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Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by 40manlappy: 6:43pm On Jun 04, 2017
MummyJaygirls:
Hello all, did anybody upload utility bills to show proof of status of relatives? Is it an issue if no

I did. It will establish where the person resides.

Provide it if you can. In addition and if possible, add scanned copies of your relative's PR card, medical card and any other document that can prove your relationship e.g. for siblings, birth certificates showing that you have same parents would be fine.

A short LOE may also be a good idea to enable the VO connect the dots.

@ebho Well done! smiley

1 Like

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by Nobody: 6:49pm On Jun 04, 2017
Boss, any links yet?
balogunsam:


Up OOU!!! grin If you get any links, please do not forget me in your kingdom bro. HEard transcrip processing and sending is now 50k..how true?
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by Hope15: 6:52pm On Jun 04, 2017
esosa4real:



Wetin concern Nysc commandant with ur application ni??

Anyway don't specify Nysc as paramilitary or government. This issue has been handled severally here by people who were affected by it. It leads to longer processing times.

Many thanks

1 Like

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by peppers: 7:07pm On Jun 04, 2017
Wait o1 Please I do not understand, do i need to attach my siblings documents? I am a single applicant.

Please explain.

thank u


40manlappy:


I did. It will establish where the person resides.

Provide it if you can. In addition and if possible, add scanned copies of your relative's PR card, medical card and any other document that can prove your relationship e.g. for siblings, birth certificates showing that you have same parents would be fine.

A short LOE may also be a good idea to enable the VO connect the dots.

@ebho Well done! smiley
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by Boss13: 7:22pm On Jun 04, 2017
peppers:
Wait o1 Please I do not understand, do i need to attach my siblings documents? I am a single applicant.

Please explain.

thank u



No u don't. U just need to indicate your siblings and parents in case in the future you want to file for them to come over to Canada
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by Boss13: 7:34pm On Jun 04, 2017
kingomallam:
Greetings gurus in the house,

Please I need clarifications on some issues.

1. POF - Do you guys foresee any issues with scattered POFs for me and my spouse.
She has a fixed deposit with some mortgage bank, while I have Tbills with 2 separate banks maturing Oct. 12 & Nov 30 2017 respectively.
One of the t-bills is my business name(side business) although am the sole signatory and CAC docs as well bears my name alone. Can this arrangement fly?

2. Marriage Certificate - We got married @ ibeju/lekki LGA earlier this year and if the court judgement is anything to go by then it will affect us because we have the unified marriage certificate that doesn't conform with Form E

Thanks

I cannot speak on your marriage because I am not a Lawyer, though I read about the development in the news.

On your POF there is nothing wrong with having funds in multiple accounts as long as they sum up in excess or equal to the minimum amount required for your family size. However, the Tbills in your company name belongs to your company despite the fact that you are the sole signatory.

I think we need to understand and properly distinguish ourselves from our business especially when these businesses are limited liability companies. Even if they are just enterprise - the sole purpose of starting a business is to ensure continuity/going concern.

For avoidance of doubt - POF MUST be in your name or your accompanying spouse name or a joint account of you and your spouse. It should not be a joint account with an external third party or be in the name of an external party. Your business/company is a third party.

1 Like

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by ebho: 8:04pm On Jun 04, 2017
Hello Eseosa,

I would like to contact you directly on phone regarding ITA.

Kindly advice the best way I can do this.

Thanks.

esosa4real:



Wetin concern Nysc commandant with ur application ni??

Anyway don't specify Nysc as paramilitary or government. This issue has been handled severally here by people who were affected by it. It leads to longer processing times.
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by 40manlappy: 8:15pm On Jun 04, 2017
peppers:
Wait o1 Please I do not understand, do i need to attach my siblings documents? I am a single applicant.

Please explain.

thank u



No! My response applies to someone who in his/her application claimed to have a relative in Canada with either PR or citizenship.

2 Likes

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by MummyJaygirls: 8:44pm On Jun 04, 2017
40manlappy:


I did. It will establish where the person resides.

Provide it if you can. In addition and if possible, add scanned copies of your relative's PR card, medical card and any other document that can prove your relationship e.g. for siblings, birth certificates showing that you have same parents would be fine.

