about Opening balance. That 15k balance is outrageous you should visit a branch

Thank you sir. I'm so grateful...

CreativeWeb:


My brother, just visit the banks. Stop reading craps online. Firstbank opened my account with zero naira. And they charge me about 65 Naira per month for COT. They even gave me ATM card on credit and debited me like -N1,000. Once money enter your account, they will take the 1k. They even gave me my account number that same day. These things are simple once you have the requirements. Zenithbank, diamondbank and gtbank required no initial deposit of whatever.

Just have copies of:
1. CAC certificate
2. TIN from FIRS
3. Fresh PHCN bill
4. Form C4 from CAC
5. Recognized ID Card
6. Three References of corporate accounts (not personal current account)
7. A stamp
8. A letter on your letterheaded paper requesting account to be opened

hmm...and they did not verify your business abii...

oga fleps better prepare atleast 10k if u re opeing an acc with firstbank....you cannot get A corporate acc for zero naira,and u cannot get the acc no on d same day...they will verify authenticity of your CAC docs first

weblogo:


hmm...and they did not verify your business abii...

oga fleps better prepare atleast 10k if u re opeing an acc with firstbank....you cannot get A corporate acc for zero naira,and u cannot get the acc no on d same day...they will verify authenticity of your CAC docs first

Am not here for blind arguement. Do you have a corporate account? I have a corporate account in four banks. I got my firstbank account number that same day. They never charged me for any verification. It was gtbank that took about 5k, but they didnt insist I pay it that day. They simply debited and when first deposit came, they took it. Firstbank even gave me the account number when my references remained one. Just that they limited the account. When I came to request for atm card and then withdraw, they drew my attention to that. I told them that i dont have any other reference. They even helped got one immediately inside the banking hall and sent to lagos and then printed my atm card right there and gave me.

Opening of account is not scary.

CreativeWeb:


Am not here for blind arguement. Do you have a corporate account? I have a corporate account in four banks. I got my firstbank account number that same day. They never charged me for any verification. It was gtbank that took about 5k, but they didnt insist I pay it that day. They simply debited and when first deposit came, they took it. Firstbank even gave me the account number when my references remained one. Just that they limited the account. When I came to request for atm card and then withdraw, they drew my attention to that. I told them that i dont have any other reference. They even helped got one immediately inside the banking hall and sent to lagos and then printed my atm card right there and gave me.

Opening of account is not scary.

Yeah it isnt am not saying it is....The OP just need to know that in most places money is involved and eventually u will be debited..So he wont have the mindset of zero naira ....If I dont have a corporate Acc I wont comment ....And my experience is recent here....dint know since when u got urs

Interesting perspectives raised herein.

There's actually no way you can send SMS from your account if your have less and no provider will also grant you access to sending more than you have but you can be credited on credit pending your payment at a later time.

Most of your other clarifications are already answered as much as I can see but I may still add my perspectives to those answered all the same.

Cc: fleps

semasir:
Interesting perspectives raised herein.

There's actually no way you can send SMS from your account if your have less and no provider will also grant you access to sending more than you have but you can be credited on credit pending your payment at a later time.

Most of your other clarifications are already answered as much as I can see but I may still add my perspectives to those answered all the same.

Cc: fleps

Okay sir. Thanks.

Now ANOTHER question!

How do I get my own API for other websites to use under me even if I am a reseller for another gateway?

Does it come automatically? Do I have to configure another software for that?

fleps:
Now ANOTHER question!

How do I get my own API for other websites to use under me even if I am a reseller for another gateway?

Does it come automatically? Do I have to configure another software for that?

It comes automatically. Every bulk sms portal has an automatic API.