One of the best Thank u correct boy

I was just reading comments only but some people's response makes me amazed. Are some people commenting outside Nigeria at all? For my are, there are 10s of families that I know that don't even have a combined income of what op has. I know it won't be easy since the lady is a student. But students too hustle. Let ur lady do something but not one that will disrupt her studies. Above all, you are young so trust in God and u will go places. Seems this is a counter thread, where are the mods? cc: lalasticlala, royalroy

I wish you the best.. if people plan things the way you did, not many will be in after marital debt.


I really hope for the best for you Mr.

Nukualofa:
Choi. Onu ojoo. I've seen her pix also. She is busy forming nonsense.


How you dey?

No mind her, dey form watin no dey her blood. Fine dear, you?

missnawty:
My fiancé earns about 70k monthly, I am presently not working. He is talking abt marriage alrdy and I'm alws lookin at him with one side eyes. Will 70k b enof for us?

The plenty money for Wedding, life after wedding (atlist we Shuld stay in a two bedroom apartment, yes nah.. Wat if we have visitors?) taking care of me, him and our baby wen we later have one.. With just 70k? Let's be realistic jare!!! hiahn! How will we clear all d wedding debts and live well with 70k after wedding? I wuldnt be this bothered if I'm working sha.

He is kinda living ok for now cos he isn't married.. Inshort he is okay. Bt wen he's married nko?

Seeing op with just 35k as salary as he is stil this positive.. Well.. Well.. Well..
God Dey sha!

You don't need to have a wedding debt, a simple wedding like ops will do. A simple room for a start will do.Life after wedding , that's what matters. It's all about priorities.. You too can do it!

Oyindidi:
No mind her, dey form watin no dey her blood. Fine dear, you?

We kajad. How Mr B

I wish you all the best.

Nukualofa:
We kajad. How Mr B

He is doing great, fada?

rheether:
I pity you

don't blame him, ba no dey ground!

They are not rare. They are everywhere.
OP, is very discerning that's why he could pick her out of all the karashikas. Some of you want a girl with the so called 'slay queen' looks and body ...someone you can flaunt around as high class babe.

That's how you guys end up ignoring the modest babe because she doesn't look overly flashy. When slayqueen slays una pocket, you come to NL and shout all girls are the same.

Start observing pre-wedding pictures henceforth. Watch how modest young men go for modest young women. The best thing that can happen to anyone...male or female, is to know your size, it's not an insult...it's for ones peace of mind. [/quote]

Are you saying that ugly girls make a good wife,more than the beautiful looking queens around¿

rheether:
I pity you

Shift lemme follow you and cry for him

One word for you: NYSC

I am forced to respond to this thread, I work in a private firm, got married 2 yes ago on a 120k per month sal. Company restructured and slashed sal to 65k for me, mind you, those considered expendable lost their jobs. My wife, a student I am training, currently have a 1,year old son. Believe me we are not hungry.

How do we cope: a careful breakdown.
FOOD... We buy what we can consume every month end on this basis.
Rice-2 painter=#3600
Beans-1 painter=#1800
Garri-2panter=#1600
Yams. =#2000
Egg crate=#800
Red oil, big eva can =#900
G oil, same size. =#800
Ingredients, maggi, pepper, salt, onions etc=#1000
Total=#12500. Gas #2000 actually #1800 for 5kg bringing total to #14500

My son now eats adult food along golden morn
Golden morn 2 big pack=#1500
Milk...123 peak for kids 2=#1800
Usual drugs for children, bonabebe, paracetamol, cold drugs etc =#1500
Total=#4800

Actual cooking
We cook once in a month and stock in d freezer, all we need do everyday is boil rice and make EBA. Or rather cook yam porridge or yam n egg.
To cook soup, egusi and ogbon, Egusi 12cups is #1200, my wife also buys ogbono 1500,, tomato fruit and canned and fresh pepper for stew #1500.
Meat to cook all 3=#6000, other things she may buy like vegetables n kpomo etc#1000, total =#11200

Other bills
CTL cable TV #3200
Light =#1000
Waste mgt=500
Fuel for gen, 1k per WK=4000
My recharge n data=3000
Wify recharge n data=2000, I call more lol
Her hair and cream, I don't know her she partitions it is #4000
Total=#17700

Grand total is #48200, So I simply give her 50k monthly to pay for everything at the end of every month. And yes unless you are blind, you can see we are well covered, mind you she and not me drew up our new spending pattern, what a good wife should be able to do.

