swilo:
Please guys, it's a whole lot of mixed up info. Can anyone clearly list what can serve as valid POF source. For example, stocks, bonds, FD, current account bal etc. Most importantly can PF be added to boost POF?

I am a newbie and this means a lot to me. Thanks.

I agree. There's been a lot of mixed up info. Let me just try to clarify some of them.

Firstly, IRCC wants you to "show that you have enough money to support yourself and your family" and this money must not be "borrowed from another person"

Basically, they want the following:

cash
documents that show property or capital payable to you, such as stocks, bonds, debentures, treasury bills; or
documents that guarantee payment of a set amount of money, which are payable to you, such as banker's drafts, cheques, travellers’ cheques
money orders.

http://www.cic.gc.ca/english/immigrate/skilled/funds.asp

Now, for the Nigerian market what would they mean?
Treasury bills, Fixed deposits, mutual funds, stocks, bonds, of course cash in your current or savings account, cheques payable to you, etc.

Regarding pension as POF, you should be able to use it. The clause is that "the money should be readily available to you". However, I'd suggest you should only use it to buffer your position, not cross your threshold. That's because there has been a whole range of arguments regarding this on the thread. Check these links:

Can one really use pension as POF?
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/157#47994872
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/158#47999624
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/158#47999624

Some have used it, while others have urged to desist from using it. I'm not sure if anyone has used it to specifically cross the set thresholds. I hope you know if you want to use it, you need to clarify the terms of your pension with your administrator to be sure the funds are [according to IRCC] "easily available to you".

An example of what IRCC does not want is equity on property, i.e. money available to you on a property after you pay off what you owe on it. Apparently, since market prices are not set in stone, I can understand why IRCC would not want equity on property. Can the same now be said of stocks? Probably! Stock prices vary from time to time and are not set in stone, so if you use it as POF, just make sure you know what you are doing. This is of course because by the time the VO is evaluating your docs, reduced stock prices could see you dropping below the set thresholds.

Do you have any questions? Perhaps I can try clarify more.

And to add to this: they want to see your net, i.e. debts, loans, and credits. And your net should exceed the set threshold.

LordSebastian:
You suggest I send a mail to Ottawa?

Yes, you should. That's what I did when I got that update and was informed that my file has moved to London VO.

nkigirl:

I was considering this o. I was just scared as my employment letters and ref letters will say HR officer and HR manager respectively.
Does anyone think this will be an issue. Using NOC for HR professional?

There is nothing to be scared about my dear sister. It is possible to put 10 different NOCs for 10 different roles. Just indicate that period X from Y date to Z date was HR officer NOC and same for HR manager NOC. Nothing spoil for there.

GoldenJem:
Seniors I need your help...

I used my online ECA report date to enter the EE pool it was dated June 13 and I noticed now that the date on the hard copy received is June 29. I received ITA on August 2nd. Will the difference in date be an issue even though same report number was quoted?

Update it before you submit. As long as it was dated before ITA, you are fine.

balogunsam:


Welcome to the journey man!

1. All the major steps are on the first page of this thread. Located Page zero and read to at least page 50. The knowledge will help you a lot.

2. The money part eh....its experienced folks that can help but the larger your family size, the more you spend and the more proof of funds you need. Hopefully someone who has run through the process will respond and give you an idea.

However, the financially buoyant part, you'll still need a couple of millions i think so your definition of not being financially depends on your own pocket but i advice you strongly do your planning well so you won't get stuck in the middle and out of funds.

Best!

Thanks very much Mr Balogunsam, your response is appreciated. l only want to try for myself now and only have 400k excluding ticket money incase they issue me d visa

funshobabs:
Good morning House.


I would appreciate a foolproof explanation of pof relating to my case.
Many thanks.

You want a foolproof explanation? Well, I can assure you that you won't get a foolproof explanation
One of the critical things I have learnt about this express entry stuff is that there is no foolproof explanation for anything (besides some basics). What works for one person does not necessarily work for another. This is no mathematics, I tell you.

