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Nairaland Forum / Nairaland / General / Romance / Ladies, Ask That Abroad Bobo These Before You Marry Him. (65821 Views)
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Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 3:11am On Apr 12, 2017 |
mufutau55: Thank you Boss |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Mayflowa(m): 3:15am On Apr 12, 2017 |
Lexusgs430: There are policy mandate now that requires bank/lender to let you know the length of time you will finished paying the loan with a minimum payment and how much you would be paying. Except you default on payment, there is a limit to their exploitation. But you must realise the time value of money! All of these lenders' money are held down for years while u pay little amount at your comfort. They are also very exposed to losses. There are many cases were people welsh on them. Your only repercussion is destruction of your credit worthiness. Many African Americans abuse this previlege. So there are two sides to the coins. 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 3:16am On Apr 12, 2017 |
Schwartz: How's this remotely possible? Well, this can't be in the US sha. 2 Likes |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by henryhemon(m): 3:18am On Apr 12, 2017 |
Tazdroid: If you ask me those questions I'm fleeing from you. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 3:18am On Apr 12, 2017 |
Tazdroid: I thought I was the only one that thought that. 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by mufutau55(m): 3:18am On Apr 12, 2017 |
EgunMogaji: Oga @EgunMogaji Abi, you wan go too? Yankee or Abroad? London or England? ![]() Hajji M. 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by henryhemon(m): 3:21am On Apr 12, 2017 |
SirJeffry: Most Nigerians in Malay are fraudsters or drug dealers. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 3:22am On Apr 12, 2017 |
mufutau55: I'll take Paris or France. ![]() Na envy I dey envy those guys and their short 5 hour flights to Lagos ![]() 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by mufutau55(m): 3:24am On Apr 12, 2017 |
EgunMogaji: I dey jealous of everybody wey dey abroad ni o. One day we go also travel out. I am keeping my fingers crossed. ![]() Hajji M. 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 3:25am On Apr 12, 2017 |
Mcowubaba:Very true One cannot even rent an apartment without a credit history. 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 3:30am On Apr 12, 2017 |
Mayflowa: The only repercussion is not only destruction of credit file, but - - Been made a bankrupt - If you own a property, a charge would be levied on that property. When you eventually refinance or sell the property, they would get their money back + accrued interest........ - Charge made to wages and passed directly to employer for deduction in wage Etc etc etc etc |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 3:33am On Apr 12, 2017 |
Mayflowa: Hence my position is stay very wide clear of credit cards. Spend only what you have and avoid all the temptations of buying on NEVER NEVER..... 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by ikp120(m): 3:36am On Apr 12, 2017 |
Lexusgs430:What if you no come get any of the things you just listed? No job and no property. Wetin they go do now? |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by recievesense: 3:37am On Apr 12, 2017 |
CplusJason: if u have a mortgage ur savings is protected |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 3:38am On Apr 12, 2017 |
EgunMogaji: Or any western country. While in an active marriage, no other marriage visa applications can be made for the new wife. Not unless he married her in Nigeria, left her in Nigeria and regularly or irregularly, goes for engine oil top up and oil change interim or full service..... . 4 Likes |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 3:42am On Apr 12, 2017 |
ikp120: The balliffs keep chasing you. The debt never entirely disappears.... The debt keeps getting sold and resold, to those firms that buys unpaid debts and they would keep chasing, eventually offering all sorts of discounts.... |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Mayflowa(m): 3:43am On Apr 12, 2017 |
Lexusgs430: You are not seen as human in America or other developed world if you don't operate credit card? Your credit history tell a lot about you. Some person would not even do any business with you when you don't have credit history. Once you pay as and wen due, you are good to go or like Msnas, you can use the credit card to buy stuff and then return money back to it before interest build on it. 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 3:47am On Apr 12, 2017 |
Mayflowa: Not all cases. I agree that credit history build up is necessary in certain cases, but not in all cases..... |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 3:48am On Apr 12, 2017 |
Mayflowa: Till the credit card becomes a fish bone in the lenders throat...... |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by ikp120(m): 3:49am On Apr 12, 2017 |
Lexusgs430:Hmmm. What if you pick race and fly out of the country to another continent? |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 3:50am On Apr 12, 2017 |