A short LOE may also be a good idea to enable the VO connect the dots.

@ebho Well done! smiley

Ok thanks, I didn't attach utility bills but included their pr cards and passports. I would raise CSE in that case for additional docs then.
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by 40manlappy: 9:19pm On Jun 04, 2017
MummyJaygirls:


Ok thanks, I didn't attach utility bills but included their pr cards and passports. I would raise CSE in that case for additional docs then.

Wait! Since you have already submitted your application, I don't think you should worry then. Afterall, you didn't claim any points through the relative.

Please, let our more experienced members "put mouth" in the matter so that you don't take an unnecessary step.

cc: vcole, Gymme, debbiejosh

1 Like

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by veleta: 9:39pm On Jun 04, 2017
@Babachi,thanks immensely for taking out time to respond.Have a blessed week.
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by Adeniyitob: 10:08pm On Jun 04, 2017
grammy010:


I collected mine sometimes ago and I can confirm there was nothing of such. I can link you to someone at the transcript office who can help you especially with very speedy processing.


Hello,
I will appreciate if you can help me with someone's details in UNILAG for the speedy processing.You can send via PM as I don't know how to do it.

I applied for my hubby M.sc transcript in Unilag since on the 4th of April and I was patiently waiting that WES would receive it after 6weeks. Coincidentally, In Mid May WES status changed to Document received- Review in progress ( this was after certificates and B.sc transcript have been sent). So I had thought Unilag had sent theirs too. Just last week I saw status changed back to Awaiting required documents , I was surprised and then wrote to WES to verify what went wrong.I later got their reply stating Unilag transcript as not yet received. Hubby went back to Unilag and made enquiry and to our shock they did not process the transcript atall. No one could give reason why it was left out. They apologised and said they will process. Al along I tried following up by calling the numbers on the application site but no one picks. It was bad of hubby and I not to have gone back to the school and check though.
Pls ensure you follow up with your transcript application.
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by perks: 10:09pm On Jun 04, 2017
ebho:
Copied from Canadavisa

POST ITA PROCESS

For those who are waiting for ITA, check the following and prepare the necessary documents.

After you receive ITA, once you log in to your Express Entry profile, you will have two buttons
- Continue Application
- Decline Invitation

Note: You will have 60 days to submit your PR application electronically with all supporting documents. 60 days start from the day you get ITA, if you feel that you will not be able to arrange all the documents in 60 days, you can decline the ITA anytime before the expiry of 60 days and you will be back in the pool. In case you decline your ITA, then you will be eligible to be invited again provided you meet the CRS cut-off requirement.

Once you click Continue Application, you will be taken to pages similar to your Express Entry forms that you filled up. This page would have all the information carried forward from your Express Entry profile and additionally you also need to fill up Address History, Personal History and Travel History for each member listed in the application.

DOCUMENT CHECKLIST

Post completion of each section, the system would generate a personal document checklist based on the information submitted by you in the previous pages. A sample document checklist for a family of two (FSW) without any Canadian relatives would look like something below.

Supporting Documents for Primary Applicant
Details Document Name Instructions Options
Not Provided Passports/Travel Documents (Multiple) (required) instructions Upload file
Not Provided Marriage License/Certificate (required) instructions Upload file
Not Provided Proof of medical exam (required) instructions Upload file
Not Provided Education (diplomas/degrees) (required) instructions Upload file
Not Provided Employment Records 1 (required) instructions Upload file
Not Provided Employment Records 2 (required) instructions Upload file
Not Provided Employment Records 3 (required) instructions Upload file
Not Provided Police Certificates (Multiple) (required) instructions Upload file
Not Provided Proof of Means of Financial Support (required) instructions Upload file
Not Provided Digital photo (required) instructions Upload file
Not Provided Letter of Explanation (optional) instructions Upload file

Supporting Documents for Spouse
Details Document Name Instructions Options
Not Provided Passports/Travel Documents (Multiple) (required) instructions Upload file
Not Provided Proof of medical exam (required) instructions Upload file
Not Provided Education (diplomas/degrees) (required) instructions Upload file
Not Provided Police Certificates (Multiple) (required) instructions Upload file
Not Provided Digital photo (required) instructions Upload file

FEE PAYMENT

Once you have uploaded the documents, you have the option to make payment and submit your eAPR. Post ITA after clicking Continue, you will be asked whether you want to pay RPRF upfront, in case you have mentioned Yes and later want to modify it, you can do so by going to Modify Family Information which you can find in the menu bar.

