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Nairaland Forum / Nairaland / General / Travel / Living In The Uk/life As A UK Immigrant (1367635 Views)
Living In The Uk-life Of An Immigrant (part 3) / Living In The Uk-life Of An Immigrant (part 2) / Living In Canada/Life As A Canadian Immigrant Part 2 (2) (3) (4)
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Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 9:04am On Aug 01, 2018 |
erico2k2: You forget them block booking you into hotels..... The good old days when I was still a young man....... |
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi: 9:34am On Aug 01, 2018 |
erico2k2: I have with my banks credit card now. It was very easy get since Vanquis helped with building the credit. |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 9:39am On Aug 01, 2018 |
Lexusgs430:oh yes, lol, Im in Coventry for work this week, im booked into an Hotel, but will finish on Friday morning. I like the working away bit lol, Happy hour comes to mind ahaha |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 9:40am On Aug 01, 2018 |
Lexusgs430:haha, I mean their Credit card Interest is way off the roof. |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 9:58am On Aug 01, 2018 |
erico2k2: If the debt cards interest rates are not high, how do they maximise profits? impoverishing majority of their clientele? |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 9:59am On Aug 01, 2018 |
erico2k2: You too like ogogoro...... |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 10:04am On Aug 01, 2018 |
Lexusgs430:Nah the thievery be dat, its almost 2x that of local banks. |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 10:05am On Aug 01, 2018 |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 10:08am On Aug 01, 2018 |
erico2k2: They must make the dough..... Dashing pesin e-money, and collecting real money........... |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 10:09am On Aug 01, 2018 |
erico2k2: Easy on the JD...... |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 10:15am On Aug 01, 2018 |
Lexusgs430:Me I don't cut all my CC long time, I only reserve the Amex. |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 10:16am On Aug 01, 2018 |
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi: 10:47am On Aug 01, 2018 |
erico2k2: Funny thing is Amex won't give me one. I have tried so many times... |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 12:17pm On Aug 01, 2018 |
wonlasewonimi:I know the are very protective of their bloody card, not that it is cheap, I took it cos it gives huge credit limit, I got up to 30K on mine. Its not accepted in loads of places though. MasterCard is accepted worldwide. |
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi: 12:19pm On Aug 01, 2018 |
erico2k2: I wanted it because of the British Airways airmiles I can use to rack up. Also, the ability to use most airport lounges. Bro 30k would be too much for me... There's a devil within credit card.! 1 Like |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 12:23pm On Aug 01, 2018 |
wonlasewonimi:True, the card keeps screaming use me use me ![]() ![]() ![]() 1 Like |
Re: Living In The Uk/life As A UK Immigrant by LUCAS99: 1:20pm On Aug 01, 2018 |
erico2k2: ![]() ![]() |
Re: Living In The Uk/life As A UK Immigrant by LUCAS99: 1:29pm On Aug 01, 2018 |
erico2k2: I remember getting my first ever credit card from Bank of America. First one was a Cash Rewards Card for earning Cash Back & the second one was a Travel Rewards Card for earning Miles. Both initially came with a $1000 . After using both cards for a year, I walked into the Bank and demanded to speak with a credit card specialist. I informed her that I needed a Credit Limit increase on my cards since it has been over a year since I got them. She then asked me how much limit I wanted and I said at least $5000 each on both cards. She told me that she would have to call Corporate Office and My Credit History will be pulled. She put the call through and it came back approved. I nearly fall off my seat when I realized I now had about $10,000 in available credit from Bank of America. |
Re: Living In The Uk/life As A UK Immigrant by Defjamb(m): 7:03pm On Aug 01, 2018 |
erico2k2: OK thanks |
Re: Living In The Uk/life As A UK Immigrant by BigBashiru: 7:36pm On Aug 01, 2018 |
The United Kingdom is a racist country; it's only good for the money and infrastructure including healthcare. Am I wrong in this assessment? |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 7:49pm On Aug 01, 2018 |
