Most girls these days don't care.. they fall at the sight of a dollar bill.

Lie number 1 "WHAT'S YOUR DEBT PROFILE? Generally in America, if you don't have some debts especially credit cards, you don't qualify for certain things but that doesn't mean one should live on credit."

You need good credit rating based on servicing your bills and your savings NOT how much debt you have, in order to qualify for guess what....bigger credit! Why lend more money to a debtor as your have explained above, it makes more sense to target those that pay on time and have savings.

Suddenly every villager knows more about obodo oyinbo! better than those living there!

One thing I have noticed in this World of Equality is this....in this day and age, Nigerian Women still expect to marry rich and successful men!? If there is true equality....should the men not expect to marry rich and successful women!?

lanchy:
Lie number 1 "WHAT'S YOUR DEBT PROFILE? Generally in America, if you don't have some debts especially credit cards, you don't qualify for certain things but that doesn't mean one should live on credit."

You need good credit rating based on servicing your bills and your savings NOT how much debt you have, in order to qualify for guess what....bigger credit! Why lend more money to a debtor as your have explained above, it makes more sense to target those that pay on time and have savings.

Suddenly every villager knows more about obodo oyinbo! better than those living there!

Oga, debt profile, length of credit alongside good debt servicing habit make up good credit. Those that have CREDITKARMA account will understand.
As for your last paragragh, I've lived in Los Angeles long before you even applied for your Malaysian visa in Lagos but I'm also a villager like you called me 'cos I travel home every year.

Big lie, if they cant live with their husbands who is taking care of them. Whose house are they living in, you just want to put salt and pepper into this thread

Schwartz:
I know some ladies here who relocated and they can't live with their husband after doing big wedding in Nigeria. This is because the man is still legally married to his wife so this men actually run two homes. The paper wife is legal while the Naija woman is illegally married to them pending when they can divorce. Its a really sorry state. When they get here they find out that it's not as fast and as easy as they expected the man to leave his wife and to be with them. One babe I personally know gave up everything, her job, her life back just to be with this man. After the elaborate wedding they had in Naija. Years gone by the dude won't divorce his oyinbo wife. The few times she has secret access to the man she posts it on Facebook and her friends are envying her not knowing that she is lonely and cold here. Many such girls abound abroad.

Since I'm an abroad based guy (UK), lemme buy a plot of land on this thread

CuteJude:
stories that touch

Side chicks dont care

Abi una care?





No ask me how i knw , na so we see am

Dump him lol! The OP Will find you another one

kimbra:
You said the gospel truth op. Those people live on credit card. Always working to pay off outstanding loans.

Speak for yourself and your acquaintances auntie. Not all of us live on credit cards. I have multiple credit cards, but I don't owe anything on them, neither do I pay interests. I use it to build my credit profile and creditworthiness and get some cool cash back from them. Like I said, speak for yourself and for the people you know and not for all of us. Wehdone

The devil you know in Naija is better than the angel abroad. I'd rather run things with someone in naija for obvious reasons.

Other than inquiries into his immigration status, the other questions mentioned would only be asked by a gold digger.

So, on the flip side, one could re-purpose this thread to read:

"Questions Indicating Your Potential Nigerian Wife Might be a Gold Digger"

Investigation is the key because people are bound to tell lies during direct questioning, conduct a traditional vetting on him which is simple and possible also kudos to organisations that vetts spouses before approving the marriage. Don't blame the women alone parents especially mothers are much responsible for these mistakes due to greed, unhealthy competition among their peers, co wives, families and ignorance, which also boils down to illiteracy toi

SirJeffry:
Everything I'm about to write down here is based on a family feud currently going on between a young man and his new wife here.

This young man has no steady job, lives a flamboyant life and post all kind of pictures on social media where he met the wife. I'm pained because the wife in question happens to be my town's girl and after hearing her side of the story, I was mad at her. Well, this is not the topic for today but let me give our sisters some advice here.
These are questions to ask before someone brings you here to suffer unnecessarily;

WHAT DO YOU DO ABROAD? Let him tell you where he works and possibly show you his work ID. If he tells you he's a biz man, watch him closely, that could be a red flag. I know there are genuine bizmen but most unserious and unemployable guys abroad pose as bizmen.

