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Nairaland Forum / Nairaland / General / Politics / Foreign Affairs / Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) (6555440 Views)
Am I The Only One Whos Tired Of This Kenya Is Ahead Thread / Femi Adesina: "I Don't Lie, No Matter What"; Nigerians React / Kenyans Are Far Behind Nigerians In Every Aspect – Fani-Kayode (2) (3) (4)
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Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by kikuyu1(m): 6:28pm On Apr 07, 2017 |
Fidha254: Fidha254,thanks for that excellent vid! Naijjans,thats ex Sr VP Nokia on mpesa. In other words he knows his poo! At the end he says "Europe will come to Kenya for consultation on mobile apps." |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 6:32pm On Apr 07, 2017 |
iblawi: That source is important, because barely eight years ago, 4 in every 5 nigerians had no idea what a bank account is. You should at least give it up to me for pointing out that you have raised that number to a DRUM ROLLING 44 %, of whom 16 % have a credit card, in a few years despite the giant problems. And then a nigerian dares say that nigerians don't need mobile money because they have adequate banking, with only 16 % having credit cards. Thats laughable fellas, with your tiny mobile banking penetration, that means sending money in nigeria is still as old school as they come. Nothing surprising however, when you know that the people who really need to transact money are the oil tycoons, when transferring it to Europe for safekeeping. The rest don't matter 2 Likes |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 6:38pm On Apr 07, 2017 |
iblawi: I'm quite sure the sheer depth of the information was beyond your comprehension. So how many branches are there in naija so that we can compute the number per 100,000? `I know you are likely to escape into "the south has bla bla bla , leave the north". You guys have an equivalent of two Kenyas unbanked in terms of population, and you think you have an adequate banking industry. That is called a nigerian joke 2 Likes |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 6:49pm On Apr 07, 2017 |
kikuyu1: The Europe with a developed banking industry will come to kenya (and they came long ago, the video is old) to learn and mimic, but Nigeria, with their "developed 44 % banking industry" will stick to their guns. They'd rather work at the snails pace until Makoko has a bank. Thanks Fidha254 for the video, and excellent analysis. They are comparing mobile apps from banks, with mobile money! They have no idea how much different that is. Almost all banks in kenya have mobile apps for similar purposes, but cannot go far. How many banks can adopt a different bank's app, so that there is growth? Maybe nigerian banks can, because they also merge all the time to create Giant banks . each bank remains with its app, and nothing much except excessive talks to connect bank A with bank B, C, D, .... What a waste of time and resources 1 Like |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by iblawi(m): 8:32pm On Apr 07, 2017 |
TayserMahiri: You didn't share any information apart from the fact that mpesa is not working every where it goes. |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by iblawi(m): 8:44pm On Apr 07, 2017 |
TayserMahiri: Guy can you answer this question? We both know sugar and honey are both sweet but tell me why Nigerians should throw away the honey they have for the sugar Kenya is offering? Is it still not clear to you that the whole world is rejecting your Mpesa? |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 8:47pm On Apr 07, 2017 |
iblawi: How about honey being healthier than mere sugar? |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 8:49pm On Apr 07, 2017 |
iblawi: The quesion was clear, bank branches per 100,000 in nigeria. Stop deviating We all know mpesa would not work in nigeria because all naija cons would set up camp attempting to steal the money. And unfortunately the central bank has no clue how they would handle that 1 Like |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by iblawi(m): 9:05pm On Apr 07, 2017 |
TayserMahiri: Good and that is because we have a healthier system already so why bargain for less? |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Maduawuchukwu(m): 9:18pm On Apr 07, 2017 |
TayserMahiri: Oga, Nigeria's high level of unbanked pple is not because of the lack of bank branches as there are bank branches in every nook and cranny of Nigeria. Even in the so called "terror-infested" north they are everywhere. Many Nigerians are just comfortable with keeping money in their own spaces. It is a partly cultural feature. And mind you, most Nigerians are not poor. Go and check this last survey carried out by the World Bank. Only about 37% of Nigerians are poor and with the increasing emphasis on state viability and individual development, that figure will soon reduce. 1 Like |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by iblawi(m): 9:22pm On Apr 07, 2017 |
TayserMahiri: So you expect me to give you that statistics but can't tell me how many of your banks have up to 100 branches in kenya. Most of them have about 33 branches and 90 ATMs in the whole Kenya. The highest have just above 100 branches but you compare your banks with banks that have over 750 branches. WAKA, God punish you for the unnecessary stress you made me go through. 1 Like
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Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Maduawuchukwu(m): 9:24pm On Apr 07, 2017 |
TayserMahiri: The biggest American Artistes are the white Rock and Roll Artistes and those in other genres. Also the biggest names in Hollywood which is a money spinner for the US are the whites. Are they also deprived and looking for ways to hide their frustration? |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by iblawi(m): 9:28pm On Apr 07, 2017 |
Maduawuchukwu: This guy's are really stupid I swear. Look at the question he asked me as if he could defend himself. A major bank with just 33 branches and 90 ATMs in the whole of Kenya and he still wonder why Mpesa was successful in Kenya but not successful in other countries.
