Is This Right Or Wrong About Most Nigeria Banks? - Business (2)

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Re: Is This Right Or Wrong About Most Nigeria Banks? by Whizkeey(m): 7:29am On Jun 21, 2016

Re: Is This Right Or Wrong About Most Nigeria Banks? by opalu: 7:29am On Jun 21, 2016

I no send them to send me happy

Re: Is This Right Or Wrong About Most Nigeria Banks? by Emmaoga: 7:30am On Jun 21, 2016

chaii

Re: Is This Right Or Wrong About Most Nigeria Banks? by tuna4servi(m): 7:31am On Jun 21, 2016

Of course yes

Re: Is This Right Or Wrong About Most Nigeria Banks? by donsteady(m): 7:33am On Jun 21, 2016

AntiWailer:
No bank will charge for that.

Let's stop lieing or spreading falsehood.

U can login to ur Internet banking and count the no of transactions u did for the period u were charged

Claims like this is the reason ignorant people say things like below:

You have problem but you don't know. ****

Re: Is This Right Or Wrong About Most Nigeria Banks? by Skmoda360(m): 7:38am On Jun 21, 2016

I think they do charge but not on that day.

Re: Is This Right Or Wrong About Most Nigeria Banks? by MrBully: 7:40am On Jun 21, 2016

Banks charge for every notification, whether you need it or not. grin

Re: Is This Right Or Wrong About Most Nigeria Banks? by Wealthyone: 7:40am On Jun 21, 2016

AntiWailer:

Bros u are a liar.

First bank does not charge for Birthday Alert.

After disabling ur sms alert does that disable ur birthday alert ?

Haba no dey lie na.

Which kain lie be dat. My birthday is January, I deactivated d sms in April. If u don't use FBN, betta keep quite.

Their staff even failed to answer how dey charge for birthday sef cos it's nonsense.

Re: Is This Right Or Wrong About Most Nigeria Banks? by MrBully: 7:40am On Jun 21, 2016

Re: Is This Right Or Wrong About Most Nigeria Banks? by Ahmeduana(m): 7:45am On Jun 21, 2016

Henrybright:
Good evening guys,
I have accounts with different banks(firstbank &Gtbank).I receive sms from my banks each time there is an anniversary e.g. my birthday or Christmas, at the end of the month I get charged for the same sms they send to me on my birthday or new year.
Now my question is, I'm I supposed to be charged for an sms sent to me on my birthday from my bank or is it right for the bank to charge me for the same sms?
I just want to know so I can tell my bank to stop sending me sms on my birthday which I end up paying for.

Pardon my English

In Yoruba, there is a word for it, "FI OWO ABU SE ABU LA LEJO"

Re: Is This Right Or Wrong About Most Nigeria Banks? by femi4: 7:48am On Jun 21, 2016

Strahovski1:
What sort of nonsense is this? I'm not a Nigerian but I do have a Nigerian bank account.

So are you telling me your birthday is every month? The sms you are charged for is Credit/Debit notifications not Birthday messages. As long as you have received one credit or debit alert you would be charged or other sms such as OTP, etc. . You would be charged. Not for your birthday.

Unless of course, your account is a dead account where no transaction takes place.

You have comprehension problem. He said birthday and other anniversaries like Easter, Christmas, Independence day etc

1 Like

Re: Is This Right Or Wrong About Most Nigeria Banks? by mesoprogress(m): 7:52am On Jun 21, 2016

How about sms for failed transactions and the reversals? Failed transactions and the reversals are no fault of the customer.

Re: Is This Right Or Wrong About Most Nigeria Banks? by saint2ace(m): 7:53am On Jun 21, 2016

Wealthyone:

Which kain lie be dat. My birthday is January, I deactivated d sms in April. If u don't use FBN, betta keep quite.

Their staff even failed to answer how dey charge for birthday sef cos it's nonsense.

My dear, the First bank issue is alarming, do you know they calculate sms charges as debit transaction on accounts so they don't pay u interest. Had a bad experience with dem, I keep money I no touch am, yet I get different alert for things I don't need, then at the end of the month no interest; went to ask and they said I had more than 3 debits, I open mouth ask how dem say na sms debits. I just lost it and transferred my money to diamond bank. Then the funniest thing happened ; after moving the money with plenty fight with manager and teller. Interest was paid on the 12th day of the month after 3 months with interest.
I just laughed in Spanish, nack dust comot for nyash dey waka go. Byebye to firstbank.... rubbish people

1 Like

Re: Is This Right Or Wrong About Most Nigeria Banks? by Lionhearted: 7:55am On Jun 21, 2016

1st Bank do this.
Reason I have to deactivated sms alert with them.
Then even charge for promotional offers sms sent to me.