BigBashiru: Even in Nigeria, we practice tribalism.... What's the difference between racism vs tribalism? In terms of infrastructure, you pay for what you get. Health care provision is not 100% effective, but you are rest assured that your health needs are fairly covered.... How hardworking are you to earn £? No free tea in China.... 4 Likes |
Re: Living In The Uk/life As A UK Immigrant by marylandcakes: 9:00pm On Aug 01, 2018 |
BigBashiru: Have you spoken to the Africans living in other European countries? |
Re: Living In The Uk/life As A UK Immigrant by BigBashiru: 9:15pm On Aug 01, 2018 |
marylandcakes:As long as u keep going to them, they have the power. |
Re: Living In The Uk/life As A UK Immigrant by bidemi1190: 10:07am On Aug 02, 2018 |
Is a UK student eligible for credit card? |
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi: 11:41am On Aug 02, 2018 |
bidemi1190: Even eligible for mortgage 1 Like 1 Share |
Re: Living In The Uk/life As A UK Immigrant by Ralphlauren(m): 5:06pm On Aug 02, 2018 |
i saw the argument between justwise and lexus (it think) on the fees that landlords charge on properties sourced on gumtree. i am with justwise on this one. during my renting days, i got the lease (for a whole house/apartment) directly from the landlord and I never paid a DIME for referencing, credit check or any other nonsense. this was both in England and Scotland. all i paid upfront was a month's deposit. i either get a letter from the recruitment agency confirming that i am employed or i give the landlord their details to contact them. p.s. in scotland, agency fees were scrapped by the government . 1 Like |
Re: Living In The Uk/life As A UK Immigrant by Ralphlauren(m): 5:21pm On Aug 02, 2018 |
wonlasewonimi: hmmm. are you sure its not something to do with your postcode or are you declaring the 'minimum wage' which we contractors pay ourselves as your annual salary? amex has a high threshold for acceptance compared to other cards - usually declared earnings, excellent credit history and address history. i have had the BA amex for a while now and i honestly think its one of the best CC cards out there. their reward scheme has been fab as family vacations have been cheaper. with 10k annual spend on the black card, you get 2 for 1 voucher to travel to almost any destination in the world (depending on seat availability). with the blue card, its 20k annual spend. the airmiles too are generous and I have been able to book reward flights. started with about £3400 limit and i am currently on around £14k. my first CC was a capital one card with a limit of £200 Which i used for 3 months before cutting up the card but leaving the account open with no further use and then calling them about a year later to close the account. i did this to build my credit history and it worked. 2 Likes |
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi: 5:35pm On Aug 02, 2018 |
Ralphlauren: They asked me how much I make I gave them the real figure cos I wanted it badly. I gave them my bank account details cos they asked for it. They didn't give me immediate decision. After about 5 days, they came back with the refusal. I am just giving it time, I will reapply. They don't know naija don't take no for an answer. |
Re: Living In The Uk/life As A UK Immigrant by Ralphlauren(m): 9:40am On Aug 03, 2018 |
wonlasewonimi: whch of the amex cards are you applying for? is it one of the platinum cards? the platinum card, gold card, etc have stricter eligibility criteria. my application was straight forward (applied online) and I wasn't asked for additional info. give it another 6 months and try again |
Re: Living In The Uk/life As A UK Immigrant by honesty1234: 9:57am On Aug 03, 2018 |
have you enjoyed your ogogoro in the hotel in Coventry ? erico2k2: |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 10:37am On Aug 03, 2018 |
honesty1234:Me wey don reach London 10AM GMT this morning, No ogogoro ohh, That nah for Old pensioners, young blood like us nah Orogin or Pammy we dey deal with.if you think say nah Lie ask Egumogajji or Hajji ![]() ![]() ![]() PS so U registered this new ID just to post this pry two post ahahah, the fear of erico2k2 is the beginning of wisdom ![]() ![]() ![]() ![]() ![]() |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 10:41am On Aug 03, 2018 |
Ralphlauren:That Capital one and Vanquish CC could be a drainer when it comes to Interest and they offer no balance transfer, anyway its a larder to climb to a more decent card.Like you said, the Amex has a very strict rule, plus your post code matters a lot, and having a property sure helps in the preferred post code too. |
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