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Nairaland Forum / Nairaland / General / Romance / Ladies, Ask That Abroad Bobo These Before You Marry Him. (65811 Views)
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Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by ephi123(f): 4:24pm On Apr 12, 2017 |
jaybee3: I don't think you minimise risk by tying such an amount down. Infact, it's the reverse, especially if there is no fallback fund anywhere else. Option 2 I see reason with. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by henryhemon(m): 4:32pm On Apr 12, 2017 |
salford: Can I talk to you in private? |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by erico2k2(m): 4:32pm On Apr 12, 2017 |
jaybee3:Well since I live in London I rather go to Oxford cos it will cost me more to relocate to the US for Harvard . |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by jaybee3(m): 4:33pm On Apr 12, 2017 |
ephi123: You actually do if you consider the following: Demand and short supply is certainly the dynamics dictating the outrageous price and that will sort of make your investment safe and somewhat assured on the future value ish Whereas spreading the money across the same asset class but different locations will have to worry about oversupply As an example, institutional investors rarely invest in low end properties due to the same issues outlined above |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by jaybee3(m): 4:36pm On Apr 12, 2017 |
erico2k2: You obviously don't get it do you? You don't necessarily have a business going to oxford if you intend studying electrical engineering since MIT delivers the best value |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by erico2k2(m): 4:37pm On Apr 12, 2017 |
ephi123:Homes these days grow in value . The cheapest house where I live is now worth £1.2m as of date 18 years ago it was £200k |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by InvertedHammer: 4:39pm On Apr 12, 2017 |
ephi123: Mostly Chinese investors. For citizens, there are no incentives to do so. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by ephi123(f): 4:41pm On Apr 12, 2017 |
jaybee3: I beg to disagree. How does demand/short supply make an investment safe after it's been fully paid for? Using this same hypothetical scenario, the person pays $800k cash for the property with no fallback fund. Let's assume he/she loses the job/source of income, although there will be no mortgage payments or rent, other living expenses will still be there. If the same person had split the $800k into 4, and used $200k each as a down payment for 4 separate properties, in the case of any unforeseen event, there would be extra income from 3 properties, and those income can even be used to pay off the main residence. Plus he could borrow more from the bank using any of those properties as collateral. I know people have different risk profiles, but cash down payment in my opinion is actually riskier. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by erico2k2(m): 4:42pm On Apr 12, 2017 |
jaybee3:I do get it but where I'm steering you to is this In the west thier universities have the best of the best Let me give you an example where is the best place in the world to sturdy elect elect ? Japan , us or UK or Germany ? ? |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by ephi123(f): 4:43pm On Apr 12, 2017 |
InvertedHammer: Is that because they cannot easily get a loan from the bank leaving them with no option but to pay in full? What exactly is the incentive for them.. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by ephi123(f): 4:44pm On Apr 12, 2017 |
erico2k2: I have no doubt homes grow in value, my question is more about the advantage of cash down full payment vs leveraging the same amount. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by jaybee3(m): 4:45pm On Apr 12, 2017 |
erico2k2: Still MIT bro That's the benchmark I'm an elect/elect engineer so i should know ![]() ![]() 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by jaybee3(m): 4:47pm On Apr 12, 2017 |
ephi123: I didn't know the argument was based on fully paid investment Thought the figure was for downpayment So yeah you are bang on point |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by jenniferloyd86(f): 4:50pm On Apr 12, 2017 |
kimbra: |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by jaybee3(m): 4:51pm On Apr 12, 2017 |
ephi123: Demand being constant Future Value of asset is sort guaranteed because demand stays constant Those are the incentives |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 4:52pm On Apr 12, 2017 |
jaybee3: Not only that, some people decide not having kids is the best fit for them. A female classmate of mine once told me that if she gets married to her boyfriend, they would likely not have children. 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by ephi123(f): 4:53pm On Apr 12, 2017 |
jaybee3: Okay no worries. I was just curious, that's why I was asking those questions thinking you were referring to fully paid investments. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by ephi123(f): 4:55pm On Apr 12, 2017 |
jaybee3: Hmmm. Was thinking the incentives would be more tax-related... |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by erico2k2(m): 4:56pm On Apr 12, 2017 |
jaybee3:That is what you think.the history nd father of electronics is in the UK . is best thought here |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by jaybee3(m): 4:56pm On Apr 12, 2017 |
ephi123: Leveraging is highly susceptible to market forces and the assets aren't truly yours so they can be disposed off at a loss as they deem fit when you default The domino effect experienced during the subprime crash by quite a lot of property investors comes to mind Your own fully paid home can easily ride the wave if you aren't exposed to the same market forces 1 Like |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by erico2k2(m): 4:58pm On Apr 12, 2017 |
ephi123:Hmm ok well if you pay in full u can sell whole . On mortgage wpuld have clause attached ie early settlement etc . There are more but dnt wan derail this thread . |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by jaybee3(m): 4:58pm On Apr 12, 2017 |
erico2k2: History in this day of age? UK is not a manufacturing economy Reality validates the obvious 2 Likes |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by juman(m): 4:58pm On Apr 12, 2017 |
OP tried, but if the lady can struggle on her own. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by erico2k2(m): 4:59pm On Apr 12, 2017 |
jaybee3:Realy.what don't we manufacture ? Go on let's see. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by jaybee3(m): 5:01pm On Apr 12, 2017 |
ephi123: Property tax will be factored into the sale now Remember we aren't talking about people that can't easily afford these properties. Investment outlook will be expectedly different They are simply big players |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by jaybee3(m): 5:03pm On Apr 12, 2017 |
erico2k2: FTSE is dominated by what sector? https://www2.deloitte.com/content/dam/Deloitte/global/Documents/Manufacturing/gx-global-mfg-competitiveness-index-2016.pdf
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Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by ephi123(f): 5:05pm On Apr 12, 2017 |
jaybee3: But even in an economic downturn, people still need a place to live. I'm assuming these are rental properties and it is a minimum of one (to spread the risk). The only other thing I can think of is if people are defaulting on their rent payments due to the economy, that one I would agree is a big factor. I see your point though, but don't me derail the thread any further than I've already done. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by salford: 5:12pm On Apr 12, 2017 |
henryhemon:i hope i remember the passord of the email i used in setting up this account. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by henryhemon(m): 5:27pm On Apr 12, 2017 |
salford: You on Twitter? My Twitter account is on my profile. |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Alphyno: 5:28pm On Apr 12, 2017 |
Lexusgs430: Before Nko |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by erico2k2(m): 5:31pm On Apr 12, 2017 |
jaybee3:Don't forget we are 60 million only . ![]() Our consumer base is very small . With that in mind I'm sure you can re evaluate your records in this contex Ie U might manufacture more tyres than the UK it the UK might manufacture more kinds of cars than the US |
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 5:43pm On Apr 12, 2017 |
Alphyno: Nah be small opening tinz o |
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