Dowjones...post your facts as you have stated earlier.

Aiye o fe ogbeni

EFCCNIGERIA can invite both parties for clarifications and proper investigations.my opinion tho.goodnight

palinco:
You will soon hear from me. A background check to unveil your real identity is on. Are you indeed Daniel Chibuzo Modebe, or Agwu Chibuzo U. from Akure, now claim to be in Lagos, and the account holder I paid to is Agwu Chinyere Gift from same Ekiti- Akure axis. You will reveal the truth soon. Keep counting your 48 hrs.

I guess you are so confident with what you are hearing. Your full name and number has been submitted to my lawyer. They said they will still put a call through to you tomorrow.

Let me give you a heads up. If you do not pick a secondary action will be taken against you. Don't say I didn't warn you. Let them keep saying I am a scam but you will be the first scape goat I will be using.

I am suing you for defamation. I know you are so confident. Let's see how far your confidence will take you when the chips are down.

adebayoakin:
EFCCNIGERIA can invite both parties for clarifications and proper investigations.my opinion tho.goodnight

Should we expect more this night or that is it?

You bought $3,000 for your babe from me and rarestrandhairs? (N1,026,000)

You came and started weeping that boa closed her account and she was being investigated?


My girl whose source paid the money told you to provide concrete evidence of the closure and the funds held with boa?


Without even consulting them I personally paid you N700,000 (more than 70% of the funds) without seeing concrete evidence from the bank? You then went and returned my money to the same woman you were quarreling with?


But I scammed you? Contact your village people abeg!

Mschew...awon akoshi bero somebody

You game is up. You have finally been revealed as a master scammer .

1stargeneral:



I guess you are so confident with what you are hearing. Your full name and number has been submitted to my lawyer. They said they will still put a call through to you tomorrow.

Let me give you a heads up. If you do not pick a secondary action will be taken against you. Don't say I didn't warn you. Let them keep saying I am a scam but you will be the first scape goat I will be using.

I am suing you for defamation. I know you are so confident. Let's see how far your confidence will take you when the chips are down.

1stargeneral:



I guess you are so confident with what you are hearing. Your full name and number has been submitted to my lawyer. They said they will still put a call through to you tomorrow.

Let me give you a heads up. If you do not pick a secondary action will be taken against you. Don't say I didn't warn you. Let them keep saying I am a scam but you will be the first scape goat I will be using.

I am suing you for defamation. I know you are so confident. Let's see how far your confidence will take you when the chips are down.

your lawyers took a case to sue for defamation of a Nairaland Moniker?

bloody hell mate. I hope your lawyer is not on retainer o. e be like say na your money he wan use flex law school babes this summer period

24$ PayPal. Fnf. Contact +234 809 537 9852 both WhatsApp and call

Na me this downjonss Guy dey carry play...


Where the facts and proofs na

I dey quick vex around this time o

Nihilstjnr:


your lawyers took a case to sue for defamation of a Nairaland Moniker?

bloody hell mate. I hope your lawyer is not on retainer o. e be like say na your money he wan use flex law school babes this summer period

Nihilist, please not tonight

rarestrandshair:

Victor.. Ive called You soon as Funlord called my attention to THIS.. By the way.. He says he cant respond because hes serving a Ban till 22nd when he can.
I know you haven't mentioned ME(reseller) or Patience(the depositor), and i know the reason.. i have been with you and always available all the way.
Now, when Funlord comes online, he will definitely mention me Cos we both know this story isnt complete without Me. So i would just come forward already and do the right thing ive been willing to do.
Funlord and I have transacted atleast $200,000 since January without issues till this one.

1. Funlord requested $3,000. Gave account and i forwarded to my seller who ive also dealt with for 3years now and has been majorly the person depositing for Funlord thru Me.

2. Almost a month Later, he sent me messages about Dowjones' $3,000 saying the bank called his reciever and that they want to return the money to the originating bank on SUSPICION OF FRAUDULENT ACTIVITY NOT SUBSTANTIATED.

3. Was there a complaint? NO. Anyone came for their money? NO. Anyone says their money is missing and went into Victors acct to be taken out? NO.

4. Dow Jones said the money has been Debited with no proof it has actualy gone out. Now to quell ISSUES and dissatisfaction even when it hadnt been proved the money returned, i asked Funlord to return Dowjones Money to Him, from my sellers Money he has with him, for Peace to reign. Funlord sent back 700k to him.