Permanent Resident Application Fee: CAD 550 per applicant
Right of Permanent Resident Fee (RPRF): CAD 490 per applicant

You can make payment using credit card and debit cards provided international transactions are allowed on your card. Contact your bank to check the same. MasterCard, Visa and Amex cards are accepted. Ensure that your bank has not put any transaction limit, contact your bank before using your card for payment. In case you do not have suffcient balance or credit limit, you can use your family member's or friend's card as CIC has no restriction on the same.

You will get Acknowledgment of Receipt (AOR) immediately after you make the payment.

THINGS TO NOTE

Police Certificate - If you already have nomination do not wait for ITA, apply for police certificate soon. For countries that you have already left, in case you do not have the police certificate, initiate the process for the same as well as some countries take time to issue you a police certificate.

Medicals - CIC has a list of empaneled clinics/hospitals where you need to get medical tests done. Check this link http://www.cic.gc.ca/pp-md/pp-list.aspx. The following basic tests and checks are carried out (If you have had any or have any medical conditions, you need to let them know and also carry any medical records that you have)
1. Blood
2. Urine
3. Chest X-Ray
4. Eye Sight
5. Blood Pressure
6. Height/Weight
7. Physical examination by physician

You will not be given the results of the tests, the clinic will upload it directly to CIC. You will be given an Acknowledgement Form which you need to upload as proof of medical exam. Please ensure all the information on the Acknowledgment Form is correct as per passport and that the category on your medicals is mentioned as Non-EDE/Worker. If you find any discrepancy, get it corrected then and there itself and get an updated Acknowledgement Form.

Digital Photo - The final frame size of the photo should be at least 35mm x 45mm. The photograph must show a full front view of the head and tops of shoulders. The size of the head, from chin to crown, must be between 31mm and 36mm. The physical dimensions in pixels must be at least 420 x 540. The final size of the image should not be less than 60KB. The file should be submitted in JPEG format.

Reference Letter - For previous employers, the letter obtained after you have left is good enough, unless and until you want to get a fresh letter or want to get the letter updated. For current employer as a rule of the thumb, get a fresh letter if the previous one which you got is older than 6 months. For other questions related to reference letter check this thread http://www.canadavisa.com/canada-immigration-discussion-board/nail-the-challenge-of-getting-reference-letter-from-current-employer-t397796.0.html

ECA, IELTS - There is no separate placeholder for IELTS and WES. So you can upload IELTS and WES along with educational documents.

Proof of Funds (POF) - Get latest and updated POF. Ensure you cover as much as information requested by CIC in the Bank Letter/Bank Certificate.

Letter of Explanation(LOE) - Though this is an optional document, please use it to your advantage to explain anything you feel the officer should know or consider while assessing your application.

Provincial Nominees(PNP) - If you are a provincial nominee would suggest you to submit copy of nominaton certificate and Schedule 4 (IMM0008_4E) upfront along with LOE. Though these are not asked for when submitting eAPR, later you will be requested to submit Schedule 4.

Statutory Questions - In case you answer 'Yes' to any Statutory Questions, then explain the reason for the same in LOE and also submit Schedule A (IMM5669E) along with LOE. Though Schedule A is not asked for when submitting eAPR, later you will be requested to submit Schedule A.

Document Size & File Format - All documents should be uploaded as PDF not more than 4MB, except for digital photo which should be in JPEG format and not less than 60KB. For each placeholder, it should be one PDF. If you have multiple pages, merge them into one PDF for each placeholder. If the file size exceeds 4MB, scan the documents with scanner settings at 100 dpi or less but ensure that the files are legible. You can also use online tools like Small PDF to compress, merge and split PDFs etc (https://smallpdf.com/).