Re: Is This Right Or Wrong About Most Nigeria Banks? by yomalex(m): 7:59am On Jun 21, 2016

AntiWailer:

Bros u are a liar.

First bank does not charge for Birthday Alert.

After disabling ur sms alert does that disable ur birthday alert ?

Haba no dey lie na.

haha bros you just call person liar without proof. Firstbank charged me for birthday message until I mailed them 2 years ago to stop. Surprised they still do

Re: Is This Right Or Wrong About Most Nigeria Banks? by reservd(m): 8:00am On Jun 21, 2016

Strahovski1:
What sort of nonsense is this? I'm not a Nigerian but I do have a Nigerian bank account.

So are you telling me your birthday is every month? The sms you are charged for is Credit/Debit notifications not Birthday messages. As long as you have received one credit or debit alert you would be charged or other sms such as OTP, etc. . You would be charged. Not for your birthday.

Unless of course, your account is a dead account where no transaction takes place.

U clearly dont knw wat op is talkin abt, u r 4given since u arent a nigerian

Re: Is This Right Or Wrong About Most Nigeria Banks? by reservd(m): 8:03am On Jun 21, 2016

vimi:

Sir, you are only charged for transaction sms alerts(credit n Debit).
The bank bears the cost for non-transaction alerts from the genesis of ur marriage with em'

I disagree wit u, monitor ur birth month or an anniversary or others n see if u wont b charged for d sms sent to u dt u didnt even ask 4

Re: Is This Right Or Wrong About Most Nigeria Banks? by reservd(m): 8:04am On Jun 21, 2016

Henrybright:
I suggest you observe your sms charges of your birthday month or any significant event that will require firstbank(if you're banking with first bank ) to send SMS to you then you will know they charge you for the sms been sent to you on those days

Same as gtb

Re: Is This Right Or Wrong About Most Nigeria Banks? by LuckyLadolce(m): 8:04am On Jun 21, 2016

Strahovski1:
What sort of nonsense is this? I'm not a Nigerian but I do have a Nigerian bank account.

So are you telling me your birthday is every month? The sms you are charged for is Credit/Debit notifications not Birthday messages. As long as you have received one credit or debit alert you would be charged or other sms such as OTP, etc. . You would be charged. Not for your birthday.

Unless of course, your account is a dead account where no transaction takes place.

Don't mind those ones, they just create nonsense thread and their baboons will start commenting nonsense.

Re: Is This Right Or Wrong About Most Nigeria Banks? by reservd(m): 8:06am On Jun 21, 2016

mike234:

Bros, count the number of credit and debit transactions on your account for the period you were charged and multiply it by 4. Compare it to the amount you were charged and let me know the difference. Without this all I can say is you are very wrong.

He is nt wrong bro, i suggest u do same

Re: Is This Right Or Wrong About Most Nigeria Banks? by reservd(m): 8:08am On Jun 21, 2016

Wealthyone:

Firstbank does. I had to go to them to de-activate my sms subscription and gimme e-mail alerts only.

If u didn't perform any transaction in ur FBN account in a month, they'll still charge u d minimum of #16 for SMS. 1. For notifying u ur month end balance. 2. For credit interest (which might be in Kobo...lol) 3. for tax deducted in d credit interest. 4. For ur balance at d beginning of d month.

First bank turned to a corporate thief overnight.

U r so correct

1 Like

Re: Is This Right Or Wrong About Most Nigeria Banks? by tayo200(m): 8:11am On Jun 21, 2016

kolewerk

Re: Is This Right Or Wrong About Most Nigeria Banks? by DBestDoc(f): 8:15am On Jun 21, 2016

Strahovski1:
What sort of nonsense is this? I'm not a Nigerian but I do have a Nigerian bank account.

So are you telling me your birthday is every month? The sms you are charged for is Credit/Debit notifications not Birthday messages. As long as you have received one credit or debit alert you would be charged or other sms such as OTP, etc. . You would be charged. Not for
your birthday.

Unless of course, your account is a dead account where no transaction takes place.

And you think you have made sense.smh

babyfaceafrica:
Dis OP is high on kwale weed!!!.....so banks charge for every message abi?...guy na lie....its only transactional messages that you are charged on!!!

For those of you calling the OP a liar, i pity you guys. Sometimes it's best to keep quiet when we are not sure bout some issues on ground.
I have two first bank accounts and the last time any transaction was carried out on either was 4yrs ago, my last visit to Nigeria. But first Bank of Nigeria keeps deducting money from my accounts monthly or once in two months, and they call it SMS charges...SMS for what?
I got fed up once and sent them an email to please deactivate the sms alerts 'cause the phone number they send those alerts to is probably owned by someone else now.