I save a mandatory 15000k every month, which is #180k per annum, I live in a 2 bedroom flat of 150k, with finance falling down, I simply rented out d guest room for 70k, call me greedy, mind you my guest room has no access to my living room and master room, I only share kitchen, now I only have to pay 80k per annum.
.I still have change.

I make bold to say we live very comfortably. Am I making plans to up my finances again YES. I only made this break down in support of op, from his breakdown, he may not live to even my now manageable standard, but he can, because he has focus.

Lastly we have a good ride, but mostly used socially and for church, I don't fuel or maintain my car from salary, occasional once in a while free cash maybe from office runs does that, everyone who works must have that loose free office change from one or two racket.

Moral.....
LIFE IS ABOUT VISION, WHOEVER CANNOT MAKE ANYTHING OUT OF 35K WILL MAKE NOTHING OUT OF 200K, BECAUSE THE HIGHER YOU GO, THE BIGGER YOUR TASTE. I CUT DOWN MY TASTE, WE HAD A PAID HOUSE MAID AND A LAUNDRY GUY TOO, COMBINE SALARY OF 25K, MY WIFE DOES THAT NOW, WE USED TO PUT ON GEN EVERY NIGHT THERE IS NO LIGHT, NOW UNLESS, THERE IS CONSECUTIVE OUTAGE, DUE TO FOOD IN D FRIDGE, NO NEED AND YES WE DO HAVE NEPA LIGHT AT LEAST 10 HOURS EVERYDAY, I USED TO DRIVE TO GO AND BUY ORDINARY AKARA, NO MORE, I USED TO BE AN OMELORA, NO MORE NOW.

IF YOU LACK FOCUS, YOUR EARNING POWER WILL STILL BE MEANINGLESS.

Marib:
I was just reading comments only but some people's response makes me amazed. Are some people commenting outside Nigeria at all? For my are, there are 10s of families that I know that don't even have a combined income of what op has. I know it won't be easy since the lady is a student. But students too hustle. Let ur lady do something but not one that will disrupt her studies. Above all, you are young so trust in God and u will go places. Seems this is a counter thread, where are the mods? cc: lalasticlala, royalroy

this gat to show that we have only kids on this forum, I pity those who bring their problem here for matured advice.

it's I. e you see comment like "Dude I got my first limo when I was 18"

or

"Dude hustle tight, 50k is too small for me to manage in a week, am just 20 and I own 5 houses "

.

How many people earn about 100k/month in Nigeria?
many people earn less than 40k and they're happily married, the wife will be working so she can take care of some stuff.

Talk is cheap. Na for battle we dey know how far

The issue in Nigeria is not marriage, two people can marry and poll their resources together to survive.

THE PROBLEM IN NIGERIA IS PEOPLE HAVING CHILDREN WHEN THEY CANNOT AFFORD THEM, THEY MASS BREED AND THEN THE CHILDREN END UP AS CRIMINALS, SELLING GALA IN THE STREETS, ACTING AS HOUSE HELPS AND DISGRACING NIGERIA ON THE WAY TO LIBYA/EUROPE!

MAJORITY OF NIGERIAN CHILDREN ARE UNPLANNED AND UNAFFORDABLE! IT HAS LED TO OVERPOPULATION, POVERTY AND DESTITUTION!

That is the biggest tragedy in Nigeria not marriage!

Thanks for the encouragement

rheether:
I pity you

pity yourself. Time wasting slayqueen.

donpata:
I was moved to write this epistle cos of the fp topic of marrying someone who earns 35k yesterday. I have seen such questions on NL but I normally ignore them. Someone even asked if a lady can marry someone who earns 100k . I normally laugh at the comments and move on. I laughed at the sheer ignorance of many commenters, and the foolish statements many made. I decided to assume that 70% of the people who commented are either undergraduates still studying who have a big Disney picture of the sweet employment awaiting them or some who have not really known what is out there in the world. The remaining 20% earn well probably and so feel life should be like that for everyone. The remaining 10% commenters are those who really see life as it is in reality – DIFFERENT STROKES FOR DIFFERENT FOLKS. Now am gonna be objective and subjective at the same time. And let me warn you – IT’S LONG

Me? 30yrs, had my BSc in the north but did my MSc at UI. Hoping to register for Phd by next year.
My fiancée? 24ys old and currently awaiting 300 lv registration. Will be done by 2019.