Help/Instructions - If you have any doubt about the documents that needs to be uploaded, check the help, blue button (Instructions) next to the Upload File button

Link to Generic Document Checklist - http://www.cic.gc.ca/english/resources/tools/perm/express/intake-complete.asp

Nice one. Only little addition is d fact dat u now ve 90days to submit ur eAPR from receipt of ITA not 60days.

5 Likes

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by vcole: 10:19pm On Jun 04, 2017
timeline from genesis to revelation shared and over shared. sigh. click on my moniker.
ymummy234:


Congrats vcole, you have been very helpful. Can you please share your timeline especially after receiving AOR

2 Likes

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by vcole: 10:33pm On Jun 04, 2017
Below is a screenshot of the IRCC's latest guideline for POF as regards eAPR applications submitted from January 2016 and beyond. Please let ALL persons take note of what it says. I am quite uncomfortable with the recent notion that your required funds can be in a name other than yours. While it may be "acceptable" for the pof to be in a spouse's account, that is a discretionary decision that the VO chooses to take. It is NOT the guideline.

Also find below the IRCC guideline for lock in date for age. Someone brought this up earlier and it may not have been noted by ITA hopefuls and recipients. Worthy of mention is that your age is locked in at eAPR SUBMISSION and not ITA receipt. So if you have a birthday after receiving ITA and before eAPR submission, you would lose 5 points for age and should re-calculate your CRS to be sure it doesn't fall below the cut off for your draw before submission.

3 Likes 2 Shares

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by 40manlappy: 10:38pm On Jun 04, 2017
vcole:
Below is a screenshot of the IRCC's latest guideline for POF as regards eAPR applications submitted from January 2016 and beyond. Please let ALL persons take note of what it says. I am quite uncomfortable with the recent notion that your required funds can be in a name other than yours. While it may be "acceptable" for the pof to be in a spouse's account, that is a discretionary decision that the VO chooses to take. It is NOT the guideline.

Also find below the IRCC guideline for lock in date for age. Someone brought this up earlier and it may not have been noted by ITA hopefuls and recipients. Worthy of mention is that your age is locked in at eAPR SUBMISSION and not ITA receipt. So if you have a birthday after receiving ITA and before eAPR submission, you would lose 5 points for age and should re-calculate your CRS to be sure it doesn't fall below the cut off for your draw before submission.

Thanks @vcole. Trust you are acclimatizing very fast smiley

@dannio You have got to hurry up bro wink

3 Likes

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by colegold100: 10:54pm On Jun 04, 2017
Adeniyitob:



Hello,
I will appreciate if you can help me with someone's details in UNILAG for the speedy processing.You can send via PM as I don't know how to do it.

I applied for my hubby M.sc transcript in Unilag since on the 4th of April and I was patiently waiting that WES would receive it after 6weeks. Coincidentally, In Mid May WES status changed to Document received- Review in progress ( this was after certificates and B.sc transcript have been sent). So I had thought Unilag had sent theirs too. Just last week I saw status changed back to Awaiting required documents , I was surprised and then wrote to WES to verify what went wrong.I later got their reply stating Unilag transcript as not yet received. Hubby went back to Unilag and made enquiry and to our shock they did not process the transcript atall. No one could give reason why it was left out. They apologised and said they will process. Al along I tried following up by calling the numbers on the application site but no one picks. It was bad of hubby and I not to have gone back to the school and check though.
Pls ensure you follow up with your transcript application.

i was able to get my wifey n I credential evaluation by WES completed by thorough follow up with Unilag. My advice to any unilag alumni, please follow up your request bumper to bumper. If you are Lagos base, please go to the school, senate building ,student records . if you are not in Lagos ,you may get some one in lag to go to school on your behalf.Forget the info on the Unilag transcript request site that you do not need to come to school, you may wait till eternity because their hands are full with lots of request.
My 2 cent!
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by Chordata(m): 11:04pm On Jun 04, 2017
ebho:
Copied from Canadavisa

POST ITA PROCESS

For those who are waiting for ITA, check the following and prepare the necessary documents.

