@Agba, they said you are on a few days ban, no wonder you've been unusually quite since. Eyàa sorry.

cadno:
BASINTL Please what site can someone get real time NSE stock price, now that stockMarketwatch ng by Abidemi has gone

NSE Equity Price List.

Mcy56:

Lol. Na im carry himself go by himself. Keep throwing stone ehn.

Stone kẹ̀, when I still de plan to enroll for his school after you don graduate. I no fit enroll now cos na your course materials I de rely on.

hyness:
@Agba, they said you are on a few days ban, no wonder you've been unusually quite since. Eyàa sorry.

Agba and dat oil lubricant are 5&6.

one is here to joke and laugh , the other is here looking for lubricant oil and say foul languages. they both deserve ban for a while.

I tried.

@cadno:
http://www.nse.com.ng/market-data/trading-statistics

tritritri:


Agba and dat oil lubricant are 5&6.

one is here to joke and laugh , the other is here looking for lubricant oil and say foul languages. they both deserve ban for a while.

True.

phemmie06:
Stone kẹ̀, when I still de plan to enroll for his school after you don graduate. I no fit enroll now cos na your course materials I de rely on.

No rely on my course materials for Agba's subject o. My note self dey scanty, he no too dey teach for class, na women he dey take 3/4 of the time look at and joke with.

hyness:
@cadno:
http://www.nse.com.ng/market-data/trading-statistics

Thanks.

hyness:
@Agba, they said you are on a few days ban, no wonder you've been unusually quite since. Eyàa sorry.

You were pretending as if you didn't care before, few days now, you are already missing him.

Gurus which is better BTW access/uba, gtb/zenith, ucap/afriprud, fide/fcmb, firstbnk/uacn, DSR/nascon, cap/jb, ccnn/flourmills, eternal/oando

Mcy56:

You were pretending as if you didn't care before, few days now, you are already missing him.

I did miss his playfulness but certainly not his unsympathetic grave robber price quotes.

aremso:
Gurus which is better BTW access/uba, gtb/zenith, ucap/afriprud, fide/fcmb, firstbnk/uacn, DSR/nascon, cap/jb, ccnn/flourmills, eternal/oando

Those that will give moniesss, I mean better moniesss

Rule number 1, don't lose money

Rule number 2, don't forget rule number 1

hyness:
I did miss his playfulness but certainly not his unsympathetic grave robber price quotes.

Lol.

Mcy56:

Lol.
Thanks for reaching out.

You are welcome.

fxuser:


Transcorp also at same level #um

...sweet spot

hyness:
^^^
@Mpeace.

(modified) - I know the money belongs to them. But are they not as foreigners investing in this country suppose to re-invest the profit back into their host economy? Is that not suppose to be a condition to grant them license to invest here in this country? Because its wrong to allow them make the money here and then take the gain/profit away to develop their own country's economy. Or is the money not part of the profits they have been making from their business here?
But then what am hoping should not happen as they are contesting the claim is if CBN or any other regulations can still fine the banks involved in the repatriation?

Did the $15bn they invested in Nigeria fall from the sky? or was it coming from Nigeria, noo, the $15bn came from SA. so its logical that the SA investors must get the profit. it seems you dont understand economics.

14:


Did the $15bn they invested in Nigeria fall from the sky? or was it coming from Nigeria, noo, the $15bn came from SA. so its logical that the SA investors must get the profit. it seems you dont understand economics.

chai! (can't stop laughing)
I do not understand economics, its not my field, and that is why i have all those many question marks(?) in my post cos i want to know.
But come o bros no vex, are you from down there (SA), becos the stone you throw at me heh, its like you used all your might and strength. :
Thanks for pointing out the bolded i appreciate. Learning continues.

hyness:


chai! (can't stop laughing)
I do not understand economics, its not my field, and that is why i have all those many question marks(?) in my post cos i want to know.
But come o bros no vex, are you from down there (SA), becos the stone you throw at me heh, its like you used all your might and strength. :
Thanks for pointing out the bolded i appreciate. Learning continues.

The truth be told, MTN is bleeding Nigeria economy due to high level malpractice in collaboration with unscrupulous regulatory staff of Ministries, agencies and parastatals.

Good morning to the ever resilient investors of Naija
We need portfolio protection insurance In this country. An insurance product that will protect the value of your portfolio from going down beyond the cost price... It should be designed in such a way that once Mr. Bear came knocking it trigger on the products activation. This will render the foreign raider( the foreign investors) handicap, Coz Nigerians are scared of loosing there hard earn money and dz explained the huge amount of depositors idle funds in bank nests both in Naira n domicilary accounts.
We are calling the rising insurance companies to buy dz idea.... I will surely subscribe
It should be for only the citizens or a Natural person and permanent resident.
Not for the foreign raiders....