Though most Nigerians are bent on using cash as POF (money in savings or current account), IRCC is actually more flexible. Gift deed is good. You are on the right track there. Use the huge millas to buy treasury bills well before 6 months so they don't show on your account statement, but the TB certificates will carry your name. Use tangible properties transferred to you which you can show to IRCC are easily dissolved into cash, etc.

Just my opinion sha. As I understand, there is no foolproof.

labeerson:

1. What is the ideal first step one should take for this program?

Confirm that your CRS score is good enough (at least above 420) here using your actual details and what you reasonably expect to score if you took the IELTS exam today: http://www.cic.gc.ca/english/immigrate/skilled/crs-tool.asp

And afterwards that you meet the FSW cut-off of 67: http://www.cic.gc.ca/english/immigrate/skilled/apply-factors.asp

If you do, then evaluate your credentials with WES or IQAS, and write IELTS. Those are your first steps, provided you have enough to finance the process.

lol. You should pay me for the idea.

MummyJaygirls:


Lol, and here I was thinking of what business to do in canny, thanks sis

Please do. Soft landing don end since over a year ago. Not in Naija, currently live in the land of brexit.

esosa4real:


@dupsyshoo haha....we would work on it How are you doing? Are u back to naija or still doing "soft landing"....

[quote author=balogunsam post=59415174]

Hi ma'am. Did you already book? Can you PLEASe provide an estimate of how much the ticket cost for you, hubby and kids... I have a baby daughter, an eight year old son, wife and myself and was trying to get idea on wakanow and the likes...the ticket rates i was seeing eh... when no be say na garri we wan go drink for canny

OH DEAR...
GOOD MORNING HOUSE.
ANYONE WHO WANTS TO BOOK TICKETS CAN SEND ME A PM.
THANKS

Hello House, can someone comment on this relative thingy for the express entry. I am getting confusing info on CIC website.

One says just your sibling (brother or sister)

another says;
Relatives in Canada
You, or if it applies, your spouse or common-law partner, have a relative:living in Canada
18 years or older and
a Canadian citizen or permanent resident
This relative must be a:

parent
grandparent
child
grandchild
child of a parent (sibling)
child of a grandparent (aunt or uncle)
grandchild of a parent (niece or nephew)

Please can anyone who has claimed point for relatives in Canada shed more light before one misrepresents to CIC, i intend to use the one in Bold above.

Thanks

Good day all. Seeing that my wife has a slightly higher CRS score than me I think it would be better for her to have a go at it while I give her the necessary spousal support. But here comes my worry; my wife may not satisfactorily meet this requirement as she has recently completed her Masters degree study by research.

“Your work experience must be:
in the same type of job as your primary NOC
within the last 10 years
paid work (volunteer work, unpaid internships don’t count)....”

Currently, we are looking at getting a notarized letter of engagement, and an official referee report on a school letterhead paper from her supervisor whom she has a good rapport with to confirm that she worked directly under him as a research assistant (of course this is not a paid role). Assuming that the supervisor go ahead to state that he had her assisting him with a particular project for those number of years and gave her cash stipend (by hand not bank transfer) at the end of every month for the duration of her programme, would CIC honour this kind of referee report?

By paid work, will CIC ask for evidence of bank wire for the duration of engagement/employment from the employer, of course this is different from POF which I will take care of? Will a paragraph emphasizing that it was a paid role which came in form of stipend be sufficient? I won't go any further unless I'm cleared by the experienced person's here. Between, I hope PR will be issued to both husband and wife lol and not to the principal applicant to cover for spouse bcox wify dey laff me already oo...lmao ?? Thanks for your understanding.

It depends on what you are claiming points for (eligibility or CRS).

Before you can enter the pool, you have to be eligible for Federal Skilled Worker Scheme by getting minimum of 67 out of 100 points. You can get 5 points towards your eligibility score by having close relatives in Canada, which can be from the long list of relatives.
http://www.cic.gc.ca/english/immigrate/skilled/apply-factors.asp

Once you are eligible and you want to get into Express Entry pool, only siblings (yours or your spouse siblings) will increase your CRS score.

