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What Age Should Owning A House Become A Priority? - Properties (6) - Nairaland

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Re: What Age Should Owning A House Become A Priority? by Nobody: 11:46am On Apr 21, 2016
drkay:

It's in Abeokuta
I need a land in abk too
Re: What Age Should Owning A House Become A Priority? by Nobody: 11:46am On Apr 21, 2016
egopersonified:
To build or not to build, that is the question. I am at this junction now where I am trying to decide if I should develop my 'Bush' land or buy another land close to my present accommodation, I just don't know which road to take and I have started spending carelessly.
if I were in your shoes I would buy another one and then later build on either if them then wait for one of the lands to appreciate in value(depends on the area though) sell it off in years to come and use it to build on the other land.
Re: What Age Should Owning A House Become A Priority? by blackprowler: 12:02pm On Apr 21, 2016
mapet:


Bros,

I don't share your sentiment a bit. That guy was simply in his period of sacrifice. You have the prerogative of not offering him a ride but it does not stop him from doing his thing. I just don't get your use of the guy as excuse for your preference not to pursue tangible goals

My dear, I was not expecting every Tom Dick and Harry in Nigeria to agree with me. If they did I will be wrong; don't you get it? It is what you people think is right that you're doing that is called your VALUES and that's killing Nigeria. I'm the observer watching the fishpond of Nigerian society. I don't expect the fishes inside to understand what I'm seeing

1 Like

Re: What Age Should Owning A House Become A Priority? by Nobody: 12:09pm On Apr 21, 2016
Nina4u:
when I was 22 on that didn't even entered my brain
really?
Re: What Age Should Owning A House Become A Priority? by ogawisdom(m): 12:10pm On Apr 21, 2016
WebSurfer:
well, i never said less than 23. And mind you, building takes a gradual process with time unless you are buying..



But nevertheless
thank you sir. you can continue with this thoughts

U said u r abt 25 but ve been staying in ur houz for two n half years nw dt means at less than 23 u built ur houz. U r speaking frm both sides of ur mouth nw.
See ur attached initial post

Re: What Age Should Owning A House Become A Priority? by Nobody: 12:18pm On Apr 21, 2016
I bought a land and laid my foundation at 23, im almost 24 now and the house is almost complete...it's all down to personal preference and funds...I learned to do things on my own from a very early age.
Re: What Age Should Owning A House Become A Priority? by 4peace(m): 12:19pm On Apr 21, 2016
ogawisdom:


U said u r abt 25 but ve been staying in ur houz for two n half years nw dt means at less than 23 u built ur houz. U r speaking frm both sides of ur mouth nw.
See ur attached initial post

Mouth actions as usual.
Re: What Age Should Owning A House Become A Priority? by WebSurfer(m): 12:21pm On Apr 21, 2016
ogawisdom:


U said u r abt 25 but ve been staying in ur houz for two n half years nw dt means at less than 23 u built ur houz. U r speaking frm both sides of ur mouth nw.
See ur attached initial post
that is why you should have applied your wisdom and think like your username. you didnt care to know when the building project started and how long, or the stage it was before moving in.

1 Like

Re: What Age Should Owning A House Become A Priority? by kukute: 12:22pm On Apr 21, 2016
One challenge of Home Ownership in this country is that the prices of houses are beyond the reach of many and the quality of seemingly affordable ones are sometimes below par. We build quality houses within the lekki-ajah axis whose prices fall within the range of N10million to N15million. If you are interested in convenient ownership of well built houses in this axis, send your interests or requests to bayobuilds@gmail.com.
Re: What Age Should Owning A House Become A Priority? by WebSurfer(m): 12:23pm On Apr 21, 2016
jeytee:
I bought a land and laid my foundation at 23, im almost 24 now and the house is almost complete...it's all down to personal preference and funds...I learned to do things on my own from a very early age.
the likes of ogawisdom will come for you... Typical Nigerians and thier thoughts, that is why we have youths blaming the Governments here and there...

In Nigeria, you must learn to create yourself at a right early time.

2 Likes

Re: What Age Should Owning A House Become A Priority? by ogawisdom(m): 12:24pm On Apr 21, 2016
WebSurfer:
that is why you should have applied your wisdom and think like your username. you didnt care to know when the building project started and how long, or the stage it was before moving in.