5. Few days Later, we are still talking on same thing and we all realised the $3,000 is still with BOA and not returned to sender.. Victor sent back the 700k to me and I also returned it to my Seller.. her payment.

6. Next scene (cos i cant quote exact days), and he says account has been closed and cheque written out and the $3,000 now with "BOA holding".

7. Says my seller should call BOA for the money. Before this stage, in resolving i hav asked my seller to go to the bank, severaly she says there was no complaint raised from her end by her or her bank so there was nothing she can do and has become a 3rd party to BOA and PNC cant pursue it cos there is no complaint from her.

8. A "Department" that is not BOA MADE THIS CALL ON NOBODYS CLAIMS.

She has refused to Pay naira because she hasnt recieved her dollars back..
Her reasoning is below::

- If she raised a complaint, why would BOA not return the money to her and would need her to make a phone call to recieve money from another bank from someone elses account which shes not the owner.
- believes its an elaborate scheme to make her pay to stop blackmail and mud.
- believes its a scheme to fleece her out of her dollars and now Naira.

In summary, Funlord got dollars from me at a RATE. I got from my Seller at a RATE. SHE DEPOSITED. CONFIRMED RECIEVED. NAIRA PAID.

I find it strange how its said that a Dead person walked into the bank and made a PAPER transfer NOT ONLINE. I dont knw the grand conspiracy.. I will be willing to state my part in Any court of competent Jurisdiction on this transaction. No Scam from ME. It would be unfair to not state my part in this and allow all assumptions. This is not solidarity or any mischief to water down Victors claims.

I havent been one to perform in court of public Opinion.. but this is my part. Sorry i May not be here to refute or respond to subsequent write-ups.
But offline, i will be AVAILABLE to defend/prove myself by any means necessary.

Was there a complaint? NO. Anyone came for their money? NO. Anyone says their money is missing and went into Victors acct to be taken out? NO.

Fraud detection in big banks is now automated. it is this same software PayPal operates with. once a pattern of suspicious transaction is triggered, the software flags that account and human staff will look into it. the trigger in this transaction is that the money was leaving a dead man’s account. nobody needs to lay a complaint. the name of this software is called the “Early warning system” and it is managed by the same company who manages these banks

PNC Bank
Fifth Third Bank
Key Bank
BB&T
Chase 
Arizona Federal CU
Regions
USAA
Members 1st Federal Credit Union 
Delta Community Credit Union
TCF Bank
SunTrust Bank
Bank of America
Wells Fargo

Dow Jones said the money has been Debited with no proof it has actualy gone out

i have attached a screenshot showing the money deducted and on hold. and i sent this image to all parties involved. infact it was the only evidence i had at the time.

Funlord sent back 700k to him.

My money is N1,026,000. i warned him not to send the money to me if it was not complete and he did anyways — incomplete, the owner of the funds ordered funlord to pay the whole $3,000 to me. funlord held on to the money out of greed and sent N700,000. i will bring a screenshot proving this later.

we all realised the $3,000 is still with BOA and not returned to sender.. Victor sent back the 700k to me and I also returned it to my Seller.. her payment.

this was where the scam began. the $3000 was in an holding account because BOA suspected scammers were tampering with a dead man’s account. how will they send the money back to that account.
* i sent back the 700k because i thought the case was going to be settled and my $3,000 will be refunded. why hold on to their money thats not complete?

can anyone see the simple logic? if i was a scammer. why would i return 700k. because i want my $3,000 back on promises that they would call the bank

she says there was no complaint raised from her end by her or her bank so there was nothing she can do and has become a 3rd party to BOA and PNC cant pursue it cos there is no complaint from her.

my first point answers this. but she is no longer a 3rd party if the funds are in a holding account. its between the sender and BOA now because BOA has her funds and want to give her back only if she calls them for it.

If she raised a complaint, why would BOA not return the money to her and would need her to make a phone call to recieve money from another bank from someone elses account which shes not the owner.

BOA requires she calls them to prove that she actually sent the funds. i cannot control how their fraud department operates

I find it strange how its said that a Dead person walked into the bank and made a PAPER transfer NOT ONLINE

there is something called IDENTITY THEFT. somebody faked a license using that name, walked into the bank and sent the funds. i will attach screenshots of the real person who’s identity was clones. she died in 2017 as stated on her page. living in phildelphia, pennsylvania

cc: puskin modath onatisi tabbaz justi4jesu babygal4eva dominique FOD okwaifugo bookiemart tosinjay hazzantazzan

diggz:



Hmmmm.....

