Chidinho10:


Hehehehehehehehehehehehhe
You keep using words to describe your low IQ

You clearly could not understand when I said your post MBA salary depends on your career path. If you were smart enough, you would have understood clearly that my analysis holds for people that choose the right paying career paths


Oga, I'm tired of these jabs. Arguments are worse when you're talking to someone with no clue of the subject matter.

Abeg, in God's name, I'm going to bed
It's night here and I guess it's night there too
So let's do the needful.
Bye

Sure, your opinion holds sway except for areas that it does not hold sway. The colloquial phrase for you is “Captain obvious”.

The football team wins 100% in a game they score more goals than the other. Ground breaking Nobel prize intelligence right there.

The same top school MBA that guarantees 6-figures is still hinged on the career path one chooses to have in spite of it all yet you still cannot see that your ab initio argument has been murdered by the same inanity that conjectured it.

Walspring:


No i don't think so although i may be wrong

Alright, thanks bro
Lagosismyhome any idea?

bee17:


Amen... thanks for that response.
but am thinking of writing GRE...hope its helpful?

it’s very helpful nigga

abiolaadeleke:
Good evening house ,I'm just new here ,a friend told me how this site has been helpful.

I recently got an admission to Texas A&M Commerce to study my Master's Degree in Business Analytics. I graduated from the University of Ilorin & I graduated with a GPA of 4.11 of 5.0 scale. I wrote GRE & TOEFL in 2017 August ,where I scored 309 in my GRE and in TOEFL I had 104,I also got an out state tuition waiver. My question now is that is Texas A&M Commerce a reputable school to attend ? Because i don't have anybody in that school and my friend that introduced me to nairaland is studying Business Analytics as well @ University of Connecticut. My reason for choosing Texas is that my dad & mum are staying in Dallas Texas and they will be taking good care of my tuition and expenses.

Kindly please enlighten me more on my selection of this school ,I also applied to other school's as well ,but because my parent are in Texas that's why I opted for Texas .

Bigfrancis,
Lagosismyhome,
Walspring,
Bikey,
Twood.

I hope to hear from you soonest Sir/Ma.

what’s matters the most is your reason for choosing the school. Just be ready to explain the truth if ask by the vo

Thanks man

paulbets:


Congratulations on the offer bro.
May God be with you and favour you in all things.
Have a successful visa interview...
7 Blessings


#Fall2018 #YesWeCan

Ijebuboy525:

Alright, thanks bro
Lagosismyhome any idea?

There is a proper way to transfer and change school ... the steps are online and I posted it before

Once the steps are followed then no it should be fine and should not affect a student status .

bigfrancis21:


3) Speaking about your much-touted ROI. Now let us do the math. You spent $150,000 on average in heavy student debt to get an MBA. Let us assume that you are one lucky son of the stars and as an F1 student you graduated and out of nowhere got 'H1B sponsorship' at a $120,000 per year position right after graduation. Now you've worked so hard in school, made As and landed that $120,000 per year dream job. Wonderful.

Now you probably forgot that a heavy chunk of your income is taken away in taxes. For a $120,000 per year income, nearly $40,000 is taken from your paycheck in taxes. Precisely, $81,790 is what is left over after taxes are accounted for, which is about $6,815 per month. That is even though on paper it says that you earn $120,000, your actual take-home pay is $81,790 which is not 6-figures that you expected. https://www.taxformcalculator.com/tax/120000.html

Now it is time to start paying back all that student loan. The total amount which you will end up paying is probably over $200,000 which includes interest payments. You've graduated and the bank or financial institution has sent you a staggering bill of over $200,000 at xy% interest for 20 years with a monthly payment of $3250. Out of $6815 per month pay check ($3,145.26 every 2 weeks), you have to

- pay your student loan debt (anywhere between $3000 to $3,500 for that loan amount) per month. Read up here on this American who originally borrowed $68,000 to go to school who has to pay $113,000 back including interest. http://www.businessinsider.com/budget-paying-student-loans-2016-7 For this lady, she has to pay $2230 in monthly student loan payment for a bill of $113,000. For a bill of over $200k, you can expect your monthly payments to be nearly twice as $2230.

At the end of the month, you are left with nothing as you struggle month to month servicing your $200k debt in student loans. High ROI isn't it?
It would be so easy for you to imagine an adjusted $81,000 per annum salary on a debt of over $200,000 as good ROI.

