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If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? - Business (3) - Nairaland

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Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by onatisi(m): 7:54am On Apr 07, 2018
Ekitimadman:
There was an arguement today about this topic. If 100million is mistakenly deposited into my account over 24hours and I manage to withdraw 50 million. What will happen when I get arrested?

It depends ,but in most cases once it is verified that it was a mistake,the bank will put ur account on debit which means any money that goes in will be used to offset the amount mistakenly sent.
Apart from that,I don't think there is any criminal charge against account holder . But the bank actions will hugely depend on the amount sent.
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by mykeltee: 7:55am On Apr 07, 2018
[quote author=MartinBond post=66498896][/quote]
Ko le work.......bank no be thrift collectors ooooo
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by maasoap(m): 7:55am On Apr 07, 2018
1x2x3:
Withdraw 10M from that money. Place a bet of 2 odds.... Win 20M then return the 10M into the account and call the bank.

10M made under 24hrs.
And if you didn't win, you withdraw another 10m and place the bet again and again! Lol.

2 Likes 1 Share

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Dcholeric: 7:55am On Apr 07, 2018
Highest na beg the bank go beg you to return whatever is remaining...
I know a case similar to this back in the days. it was 16million and the owner of the account (an alaba petty business man) was able make away with 12million. when he was apprehended he simply got a lawyer and they made a statement that the 12 million has been invested already in a business, the bank had no option than to beg the guy outside the courts and made him to sign an agreement that he will pay back the money in installments within a period of 15years .
and that was how my guy became a solid business man.
the truth is that the mistake started with the bank so the owner of the bank account can bring up a number of excuses as to why the money was withdrawn and that the money has already been spent ...the jail term if at all will be very minimal and if the owner of the account serves a jail term then the money is gone forever... so the bank prefers to negotiate on how to get their money back (especially for large sum of money).

10 Likes 1 Share

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by mykeltee: 7:56am On Apr 07, 2018
CriticMaestro:

Even if dey go arrest me next week ah go withdraw that money...what rubbish
For where u wan withdraw?via aim or in the banking hall.Police station is ur home
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by londoner: 7:58am On Apr 07, 2018
Footysport:
**This is my opinion.**

For such large amount to be deposited into your account, it's either your account is being use for Fraud or the mistake comes from depositor or Cashier.

**My advice**

Wait for 2 days at least or 1 week at most. If this problem comes from bank, I don't see why they won't rectify it before 24 hours. If your account is still active or the money is still there after the given time please start making plan for big money.

** NOTE**:: If you decide to alert your nearest bank, this money might not get to the owner. If those at the bank are corrupt, they might make use of this cute money cool. My brother, you will still attend court if there is problem in future cool.

**My advice**

Move this money to another bank and fix it. The interest that comes with this should be yours. And when Casala burst, you can pay that crazy bank and keep your interest. Make sure you spend the money wisely and don't compete with Gee' boys in club..

***FINALLY**

please don't let this opportunity pass you by. This opportunity comes once in a while. Be ready to attend court for that 100million. That money worth any stress you will pass through


**SOME NAIRALANDER'S WILL CALL ME CRAZY GUY. YES NIGERIA MADE ME THIS WAY. IF YOU LET OPPORTUNITY PASS YOU BY, YOUR CHANCE OF MAKING IT IS VERY SMALL tongue tongue

Noone will call you crazy, but a thief.

You're not a child so stop blaming 'Nigeria' for your criminal bias.

There are too many stories of your fellow Nigerians that returned physical cash left mistakenly in the back of their cab by passengers to the owner. They are no less Nigerian than you. I myself have witnessed people return money and property they could easily have stolen and gotten away with, in that same Nigeria.

Time to take responsibility for your own choices buddy.

If anything it's a person's upbringing and personal ethos that will dictate what they do in this situation.

So, not even your religious belief would provoke you to make a more honest decision?

3 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by mykeltee: 7:58am On Apr 07, 2018
1x2x3:
Withdraw 10M from that money. Place a bet of 2 odds.... Win 20M then return the 10M into the account and call the bank.

10M made under 24hrs.

Like psg to win against saint Etienne and say na ur village witch dey do u
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by 1x2x3: 8:00am On Apr 07, 2018
mykeltee:


Like psg to win against saint Etienne and say na ur village witch dey do u

2 games in basketball or hockey where there is no draw. 1 or 2 direct.
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by tayolove12(m): 8:00am On Apr 07, 2018
Paradigm777:
You will mistakenly serve ur jail term.
Ole!!! cheesy

1 Like

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Nobody: 8:01am On Apr 07, 2018
fineboynl:
i know this type of argument. poverty gathering on cheap alcohol and cigarette. "if" i see 100* million pick from ground. "if" bank mistakenly credit my account with 100* million.

povarty have a way of messing up the brain.

