opomulero:
My interpretations:

1. The ECO did could only see 2 salary payments from the company account into your salary account. Maybe u should explain why 2 salary corresponds while d remaining 4 months salary did not

2. The ECO did not see your travel plan/itinery: how u wan waka for d 11 days.

I think they dont count money in your business account as income for u, oyinbi na oyinbo, dem no dey join business money with pleasure money, they are very strict on that.

So i think all your income dt u wish to use in travelling should be accrued in ur salary account and backed up with documnents or explanations.

I rest my case....over to da expertz in da house

PrechyJoe:
Anyone here who applied on the 25th of May?

enthusiasm:
Gurus come and advice me oh, I just picked up my passport and my visa was refused. The reason just didn't make sense to me.
I applied for a visit visa, I work in a company where I'm also a co owner. So I submitted CAC documents, tax clearance, letterso of introduction on company letter heads, my account statement, company account statement. Among other things. I'll be going for myou masters in the USA in the fall so I also attached my admission packet and appointment withis the US embassy.
Gurus in the house kindly advice if I should reapply.
Cc@ justwise, epkotek kindly weigh in

enthusiasm:
Yes I submitted on the 25th. I collected my passport this morning. I called them yesterday and they told me decision had been made, afterwards I got my notice to pick up mail.

enthusiasm:
Hi..
I included my travel itinerary and activities.
I had sufficient funds in my personal account you can see that in the letter.
The nature of business involves cash so sometimes we pay salary in cash. The reason I included company account is because I'm also a co- owner and that suddenly turned to work against me.
What would have been the reason for denial if I hadn't included company account??
I just don't get it!

TashaStPatrik:
Please someone should help me out.. I posted a few days ago but did not get a confirmed response. Okay, am applying for myself and baby. Hubby will be the sponsor, do I need my own bank statement? I do not work at the moment though. Should hubby provide his company bank account or personal account?

For baby’s application:
1) what do I fill in for *how much do you have for this trip?
* How much will it cost you for this trip
* how much for accommodation and living expenses
* how much will your sponsor pay towards your visit..

Does she also need an introduction abi cover letter?

enthusiasm:
Hi..
I included my travel itinerary and activities.
I had sufficient funds in my personal account you can see that in the letter.
The nature of business involves cash so sometimes we pay salary in cash. The reason I included company account is because I'm also a co- owner and that suddenly turned to work against me.
What would have been the reason for denial if I hadn't included company account??
I just don't get it!

kprake9:
Hello house,

I just received by passport With 6 months Visa issued.
I had to reapply after my first refusal 3 weeks ago.

I appreciate all input from this house.

Thanks!

Kaleydd2000:
What do you say or how best can one package d following bank deposits,I mean defending it?: 335k on 23/2/18, 267k on 28/2/18, 110k on 28/2/18, 90k on 12//4/18, 200k on 26/4/18, 220k on 30/4/18, 100k on 10/5/18, 150k on 20/5/18, 50k on 29/5/18, 50k on 6/6/18, all paid in by different people, two people depositing like 2/3 times and with d intention of depositing more to make 1.7M. I own d property we reside in, have another under construction,...I just need an expert guidance, the money isn't ''bad money'' or lodgement like that, i don't want it to be seen as that & be denied for that reason. Thanks in anticipation of ur swift response as usual. All d gurus in house please help a brother.

kprake9:
Hello house,

I just received by passport With 6 months Visa issued.
I had to reapply after my first refusal 3 weeks ago.

I appreciate all input from this house.

Thanks!

enthusiasm:
Hello congratulations!
Please what was the reason for the refusal and how did you address it? I was refused this morning.

opomulero:


That is what i am trying to say, the eco saw 2 corresponding transactions (salary) from the business account to your account, i think he was expecting to see the remaining (mayb you submitted 6 months salary slips and he saw the transaction for 2, and did not see transaction for remaining 4 months). it is now left to you to explain that you were paid so so so amount in cash during so so so months.




to me the eco just needs explanation of your salary.

atime having sufficient amount in account doesnt guarantee visa, i have seen a person that got his visa with 182k balance in his account.

they just need something straight and if not straight they want a good explanation, that is why they said one should write cover letter (where yo can explain any info that you feel might enhance them granting you visa).