The figures you quoted above are wrong, Mr man. Check this link for a $150,000 monthly repayment plan and its not even up to half of the your quoted figures.
Also remember most mba wages go up significantly after 5 years to above $250,000 per annum. There are stats to show this.

See link for a Harvard MBA loan of $150,000
https://prodigyfinance.com/get-a-loan#loan-calculator

Shanid:
Hello great people .pls I need your advice .
I graduated with a very low cgp...2.78 and I wish to do my masters in occupational therapy..considering my low gp should I go for undergraduate or there is hope for masters .....im preparing for GRE..your advice pls...i studied child development and family studies for undergraduate...
Do u think occupational therapy is a good graduate program with high employment rate??....im open to advice pls

Pls help Oooooooo

EMMAACHILE:

The figures you quoted above are wrong, Mr man. Check this link for a $150,000 monthly repayment plan and its not even up to half of the your quoted figures.
Also remember most mba wages go up significantly after 5 years to above $250,000 per annum. There are stats to show this.

See link for a Harvard MBA loan of $150,000
https://prodigyfinance.com/get-a-loan#loan-calculator

Total cost of loan = $267,000, $67,000 higher than my initial estimate of $200,000. Thus, my initial figures were conservative.

I never meant to discourage anybody, I just wanted you guys to understand what you are getting yourselves into. Goodluck

abiolaadeleke:
Good evening house ,I'm just new here ,a friend told me how this site has been helpful.

I recently got an admission to Texas A&M Commerce to study my Master's Degree in Business Analytics. I graduated from the University of Ilorin & I graduated with a GPA of 4.11 of 5.0 scale. I wrote GRE & TOEFL in 2017 August ,where I scored 309 in my GRE and in TOEFL I had 104,I also got an out state tuition waiver. My question now is that is Texas A&M Commerce a reputable school to attend ? Because i don't have anybody in that school and my friend that introduced me to nairaland is studying Business Analytics as well @ University of Connecticut. My reason for choosing Texas is that my dad & mum are staying in Dallas Texas and they will be taking good care of my tuition and expenses.

Kindly please enlighten me more on my selection of this school ,I also applied to other school's as well ,but because my parent are in Texas that's why I opted for Texas .

Bigfrancis,
Lagosismyhome,
Walspring,
Bikey,
Twood.

I hope to hear from you soonest Sir/Ma.

TAMUC is a good school. It is one of the campuses that belongs to the Texas A & M University network and they offer plenty of scholarships which qualify international students for in-state residency for tuition purposes. Tuition is also very affordable. I have a friend resuming there for Summer 2018. You have made a good choice of school.

@bold...you may have to come up with a better answer for choosing TAMUC. The highlighted in bold will not fly at the embassy. You would need to focus on the school's reputation, your impression with the department's quality of research, etc. as your reasons for choosing the school. Goodluck

Quoran:
Hello Guys. Please I need your help on this. If you have a fully funded offer (Tuition waived and stipend) and you are just required to pay some mandatory fees and health insurance, do you have to pay for these before applying for visa or simply present the account statement to the VO duing the visa interview (If he asks for it)?

Congrats man.

Fall 2018

#Of_Course_It's_A_Reality

I sent email to you please check

Walspring:
Toefl and GRE discounted promo offer is still available for the remaining slots and interested person can just pm me. Although i took a pause because of my tight schedule.

God will continue to honour all the benevolent guys who are making this possible in every area of their lives. Amen

It is still the same process with same rules and those who sent me email asking about it should send me email again.

N.B- I won’t keep slot for anyone and please have your details and cash at hand as well.

Thanks Brother.

TheGrandChemist:


Congrats man.

Fall 2018

#Of_Course_It's_A_Reality

Chidinho10:


Hehehehehehehehehehehehhe
You keep using words to describe your low IQ

You clearly could not understand when I said your post MBA salary depends on your career path. If you were smart enough, you would have understood clearly that my analysis holds for people that choose the right paying career paths


Oga, I'm tired of these jabs. Arguments are worse when you're talking to someone with no clue of the subject matter.

Abeg, in God's name, I'm going to bed
It's night here and I guess it's night there too
So let's do the needful.
Bye

Once someone has a dream there no telling the person otherwise so follow your dream.... maybe in ten years you look back and understand

Top MBA is not bad for sure but you have to look at it in totality. I have loads of MBA friends who did the top 10 program . Most are naija , most were hungry for success and are doing very well no doubt .