Bravo best comment here
.hunger has twisted the brain of alot of people here
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by GoldenVivi(f): 8:07am On Apr 07, 2018
Efficient5:
It would be a case that would call for a lot of question and theory as regards law.. But as a lawyer it can be argued with this saying that he who owns the land owns whatever is on it... So also is your account it would be wrong for them to keep money that is not yours in your account and u may hide under the defense that you thought it was a jack pot u won probably from the bank and it is not expected of you to seek permission before using the money in your account... Spend there money hide under some kinda defense and when they come charge them with trespass and also come up with the fact that it ur account and anything there is deemed to be urs... Then they would be on the defense looking for reasons why you should not spend money in an account that belongs to you....
hmmmmmmmm
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Charly68: 8:09am On Apr 07, 2018
Very funny question,what would happen if your bank mistakenly debit your account with such a large sum..? Will you ask for refund or keep quiet ?

1 Like

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Nobody: 8:10am On Apr 07, 2018
Footysport:


Move this money to another bank and fix it. The interest that comes with this should be yours. And when Casala burst, you can pay that crazy bank and keep your interest. Make sure you spend the money wisely and don't compete with Gee' boys in club..


Move which money to which bank? You think it is easy like that?

Let me kindly remind you that voluminous cash in excess of N10m and above made as deposit by an individual is usually notified to anti-graft agencies by the banks. When they notify them, the account is temporarily frozen and your profile would be investigated for previous transfers, tax payments etc. If they are not too sure of the origin of the cash, EFCC invites you for a chitchat in their office.

2 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by goodnessme02: 8:12am On Apr 07, 2018
Hemanwel:
IF you spend part of the money to jand, nothing will happen cos you may not be traceable; but IF you chaow the money fukafuka and still remain in the country, o boy, jail awaits you.

So, if you can't do the time, don't do the crime!


been waiting for a stupid response like this one........oga ade, they will pick ur next of kin
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by goodnessme02: 8:15am On Apr 07, 2018
maxiuc:
I will not touch the money

I will not report it

I will just wait till 1 or 2 years if the money is still there vum I don chop am

you deserve a bottle of henessy
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Jbleenk: 8:16am On Apr 07, 2018
I was working with Halifax bank in uk years back and resigned. Good one year they continue paying me salary. They contacted me and was asked to refund I refused.They took me to court judgement was in my favor tho I was asked to make a refund of £3 monthly when I'm gainfully employed. Brethren up till no I never pay o finish as I claimed not to be gainfully employed yet.

9 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by INDUSTRIALFAN(m): 8:30am On Apr 07, 2018
mykeltee:


Like psg to win against saint Etienne and say na ur village witch dey do u
those bastards cut my fucking 2 odds rollover ticket yesterday..... Ayam so hangry righ now.... angry
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Jesuferanmi(m): 8:41am On Apr 07, 2018
Oluwasaeon:
This woman again shocked
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Ghost01(m): 8:43am On Apr 07, 2018
Go and withdraw money that is not yours on the excuse that whatever is in your account belongs to you... The Lord help you if the N100m is one of the tranches sent to numerous Bank accounts by one of those under EFCC's hot chase to conceal the origin of the illicit funds... You will spend more time at the EFCC's than you would living your own life. Those telling you to get a lawyer are not telling you that lawyers don't work for free and these cases can drag on for years...

1 Like

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Beetunez44(m): 8:43am On Apr 07, 2018
priceaction:
It has happened to my cousin.
His wife was expecting about 1 million from UK, and things were hard that time. After some days , she saw an alert about of 1.2m . They withdraw the money and spent it on projects they were working on. 2 weeks later, got a call from her bank that there was a mistake of wrong deposit. Same surname, initials, but different middle name and account number.
She was confused. The bankers later fixed a date to visit. So they negotiated after more meetings to pay back in installments without additional charges or so because the bank acknowledged that it was their fault. So they gave her , I think 3 months, while documents were signed. That was union bank ,I think, though long time ago.
So it depends but if you refused, they may take serious action against you and end up in jail.
this is exactly how the bank will negotiate with you because they know and acknowlege their fault
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Ojemedad: 8:47am On Apr 07, 2018
Efficient5:
It would be a case that would call for a lot of question and theory as regards law.. But as a lawyer it can be argued with this saying that he who owns the land owns whatever is on it... So also is your account it would be wrong for them to keep money that is not yours in your account and u may hide under the defense that you thought it was a jack pot u won probably from the bank and it is not expected of you to seek permission before using the money in your account... Spend there money hide under some kinda defense and when they come charge them with trespass and also come up with the fact that it ur account and anything there is deemed to be urs... Then they would be on the defense looking for reasons why you should not spend money in an account that belongs to you....

