angelbulksms:


I'm glad you accept that there is still a percentage that are teachable.

So your assignment should be finding yours from that little percentage. That is where God's help is required.

I believe you're doing lots to achieve your goal of 6/7digits that you're planning to run your family on. Then a lady from the larger percentage (you described) wouldn't worth those labour of yours.

The best way to find the worthy one is to belong to cliques of that little percentage of ladies that are teachable.

Meanwhile, stop making me feel I belong to the older generation, I'm in my thirties bro.

Kikiki you are still my bro no

What u are asking me to do is like writing jamb ooo

To find 1Ruby amongst stones no be here

Some look like it, but no be am ...

so that assignment no be here.

And I don't do trial and error,

I do one and only too that criteria alone is a big turn off esp in this part of the world

So E pass gulder ultimate search ...


Finally getting married is like trusting someone with your life.

But God de ... But I know when it is time, he will make all things buriful



Thanchu big bros

Holamscoh:


Most nigerian girls faculty of thinking is very shallow.

. what if he has money n got no future plans? both parties should work

bilulu:

same here bro. can a guy dat is having a savings of 500k b thinking of marriage?

hello Mr. The amount of money stashed in your bank account is irrelevant for now. What should be doing right now is to ask yourself if you are matured mentally and emotionally enough to handle the conflict that may arise from the marriage itself.

Secondly, have you found your missing rib -- the one you are ready to spend the rest of your life with come rain come shine despite her weaknesses? If you havent, then bro keep searching.

And while doing the search. Dont forget to make more money as well and keep developing yourself too.

Best wishes when you finally find her and settle down.....

pedrilo:
2m, diamond

There is no 2m FD at diamond unless it's HIDA acct and I don't think you can get that 20k return on 2m monthly

Johnadelaide00:


There is no 2m FD at diamond unless it's HIDA acct and I don't think you can get that 20k return on 2m monthly

the manager arranged it for me. dnt knw how sha. but i get my alert of 20k monthly wit my 2m intact.

bouncin04:
Read again please

Bro's, I will not read again, you can read for me.

pedrilo:
the manager arranged it for me. dnt knw how sha. but i get my alert of 20k monthly wit my 2m intact.

I just remembered they have lowered the 5m minimum for FD. This is now close to TB that was way better than FD.

pedrilo:
Lol thanks. Albeit I eat well cos I have a fixed deposit dat gives me anoda 20k monthly. So that's it.

k

zinaunreal:


Why? Because he paid all the bills or what?

Wetin concern you did I mention you aproko gossip league....

emelda86:


Wetin concern you did I mention you aproko gossip league....

Your mouth too sharp like Sawmill machine

emelda86:


Wetin concern you did I mention you aproko gossip league....

Girl youre tripping for a married dude or you looking for someone who will pay your bills to his damn grave. I fast and pray often never to meet a warakpa like you. One simple sentence you have made shows that there is no ring on your finger or youre pained side biitch that has been used and dumped regularly by mennn both online and offline. Biitch learn to be humble. Lock that ape mouth of yours

pedrilo:
I already hav a bungalow which I let out n rciv 350k annually, i work wit a private firm n rciv 120k monthly after tax n pension, i am able to save 100k from dis amount n use 20k for myself monthly, my plan is to either save money n travel out or save up to 5m, use 1m to get a moderate car e.g. Camry, use anoda 1m for wedding n settle down with a lady day can also bring sometin to d table no matter how small. I'm 31 yrs old.
Pls evaluate my plans.

pedrilo:
I appreciate u sir. The goal is to marry at 35, that's if I dnt travel out of naija. No lady for now.

Well done sir! You have my respect.

