Ralphlauren:


are you on the electoral roll? this is usually a compulsory requirement to open a current account.

they will have to verify your identity electronically and also verify you are actually UK resident living at the address you claim to be residing. it is also aimed at stopping fraudulent applications.

Thanks once again.

Good day people.

Is it advisable to make normal day to day or rather weekly shopping and budget payments with the Credit card then pay it all off fortnightly?

If there is monies in your account, can you still use the credit card nonetheless and reimburse from there?

I quite keen on the credit build-up. I need all the info I can get.

Thanks.

Inkredible:
Good day people.

Is it advisable to make normal day to day or rather weekly shopping and budget payments with the Credit card then pay it all off fortnightly?

If there is monies in your account, can you still use the credit card nonetheless and reimburse from there?

I quite keen on the credit build-up. I need all the info I can get.

Thanks.

i do a monthly direct debit. Just make sure you have enough money in there

Falzdbadtguy:


i do a monthly direct debit. Just make sure you have enough money in there

Okay. All spending are done on the credit card then, yes?

Inkredible:
Good day people.

Is it advisable to make normal day to day or rather weekly shopping and budget payments with the Credit card then pay it all off fortnightly?

If there is monies in your account, can you still use the credit card nonetheless and reimburse from there?

I quite keen on the credit build-up. I need all the info I can get.

Thanks.

To be honest I think credit cards should be used for bulky high ticket purchase, leave the weekly shopping to your normal debit card/cash. if you're buying Dyson, Furniture, cars, package holidays etc but then again everyone has a comfortable strategy to keep on top of things

DisGuy:


To be honest I think credit cards should be used for bulky high ticket purchase, leave the weekly shopping to your normal debit card/cash. if your buying Dyson, Furniture, cars, package holidays etc but then again everyone has a comfortable strategy to keep on top of things

Valid point but making such huge purchases aren't that frequent. Maybe once or twice a year if renting an already furnished apartment.

Inkredible:


Valid point but making such huge purchases aren't that frequent. Maybe once or twice a year if renting an already furnished apartment.

True, i think that's why most people see credit card as a back up, not main card...but i guess if you want it to be 'active' you might as well use it that way. If you use public transport you might want pay for an annual travel card with it .

DisGuy:


True, i think that's why most people see credit card as a back up, not main card...but i guess if you want it to be 'active' you might as well use it that way. If you use public transport you might want pay for an annual travel card with it .

Great!

Thanks for chipping in.

Inkredible:


Okay. All spending are done on the credit card then, yes?

Not really, you just have to spend like 5 pounds or 100pounds

Don't spend too much, or repaying back might be painful, as you're technically still borrowing

SerOlugbenga:


Not really, you just have to spend like 5 pounds or 100pounds

Don't spend too much, or repaying back might be painful, as you're technically still borrowing

Thanks mate. Are there any rates you pay for the borrowed cash before repayment?

Inkredible:


Thanks mate. Are there any rates you pay for the borrowed cash before repayment?

i think that comes if you don't repay before the deadline

SerOlugbenga:
i think that comes if you don't repay before the deadline

Hmmm. One last question for tonight, is the credit point earned proportional to amount spent or the consistency of usage and prompt reimbursement?

Inkredible:


Hmmm. One last question for tonight, is the credit point earned proportional to amount spent or the consistency of usage and prompt reimbursement?

To be honest, I'm also new here, so i can't really give advice on that, but you can use Experian to check your credit scores

Ralphlauren:


Stop saying people derailed the other thread.

Banter keeps a thread flowing and also encourages others to chip

U r right, banter does keep a thread going if not it won't be interesting and I picked some 1 or 2 stuff.

So one must prove strong ties again for ILR, hian thot dt will end with visa interviews oo. God dey!

justwise:


I have used both, Azimo is better than worldremit interns of exchange rate, sometimes 2naira more.

Transferwise gives you more than those two but charges £1.44 fees while the above two charge £1

Check exchange rate through google or abokifix before using any of them.

I used Transferwise today and they are good, faster transfer time and better rate as well.