After you receive ITA, once you log in to your Express Entry profile, you will have two buttons
- Continue Application
- Decline Invitation

Note: You will have 60 days to submit your PR application electronically with all supporting documents. 60 days start from the day you get ITA, if you feel that you will not be able to arrange all the documents in 60 days, you can decline the ITA anytime before the expiry of 60 days and you will be back in the pool. In case you decline your ITA, then you will be eligible to be invited again provided you meet the CRS cut-off requirement.

Link to Generic Document Checklist - http://www.cic.gc.ca/english/resources/tools/perm/express/intake-complete.asp

I thought it was 90days
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by esosa4real(m): 2:59am On Jun 05, 2017
ebho:
Hello Eseosa,

I would like to contact you directly on phone regarding ITA.

Kindly advice the best way I can do this.

Thanks.


Since replied ur pm
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by esosa4real(m): 3:18am On Jun 05, 2017
Chordata:


I thought it was 90days

YES it's 90 days, 60days is obsolete now.

1 Like

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by ebho: 4:44am On Jun 05, 2017
Thanks

I sent you a mail.

esosa4real:


Since replied ur pm
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by ebho: 5:11am On Jun 05, 2017
Thanks Vcole for this information but in a case of the spouse using his account as POF how best do you think we can go about it?


vcole:
Below is a screenshot of the IRCC's latest guideline for POF as regards eAPR applications submitted from January 2016 and beyond. Please let ALL persons take note of what it says. I am quite uncomfortable with the recent notion that your required funds can be in a name other than yours. While it may be "acceptable" for the pof to be in a spouse's account, that is a discretionary decision that the VO chooses to take. It is NOT the guideline.

Also find below the IRCC guideline for lock in date for age. Someone brought this up earlier and it may not have been noted by ITA hopefuls and recipients. Worthy of mention is that your age is locked in at eAPR SUBMISSION and not ITA receipt. So if you have a birthday after receiving ITA and before eAPR submission, you would lose 5 points for age and should re-calculate your CRS to be sure it doesn't fall below the cut off for your draw before submission.
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by ysmd: 5:18am On Jun 05, 2017
yimiton:
True. You'll hit that mark if you get a job offer from Canada but I hear it's very hard for foreigners in other countries to get confirmed job offers.


Hello Yimiton. Please I have been trying to send you a personal message but it not going. I need to contact you on my NOC issue. I am a regulatory compliance officer so am confused as to the NOC to use.Please assist
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by Boss13: 7:56am On Jun 05, 2017
ebho:
Thanks Vcole for this information but in a case of the spouse using his account as POF how best do you think we can go about it?



Get the 6 month statement of account, a covering letter from your Bank in their template and submit the damn thing as P.A. And if you are a fidgeting type, just explain using LOE that your spouse is submitting their account as POF.

Who should submit this document - YOU The Primary Applicant. Your spouse cannot submit this, your spouse is not even the one applying.

It is better your spouse submit their account, which shows more transparency, than them transferring the money to you.

1 Like 1 Share

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by MissShakara: 8:40am On Jun 05, 2017
This POF issue has been over flogged already.

Now, if the money is in your spouses account, to be on the safe side and comply with the rules, why don't you have your spouse transfer all that money to you, write LOE and also add your spouse's statement showing he/she had that money for a while (this is optional).

Someone asked about company account owned jointly, said he had about 12M there. This is what I suggest, move that money to your personal account, write an LOE that the money was moved from your cooperate account, add your CAC document showing the company belongs to you. I think that solves it.
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by Boss13: 9:07am On Jun 05, 2017
MissShakara:
This POF issue has been over flogged already.

Now, if the money is in your spouses account, to be on the safe side and comply with the rules, why don't you have your spouse transfer all that money to you, write LOE and also add your spouse's statement showing he/she had that money for a while (this is optional).

Someone asked about company account owned jointly, said he had about 12M there. This is what I suggest, move that money to your personal account, write an LOE that the money was moved from your cooperate account, add your CAC document showing the company belongs to you. I think that solves it.


Please we need to stop this! We just finished explaining this on a WhatsApp forum only to come back here and see the same thing again.