CuteJude: ![]() |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 3:55am On Apr 12, 2017 |
ikp120: LOL....... ......... And hopefully you would have learned a bitter lesson and not continued from where you stopped, in your new country or continent of credit card asylum. You dey plan to eventually run? |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lewist(m): 3:57am On Apr 12, 2017 |
only foolish guys will tell you all this, SirJeffry: 2 Likes |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by salford: 4:00am On Apr 12, 2017 |
Lexusgs430:The way credit card applications are accessed in North America is different from the UK. E.g in Canada, you would be given a credit card of about $1000 straight up without credit history once you enter a bank to open an account; as long as you arrive the country on a permanent residence visa. The bank would even add a payment protection insurance on it cos they know the new immigrant has got no clue. Alot of Nigerians or people from 3rd world country do not understand how a credit card works and the bank milks them well of their hard earnings from survival jobs. In the UK, it could take up to a year before prime lenders even approve a credit card of say £250. 2 Likes |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lucasbalo(m): 4:01am On Apr 12, 2017 |
CFCman:That is a shocker. The first thing I learned in Business School is the art of savings. With that, the future is very bright. I loathe credits and I don't owe a Cents on my cards. Always pay up at the end of the billing circle. Used the same system with my wife to pay up our mortgage in 14 years. 2 Likes |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by salford: 4:07am On Apr 12, 2017 |
Lucasbalo:It depends on how one uses the card. There are some credit cards that give huge cashback on credit card spending, and if you are smart. You wont even pay a cent in interest. I have a departmental store credit card that gives back around 30 bucks for shopping in the store if i make a purchase of $3000 upwards on it. So i pay for expensive items using the card and once my cashback reflects in about 3 days. I pay back the $3000 spent so credit card goes back to zero balance. I heard of someone that does the same thing, and he bought himself a 50 inches tv from the accrued cash back at the end of the year ![]() But credit cards are very delicate. easy to lose control of spending on it, and all goes downhill from there. 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by ikp120(m): 4:08am On Apr 12, 2017 |
Lexusgs430:Lol When water don pass garri, na to evacuate be some sharp guys' last resort o ![]() ![]() ![]() ![]() |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 4:09am On Apr 12, 2017 |
salford: Again some assertions are wrong. Some people get credit cards with high limits, without any credit history. Certain factors would have to play in applicants favour. The misconception of the notion of credit card, is some people think it's free money or just swipe and away you go. A credit card should actually be re-christened DEBT CARD in deep red letters and BOLDED..... . .. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by salford: 4:13am On Apr 12, 2017 |
Lexusgs430:In Canada, the card is as good as guaranteed. The bank even advertise it to new immigrants in newspapers. Big business for them. In my 7 years of processing card applications and selling it in the UK. I have never seen a new immigrant approved of a credit card a day or two after arriving the country. Yes. CC should be stamped just like its done for tobacco packs, but how would the bank milk people. if they do that ![]() |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 4:14am On Apr 12, 2017 |
ikp120: Nothing we dey come, wey ground no fit take .... |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 4:14am On Apr 12, 2017 |
I disagree with this write up and my reasons are these; Not everyone who's not coming home for every little issue is shady, they may have a legitimate job or activity that must be given rapt and undivided attention. Only those who want to live a fake lifestyle live entirely on credit card. Savings?...Brother you know how many people and how many lines these people change to stay safe from "starving, dying, sick and dead" friends and relatives. Niccur I don't live alone, I live in New York and it's damn expensive but not cohabiting like our friends in the UK. Who will go ahead and tell a Nigerian their total savings? I don't know about others but don't play that card, ask the recently deceased Marine/Naval dude from Imo State. Then again Op needs to change the topic to "...Bobo that Lives in the US, abroad no be only Amurka..." 2 Likes |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 4:20am On Apr 12, 2017 |
CFCman:I heard someone advising another not to accept any credit card except mortgage and I wonder who will give him the mortgage with no credit history. Once you land in US, you either get Bank of America secure credit card of $300 or CAPITAL ONE of $500. That's the beginning of your credit bondage here. ![]() 1 Like |
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