Fact: without any serious research, I think I am save to say that at least 50% of families (basically father and mother) in Nigeria earn a combined income of less than 40k in a month.
Fact: The federal govt claims it has about 100k civil servants. Add paramilitary and military with about 500k personnel and public office holders, I think 800k people in active service on FG’s payroll is a fair judgment. For the sake of argument, let’s assume fg has another 800k retired personnel on pension. That’s like 1.6 million people. Nigeria has a population of 180million people. The WB estimate Nigeria has a workforce of about 60 million in 2016. If we delete the 1.6million on FGs payroll, we still have about 58.4million people left. Obviously, the remaining are left for the State and Local govt as well as private sector to employ. How many are employed?
Lagos state claims it has about 100,000 workers in its payroll. Let me be liberal enough to use it as a benchmark for all Nigerian states and fct. 100k by 37 = 3.7million employees.
Obviously, we still have over 50million people to employ. How many will the Real private sector pick? Yeah those that will pay a graduate from 60k above – how many can they pick? Now many will have to be entrepreneurs, “self-employed” people, petty traders, artisans etc. How much can they really earn monthly?

Fact: 80% of state and LGA workers between level 1 and 10 earn less than 50k in a month. Apart from states like Lagos, Rivers, Akwa Ibom and a few others, most states, especially in the North, pay quite low. On level 8, with Kad Govt, I earn 35-37k. It fluctuates monthly. Note that there are married people with at least 3 children that are on lev 1 - 6. Do the maths.

Wedding:
Many asked how one will pay bride price. Well, I have crossed that bridge. I know my status so before I even got a lady, I started buying some stuff like wrappers to keep. More so, my savings, family and friends rally round me and that was solved. Only a foolish lady will think of bride price as an issue here. Except if her family is poor, why should they demand too much?. 2 of my sisters that married had their bride price pegged at 5k each. The total money paid on the first was 25k and 50k for the 2nd. Mind you, they are currently running their masters programme so they ain’t illiterates. Let me stop here.

So the Wedding? How will I handle it? SIMPLE: I AM CUTTING MY COAT ACCORDING TO MY POCKET

Box: I went to the market and saw boxes of 100-200k. I was showed a set of 5 for 30k as well. I opted for a set of 5 at 60k. That’s my own level too. Mind you there were people picking that of 30k too. Different strokes for Different folks.

RECEPTION VENUE: Church Premises. My church got a lot of space so why should I spend 200-500k (that I don’t even have) renting a hall for a 2hr event? A guy who got married last month in my Church did not do reception at all. Again, Different strokes for Different folks.

Wedding Cards: Saw a nice foreign one. They said it will cost me 30k per 100. I needed 500. I was showed another that will cost 5k per 100. I Finally opted for the one of 10k per 100. Even got a 5k discount.

My suit? I opted for a 16k suit and my best man decided to pay for it.

My shoes? I got really nice shoes but coz it’s my day, I opted for new ones. I picked up a very nice one for 2k. It aint top notch quality but it should take me through the day. It can actually pass for a ck or d&g when viewed from a distance.

My Chairs and Canopies? My organizers are 20. Lol . They have paid 80% of the money.

Cake? My aunt who has a HND in catering bla bla and has been in it for almost 15yrs running has taken that as her contribution.

DJ and Camera man? My men in suit, (5 in number) have paid for that service.

MC? A friend is good at it. That is his contribution.

Wedding Gown: My cake designer linked me to a lady who rents out. She thus charged us 10k for a nice wedding gown. I deposited 5k. Will pay 5k after the event.
Need I continue? I don’t think so.

The main thing – The marriage life
Yeah I know you are saying all I have said na wash. You are waiting for how reality will hit me after the marriage cos that’s the main deal. You gonna say you await my regret thread after some few months. Sorry, your expectation will be cut short.