Then they will refer you to terms and condition you signed, even your lawyer will seek a hiding spot

1 Like

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by maxiuc(m): 9:01am On Apr 07, 2018
goodnessme02:


you deserve a bottle of henessy
I don't drink Alcohol a brown envelope loaded with $
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Fourwinds: 9:02am On Apr 07, 2018
Ekitimadman:
There was an arguement today about this topic. If 100million is mistakenly deposited into my account over 24hours and I manage to withdraw 50 million. What will happen when I get arrested?

you are in trouble....

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by sulakishop(m): 9:16am On Apr 07, 2018
You will go to jail and end up in hell sir!

Ekitimadman:
There was an arguement today about this topic. If 100million is mistakenly deposited into my account over 24hours and I manage to withdraw 50 million. What will happen when I get arrested?

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by kanubiafra: 9:19am On Apr 07, 2018
Ekitimadman:
There was an arguement today about this topic. If 100million is mistakenly deposited into my account over 24hours and I manage to withdraw 50 million. What will happen when I get arrested?

IT depends on your tribe your profession religion and regiion. if your from north, fulani, headsmen or muslim. then you are safe but as your name sounds like fireshe. they will jail you and still collect the small 10k in ur account join
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by RexTramadol1: 9:20am On Apr 07, 2018
Lol......U will go to jail mistakenly prepared for somebody else.



C'est finis.
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Obierika(m): 9:21am On Apr 07, 2018
You must be a thief for you to want to spend money that does not belong to you
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by ademerit007(f): 9:24am On Apr 07, 2018
It has happened to me b4, was expecting alert of 40,000 and was checking my mobile banking often, jst to see my account figures reading 10million plus. While I was still dazed at d whooping sun, showing everyone around wot it looked like, vamoose, they removed Dia thing. I guessed it was error from d bank

1 Like

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by franklingud(m): 9:28am On Apr 07, 2018
Ekitimadman ask
'what will happen when they arrest me''?

grin grin grin grin grin

But guy shaa, I go wait for... like 2 wks before I strike.
Carry the money small small.



Proud igbo boy
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by mruwaifo(m): 9:29am On Apr 07, 2018
Coming from my experience of having N750k deposited in my account mistakenly @ FCMB , you will pay back every single kobo of it . The money stayed there for three weeks while I spent N170k out of it then realized the wrong payment . First of all they will withdraw the cash that’s left from not only your account but any other account you have with the bank like fixed deposits investment . You may have to lawyer up to buy yourself time to repay it back if you can’t payback immediately.
If not na police matter .
Either way you will pay it back .
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Nobody: 9:36am On Apr 07, 2018
Ekitimadman:
There was an arguement today about this topic. If 100million is mistakenly deposited into my account over 24hours and I manage to withdraw 50 million. What will happen when I get arrested?




U can only withdraw small amounts thru ATM n internet transfer, probably 6 million or less.

The bank will find u and tell u to come to the bank n return the money.

I don't know what the law says wen u refuse to show up.

1 Like 1 Share

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by otunbadan(m): 9:43am On Apr 07, 2018
Footysport:
**This is my opinion.**

For such large amount to be deposited into your account, it's either your account is being use for Fraud or the mistake comes from depositor or Cashier.

**My advice**

Wait for 2 days at least or 1 week at most. If this problem comes from bank, I don't see why they won't rectify it before 24 hours. If your account is still active or the money is still there after the given time please start making plan for big money.

** NOTE**:: If you decide to alert your nearest bank, this money might not get to the owner. If those at the bank are corrupt, they might make use of this cute money cool. My brother, you will still attend court if there is problem in future cool.

**My advice**

Move this money to another bank and fix it. The interest that comes with this should be yours. And when Casala burst, you can pay that crazy bank and keep your interest. Make sure you spend the money wisely and don't compete with Gee' boys in club..

***FINALLY**

please don't let this opportunity pass you by. This opportunity comes once in a while. Be ready to attend court for that 100million. That money worth any stress you will pass through


**SOME NAIRALANDER'S WILL CALL ME CRAZY GUY. YES NIGERIA MADE ME THIS WAY. IF YOU LET OPPORTUNITY PASS YOU BY, YOUR CHANCE OF MAKING IT IS VERY SMALL tongue tongue

You make it sound so easy, I assure you ... you won't finish half of the process you mentioned

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