masterP042:
I don't borrow my money so as to maintain the friendship. Cos I don't know if it's a curse on me that anyone who borrows money from me hardly pays back

BiafraBushBoy:


If you see Nzekwe... Please tell him to return my 100k...

Make I no catch that guy for Nigerwwia,,,!!

JARUSHUB:
It is very easy to borrow money. There is absolutely nothing wrong with that. The problem is just to pay back. Many people will tell you that you should only give out the amount you can forego. Regardless, even trusted and reliable friends will refuse to pay back. Meanwhile, for those who borrow them this money, there are certain things that happen that they can relate with. Jumia Travel, the leading online travel agency, outline some of them.

I do not have money to pay

Some of them can be ruthless and tell you point blank, that they do not have money to pay you. What will you do? You have two options- you have to forgo the money or be patient as patient as a dog.

Nigeria is even owing debts so who are you?

According to the debt management office, Nigeria’s total debt profile is $57.39bn. Wow! That is huge. The debtor may even quote this for you when you demand your debt. They will tell you since Nigeria can owe debts, who are you that cannot be owed? Hopefully, it is an amount you can forgo.

I am on my way to the bank

You call them, they say they will send the money to your account pretty soon. Hours later, you call them again, they tell you that they are on their way to the bank. They lie to cover up another lie. If you call them again, they may just say that there is no network at the bank.

They are never at home

The typical debtor will never say that they are home unless they do not have shame. The only way you can get them is to pay them an early morning surprise visit.

They rain curses on you

Sorry, some of the debtors can be nasty. They throw friendship to the wind and rain abuses on you. How much did you borrow me that you are disturbing my life? Their strategy is for both of you to become enemies so that you will stop calling them for your money.

source: http://www.opinions.ng/5-hilarious-things-nigerians-loan-friends-money-can-relate/

harriet412:
That was how I lent money to a friend. Anytime I ask her for the money, she'd be like; ordinary 2k I no get chill .. I kept on asking her till I got tired . Till today this girl has not still given me the money .. This girl will be forming slayqueen on fb, when she sees me, she'll carry her heavily painted face up as if they're controlling her..
tcheeww, I just forgo the money jawe.

Jsucre:
Don't borrow some amount you can't dash him/her

eyeview:
Some will Start a story of how they would have been dead by now.
Then they will tell you how one trailer failed break and rammed into a wall two hours after he had passed there or how he nearly boarded sosoliso flight that later crashed but changed his mind some weeks earlier.
Then turn around and ask you that would you still be talking of money if God had not saved him.

AYOUNG:

True talk,I am still nursing the wound of one who will never pick my calls or reply my text even whatsapp msg..some people are heartless I tell you.

lonelydora:


Na this one dey vex me pass. They make it look as if you are disturbing them.

eezeribe:
That's why Richard Templar,in his New York bestseller 'The rules of life' said...
"Do not lend to a friend,an amount you can't afford to lose "
I personally do not lend,to neither friend nor foe...and by Divine providence,I have never and would never borrow.

JARUSHUB:
It is very easy to borrow money. There is absolutely nothing wrong with that. The problem is just to pay back. Many people will tell you that you should only give out the amount you can forego. Regardless, even trusted and reliable friends will refuse to pay back. Meanwhile, for those who borrow them this money, there are certain things that happen that they can relate with. Jumia Travel, the leading online travel agency, outline some of them.

I do not have money to pay

Some of them can be ruthless and tell you point blank, that they do not have money to pay you. What will you do? You have two options- you have to forgo the money or be patient as patient as a dog.

Nigeria is even owing debts so who are you?

According to the debt management office, Nigeria’s total debt profile is $57.39bn. Wow! That is huge. The debtor may even quote this for you when you demand your debt. They will tell you since Nigeria can owe debts, who are you that cannot be owed? Hopefully, it is an amount you can forgo.

I am on my way to the bank

You call them, they say they will send the money to your account pretty soon. Hours later, you call them again, they tell you that they are on their way to the bank. They lie to cover up another lie. If you call them again, they may just say that there is no network at the bank.

They are never at home

The typical debtor will never say that they are home unless they do not have shame. The only way you can get them is to pay them an early morning surprise visit.

They rain curses on you

Sorry, some of the debtors can be nasty. They throw friendship to the wind and rain abuses on you. How much did you borrow me that you are disturbing my life? Their strategy is for both of you to become enemies so that you will stop calling them for your money.

source: http://www.opinions.ng/5-hilarious-things-nigerians-loan-friends-money-can-relate/

naturalwaves:

The fact is that there is usually not any amount of money that can be categorized as “ready to lose”. No matter how small the cash is, it is usually still valuable for something important. A small cash like #100 may not even belong to the “ready to lose” category if we all want to go by the “ready to lose” rule. If you give me a call for example and request that I should please wire say #50k into your account to be refunded at the end of the month, why should I not if I have the wherewithal at the moment? Do I now say that because I am not ready to lose #50k, I won’t send it when I have more than that? I think it is just a case of knowing who you are dealing with and looking carefully before parting with your cash. Most times, we tend to sacrifice for people based on tenable contingencies and feel that they should be responsible enough to do the right thing of paying back as and when due.

Therefore, rather than blame the lender for parting with cash that is not a “ ready to lose” money, the borrower should be tutored about the importance of integrity and being responsible to pay back borrowed cash. The sincerity of the borrower should also be queried; if you do not have available means to service a borrowed money, why not come clean and beg that the money be given to you rather than disguising in the form of borrowing. Of course, for most conman, they know the downside of asking for a “dash” is that the amount may not be substantial to service their greedy and wicked intentions once the money has been given out.

I know this particular point is based on various experiences of people and hence the suggestion not to give out anything that is beyond a token. I agree that this is the best thing to do in order to stay safe. However, the whole blame need not be on the lender as I feel the borrower should take a large chunk of it.

Cc: JARUSHUB

eezeribe:
That's why Richard Templar,in his New York bestseller 'The rules of life' said...
"Do not lend to a friend,an amount you can't afford to lose "
I personally do not lend,to neither friend nor foe...and by Divine providence,I have never and would never borrow.

k2039:


I agree totally with your line "Most times, we tend to sacrifice for people based on tenable contingencies and feel that they should be responsible enough to do the right thing of paying back as and when due."

But seems it's hard to come by integrity this days.