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Nairaland Forum / Nairaland / General / Business / GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! (1603 Views)
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GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by chigodo(m): 7:13am On Oct 06, 2016 |
I'm aware that #4,500 is not that much but trust me, in this economic recession, every kobo counts!, hence I've decided to share this experience, so as to prevent others from falling victim. On the 20th of September (last month), I used my GTB ATM card to withdraw #150,000 in the morning, which of course is the maximum amount I can withdraw a day. Later in the day, I needed more cash for another business. So having exhausted my ATM daily limit, I moved to the banking hall and withdraw another #500,000 across the counter, which is also the daily limit for a savings account. The next day, I got a debit alert of #4,500. So I went back to the bank for explanations, they said its 3% of the #150,000 I withdrew with my ATM. Here are my questions begging for answers; 1. If the #150,000 I withdrew earlier in the day was supposed to affect the #500,000, why didn't they tell me that this withdrawal will attract extra charges?, so I'll decide whether I want to go ahead or not. Which is the practice in other banks. 2. When you want to withdraw more than the daily limit from the ATM, they will inform you that the daily limit has been exceeded and therefore the transaction cannot continue, so since I used fast track, why was I denied of this vital information? 3. There was a time I wanted to transfer some amount of money from this same GTB account, they told me that the maximum I could transfer was one million naira, why did they deliberately refuse to inform me this time around? 4. Isn't 3% just unreasonably too high for such charges?, Remember it could have been a bigger amount involved. Imagine 3% of ten million naira. 5. Could it be that GTB is now stealing from their customers by tricks?? Pls mods I don't know if this is the appropriate section for this thread, help move to the right section and help promote this thread so that others will understand the reasons for some of these numerous charges we see. We might be saving someone of this unnecessary stress. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by busuyem: 7:20am On Oct 06, 2016 |
That's terrible. Banks are now looking for every means to sustain their ass in this recession. God dey. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by otokx(m): 7:26am On Oct 06, 2016 |
Extortion and corruption. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by Nobody: 7:27am On Oct 06, 2016 |
Those are the few exploitative ways they earn money, they take advantage of CBN policies. These are the set of people that can't loose when you in business wiith them. Banks Government Insurance Real Estate The Big 4 This set of people hardly loose during business transaction. So the only way to beat them is court, reporting them to the public and governing bodies and exploit their loopholes. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by chigodo(m): 7:28am On Oct 06, 2016 |
busuyem: Bros its just crazy, as I was at the customer service unit asking for the meaning of the #4,500 deduction, one woman heard when the customer service agent was explaining that she's sorry about that, this woman took the matter personal, no be small thing, (she said so that's how you have been removing my own money too?), and instantly she demanded that they should print her account statement immediately......hahaha. 1 Like |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by yomalex(m): 7:28am On Oct 06, 2016 |
If you feel cheated just Complain To CBN 1 Like |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by chigodo(m): 7:32am On Oct 06, 2016 |
otokx: Bros its a serious one! |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by chigodo(m): 7:35am On Oct 06, 2016 |
aaronson: Bros these people needs to be checked. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by chigodo(m): 7:36am On Oct 06, 2016 |
yomalex: Ok bros thanks, I'll do that right away, I seriously feel cheated. How much did I make that they should take that amount from me?. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by motherfucker: 7:41am On Oct 06, 2016 |
chigodo:You can have your money back when you report to CBN. I had a link somewhere for this. I will get it and post it for you. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by speedyconnect3: 7:42am On Oct 06, 2016 |
banks dey mean o |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by chigodo(m): 7:46am On Oct 06, 2016 |
motherfucker: Pls bros if you can send me the link I'll be so grateful. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by chigodo(m): 7:47am On Oct 06, 2016 |
speedyconnect3: Bros no be small. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by Nobody: 7:58am On Oct 06, 2016 |
GTB should not try that one with me oh! i will be fvcking pissed if something like that happens to me or worse ![]() |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by chigodo(m): 8:00am On Oct 06, 2016 |
ItsQuinn: Sister, its so annoying. 1 Like |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by Nobody: 8:01am On Oct 06, 2016 |
I can imagine ![]() chigodo: |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by sunboy(m): 8:16am On Oct 06, 2016 |
@Chigodo I had same experience last week, wanted to withdraw 650k over the counter using fast track, the guy ask me to do a transfer then I ask why? I needed the cash. He was like there will be a 3% charge on the excess of 500k that's 150k. He said it's their cashless policy thing that any cash withdrawal above 500k is discouraged. I had to ask the person I'm paying to find an account I can pay to so I made a transfer. The problem there is that they refused to inform the public, that's one thing I love about Diamond bank. They always treat your money as your money and you should have total control over it. Sorry bro, the attendant no do you well at all. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by sdavirus: 8:17am On Oct 06, 2016 |
Lol. The teller was just a prick. Almost happened to me one, thankfully the Lady was nice enough to tell me to adjust my figures, before I withdrew. My brother, even if it is N500, it's your money, and very painful. They pray people don't know these things, so they can make illegal money, legally. shame |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by hopeforcharles(m): 8:19am On Oct 06, 2016 |
Then what is the best way to do transaction with them without been reaped off, this is the reason I don't so like to keep much money in the bank, the could cook up some silly order and extort money from innocent saver that's why bank to me is ff up, Mm.M pays beta |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by motherfucker: 8:47am On Oct 06, 2016 |
NIGERIAN BANK ACCOUNT HOLDERS: WHAT TO DO WHEN YOUR BANK TRICKS, BULLIES OR NEGLECTS YOU |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by MrDraey(m): 10:07am On Oct 06, 2016 |
This is no rip-off. It's a CBN policy. Once u exceed that 500k a day on savings account, an additional withdrawer attracts 3% (on that amount u withdrew) chigodo: |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by capnies: 11:00am On Oct 06, 2016 |
brother take heart 500000 is the maximum withdrawable in a day by individuals, so u have to be charged for the excess which is the 150000 irrespective of the source of withdrawal. 1 Like |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by capnies: 11:04am On Oct 06, 2016 |
hopeforcharles: if u have such big money then get a token that will allow u transfer upto 1million daily 1 Like |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by pinkyruledworld(m): 11:14am On Oct 06, 2016 |
gtb is now becoming useless, I have moved allny funds to my access bank just last week bkos of some lost in transit money |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by chigodo(m): 12:34pm On Oct 06, 2016 |
pinkyruledworld: No be lie. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by chigodo(m): 12:40pm On Oct 06, 2016 |
MrDraey: They should have informed me, just like Sunboy's bank did and I would have withdrawn from my account in another bank. |
Re: GTB Just Ripped Me Off My #4,500, Fellow Nairalanders Pls Don't Fall Victim! by chigodo(m): 8:34am On Oct 08, 2016 |
Pls can someone help out with a link to report this matter to CBN. |
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