WHAT'S YOUR DEBT PROFILE? Generally in America, if you don't have some debts especially credit cards, you don't qualify for certain things but that doesn't mean one should live on credit.

IS THAT YOUR FLASHY CAR OWNED OR FINANCED? This may lead to you driving today and trekking tomorrow. Without a steady job, car financing coys may take back their car anytime there's a default in payment.

DO YOU LIVE ALONE? This is self explanatory.

WHAT'S YOUR TOTAL SAVINGS AMOUNT? I know this sounds odd but try to get an extimate by calculating the amount he saves monthly. Ask him jokingly if he saves for his future family. He should be more family oriented than friends oriented. "Too much sending my guys money at home" is a no no.

Lastly, if he doesn't personally come down for your wedding except with a very cogent reason maybe life threatening, he probably isn't a legal resident ie no green card or citizenship. In this case, you may likely stay longer in Nigeria until he gets his papers before you join him. Refuse such union because sometimes, he may be tangled with a lady here already for papers, a union he may not easily come out from.

If ladies do this simple research before accepting marriage proposals from obodo oyibo husbands, rate of domestic violence among Nigerians in the States will be at its minimum.

Yankee marriage is favourable to ladies who their husbands already made the ground running. They come to consolidate on their husband's achievements and prosper it more.

did you think our home gorillas care!

SirJeffry:
Oga, debt profile, length of credit alongside good debt servicing habit make up good credit. Those that have CREDITKARMA account will understand.
As for your last paragragh, I've lived in Los Angeles long before you even applied for your Malaysian visa in Lagos but I'm also a villager like you called me 'cos I travel home every year.

You're almost right except for the debt part. You don't have to have debt or service them to build up a superb credit profile. I run my bills through my credit cards then pay it off by the due date. I let a small amount report to the credit bureau though and then pay it off before incurring interest charges. That way, I don't have CC debt but I have some utilization reporting every month. Max of 15%.

lanchy:
Lie number 1 "WHAT'S YOUR DEBT PROFILE? Generally in America, if you don't have some debts especially credit cards, you don't qualify for certain things but that doesn't mean one should live on credit."

You need good credit rating based on servicing your bills and your savings NOT how much debt you have, in order to qualify for guess what....bigger credit! Why lend more money to a debtor as your have explained above, it makes more sense to target those that pay on time and have savings.

Suddenly every villager knows more about obodo oyinbo! better than those living there!

This is something that has always baffled me each time I visit this site.
People yelling "In America ehn.." but have no clue.

Sometimes I wonder if they're speaking about this one, or another one I don't know about.

Na that credit own dey vex me pass. I wanted to rent this apartment in joburg. I went to the agents in charge of renting that particular apartment. After filling in the forms, and provided my 3months bank statement, my letter of employment and my payslips. They told me to give them 2days to carry out credit check. 2 days later i went to their office and they told me that they can't rent the place to because i do not have credits. They even asked how managed to buy my car if not on credit. I told them i bought the car at an auction. They said they can't rent the place to me. I asked them, so because i did buy my things on credit thats why? They said yes. I just look them finish, and left the place. Nonsense

most of these fellas abroad live on debt aka mortgage.
infact I remember a survey that says just about 25% of the American citizenry had savings of at least $100,000

geekybabe:
Major question. Does he have valid permit papers?

Jamb questions

MsNas:

Speak for yourself and your acquaintances auntie. Not all of us live on credit cards. I have multiple credit cards, but I don't owe anything on them, neither do I pay interests. I use it to build my credit profile and creditworthiness and get some cool cash back from them. Like I said, speak for yourself and for the people you know and not for all of us. Wehdone

you don't need to educate that chicken brain.

bettercreature:
Jamb questions

Berra go and sleep

SirJeffry:
Everything I'm about to write down here is based on a family feud currently going on between a young man and his new wife here.

This young man has no steady job, lives a flamboyant life and post all kind of pictures on social media where he met the wife. I'm pained because the wife in question happens to be my town's girl and after hearing her side of the story, I was mad at her. Well, this is not the topic for today but let me give our sisters some advice here.
These are questions to ask before someone brings you here to suffer unnecessarily;

WHAT DO YOU DO ABROAD? Let him tell you where he works and possibly show you his work ID. If he tells you he's a biz man, watch him closely, that could be a red flag. I know there are genuine bizmen but most unserious and unemployable guys abroad pose as bizmen.