Thanks

ekpotek:


The refusal letter is clear enough. Given your presence on this thread, this mistake is a carelessness on your part. You need to provide detailed documentation on those funds coming into your account and why are the funds are being paid into your account? Is it for payment of services or what? Clearly 2.4M entering into your account from undisclosed sources is not acceptable. If you can tackle this, then you can reapply. Also the ECO also considered your travel history. This is usually taking into consideration if your reasons for the visa is for tourism.

opomulero:

Alerti, u nearly got the visa.
Explain the cash lodgment and back it up with document.
Hope u submit ur payslips.
Thats my own opinion though....over to d expertz in da house

kprake9:
Hello house,

I just received by passport With 6 months Visa issued.
I had to reapply after my first refusal 3 weeks ago.

I appreciate all input from this house.

Thanks!

PrechyJoe:
Anyone here who applied on the 25th of May?

MissNK:


Yes, got a decision made mail today and passport has been dispatched. Hoping to get it by tomorrow all things being equal.

ekpotek:


Read back you see many self employed applicant that have successfully gotten a UK visit visa. Anything you are not clear about, come back at ask the question.

alert20:


Congrats boss!! u sha collect this Visa at last...
do you reapply with the same bank statement or printed another statement of account??

skytouch2:
Good evening everyone. Please, I have come here to seek your opinion and guidance. The story goes thus:

Last year I , my wife and my two sons applied to US embassy . we were denied on both occasions. Just today, I got refusal from ECO on my UK tourist visa which I submitted and did alone without my family. ECO was of the opinion that I may not return to Nigeria if the UK tourist visa is approved on the strength that I have never travel outside the country before. He based his judgement solely on my salaries in my account statement.
I worked in a financial institution and my monthly salary is above 200k. Prior to my visa application, I sold off one of my landed property for N2million naira in April. The proceed was paid into my salary account. The ECO didn't take into consideration the following documents I submitted with my application:
- my landed property docs
- wedding cert
- children birth certs
-letter of introduction from office
- cover letter explaining source of funds in my account
- wedding pictures.

This refusal was so painful in view of resources I expended on the application and stress I passed through. I don't want no for an answer. I did my application in good faith and I am planning to reapply again.

But first, I want like the experts in the house to look at my case and advise me appropriately because I strongly believe , ECo had judged me wrongly. Below is my refusal letter.
Thanks

skytouch2:
Good evening everyone. Please, I have come here to seek your opinion and guidance. The story goes thus:

Last year I , my wife and my two sons applied to US embassy . we were denied on both occasions. Just today, I got refusal from ECO on my UK tourist visa which I submitted and did alone without my family. ECO was of the opinion that I may not return to Nigeria if the UK tourist visa is approved on the strength that I have never travel outside the country before. He based his judgement solely on my salaries in my account statement.
I worked in a financial institution and my monthly salary is above 200k. Prior to my visa application, I sold off one of my landed property for N2million naira in April. The proceed was paid into my salary account. The ECO didn't take into consideration the following documents I submitted with my application:
- my landed property docs
- wedding cert
- children birth certs
-letter of introduction from office
- cover letter explaining source of funds in my account
- wedding pictures. With a budget of 1600pound

This refusal was so painful in view of resources I expended on the application and stress I passed through. I don't want no for an answer. I did my application in good faith and I am planning to reapply again.

But first, I want like the experts in the house to look at my case and advise me appropriately because I strongly believe , ECo had judged me wrongly. Below is my refusal letter.
Thanks

alert20:
@opomulero
boss I was checking the documents I submitted now and found out I I did not submit a cover letter...
I have typed and signed it but I forgot to add it to the other documents I submitted...