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Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 9:41pm On Apr 07, 2017 |
iblawi: 56 % of Oga having no bank account is being bedridden. That is not healthy, except by Naija standards |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 9:44pm On Apr 07, 2017 |
Maduawuchukwu: Definitely, we leave it here. Most backward statement I have heard in a long long time. It can't get worse than this. 1 Like |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by iblawi(m): 9:51pm On Apr 07, 2017 |
TayserMahiri: 209 bank branches in kenya? And you people don't see it as a problem but Nigeria not having 24 hours electricity is your problem. Shame on you. Even micro-finance banks have more than 33 branches and 90 Arms in Nigeria.
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Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 10:02pm On Apr 07, 2017 |
iblawi: Dude, you need to get your generator on to charge that phone. It is 15 % now and I can't help noticing you are using 3G internet. Too bad. Sorry if the fuel is over man. There is always tomorrow to get some more. And then there is something known as Confirmation Bias, its quite common among Nigerians, possibly due to the collapsing education system. You selected one bank with among the least ATMs to prove a point, which to someone like me and many kenyans is a sign of poor education. Secondly, someone told you what you have is a giant population, and so you need many branches. We are less than half your giant population, so a bank having 750 branches here would be wasteful. You, on the other hand need waay more than that to equal Kenya's branch per 100,000. What you are doing is like an Indian bragging to a nigerian that some of their banks have 1,000 branches in the country while in naija its 750. Thats dumbness. Lastly, as the video posted before showed you (if you watched, and I doubt you watched with the power running out and a slow 3G internet), ATMs are almost losing value here. Who wants to leave a house to go to an ATM when you have a phone with all the services provided by the ATM and more? ATMs are so outdated here, only Nigerians frequent them and look rather confused why they are always alone. The guy on TED X clearly said those ATM types of banking will soon be phased out in favor of convenient mobile money. Watch it if the 15 % power allows you. 3 Likes |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 10:25pm On Apr 07, 2017 |
iblawi: The hardest part for a person like you to understand is that absolute numbers mean nothing. Which school did you go to? What matters is those numbers per person. That's why we talk of doctors per citizens, police men per citizens etc. If things were taken your way, Nigeria, India, China, Indonesia and all overly populated countries would be First World. Therefore, I provide you with the proof that even those few in Kenya are more per citizen than yours in Naija in relative terms. It is my sincere hope that for the first time in your life, you will grasp something upstairs. The two columns you see represent the standings as at 2004 and 2015 respectively. Please observe Nigerias trend keenly in the extrapolated curve just next. Its a gracious nosedive to the unknown for the 44 % adequate banking industry. Kenya's on the other hand is shooting for the stars. Once again I used your favorite WB statistics, if I provided others you would give up on Nigeria. http://data.worldbank.org/indicator/FB.CBK.BRCH.P5 Here you go Commercial bank branches (per 100,000 adults) 1 Like
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Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by OreMI22: 10:31pm On Apr 07, 2017 |
Nigeria has issues and i will be first to lamblast it on those issues. It doesnt mean i am unmindful of uhuru and museveni. So there is something comically funny when you hear a kenyan or Ugandan derisively say "Nigerian standard", Its simply hilarious. More like hearing a Bangladeshi or Afghan mocking "indian" standard. Simply Epic! 1 Like |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 10:59pm On Apr 07, 2017 |
OreMI22: Just say Kenya, I haven't seen a Ugandan here. |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by iblawi(m): 11:00pm On Apr 07, 2017 |
TayserMahiri: Unfortunately for you I still have power right now. And besides I have lot of options to pick from when am ready to charge my phone. PHCN, generator, power bank, laptop, etc. Now you see why Nigerian are more productive than Kenyans. The rest of your post show your level of stupidity when compared to all the argument you people have being putting up. |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 11:01pm On Apr 07, 2017 |