I think you should spend a lot of time thinking and researching on the pros and cons of relocating abroad for a black man above 30. You may also want to visit some of the potential immigration destinations before making the final move. Here are some of my own findings:
1. Security: Crime rate is far lower in the western countries than in Nigeria.
2. Meritocracy: They place a higher premium on merit abroad than we do in Nigeria.
3. Economic opportunities (1): Assessing this is not as easy as one would expect. Overall, the economic opportunities in the West are much more than in Nigeria, but each person needs to consider his own peculiar situation. I find that quite a number of millenials in the West are experiencing a lot more economic difficulties than most of us would imagine. These are natural born citizens. I imagine things will be more difficult for an immigrant. Especially one without western credentials and work experience. These issues are less difficult to navigate if you start out in your teens or early twenties.
4. Discrimination: Although people are generally more tolerant in the West than over here, a person's peculiar situation needs to be factored in any decision making process. For formal, competitive, non-minimum wage jobs, you can be discriminated against because of your your age, your accent, and even for having an ethnic sounding name. There is also the issue of growing nationalistic/anti-immigrant sentiments in many western countries today. Are you truly ready to weather the potential challenges that could result within the next 10-15 years?
5. Marriage and Family: The institution of marriage and family is dying in the West. How much value do you personally place on marriage and family?
6. Economic opportunities (2): Most of the western countries have little growth potential. Emerging economies like Nigeria and the BRICS countries have much higher growth potential, meaning more opportunities for people with the right skills. There will be more investment in the Nigerian power sector within the next decade. This alone is expected to support industries and small businesses in reducing their operating costs. Lower costs usually means more incentive to invest. In addition, Dangote refinery is expected in 2019. If this refinery can be operated to full capacity within 3 years of commissioning, then it will be able to meet most of our fuel needs. This will greatly reduce the pressure on our forex, most of which comes from importation of petroleum products. Once that refinery is in full operation, and a few other refineries currently under construction are completed, we can expect a more stable Naira. It is important that in 2019, we vote people who can articulate their plans for facilitating the expected economic opportunities over the next decade, to ensure we make good use of them.

In Nigeria, it is easier for someone in formal employment to get a new job than a fresh job seeker. You're building skills with your present job. I think you can continue dilligently at it until you find a better one. Go online and look for courses on public speaking, business and marketing so you can better how you market yourself, build a personal brand and improve your commercial acumen. Check youtube, coursera.org, edx.org for these courses. You will be positioning yourself to take good advantage of the anticipated economic opportunities over the next 10 years. That's assuming you choose to stay in Nigeria. These skills are useful everywhere though. For someone not working yet, I'd have advised they learn as much as they can online, and use the education route to get the hell out of Nigeria as soon as they can for now. If need be, they can always return with sound credentials in future.

On savings, there's no much benefit in having more than your emergency fund in a savings account. This emergency fund can be 3-months worth of living expenses. You wouldn't want the value of all your savings to be eroded by inflation. You can keep the extra in risk free investments that closely track the inflation rate. Like government treasury bills for example. This way you avoid too much value erosion. You can also invest some of the extra in businesses or the stock market. But remember these are high risk investments. You can lose everything.

If you keep working, saving, investing, you are likely to grow both your active (salary) and passive (investments - benefits of compounding) income streams over the next 4 years and be in a good place to provide a comfortable living for your future family. Avoid unnecessary lifestyle inflation as your income increases. No matter how much pressure you receive from your future wife. The people we try to impress are really not important. Your financial security is. Especially as this is a country that has no social safety nets. Good luck to you.

bilulu:

there's a job am only talking about d savings for d wedding

Right.
If the job is funds sufficient, then you are good to go

bilulu:

there's a job am only talking about d savings for d wedding

Right.
If the job is funds sufficient, then you are good to go

zinaunreal:


Girl youre tripping for a married dude or you looking for someone who will pay your bills to his damn grave. I fast and pray often never to meet a warakpa like you. One simple sentence you have made shows that there is no ring on your finger or youre pained side biitch that has been used and dumped regularly by mennn both online and offline. Biitch learn to be humble. Lock that ape mouth of yours

May you never find a woman so accommodating to marry, may nothing good come your way & the bitter part of your life will be given to you as a wife may sudden death be your portion bastard son of a useless father how dare you talk to me like that did I mention you? Do u know if I follow him back on nairaland... Onwu ike gbuo gi dere

Mods before u ban me check what brought this up

CarlosTheJackal:
Your mouth too sharp like Sawmill machine

I did not mention the vagabond he just spill out of nowhere to say rubbish I'm waiting for him to reply me imagine idiot thats still eating mama thank ma...if they call men he will come out motor gbuchie ya uzo...

emelda86:


I did not mention the vagabond he just spill out of nowhere to say rubbish I'm waiting for him to reply me imagine idiot thats still eating mama thank ma...if they call men he will come out motor gbuchie ya uzo...