Cc chelseafan1 nihilistjnr skimpledawg airmark elrony eph12 leyqute....

The onus lie on the accuser to provide evidence to force a refund from funlord. What if he also wanted to scam funlord, using his Maryland contact?

There must be correspondence between you and your bank, even if you live in Burundi.

Skimpledawg:
Na me this downjonss Guy dey carry play...


Where the facts and proofs na

I dey quick vex around this time o

what kind of stuff is this now?you should tell him i am still waiting on him for facts

Nihilstjnr:


your lawyers took a case to sue for defamation of a Nairaland Moniker?

bloody hell mate. I hope your lawyer is not on retainer o. e be like say na your money he wan use flex law school babes this summer period

Wahala dey

slimtosin:



what kind of stuff is this now?you should tell him i am still waiting on him for facts

Maybe, just maybe we should expect a Yeri Mina late equalizing goal


You know how that goal be na

Skimpledawg:

Nihilist, please not tonight

see me see defamation o. I just hope this doesn't set a legal precedent.

imagine if all the people I've had issues with on this forum decide to take my matter to court.

That Bushwickbill guy fit go bring them festus keyamo come sef

1stargeneral:



I guess you are so confident with what you are hearing. Your full name and number has been submitted to my lawyer. They said they will still put a call through to you tomorrow.

Let me give you a heads up. If you do not pick a secondary action will be taken against you. Don't say I didn't warn you. Let them keep saying I am a scam but you will be the first scape goat I will be using.

I am suing you for defamation. I know you are so confident. Let's see how far your confidence will take you when the chips are down.

Hahahahahahahahaha

Skimpledawg:

Maybe, just maybe we should expect a Yeri Mina late equalizing goal


You know how that goal be na

late goals hurt and sucks,i dont want extra time issues bro

Nihilstjnr:


see me see defamation o. I just hope this doesn't set a legal precedent.

imagine if all the people I've had issues with on this forum decide to take my matter to court.

That Bushwickbill guy fit go bring them festus keyamo come sef

So you can send them both to meet Morata in the sunken place

airmark:


The onus lie on the accuser to provide evidence to force a refund from funl.ord. What if he also wanted to scam funlo.rd, using his Maryland contact?

There must be correspondence between you and your bank, even if you live in Burundi.

One can't rule out this fact...

Oboy no space to trade again o..
Puskin pls come and do ur tin. It seems everyone is gunning for funlord's head. Which is not right.

Following in 3D.
We need facts!!!!

Nihilstjnr:


see me see defamation o. I just hope this doesn't set a legal precedent.

imagine if all the people I've had issues with on this forum decide to take my matter to court.

That Bushwickbill guy fit go bring them festus keyamo come sef

Femi Falana too.
That guy is now the king of the sunken place

Nihilstjnr:


see me see defamation o. I just hope this doesn't set a legal precedent.

imagine if all the people I've had issues with on this forum decide to take my matter to court.

That Bushwickbill guy fit go bring them festus keyamo come sef

Hahhahahahah Hahhahaha Nihilist, just kill me with laugh this night o

Damn,.. I just dey imagine all those your daily hard brawls online..

You for don lost Like Nnamdi Kanu

Dowjones, there are so many holes in your response up there.

Firstly, How does an automated software detects that a transaction is sent from a dead man account? Is a death certificate attached to the account? I don’t seems to understand that. You can claim that the software notice a pattern of payment out of the originated account and decided to flag the originating account which will alert the fraud department staff to take it from there.

Secondly, what is the originating bank role in all of these. What exactly is PNC doing concerning all these? I want to believe that when BOA fraud department took up the matter, they contacted PNC since the money is coming from one of their accounts? If BOA contacts PNC and it was established that the money was been fraudulently transferred from a dead man account, the moment BOA debits you, they will start the process of returning the money back to PNC and PNC will immediately take measures to protect the account as soon as BOA contacted them. Now the question is if BOA claim the owner of the account is dead, who were they expecting to call them before they return the money back to PNC?

I have been following this funlord and dowjones case just to learn a thing or two....

chic2pimp:


Hahahahahahahahaha

Baba, the thing hit you at the right spot abi