I hope you understand it now.

4Barr:
Hello House, can someone comment on this relative thingy for the express entry. I am getting confusing info on CIC website.

One says just your sibling (brother or sister)

another says;
Relatives in Canada
You, or if it applies, your spouse or common-law partner, have a relative:living in Canada
18 years or older and
a Canadian citizen or permanent resident
This relative must be a:

parent
grandparent
child
grandchild
child of a parent (sibling)
child of a grandparent (aunt or uncle)
grandchild of a parent (niece or nephew)

Please can anyone who has claimed point for relatives in Canada shed more light before one misrepresents to CIC, i intend to use the one in Bold above.

Thanks

I doubt the work experience as a Research Assistant will work as it is unpaid and also a form of internship.

To answer your second question: yes, PR will be issued to the PA and all accompanying family members.

ItsYourFriend:
Good day all. Seeing that my wife has a slightly higher CRS score than me I think it would be better for her to have a go at it while I give her the necessary spousal support. But here comes my worry; my wife may not satisfactorily meet this requirement as she has recently completed her Masters degree study by research.

“Your work experience must be:
in the same type of job as your primary NOC
within the last 10 years
paid work (volunteer work, unpaid internships don’t count)....”

Currently, we are looking at getting a notarized letter of engagement, and an official referee report on a school letterhead paper from her supervisor whom she has a good rapport with to confirm that she worked directly under him as a research assistant (of course this is not a paid role). Assuming that the supervisor go ahead to state that he had her assisting him with a particular project for those number of years and gave her cash stipend (by hand not bank transfer) at the end of every month for the duration of her programme, would CIC honour this kind of referee report?

By paid work, will CIC ask for evidence of bank wire for the duration of engagement/employment from the employer, of course this is different from POF which I will take care of? Will a paragraph emphasizing that it was a paid role which came in form of stipend be sufficient? I won't go any further unless I'm cleared by the experienced person's here. Between, I hope PR will be issued to both husband and wife lol and not to the principal applicant to cover for spouse bcox wify dey laff me already oo...lmao ?? Thanks for your understanding.

Thanks for your response. Does it mean I can show the whole 5million in my account as a gift deed?

cochtrane:

You want a foolproof explanation? Well, I can assure you that you won't get a foolproof explanation
One of the critical things I have learnt about this express entry stuff is that there is no foolproof explanation for anything (besides some basics). What works for one person does not necessarily work for another. This is no mathematics, I tell you.

Though most Nigerians are bent on using cash as POF (money in savings or current account), IRCC is actually more flexible. Gift deed is good. You are on the right track there. Use the huge millas to buy treasury bills well before 6 months so they don't show on your account statement, but the TB certificates will carry your name. Use tangible properties transferred to you which you can show to IRCC are easily dissolved into cash, etc.

Just my opinion sha. As I understand, there is no foolproof.

cochtrane:

Confirm that your CRS score is good enough (at least above 420) here using your actual details and what you reasonably expect to score if you took the IELTS exam today: http://www.cic.gc.ca/english/immigrate/skilled/crs-tool.asp

And afterwards that you meet the FSW cut-off of 67: http://www.cic.gc.ca/english/immigrate/skilled/apply-factors.asp

If you do, then evaluate your credentials with WES or IQAS, and write IELTS. Those are your first steps, provided you have enough to finance the process.

. Thanks sir. Do you have any idea able the financial aspect because i dont want to get stuck at the middle of the processes

funshobabs:
Thanks for your response. Does it mean I can show the whole 5million in my account as a gift deed?

I think you should do this only if you feel comfortable with it. Scouring through the thread, I have seen cases of people who weren't too comfortable using it and I have also seen cases of people who said some used it and got PPR. It's important to note that IRCC has not explicitly required that people submit deed of gift, but it seems to have worked for some people (no doubt). As far as I can tell, it evolved from the canadavisa site into Nairaland. Nairalanders embraced it and some have used it successfully.