They asked i should provide some documents from the Embassy and stuffs grin

, i had to give up 'cause the requirements were much.

The deductions have not stopped. Besides, those accounts are not linked to a BVN. Why the transactions ?

Op knows what he is saying, i hope these banks see this thread and do something about it...it's really not cool

1 Like

Re: Is This Right Or Wrong About Most Nigeria Banks? by feldido(m): 8:22am On Jun 21, 2016

Op said the truth, I've complained about this several times.
There's an account I stopped using, but I get sms notifications every month and got charged.
So I don leave am, make dem collect the money till dem make am minus, after all I don dash dem. grin

Re: Is This Right Or Wrong About Most Nigeria Banks? by reservd(m): 8:25am On Jun 21, 2016

Allow them say wat dey lik @dbestdoc, obviously dey knw nothin abt it bt i really dnt understnd y pple hv to b abusive. I use first bank n gtb too, jst last week i went to deactivate my sms alert in gtb, d email alerts i get is fine by me. Wl visit first bank soon.

Re: Is This Right Or Wrong About Most Nigeria Banks? by timoscholar(m): 8:28am On Jun 21, 2016

do you receive sms transaction alert through your phone? if yes, that means the SMS for your birthday was not charged. However if you do not receive SMS transaction alert on your phone and you are charged for birthday SMS. Kindly go to your bank and complain

Re: Is This Right Or Wrong About Most Nigeria Banks? by MabraO: 8:30am On Jun 21, 2016

Wealthyone:

Firstbank does. I had to go to them to de-activate my sms subscription and gimme e-mail alerts only.

If u didn't perform any transaction in ur FBN account in a month, they'll still charge u d minimum of #16 for SMS. 1. For notifying u ur month end balance. 2. For credit interest (which might be in Kobo...lol) 3. for tax deducted in d credit interest. 4. For ur balance at d beginning of d month.

First bank turned to a corporate thief overnight.

First bank na theif
Same thing they do to me every month
If not for my dad I for close our first bank account
Even access bank want to mess with me
Their customer care agent was telling me even if I deactivate their sms they'd still charge me I told him if Dey born una well just charge me for not receiving sms
5 days remaining for me to see if they would make such charges

Re: Is This Right Or Wrong About Most Nigeria Banks? by AntiWailer: 8:31am On Jun 21, 2016

yomalex:
haha bros you just call person liar without proof. Firstbank charged me for birthday message until I mailed them 2 years ago to stop. Surprised they still do

Probably u mixed up a transaction alert charge for a birthday alert charge.

I can tell u with all authority that FIRST BANK does not CHARGE for birthday alert.

Re: Is This Right Or Wrong About Most Nigeria Banks? by U1(m): 8:33am On Jun 21, 2016

Henrybright:
your so funny, I keep records of all transactions I make each month and I don't celebrate my birthday every month. If you read it correctly I included other anniversaries...first bank do charge me for such sms,

That may be where the real problem is; I don't think GTB does that. The only problem may be that you're being overcharged for SMSes received - I have observed that with different banks.

Re: Is This Right Or Wrong About Most Nigeria Banks? by babyfaceafrica: 8:33am On Jun 21, 2016

DBestDoc:

And you think you have made sense.smh
For those of you calling the OP a liar, i pity you guys. Sometimes it's best to keep quiet when we are not sure bout some issues on ground.
I have two first bank accounts and the last time any transaction was carried out on either was 4yrs ago, my last visit to Nigeria. But first Bank of Nigeria keeps deducting money from my accounts monthly or once in two months, and they call it SMS charges...SMS for what?
I got fed up once and sent them an email to please deactivate the sms alerts 'cause the phone number they send those alerts to is probably owned by someone else now.

They asked i should provide some documents from the Embassy and stuffs , i had to give up 'cause the requirements were much.

The deductions have not stopped. Besides, those accounts are not linked to a BVN. Why the transactions ?

Op knows what he is saying, i hope these banks see this thread and do something about it...it's really not cool

Re: Is This Right Or Wrong About Most Nigeria Banks? by zikter(m): 8:35am On Jun 21, 2016

Strahovski1:
What sort of nonsense is this? I'm not a Nigerian but I do have a Nigerian bank account.

So are you telling me your birthday is every month? The sms you are charged for is Credit/Debit notifications not Birthday messages. As long as you have received one credit or debit alert you would be charged or other sms such as OTP, etc. . You would be charged. Not for your birthday.

Unless of course, your account is a dead account where no transaction takes place.

the op is 100% right. Access send morethan 4 happy new yr SMS to me this 2016 and debited me for all. I hv to angrily mail them and they credited me with apology.

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