iblawi: Woo, I hadn't seen it jumped to 6 % in such few minutes. Lets see whether the guy responds soon, if he doesn't, we know the generator has no fuel for now. 1 Like |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by UncleJJ(m): 11:03pm On Apr 07, 2017 |
TayserMahiri: You are wrong. It's one thing to cite a statistic and another to understand it and apply it with the least bias possible. @TayserMahiri Please follow these calculations for future reference Total population Nigeria: 182,201,962 Total population Kenya: 46,050,302 Total Nos of banks(thousands) Nigeria: 5.5 Total Nos of banks(thousands) Kenya: 5.7 Total nos of banks is calculated as follows : (number of institutions + number of branches)*100,000/adult population Now for reality, not statistical misappropriations. Nigeria: 182,201,962/100,000 = 1822 i.e 1822 groups of 100,000 Nigerian's Kenya: 46,050,302/100,000 = 460 i.e 460 groups of 100,000 Kenyan's Total Number of banks: Nigeria = 22 Kenya = 42 (3 Nigerian) Bank deposit as % of GDP Nigeria = 17.9(2014) Kenya = 36.4 (2014) GDP Nigeria: 570B USD (2014), where bank deposits is 92.5B USD i.e 17.9% of Nigeria's GDP Kenya: 61B USD (2014), where bank deposits are 22.2B USD i.e 36.4% of Kenya's GDP GDP per capita Nigeria: 1,098 USD Kenya: 658.7 USD It's not the Nos of banks but how much are in it's vaults, how much profit it can generate, thereby returning taxes, how much it can borrow out to investors and finance and how much flows through it's books, thereby increasing service fees. Kenya has more bank branches but its banking halls are empty , Nigeria is vice versa. Increasing the nos of branches only increases cost of operation and also increase cost of business to customers as they have to bear the cost. 1 Like |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 11:04pm On Apr 07, 2017 |
iblawi: Haha, that surely is something ! You still have power thanks to your power bank. |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 11:06pm On Apr 07, 2017 |
UncleJJ: Please correct me where am wrong. I notice you are quite good in coding. But where are the calculations? |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by iblawi(m): 11:08pm On Apr 07, 2017 |
@OreMI22 Thefunny part is that their problem is worse than ours in but the pretend everything is well with them. A country with just 2 cities and the entire inhabitants of the two cities is less than 1/5 of their population. So where do the rest stay? Instead of spending time to learn about their country and her problems they prefer Google the problem of Nigeria and they think Nigeria does have influence over them. |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by MPSA(m): 11:12pm On Apr 07, 2017 |
The rainbow nation, My people I always tells the FLAT HEADS that : '' My People aren't divided but FLAT HEADS always said I am lying Today my people proved them wrong , Even my President never said anything to the protesters, I respect my government, But sometimes mistakes happened We are trying to solve our problem peacefully My President (Jacob Zuma)also understand that people must protest The point here is to prove FLAT HEADS we aren't divided like they use to claim on this forum Nothing personal in SA
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Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by Nobody: 11:15pm On Apr 07, 2017 |
iblawi: I guess the nigerian who started this thread loved googling Kenya too. No one is pretending everything is well here, we are just saying the topic of this thread is more than true, and the nigerian who started it must have been quite smart, probably visited Kenya before and felt so sad, decided to let nigerians know the pitiful state of their GIANT economy |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by iblawi(m): 11:16pm On Apr 07, 2017 |
MPSA: Compare your third and fourth pics and you will see you are not together even though you have the same interest. |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by MPSA(m): 11:40pm On Apr 07, 2017 |
iblawi: I am here to prove you wrong nothing wrong about the picture the problem is with your head that is all. People want to see the economy of the country to the normal positions, My President understand the concerns of the people, it 's sad but we will cope
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Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by UncleJJ(m): 11:49pm On Apr 07, 2017 |
TayserMahiri: updated @ https://www.nairaland.com/3327789/kenya-ahead-nigeria-all-aspect/317#55366226 |
Re: Kenya Is Ahead of Nigeria In All Aspect (Facts Don't Lie) by MPSA(m): 11:51pm On Apr 07, 2017 |
This is my people, we aren't divided, President Zuma is one of us, But people aren't happy about the current situation of the country.
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