That been said it now 12 years post MBA for us, life has levelled off for a lot. I see some that went to regular MBA and are now at the level you would have expected the top MBA. Some of the top MBA started off with great offers but the recession of 07 /08 distabilise the career path . It all varies .

I went to a regular program that my father could afford , finished with no student loan. Got an average offer but the hunger in my belle has made me continued the path to sucess . Sometimes it not the school but the hunger and God blessing your hands

But what I can say is that the top MBA is not a predictor for future success. I can't explain it but it good for you to follow your passion so that in 10 years you can look back .

I need view on this:
Hnd accounting 3.25/4
Bsc accounting 4.19/5
Msc finance 3.93/5
Associate Chartered Accountant
Gre exam:
Qt 161
Verbal 143
Total 304
Analytical 3
8 years working experience
My prospective schools phd accounting for fall 2019 are:
1. Havard University
2. Texas A&M university.
What are my chances with the gre score with these schools or do i re-do it?

@ Bigfrancis, God bless you sir ,I really appreciate your kind & a word of encouragement, more grease to your elbow sir .

You've answered my question very well sir ,I know I'll be more armed with necessary information I'll tell the vo on my choice of school. What I'm really particular about is the networking, employability value, alumni strength in landing a job after graduation from TAMUC is what I'm really concerned about sir and you've answered me 80% sir

bigfrancis21:


TAMUC is a good school. It is one of the campuses that belongs to the Texas A & M University network and they offer plenty of scholarships which qualify international students for in-state residency for tuition purposes. Tuition is also very affordable. I have a friend resuming there for Summer 2018. You have made a good choice of school.

@bold...you may have to come up with a better answer for choosing TAMUC. The highlighted in bold will not fly at the embassy. You would need to focus on the school's reputation, your impression with the department's quality of research, etc. as your reasons for choosing the school. Goodluck

@ Bigfrancis, God bless you sir ,I really appreciate your kind & a word of encouragement, more grease to your elbow sir .

You've answered my question very well sir ,I know I'll be more armed with necessary information I'll tell the vo on my choice of school. What I'm really particular about is the networking, employability value, alumni strength in landing a job after graduation from TAMUC is what I'm really concerned about sir and you've answered me very well sir.

Lagosismyhome,
Walspring

Any additional information sir/Ma ? God bless you sir.

bigfrancis21:


TAMUC is a good school. It is one of the campuses that belongs to the Texas A & M University network and they offer plenty of scholarships which qualify international students for in-state residency for tuition purposes. Tuition is also very affordable. I have a friend resuming there for Summer 2018. You have made a good choice of school.

@bold...you may have to come up with a better answer for choosing TAMUC. The highlighted in bold will not fly at the embassy. You would need to focus on the school's reputation, your impression with the department's quality of research, etc. as your reasons for choosing the school. Goodluck

ObenJoshua:
Good morning House.
Greetings to the bosses!

Please, I applied for a Master's Program at UTEP for fall 2018 and,

1) I've been wondering when the admission decision will be made, the wait is killing,

2) I want to ask if anyone has an idea of the timing I.e when they usually roll-out admission decisions,

3) I will also like to know other people in the same boat with me.

Thank you.
God bless you!

Check gradcafe.com

LagosismyHome:


Once someone has a dream there no telling the person otherwise so follow your dream.... maybe in ten years you look back and understand

Top MBA is not bad for sure but you have to look at it in totality. I have loads of MBA friends who did the top 10 program . Most are naija , most were hungry for success and are doing very well no doubt .

That been said it now 12 years post MBA for us, life has levelled off for a lot. I see some that went to regular MBA and are now at the level you would have expected the top MBA. Some of the top MBA started off with great offers but the recession of 07 /08 distabilise the career path . It all varies .

I went to a regular program that my father could afford , finished with no student loan. Got an average offer but the hunger in my belle has made me continued the path to sucess . Sometimes it not the school but the hunger and God blessing your hands

But what I can say is that the top MBA is not a predictor for future success. I can't explain it but it good for you to follow your passion so that in 10 years you can look back .

Yeah I clearly understand your point. You're correct!!

And I stated that a top MBA is better because it places one in close proximity to top firms that seek MBA talent. This is not to say that people that attend lower ranked schools cannot attain success (I never said that). Just that people that attend lower ranked MBAs will have to work harder than their counterparts in top ranked programs in order to join great firms. This is because specific companies like MBB, GS, JPM etc have target schools where they hire MBA talents from. A student not in these schools will have to network alot, make lots of trips to NYC and try to create a great impression during interviews. Anybody with a hard skin can do that and succeed

Thanks alot. I'm a keen follower of your posts. They're very much informative!!