Check these links, you'll get the mixed feelings about this famous "deed gift" thing.:
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/677#58780700
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/552#57598715
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/683#58809082

And for at least one person, a bulk of the money entered into her account without a gift deed. No explanations, lol:
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/736#59214871

If you want to do the deed of gift, here are some formats:
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/124#46058842
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/261#53487248

From my own observations, you should be fine with a deed gift. If you still have doubts, then buy treasury bills with the money well before 6 months and present those.

cochtrane:


I think you should do this only if you feel comfortable with it. Scouring through the thread, I have seen cases of people who weren't too comfortable using it and I have also seen cases of people who said some used it and got PPR. It's important to note that IRCC has not explicitly required that people submit deed of gift, but it seems to have worked for some people (no doubt). As far as I can tell, it evolved from the canadavisa site into Nairaland. Nairalanders embraced it and some have used it successfully.

Check these links, you'll get the mixed feelings about this famous "deed gift" thing.:
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/677#58780700
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/552#57598715
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/683#58809082

And for at least one person, a bulk of the money entered into her account without a gift deed. No explanations, lol:
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/736#59214871

If you want to do the deed of gift, here are some formats:
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/124#46058842
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/261#53487248

From my own observations, you should be fine with a deed gift. If you still have doubts, then buy treasury bills with the money well before 6 months and present those.

Why won't folks do just fixed deposit? All this gift deed ..e get as e dey do me...Psquare!

dupyshoo:
I doubt the work experience as a Research Assistant will work as it is unpaid and also a form of internship.

To answer your second question: yes, PR will be issued to the PA and all accompanying family members.

please read where it says "unpaid internship" meaning there's a paid internship right, which can be claimed if backed up with aforementioned evidences?

[quote author=Jugdement post=59451869][/quote]
Ok thank you. I think this may have been the issue not the primary school details

bbaby84:


Primary school details? Is there even a place for this? Your maternal or paternal aunt or uncle will give you 15 points extra but be sure they'll provide you with proof as you're claiming points for it.
I'm really surprised at the primary school details I must say.

It was the aunt/uncle part however it just gives the 67/100 threshold. it doesn't give points for EE, it's only the brother and sister

labeerson:
. Thanks sir. Do you have any idea able the financial aspect because i dont want to get stuck at the middle of the processes

For the initial stages:
WES Evaluation - 285 Canadian Dollars (~83k naira). You could use ICAS/IQAS/ICES, but this is about the average minimum cost you'll pay.
IELTS - 68,000naira.
Procuring your transcript from your institution - Variable, depends on your institution (maybe more than 30k?)
A lot of things could pop up while doing all the above, so you need to budget for you-never-know-what-may-happen - (~50k)

if you don't get your desired score on the IETLS one time, you may have to rewrite it. That's another 68k. You may need to prepare towards that.

For the application stage:
Application fees for the express entry - 1040 Canadian dollars (~305k naira)
Then if you are a single applicant (i.e. applying only for yourself), you need to prove that you have up to 12300 Canadian dollars at your disposal (~3.6million naira).
This increases according to your number of children and wife or wives (?)
During your application, you'll do Police Clearance for about 10k and medicals for ~70k.

So, this is kinda the minimum. Of course, unexpected stuff will pop up so you should have a buffer of like 500k

Total: about 4.7million, if you re-write IELTS once and maintain a buffer of 500k for you-never-know-what-may-happen.

NB: used 370naira to 1usd

elfmann:

Why won't folks do just fixed deposit? All this gift deed ..e get as e dey do me...Psquare!

Abi. True talk.

This is perfect. Thanks a lot. God bless you. I think I will go with the gift deed.

cochtrane:


I think you should do this only if you feel comfortable with it. Scouring through the thread, I have seen cases of people who weren't too comfortable using it and I have also seen cases of people who said some used it and got PPR. It's important to note that IRCC has not explicitly required that people submit deed of gift, but it seems to have worked for some people (no doubt). As far as I can tell, it evolved from the canadavisa site into Nairaland. Nairalanders embraced it and some have used it successfully.