Babe it's okay. this is an online forum and you should develop think skin sometimes

Preshy561:
atleast,2-3million.

I've that in my bank but still don't feel ready for this
Maybe cause I still have not met the right woman.

zinaunreal:


Girl youre tripping for a married dude or you looking for someone who will pay your bills to his damn grave. I fast and pray often never to meet a warakpa like you. One simple sentence you have made shows that there is no ring on your finger or youre pained side biitch that has been used and dumped regularly by mennn both online and offline. Biitch learn to be humble. Lock that ape mouth of yours

Stop being a sissy and let peace reign

emelda86:


May you never find a woman so accommodating to marry, may nothing good come your way & the bitter part of your life will be given to you as a wife may sudden death be your portion bastard son of a useless father how dare you talk to me like that did I mention you? Do u know if I follow him back on nairaland... Onwu ike gbuo gi dere

Mods before u ban me check what brought this up

What brought this up is that you let loose your big mouth

emelda86:


May you never find a woman so accommodating to marry, may nothing good come your way & the bitter part of your life will be given to you as a wife may sudden death be your portion bastard son of a useless father how dare you talk to me like that did I mention you? Do u know if I follow him back on nairaland... Onwu ike gbuo gi dere

Mods before u ban me check what brought this up

Find a rod to sit on youre talking to a millionaire and if i let the likes of you go without a fight i would have died a long time ago. Your place is among parrots not humans. You dey swear for me online. all this so called feministo. Disgusting women.

CarlosTheJackal:
Stop being a sissy and let peace reign

When you get insulted for no just reason let it fly alright. No dont let anyone ride me like a wave

zinaunreal:

Find a rod to sit on youre talking to a millionaire and if i let the likes of you go without a fight i would have died a long time ago. Your place is among parrots not humans. You dey swear for me online. all this so called feministo. Disgusting women.

For your info I'm not a feminist next time stay your lane who I talk to or who I Bleep with is not your business your place is among the rotten, stay your lane man without penis u hear me don't say I didn't warn you.

zinaunreal:

What brought this up is that you let loose your big mouth

I'm not moved by whatever you say maybe I will fvck your father that's if I have one.

emelda86:


For your info I'm not a feminist next time stay your lane who I talk to or who I Bleep with is not your business your place is among the rotten, stay your lane man without penis u hear me don't say I didn't warn you.

Keep spilling maggots from your goat head.. Im sure whoever meet you for the first time would only take seconds to know youre dirt to be with. and you think its me youre doing. Biitch youre doing yourself

zinaunreal:


When you get insulted for no just reason let it fly alright. No dont let anyone ride me like a wave

Did I mention you in my comment why not waka pass u think its all ladies u will talk to anyhow, make available your rod cause its it I will sit on Mofo

zinaunreal:


Keep spilling maggots from your goat head.. Im sure whoever meet you for the first time would only take seconds to know youre dirt to be with. and you think its me youre doing. Biitch youre doing yourself

Tell that to yo momma

emelda86:


Tell that to yo momma

This shows that you have has several sexual fuckzz with your father. Funny thing he is a one minute man thats why your come here to spill your frustrations and he is the only person you can have a relationship with

CarlosTheJackal:
Babe it's okay. this is an online forum and you should develop think skin sometimes

Thanks but one have to put all the faceless fools that got no d!ck in their place my skin is thick let him bring it on I'm still waiting

emelda86:


Did I mention you in my comment why not waka pass u think its all ladies u will talk to anyhow, make available your rod cause its it I will sit on Mofo

This is an example of a plain wrong woman to be with. Guys beware she can stab you at night or even fvck your friend right in your presence. We can even open a thread on such kind of women and how to properly identify and avoid them so we wont die early into marriage

zinaunreal:


This shows that you have has several sexual fuckzz with your father. Funny thing he is a one minute man thats why your come here to spill your frustrations and he is the only person you can have a relationship with

I can't fvck my Dad but I will fvck yours till he won't be able to breath any longer & I will make sure to give a u a step brother whether u like it or not....low sperm count oshi

emelda86:


I can't fvck my Dad but I will fvck yours till he won't be able to breath any longer & I will make sure to give a u a step brother whether u like it or not....low sperm count oshi

Your papa is currently loading your jare. Single biitch