Scholastica16:


Sure, your opinion holds sway except for areas that it does not hold sway. The colloquial phrase for you is “Captain obvious”.

The football team wins 100% in a game they score more goals than the other. Ground breaking Nobel prize intelligence right there.

The same top school MBA that guarantees 6-figures is still hinged on the career path one chooses to have in spite of it all yet you still cannot see that your ab initio argument has been murdered by the same inanity that conjectured it.

Oga, STFU!!!
I can't imagine you typed all these rubbish without making a single point.
All you do is pile your comments with loads of Magoosh and Barron's jargons you learnt from GRE prep. Unfortunately, none of them makes sense.

Scholastica16:


I already called it. You are trying hard to convince me that you have escaped complete duncery but I can read you from a mile away and you are still Olodo positive.

So everybody who went to Wharton or HBS are rich making 6-figures except those who ventured into entrepreneurship, are not connected or did not go down certain sub-MBA career paths?

That is like saying everyone who wrote the test passed apart from those who did not meet the cutoff, did not give the right answers to the questions and did not understand what was asked.

You have truly shown us how high your IQ is.

The only problem is, the conditions for not earning 6-figures via MBAs defeats the stance that everyone who gets MBAs gets the 6 figures. A stance, you brazenly endorsed because...well...you are a nattering nabob of grandscale olodoism.

Chai!!!!!
Nawao!!!
Some people sha

One of my replies to bigfrancis clearly states that reaping the fruits of an MBA depends on the career path you choose. As an MBA student from a top school, you have a plethora of career choices to follow. Your decision to earn lower than expected is a function of your interests, not a function of how bad the labor market is... Some people go to MBAs to become entrepreneurs (I don't really advise this), and they tend to earn lower after graduation. This is not because the market for hiring MBAs is bad, but because of the choices they make. One of my FB contacts even dropped from Stanford GSB to create his startup cos he knew he would have to take up a job to repay his loan before entering entrepreneurship (his dream career)

Oga, if you have an issue with comprehension, please consult a medical practitioner. I can't be wasting my time hammering a simple point into your dead brain.

From day 1, you sounded off!!! You clearly know nothing about MBA recruitment, yet you stuck your nose into what you don't know about.

Abeg swerve! Na me dey waste my time argue with you self.

EMMAACHILE:

The figures you quoted above are wrong, Mr man. Check this link for a $150,000 monthly repayment plan and its not even up to half of the your quoted figures.
Also remember most mba wages go up significantly after 5 years to above $250,000 per annum. There are stats to show this.

See link for a Harvard MBA loan of $150,000
https://prodigyfinance.com/get-a-loan#loan-calculator

Baba free matter!
He tried to sell his point by adding crooked stories everywhere (including adding a student loan story for someone that went to Belmont University on loan hahahaahah)

One thing is certain.
If you want top quality advice for MBA education, you have LinkedIn (hook up with current and graduated students) and forums like GMATclub, Wallstreetoasis and BTG where you can get top quality advice from people who have been there. You won't come to nairaland seeking advice from someone who hasn't even written a line of MBA application essay before.

Every forum has its own uses (that's why I frown at people who come here seeking for students in their respective schools when they can easily use LinkedIn and get search results in seconds).

So use them wisely. Learn and give back as appropriate.

Wish you goodluck.

bee17:


Amen... thanks for that response.
but am thinking of writing GRE...hope its helpful?

GRE is for prospective postgraduate students. Undergrads do SAT

good day house! I graduated 8yrs ago with second class upper and I want to go for my masters degree in US but a friend is advising me to use my b1b2 visa to travel look for school of nursing, seek admission and register with them ....then come back to Nigeria and apply for f1visa with my admission letter and ongoing school activities. ..that it is easier that way ...PLEASE I NEED YOUR ADVICE ..ITS URGENT

chism440:
good day house! I graduated 8yrs ago with second class upper and I want to go for my masters degree in US but a friend is advising me to use my b1b2 visa to travel look for school of nursing, seek admission and register with them ....then come back to Nigeria and apply for f1visa with my admission letter and ongoing school activities. ..that it is easier that way ...PLEASE I NEED YOUR ADVICE ..ITS URGENT

All you require for admission is online so you don't have to first go with b1b2 just to gain admission