Ralphlauren:


what visa are you on? not sure but I thought I saw tier 2 somewhere. in that case, are you not already

Tier 2 dependant and the main applicant work is quite flexible as per location so I have been giving a wild card of picking a place dt will be good for us, hence the whole deliberation oo.

Trying not to restrict myself to I can or I can't. Just open to ideas

justwise:


I have used both, Azimo is better than worldremit interns of exchange rate, sometimes 2naira more.

Check exchange rate through google or abokifix before using any of them.

Will check dt transfer wise and abokifx simultaneously but I trust you my oga. You have never misled me back from early days

Wait oo! JuSt like ur moniker na u get transferwise..... show us the way boss

justwise:


I have used both, Azimo is better than worldremit interns of exchange rate, sometimes 2naira more.

Transferwise gives you more than those two but charges £1.44 fees while the above two charge £1

Check exchange rate through google or abokifix before using any of them.

Will check dt transfer wise and abokifx simultaneously but I trust you my oga. You have never misled me back from early days

Wait oo! JuSt like ur moniker na u get transferwise..... show us the way boss

fatima04:

Will check dt transfer wise and abokifx simultaneously but I trust you my oga. You have never misled me back from early days

Wait oo! JuSt like ur moniker na u get transferwise..... show us the way boss

Absolutely not, i shop around for the best money transfer agent and have used the 3 i mentioned here.

I don't know anything about that company apart from using their service.

Inkredible:


Hmmm. One last question for tonight, is the credit point earned proportional to amount spent or the consistency of usage and prompt reimbursement?

I think for a start the bank gives you between 1k to 1500 credit limit depending on their policy then you keep building or from.dre and it goes higher but for other service provider dt gives credit card I really don't know.

Oldies will soon come give u a robust response

wonlasewonimi:



Hundreds of furious passengers are stranded at Gatwick airport after airline cancels flights over 'technical problems' leaving many - who paid up to £1,000 a ticket - sleeping on the floor for FIVE DAYS


Read more: http://www.dailymail.co.uk/news/article-5219467/Passengers-stranded-Gatwick-five-days.html#ixzz52eE1ZOJd


Fatima, thank your stars you dodged a bullet flying Medview

Medview Don turn to Arik be dt. That's really really bad. See dissappointments. It's like they have bit more Dan dey can chew

DisGuy:


Note this is one of the best thing you can say to anyone!! Please and thank you goes a very long way....

Agreed! Never underestimate the power of those 2 words and we should cultivate the habit to people that are even being paid for rendering services to us

imconfused:
If you are gay,Scotland is great as people are open and welcoming,a very good proportion of

Hmmmn. Think this will be part of my culture shock. How do one handle it really and raising the young ones in a westernised environment.

Is spanking without marks on the kids allowed?

justwise:
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Absolutely not, i shop around for the best money transfer agent and have used the 3 i mentioned here.

I don't know anything about that company apart from using their service.

Trust you, pls update us when u find another better service provider.

Have you heard of Tranzfar

justwise:


I used Transferwise today and they are good, faster transfer time and better rate as well.

Rate right now is 429naira. Isn't that quite low given that a pound is worth 486 naira?

Just curious.

Inkredible:


Rate right now is 429naira. Isn't that quite low given that a pound is worth 486 naira?

Just curious.

No rate is 479-480.

justwise:


No rate is 479-480.

Ooh. Maybe I got a wrong data.

It's quite okay given the rate.

Geetrix:
Have you heard of Tranzfar

Their transfer fee is a bit high, almost £3 for transferring £100 though their rate is 1 naira higher than TransferWise.

Inkredible:


Ooh. Maybe I got a wrong data.

It's quite okay given the rate.

You probably checked €

You might want to consider investing in some Vitamin D. Very necessary

.Its impressive when i see Nigerians in prominent roles in the society. I feel kinda proud of how far they've come out from the domestic suppression. Just waztched on TV, one Efe Ezekial receiving an OBE.

I'm also tripped about the successful Nigerian Doctors and Nurses. E.g Emeka on Junior Doctors show on the BBC