WHAT'S YOUR DEBT PROFILE? Generally in America, if you don't have some debts especially credit cards, you don't qualify for certain things but that doesn't mean one should live on credit.

IS THAT YOUR FLASHY CAR OWNED OR FINANCED? This may lead to you driving today and trekking tomorrow. Without a steady job, car financing coys may take back their car anytime there's a default in payment.

DO YOU LIVE ALONE? This is self explanatory.

WHAT'S YOUR TOTAL SAVINGS AMOUNT? I know this sounds odd but try to get an extimate by calculating the amount he saves monthly. Ask him jokingly if he saves for his future family. He should be more family oriented than friends oriented. "Too much sending my guys money at home" is a no no.

Lastly, if he doesn't personally come down for your wedding except with a very cogent reason maybe life threatening, he probably isn't a legal resident ie no green card or citizenship. In this case, you may likely stay longer in Nigeria until he gets his papers before you join him. Refuse such union because sometimes, he may be tangled with a lady here already for papers, a union he may not easily come out from.

If ladies do this simple research before accepting marriage proposals from obodo oyibo husbands, rate of domestic violence among Nigerians in the States will be at its minimum.

Yankee marriage is favourable to ladies who their husbands already made the ground running. They come to consolidate on their husband's achievements and prosper it more.

Guy! Don't advice anybody! Let their "OJUKOKORO" land them in the type of shit that will stick to their faces for the rest of their lives! So must a guy woo you with abroad and a flamboyant life style before you succumb to his toasting!!! Some people should be left to their over material life styles to perish!! Mtchhhheeeem!

MsNas:

You're almost right except for the debt part. You don't have to have debt or service them to build up a superb credit profile. I run my bills through my credit cards then pay it off by the due date. I let a small amount report to the credit bureau though and then pay it off before incurring interest charges. That way, I don't have CC debt but I have some utilization reporting every month. Max of 15%.

Madam, we are saying the same thing. I have total of 5 credit cards with limit of approximately $100k. My monthly utilization hasn't been up to $3k except if I buy airline tickets which I balance at the end of every cycle.

When I wanted to buy a home, I had a credit limit of only about $15k which impacted a little negatively on my mortgage approval.

All I am saying is how much limit does a man have? If he has utilized up to 50% of what he has, then there's a problem.

nice one

All these abroad guys be living a fake life, like our Naija Celebrities....


Na so one abroad guy lied to my X that he's living large over there, and that he came back to Naija to build a multi-Billion naira Estate. Not knowing that the guy was been deported. And now he ends up working in one Bet9ja branch in my area, as a common cleaner seff...

Ladies Beware, Fake Guys Now EveryWhere

PublicAssurance:
Good Luck finding guys from obodo oyibo. Fool!

Asin eeh my brother I no fit shout... Just tell a girl u are living outside country she go begin clean ur nyash.. My babe started acting wild during December period.. I did some digging and found out she's into one guy in South Africa...Bobo don promise an heaven and Earth na Includling marriage....As a hustler I just bone dey tidy up my life small small....Xenophobia Happened....Bobo don come back naija....Lied to her that he came to pick up few things...For 3months plus..he's still picking up few things....

geekybabe:
Major question. Does he have valid papers?

that's how you people fall in to conmen!

how will you know if he has a valid paper

embassy are the only personnel who can tell weather you have a valid paper or not and not ordinary individuals like you!


you think you are talking out of logic bit you are just doing yourself!

if you ask me if I have a valid paper, which answer do you expect to hear? won't I fabricate a paper for you?

kimbra:
This thread is too good to be derailed. Be warned!.

just like dat love don start ,eye wey see go chop

Side chicks will not take it serious because they are just after the money. see how ex porn star exposed her cleavage to fans www.updatesflow.tk/2017/04/see-how-porn-star-gemma-massey-exposes.html

It's not a must you get debt profile in US. I like paying for my wants and needs 'cash and carry'. I don't even bother about credits because as far I can think, that's financial bondage... Well, mortgage, yeah.