Find a school, fulfil the requirement and then apply for student visa . However starting nursing after 8 years of BSC is not easy to convince a VO that you intend to come back. It is possible to get the visa but harder

ccbaron:
I sent email to you please check

Email replied

chism440:
good day house! I graduated 8yrs ago with second class upper and I want to go for my masters degree in US but a friend is advising me to use my b1b2 visa to travel look for school of nursing, seek admission and register with them ....then come back to Nigeria and apply for f1visa with my admission letter and ongoing school activities. ..that it is easier that way ...PLEASE I NEED YOUR ADVICE ..ITS URGENT

The advice your friend gave you is not really bad but you can do all these here online and get admitted to good university of yours but what should be your concerning is convincing VO the reason why you want to pursing a dream in nursing after 8 years.

Good day..
I heard VOs are asking to drop bank statements for verification....

Anyone denied based on bank statement?
Money in acct no reach #9m for now and I wan go interview soon.

I visited my Uncle who is an old soldier and
informed him that "I have
won a schorlarship to further
my eduation in the United
States Of America"
He was so happy that he immediately ordered his wife
and children to slaughter his
last goat for celebration. He
invited some friends and
family around, popped lots of
Champagne and much more. We've just finished eating and
drinking.
Now I've been thinking of
how to tell him it was April
Fool.. Pls am still there since yesterday ooo. Help me out ooo

kekenation:
I visited my Uncle who is an old soldier and
informed him that "I have
won a schorlarship to further
my eduation in the United
States Of America"
He was so happy that he immediately ordered his wife
and children to slaughter his
last goat for celebration. He
invited some friends and
family around, popped lots of
Champagne and much more. We've just finished eating and
drinking.
Now I've been thinking of
how to tell him it was April
Fool.. Pls am still there since yesterday ooo. Help me out ooo

Olose

Chidinho10:



Oga, STFU!!!
I can't imagine you typed all these rubbish without making a single point.
All you do is pile your comments with loads of Magoosh and Barron's jargons you learnt from GRE prep. Unfortunately, none of them makes sense.

Colloquial and ab initio are GRE words. And you are the high IQ guy who is supposed to earn 120k/year after his MBA.

Your version of idio.cy is unique.

Chidinho10:



Chai!!!!!
Nawao!!!
Some people sha

One of my replies to bigfrancis clearly states that reaping the fruits of an MBA depends on the career path you choose. As an MBA student from a top school, you have a plethora of career choices to follow. Your decision to earn lower than expected is a function of your interests, not a function of how bad the labor market is... Some people go to MBAs to become entrepreneurs (I don't really advise this), and they tend to earn lower after graduation. This is not because the market for hiring MBAs is bad, but because of the choices they make. One of my FB contacts even dropped from Stanford GSB to create his startup cos he knew he would have to take up a job to repay his loan before entering entrepreneurship (his dream career)

Oga, if you have an issue with comprehension, please consult a medical practitioner. I can't be wasting my time hammering a simple point into your dead brain.

From day 1, you sounded off!!! You clearly know nothing about MBA recruitment, yet you stuck your nose into what you don't know about.

Abeg swerve! Na me dey waste my time argue with you self.

I shared a story because someone else made a senseless comment that you endorsed. You are the itchy-fingered lunatic that harped on my post to prove that you were certain about the facts in that post that you were endorsing. Now the same jumbo-sized dumbo turns around and starts going off about not knowing how MBA's are recruited and career paths.

And my question to you is, if you knew that some MBA graduates could still end up being poor due to entrepreneurship etc why was that not your reply to the guy who said they can never be? And when I shared a story of a guy who was "poor" after the HBS MBA why was it initially incredible to you?

The simple fact is, you wanted to make this post-MBA life larger than the reality on ground and my story was a stumbling block to you. The only reason you are threading caution now is that I have shown you how illogical your post was. So you are the one who needs to see someone for your neurosis.

Were we not here when you said BigFrancis21 was jealous of MBA holders and now you have shaku shaku'ed into telling me I don't know about MBA recruitment. Abeg, what about any of my posts was addressing MBA recruitments?

You see why they say "some of you are mad but have nobody to tell you?". You are welcome.

One thing i would say....

From the little i have seen about life..

Nothing is sacrosanct, it might work for one and not for another.

I have seen sure stuffs fail during somebody time...

So what works for A does not necessarily mean it would work for B.

let just continue to Hustle..

God would help us...

Please i want to pay SEVI's Fee... Can anybody help