U r a bloody liar who lives in his houz in his dreams, u ve have jst been caught.

U live in ur houz at less than 23 n nw denying ur post grin

Ok it's all a dream I guess, wake up bro

See attachment

1 Like

Re: What Age Should Owning A House Become A Priority? by WebSurfer(m): 12:29pm On Apr 21, 2016
ogawisdom:


U r a bloody liar who lives in his houz in his dreams, ve have jst been caught.

U live in ur houz at less than 23 n nw dying ur post grin

Ok it's all a dream I guess, wake up bro

See attachment
since you have concluded i am a bloody liar....


where are you from? And are you on instagram ?
Re: What Age Should Owning A House Become A Priority? by ogawisdom(m): 12:33pm On Apr 21, 2016
WebSurfer:
since you have concluded i am a bloody liar....


where are you from? And are you on instagram ?

Dnt worry bro I kw u r jst dreaming big, am sure u will make b4 30 grin which is still fantastic tongue
Re: What Age Should Owning A House Become A Priority? by ogawisdom(m): 12:34pm On Apr 21, 2016
WebSurfer:
since you have concluded i am a bloody liar....


where are you from? And are you on instagram ?

Dnt worry bro I kw u r jst dreaming big, am sure u will make it b4 30 grin which is still fantastic tongue
Re: What Age Should Owning A House Become A Priority? by WebSurfer(m): 12:35pm On Apr 21, 2016
ogawisdom:


Dnt worry bro I kw u r jst dreaming big, am sure u will make it b4 30 grin which is still fantastic tongue
ok. Thank you sir
Re: What Age Should Owning A House Become A Priority? by WebSurfer(m): 12:36pm On Apr 21, 2016
ogawisdom:


Dnt worry bro I kw u r jst dreaming big, am sure u will make it b4 30 grin which is still fantastic tongue
ok. Thank you sir , ogawisdom indeed

1 Like

Re: What Age Should Owning A House Become A Priority? by mustfaith: 12:40pm On Apr 21, 2016
nice topic!
I moved into my house at age 31 or so.
big mistake!!!
I'll explain:
My former residence used to enjoy about 20 hr light.
my alternative business/shop was on the next street
with little tfare i could get to any part of Lagos
I could decide to go home at any time no matter how late and I'll get there
now:
reverse all the advatages listed above and
add the activities of jobless old witches in the community who monitor your evry move.
but right now wey things tight, I no Know wether na my relocation cause am or .....
Sha, I dey grateful somehow cheesy
Re: What Age Should Owning A House Become A Priority? by lofemide: 12:41pm On Apr 21, 2016
In my opinion. 30 is not too early to own your home especially if you started working im your mid 20s, it's all about planning. If you have a good financial plan from the start of your career, you can set goals and meet them. 5 years into your career, you should be able to wave landlord troubles good bye if you have been planning from the start, setting financial goals per year. There are financial institutions that offer personal financial planning advice, I use ARM and they are pretty good. Owning your home will be possible if you have a good plan.
Re: What Age Should Owning A House Become A Priority? by stevecantrell: 12:54pm On Apr 21, 2016
Ay04z:
my dad don dash me a two bedroom flat already...may be when am marry i will build one more but for Naw ..........,,still rocking d home alone.

Na u biko... Lol !
Re: What Age Should Owning A House Become A Priority? by mac04: 1:06pm On Apr 21, 2016
onotukabiru:

In your own opinion, at what age do you feel one should start thinking about owning his own house and make it a priority. I personally think Age 30, while some might say age 40. Remember that planning to own a house either through buying or building from scratch does not necessarily mean one has the whole money but one could decide to save towards building/buying a house or secure a financial aid. Lets get talking guys. Join the discussion here
****
Started building at 30,moved there at 34.Its takes the grace of God to build except of course you are a millionaire.I made a lot of sacrifices
Re: What Age Should Owning A House Become A Priority? by pinkiberry(m): 1:33pm On Apr 21, 2016
pedrilo:
i'm 28 and single. started building immediately i rounded up MSc, @roofing stage ATM.
and why are u still single? cheesy
Re: What Age Should Owning A House Become A Priority? by compujyde: 1:39pm On Apr 21, 2016
...
Re: What Age Should Owning A House Become A Priority? by baslone: 1:43pm On Apr 21, 2016
Acidosis:

For someone who could conveniently spend N500k on rent, owing a house should be a top priority.