Check these links, you'll get the mixed feelings about this famous "deed gift" thing.:
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/677#58780700
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/552#57598715
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/683#58809082

And for at least one person, a bulk of the money entered into her account without a gift deed. No explanations, lol:
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/736#59214871

If you want to do the deed of gift, here are some formats:
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/124#46058842
https://www.nairaland.com/2624318/canadian-express-entry-federal-skilled/261#53487248

From my own observations, you should be fine with a deed gift. If you still have doubts, then buy treasury bills with the money well before 6 months and present those.

Hamiltondreamer:


It was the aunt/uncle part however it just gives the 67/100 threshold. it doesn't give points for EE, it's only the brother and sister

You're very correct. However you'll still need to be sure you'll get proof of residency and relationship to get the extra 5 points otherwise you'll fall below the 67 benchmark. I think you should just concentrate on upping your IELTS scores at this point in time.
Good luck.

I thought you said she was not paid except if you want to count the stipends as salary.

ItsYourFriend:
please read where it says "unpaid internship" meaning there's a paid internship right, which can be claimed if backed up with aforementioned evidences?

You forgot PCC and medicals.

cochtrane:


For the initial stages:
WES Evaluation - 285 Canadian Dollars (~83k naira)
IELTS - 68,000naira.
Procuring your transcript from your institution - Variable, depends on your institution (maybe more than 30k?)
A lot of things could pop up while doing all the above, so you need to budget for you-never-know-what-may-happen - (~50k)

if you don't get your desired score on the IETLS one time, you may have to rewrite it. That's another 68k. You may need to prepare towards that.

For the application stage:
Application fees for the express entry - 1040 Canadian dollars (~305k naira)
Then if you are a single applicant (i.e. applying only for yourself), you need to prove that you have up to 3.6million naira in your account.
This changes if you have a wife, children.

So, this is kinda the minimum. Of course, unexpected stuff will pop up so you should have a buffer of like 500k

NB: used 370naira to 1usd

funshobabs:

This is perfect. Thanks a lot. God bless you. I think I will go with the gift deed.

Cool. Suggestions are that the gift deed should be drafted by a competent lawyer.

dupyshoo:
I thought you said she was not paid except if you want to count the stipends as salary.

Exactly my point, I want to count the stipend as salary, but this was only given to her by hand meaning no bank history whatsoever. Will this be explanatory enough and would a notarized note from the supervisor also cover for letter of employment?

You forgot PCC and medicals.

labeerson:
. Thanks sir. Do you have any idea able the financial aspect because i dont want to get stuck at the middle of the processes

Thanks dupyshoo.

So, you have to budget for PCC, medicals.
PCC is about 10k, medicals -I really don't know yet, but shouldn't be more than 50k.

dupyshoo:
lol. You should pay me for the idea.

I suddenly can't read o, abeg what does the quote say. Hehehe. Translations have to be in a language I can read

cochtrane:


For the initial stages:
WES Evaluation - 285 Canadian Dollars (~83k naira). You could use ICAS/IQAS/ICES, but this is about the average minimum cost you'll pay.
IELTS - 68,000naira.
Procuring your transcript from your institution - Variable, depends on your institution (maybe more than 30k?)
A lot of things could pop up while doing all the above, so you need to budget for you-never-know-what-may-happen - (~50k)

if you don't get your desired score on the IETLS one time, you may have to rewrite it. That's another 68k. You may need to prepare towards that.

For the application stage:
Application fees for the express entry - 1040 Canadian dollars (~305k naira)
Then if you are a single applicant (i.e. applying only for yourself), you need to prove that you have up to 3.6million naira in your account.
This changes if you have a wife, children.

So, this is kinda the minimum. Of course, unexpected stuff will pop up so you should have a buffer of like 500k

NB: used 370naira to 1usd

You for no just included ICAS & ICES, they are dream killers