Fees:
Now, my to-be wife will be registering for a new session by December. Her fees is just arnd 30k so I kept that amount and I have promised myself not to touch it until its time. I don’t even need to touch it. Everything appears almost set and done.

Clothing: I filled my wife’s box to the “brim” with both native and English wears. So for now, cloths aint really an issue.

Accommodation: Here in KD, a 1 bedroom mini flat cost between 80-150k depending on the location. Am not talking of a 2 room flat cos, truly, I don’t need it now. But I am not even thinking of taking the mini flat either. A room and parlor (real face me I face u) cost between 18k-45k depending on the location. There are better ones; mostly new houses that cost 40-60k. I’ve gotten a very nice one for 55k. Just 2 tenants in the house and the other guy is single so we just gonna be sharing the toilet with him. It’s not that I can’t afford it but wisdom must direct me. I got 2plots of land already so I don’t even intend staying in that house beyond a year or 2.

My building: I already have 2 plots of land. I’ve struck an agreement with some guys who will supply me mud blocks at N20 each. At my estimate of 3000 blocks, that’s 60k . Havent paid but after my wedding, I will do it jejely. My plan is to rush the building and roof it b4 the rains come next year. I paid some guys in my area 7k so by next week, they are gonna go there and dig the foundation of a 2bedroom flat for me. Not that I am building now but I have to dig during the rainy season cos the land gets hard during the dry season. My intention is to use just ¼ of the land for that so that when I am blessed wella, I will use the remaining ¾ of the land to build my pent house. Need I tell you that by estimates, I need 6 bundles of those “aluminum” sheets to roof it? I bought 3 last year when it was 16k. I could not add cos it went up to 30k. I heard it’s 20k now but I can’t buy the remaining 3 now cos of my wedding preps. Will do that after my wedding when I have relaxed a bit.

Feeding?
A 50kg bag of rice takes me over 5 months now that I am alone. I believe in varieties so I got different things stocked in my room. Adding one or two extra plate should not make life difficult. I planted maize on my 2 plots. Once harvested, I won’t need to buy semovita all the time. If you have been to the north, you will know that with my harvest, Tuwo is served. Need I continue? I don’t think so. Let me not bore you further.

My support to extended Families
Someone asked in that thread that how do one take care of his families and inlaws. Well, my family aint rich but they can cater for themselves. My dad and mum earn and have only one child left in the university. Moreover, they are sensible enough to know that they should not expect from me. Rather, what is sensible is for them to support me if need be . My fiancées’ parents aint rich either. But I know they aint so poor to demand me to take care of their own responsibility when they know I have their daughter to cater for. Of coz, once in a while, I will do what I can for our families.

Children
Just a child and I will pause until she is done with school. I know it’s gonna come with challenges but I don’t think you expect me to plan out every day of my life and budget for same here. I know that I will cross the bridge when I get there.

Other wants
I am a gadget freak. Before my wedding preps, I buy things impulsively. Now I know I have to control that. I know what lies ahead of me. That’s why I didn’t go for an iphone but went for a hot note. When the hot note packed up, I didn’t kill myself for a Samsung s7 even though I love it. I went for my sweet Ulefone Tiger @ 31k. When I went for a tab, I didn’t go for an ipad; not even a tecno pad. I went for imose xii . Instead of ps3 console, I download games to my laptop and play them. That serves me.

I CAN TRULY GO ON AND ON BUT CALLING SOMEONE A FOOL AS MANY DID ON THAT THREAD YESTERDAY IS QUITE ILLOGICAL. My dad married at 24. My mum was 19 then. Both are now degree holders. Things have changed and that’s why I am marrying at 30. I don’t want to clock 50 and yet taking my first child to write Common Entrance. If you like say I am rushing.
Firstly, I love my fiancée die. 2ndly, I am a Christian and my bodily desires are building up strongly. Marriage is the way out. 3rdly, I love kids. Since they are an inheritance, I can’t wait to have one as God wills. Lastly, I wanna retire in peace. Not old man using my pension to train undergraduates and Jambites.
Finally, I am not complacent with where I am. I have handled a few millions before but this is where I am now. I wanna go for my phd and I hope to reestablish myself in business. But I can’t again let my social life suffer cos of where I am today. I have a job now; low paying as it is, I know if well managed, I will make it out. Even if I remain in the employ of the State Govt, I cant earn 35k forever. I am young and will keep moving on.

