When you post on Facebook "having dinner with Bae" and you tag me in your photo..What do you want me to do?? To wash the dishes.

Join a cooperative and save with them. That way u won't have easy access to the money

I read Richard Clason's classic "The Richest Man In Babylon" and realised nothing beats saving.

Savings can best enjoyed wen business is thriving or wen pay is regular, No be money wey pessin dey see na hin go save part?? Na naija we dey, where things are working VERY FINE with d priviledged ones. Can som1 explain d reason y almost 80% of civil servants are into debts thru loans, thereby receiving a very small percentage of their actual salary at d end of every month?? Its really good to save, but at d same time, getting d money to save matters alot.

FuckTheZero:
$75 000/annum. Once you get there, money is no longer an issue

My Oga,
75K Na biggest money per annum,yes I agree. But here if spending spirit enter your body Na wah oh.

With all this highly entertaining and satisfying stuff wey dey town. When our sisters are involved,tell me how much aunty Clara go chop inside 75K?

Small money wey no go finish Na him we all need.

The best way to save for me is to have a reason why you are saving. So, I save for a particular investment or an assest. Therefore the amount I am saving is finite and I can give a time bound to it depending on my income at that period. Saving some percentage for no reason does not work for me.

Another incentive to saving is taking breaks from saving. After accomplishing a saving goal, I do take some months break before the next saving to celebrate it and prepare me for the next one.

ochardbaby:




My Oga,
75K Na biggest money per annum,yes I agree. But here if spending spirit enter your body Na wah oh.

With all this highly entertaining and satisfying stuff wey dey town. When our sisters are involved,tell me how much aunty Clara go chop inside 75K?

Small money wey no go finish Na him we all need.

Exactly. Spending "spirit." Meaning water have passed garri I.e. only TB Joshua can help in such case

Nice write up

This has been my biggest problem ever, anyone to help me with strategies that can help me solve it?

@op I quite agree with you. but I no support your finishing.
all what you say is for one to save, if you continue saving, overtime inflation will devalue your savings for you, most especially 9ja we dey so.

Dnt just save to save.

Save to Invest.

Buying stock, Deposit Account, Mutual funds are way to beat inflation and also earn little for yourself.

With enough saving, High risk stock will be ok, that is if you can take the risk, but lands in remote areas, and resell after a period of time, land always appreciate, look around for cheap properties and Invest, let your money work for you.

I will recommend Rich Daddy, Poor Daddy book it teach this very well, Richest man in babylon are little finacial book anybody can easily lay their hand on and read within a week.


SAVE TO INVEST, not JUST SAVE TO SAVE.

Sirheny007:

Your comment no still relate
but Make i commot you from my list

Nice write up

I have been wanting to ask this question, how do I save when I have needs not wants that can be met with the money? I mean like necessities that cannot wait.

How do I save when my income is far below my bills? I mean real bills not luxury.

My question is this, was money not meant to solve my needs especially needs that are unavoidable? How do I shove these needs aside and save when I know that I will still have to pay for these needs now or later?

To me, everyman should save when he or she is able to take care of key necessities rather than jump into savings and then watch the bills accumulate all because u wanna "save"

jcflex:
@op I quite agree with you. but I no support your finishing.
all what you say is for one to save, if you continue saving, overtime inflation will devalue your savings for you, most especially 9ja we dey so.

Dnt just save to save.

Save to Invest.

Buying stock, Deposit Account, Mutual funds are way to beat inflation and also earn little for yourself.

With enough saving, High risk stock will be ok, that is if you can take the risk, but lands in remote areas, and resell after a period of time, land always appreciate, look around for cheap properties and Invest, let your money work for you.

I will recommend Rich Daddy, Poor Daddy book it teach this very well, Richest man in babylon are little finacial book anybody can easily lay their hand on and read within a week.


SAVE TO INVEST, not JUST SAVE TO SAVE.

very true.
when you a project you are looking forward to or you have a target you want to meet.
You will be eager / motivated to keep saving.

Saving in itself is an education. because it teaches self control.
One of the reason its hard to save is because most of us buy on Impulse.
we spend all time on Jumia or konga just admiring their offers, or you keep checking out a page on Instagram that sells clothing's.

All these things leads us spending on impulse.
I used to be guilty of this, always checking Jumia for shirts, checking fashion blog for trending male styles. But after I read a book.

I found out that I was actually not saving because I was spending on impulse, and that impulse was triggered because of my fixation on these e commerce sites

.

Why are you trying to seduce man of God?

Litblogger:

What's your font name na

PastorandMentor:
Why are you trying to seduce man of God?

I'm only interested in the font.
Please tell me