Your accompanying spouse can have the POF. What is the difference between the accompanying spouse submitting their statement of account after transferring to their partner and explaining in LOE and the spouse just submitting the statement of account and explain with LOE. The details, passport, digital photo, personal history, travel history, family relatives, education and even work experience of this spouse has been captured and documentary evidences provided. Finally, you have indicated that this accompanying spouse is coming with you to Canada and that means he/she is BRINGING THAT MONEY TO CANADA FOR CHRIST SAKE! JESUS!!!

4 Likes

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by tollu: 9:12am On Jun 05, 2017
Boss13:


Finally, you have indicated that this accompanying spouse is coming with you to Canada and that means he/she is BRINGING THAT MONEY TO CANADA FOR CHRIST SAKE! JESUS!!!

Bros, relax o. Oya, take this cold mug of beer grin early morning or not.

10 Likes

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by studyexec: 9:19am On Jun 05, 2017
percee17:


hmmm thanks for this but it sounds complex though. We both work and this is our side business. We really dont have any structure of financial statement. company policy etc. We just do plus and minus ourselves basically. The main challenge is all our monies is in this account. We did not use it for ITA as we use our individual work place. Our plan is to use the statement and include the letter from the bank showing us as signatories and the Registration of Business name. Just confused as to if this is sufficient proof.

Take note of what boss13 and missShakara said.
Your business is not just an investment, its also a going concern. CIC wants you to have unencumbered funds to be able to relocate. A business account makes that complicated.
My opinion is that you are better off transferring the required funds to your account(s). The issue is which narration can you justify. One other option is to say it is EQUITY REFUND or RETURN - if you can show your initial investments into the business with bank statements, etc. You MAY also need a board resolution. These things are not complex, its just the way businesses should operate and keep records.

I am also thinking that you NEED to include this business as part of your employment or personal history; because you are a co-owner /founder and carry out some activities for the coy. Can the gurus confirm this?

1 Like

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by Boss13: 9:35am On Jun 05, 2017
tollu:


Bros, relax o. Oya, take this cold mug of beer grin early morning or not.

My brother if Na evening you show me this thing I for just quickly grab a bottle. I really don't understand the confusion. What last name does your spouse answer to? You and your spouse share the same last name. Your spouse is accompanying you to Canada.

Please if you feel otherwise. Kindly call CIC for clarification. All I can say to this is that it has been proven without failure. It is not just Mek I test am, it is the right thing to do if you are in this situation.

2 Likes

Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by Boss13: 9:44am On Jun 05, 2017
studyexec:


Take note of what boss13 and missShakara said.
Your business is not just an investment, its also a going concern. CIC wants you to have unencumbered funds to be able to relocate. A business account makes that complicated.
My opinion is that you are better off transferring the required funds to your account(s). The issue is which narration can you justify. One other option is to say it is EQUITY REFUND or RETURN - if you can show your initial investments into the business with bank statements, etc. You MAY also need a board resolution. These things are not complex, its just the way businesses should operate and keep records.

I am also thinking that you NEED to include this business as part of your employment or personal history; because you are a co-owner /founder and carry out some activities for the coy. Can the gurus confirm this?

Very well said. Despite them being signatories doesn't give them the right to transfer monies from the business account to their personal account - though this is done very well in Nigeria; but for tax purpose it's very wrong. It means you are not paying enough tax to the government. You only pay PAYE based on your paid employment; but you are not declaring your entire income to the government and hence undercutting your taxes. This is a crime!!!

I would add that they show little evidence of them owing that business. A strict VO may ask for their tax clearance. A sales transaction to the business may be sufficient to move funds from the business account to their personal account.

The question that may be running in the VO's mind is - how come you work full time and still own a business?
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by ebho: 9:53am On Jun 05, 2017
Thanks Boss13

Boss13:


Get the 6 month statement of account, a covering letter from your Bank in their template and submit the damn thing as P.A. And if you are a fidgeting type, just explain using LOE that your spouse is submitting their account as POF.

Who should submit this document - YOU The Primary Applicant. Your spouse cannot submit this, your spouse is not even the one applying.

It is better your spouse submit their account, which shows more transparency, than them transferring the money to you.
Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by Boss13: 9:54am On Jun 05, 2017
I am not supposed to do this but I want to nip this argument in the bud. Same argument, different platforms

1 Like

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