DISCLAIMER: This is not meant to force anyone to get married when he is not ready - Not at all. I just want some people to know that there are different strokes for different folks. There are too many factors that determine happiness and success in life and marriage. Your salary is just one. YOU CANT CALL ME A FOOL FOR MY DECISION. I HAVE CAREFULLY WEIGHED MY CIRCUMSTANCE AND PROSPECTS AND I FEEL I AM READY TO TAKE THE LEAP. I KNOW IT WONT BE A WALK IN THE PARK; BUT IT WONT BE TOO DIFFICULT EITHER.
FOR THE “FOOLS AT 40” WAITING FOR THEIR MILLIONS TO BUILD UP BEFORE SETTLING DOWN, TILL UNA COME.
FORGIVE ME FOR THE LONG EPISTLE. HAD TO TAKE MY TIME SO THAT SOME PEOPLE WILL APPRECIATE THAT NO TWO PEOPLE HAVE SAME CIRCUMSTANCES AND SITUATIONS.

I PROMISE TO RAISE ANOTHER THREAD ANNUALLY TO TELL YOU HOW FAR WE HAVE GONE.

Bro, don't bow to pressure and end up in an unhappy marriage grinding along with a ruthless economy. Save some of your earnings and find an investment. Marriage is only a status symbol in Underdeveloped countries of the world.

From my assumption, u are from d northern part of the country like u rightly said different stroke for different folks.u don't play dat kind of play down south here ànd u fail to tell us that ur family n friends paid for ur wedding.what works for u might not work for d next person.

Akalia:
pity yourself. Time wasting slayqueen.

Idiot is every lady a slay queen?

HML

rheether:
I pity you

Pity yourself lesbian slay mama!

Bro I hail thee. Rare to see people start small (from where they are) everyone wants to start from the top... Make I save this page first. In fact I go begin follow u for NL...

Dude, thus your fire brigade approach to getting married - not a good idea! At all! Even couples that both earns upwards of 100k without kids are facing financial challenges and you want to start a family on 35,000? That is very optimistic but in marriage, optimism is not enough. Optimism doesn't pay bills. Once you marry, you are now earning for two not one any more. Even if you don't have kids, lots of other expenses can and will crop up. We don't pray for sickness but what happens if either of you needs to visit a hospital for one reason or the other? The last time I was hospitalized with malaria, my bill after less than two days was 32k! That's almost your entire salary. And the worst thing you would do is start a family and then start borrowing or taking out loans because that is, sincerely, a bad idea.

Besides, what's the rush? Why not wait till she is done with school and earning a salary too - at least your joint incomes would be a stronger footing to start your family on. Abi you're scared she'd leave you before then ni?

that's how we economists roll ,We do the ''impossible'' with little amount. Thumbs up bro

rheether:
I pity you

lolz...why?

rheether:


Idiot is every lady a slay queen?

yes idiot, you sounded and look like one

queennsekxy:
if your partner is not also working and earning I wonder how you guys will cope when child bearing comes up...besides you have got alot of helping hands in this your marriage

I was wondering as well ; probably by the time he starts paying kids school fees his babe would have started earning.

OP I really pity you. Why?! Life is very unexpected, you don't always get what you want. Sure, you've planned your life but you don't know what life has planned for you. At all!. Life will fckk you in the butthole

I Really really pity you!

Why the rush for marriage in Nigeria??

No

Donjazzy12:

Pity yourself lesbian slay mama!

Your mother is a Lesbian. Is every woman a slay queen? Fool!

edoman2016:
I think 35,000 naira can raise a family in Nigeria. If you doubt it, kindly ask security man, company drivers, factory workers etc in Lagos how much they are paid as monthly salary. Majority of them are paid less than 30,000 naira yet they have a wife and children at home. It's not how much you earn but how you utilize it.

Lagos of today are not meant for poor folks, Imagine someone getting a room n parlor for just 55k. Infact, North does it. That money alone is not even enough to pay for agreement and Commission. North is loading..... Lag is just a poo.