Sir, you acted rightly.

I agree with you

2 Likes 1 Share

Re: What Age Should Owning A House Become A Priority? by Oghumu1(m): 1:55pm On Apr 21, 2016
MrMcJay:


This line of thought is what a lot of people are ignorant of.

I'll prefer to live in a flat on the Island than to own a Duplex in a place like Ikorodu. FYI, the road between Bourdillon road and Gerrard Road both in Ikoyi is 2 lanes on each side. The road between Ketu to Ikorodu is also 2 lanes on each side, This is irrespective of the fact that the population in Ikorodu is about 1000 times the number of those in Ikoyi. If you seek affordable options, there are many estates after Ajah on the way to the new Lekki FTZ where the government is building 12-lane highways.

People don't understand that it's not only about building a house, the environment matters. There is no point hurrying to build in a slum when you can wait, save, strategize and make proper real estate investments. It's not how far but how well.
Way back the lekki u mentioned above were covered with bushes. If u think Ikorodu is a bush, just wait till we finish buying all the lands here, No matter the area, it isn't a waste. If u won't live in it, build and put it for rent. Land here will soon be sold out. Time flies!!
Re: What Age Should Owning A House Become A Priority? by NaijaFutbol: 3:12pm On Apr 21, 2016
onotukabiru:


Well, For someone who is starting a job, don't you think other stuff like wardrobe (he has to dress up to office expectations), Feeding, Transportation (considering the fluctuating cost of transportation due to unending arising factors ), Utility bills, etc. I believe there has to be a certain level of financial stability before one can start saving for a home, besides its easier to save with a spouse if the person is married.

My point is:
IF you earn 100k per month
And say for example, you stay in apartment of about 240k per year (say 20k per month)
You should save 20k per month as mortgage.

If you cant save 20k per month for your future apartment, you should not give your landlord 20k per month.

This not only prepares you for your future house but can sustain you with accommodation should you lose your job.
Re: What Age Should Owning A House Become A Priority? by NaijaFutbol: 3:14pm On Apr 21, 2016
yvesboss:


My person..can you please shed more light on this?

My point is:
IF you earn 100k per month
And say for example, you stay in apartment of about 240k per year (say 20k per month)
You should save 20k per month as mortgage.

If you cant save 20k per month for your future apartment, you should not give your landlord 20k per month.

This not only prepares you for your future house but can sustain you with accommodation should you lose your job.
Re: What Age Should Owning A House Become A Priority? by mapet: 3:49pm On Apr 21, 2016
blackprowler:


My dear, I was not expecting every Tom Dick and Harry in Nigeria to agree with me. If they did I will be wrong; don't you get it? It is what you people think is right that you're doing that is called your VALUES and that's killing Nigeria. I'm the observer watching the fishpond of Nigerian society. I don't expect the fishes inside to understand what I'm seeing

That will be if from where you stand (country) you demonstrated you've shown capacity for what is better
Re: What Age Should Owning A House Become A Priority? by mapet: 3:52pm On Apr 21, 2016
randomspy:

Thats still what we are saying. The perspective with which you're talking from is based on how financially capable you are. You cant buy a land with N100 anywhere. Financial capability is key.

While I agree, I think it has more to do with the will, if not, you'll chicken out when the going gets tough. You get broke and in debt sometimes and it may be frustrating
Re: What Age Should Owning A House Become A Priority? by mapet: 3:53pm On Apr 21, 2016
dumo1:

God really blessed you with a wonderful wife. Be thankful for it everyday. You rarely get such women nowadays.

My mum calls her the "ark of the covenant"
Re: What Age Should Owning A House Become A Priority? by Nobody: 4:02pm On Apr 21, 2016
arisekola77:
I will move into mine at 29 it almost done and will be ready by September 20th my birthday. 100% legit


What location is this and hw many beds ?
Re: What Age Should Owning A House Become A Priority? by PRODUTIM1(m): 4:07pm On Apr 21, 2016
You can start plan building ur house as soon as u av enough cash. I bought land at d age of 30, got married at 32 and jst moved 2 my house few days ago at 34.
Re: What Age Should Owning A House Become A Priority? by pedrilo: 4:26pm On Apr 21, 2016
pinkiberry:
and why are u still single? cheesy
obviously waiting for u Vick. Will u marry me?

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