Personal - A-Z Life Insurance GLOSSARY... COPY N PASTE FOR NAIRALANDER INVESTOR'S

Accelerated Death Benefit

A provision or rider that allows you to receive all or part of the benefits of your policy before you die. These benefits are paid for terminal illnesses like AIDS, organ transplant, nursing home confinement, etc. The allowable reasons to receive such benefits varies from company to company. Also known as “living benefits”.



Accidental death benefit

A provision or rider that pays more (i.e., double) in case you die as a result of an accident. Also called “double indemnity”



Actuary

An expert trained in the mathematics of insurance who is responsible for the calculation of reserves, premiums, and other values.



Administrative expense charge

An amount deducted from the policy to pay the costs of administering the policy.



Amendment

An attachment to a policy that modifies certain policy benefits.



Annuitization

The process of paying the cash from a life insurance policy according to a schedule of monthly (or other) periodic payments for the lifetime of the payee or for joint lifetimes of two payees. Various guarantees of a minimum number of payment periods are also usually available. The option selected will affect the precise amount of each payment.



Applicatio

A signed request for life insurance giving information about the prospective policyholder.



Assignment

Giving rights and benefits under your insurance policy to someone else.



Assumed interest rate

The minimum interest rate on a variable life insurance policy.



Attained age

The age of the insured person at a particular time. Attained age often comes into play for convertible term policies which allow conversion to permanent insurance such as whole life with no medical examination or medical questions. The new permanent insurance policy will be issued at the age the policyholder has attained at the time of the conversion.



Automatic premium loan

If you cannot pay your premiums, the insurance company takes money from your policy’s cash value to pay the premiums, assuming there is sufficient cash value.



Beneficiary

The person, persons or entity designated to receive the death benefits from a life insurance policy when you die.



Broker

A licensed insurance individual representing the insured not a particular company.



Burial policy

A policy to cover funeral and burial costs.



Cash value

The money that accumulates in your life insurance policy while the policy is in force that the insured can borrow.



Certificate

The evidence of coverage received by persons insured under group life policy.



Commission

When a new life insurance policy is purchased, the agent or broker representing the insurance company in the transaction usually receives a fee which is computed as a percentage of the premium. The percentage for a specific transaction is determined by various factors such as the type of policy and marketing agreement between the company and representative.



Convertible term insurance

Exchanging, at the option of the policyholder, a term life insurance policy for another plan of insurance without providing evidence of insurability (e.g., a current medical report).



Cost of insurance

See “mortality charge”



Cost-of-living rider

Permits you to purchase increasing term insurance coverage, coinciding with an estimated rise in the cost of living.



Death benefit

Amount paid to the beneficiary upon your death.



Declination

The rejection by a life insurance company of a life insurance application.



Decreasing term

A term life policy in which the death benefit goes down.



Direct writer

Sell through their own exclusive agents or through some other selling systems such as direct mail or over the Internet that deal directly with the public.



Disability benefit

A feature of some policies for the waiver of premium if the policyholder becomes permanently and totally disabled.



Dividend

Money paid annually to a policyholder as a partial return of the paid premium on participating insurance to reflect a company’s favorable operating experience. Dividends are not guaranteed.



Double indemnity

See accidental death



Effective date

The date the insurance policy begins.



Endorsement

An addition to a policy that modifies its benefits.



Endowment

A cash value policy payable to the policyholder on the maturity date, if living, or to a beneficiary at the time of the insured’s death.



Evidence of insurability

Statement or proof of a person’s health, finances, lifestyle, habits, or job to the extent that they affect his or her acceptability for insurance.



Extended term insurance

Allows for the continuation of the original amount of the insurance with no further premium payments during a limited period of time.



Face value

The dollar amount on the face of the policy that will be paid by the company at death or at the maturity of the policy. The actual sum may be higher or lower depending on the options selected, outstanding policy loans or premium owed.



Family policy

A life insurance policy providing insurance on all or several family members under one contract.



Flexible premium policy

A life insurance policy where the policyholder can vary the time or amounts of the premiums.



Fraternal life insurance

Life insurance provided by fraternal societies to its membership.



Free examination period

Also known as "10-day free-look period," it is the time period after a life insurance policy is delivered during which you can decide whether to keep it or return it to the company for a full refund of the initial premium.



Future purchase option

Gives the right to purchase additional life insurance in the future without having to prove insurability at that time. It is also called a “guaranteed insurability option.”



Grace period

The time, usually 30-31 days, following the premium date, during which you can pay an overdue premium while keeping your insurance policy in force throughout this period.



Group life

Life insurance plans provided often through one’s job, association, or other organization where the individual members of the group receive certificates rather than policies as evidence of their insurance.



Guaranteed insurability

An option that allows the policyholder the right to buy additional life insurance at specific times in the future, without having to answer questions about his or her health.



Guaranteed rate

The minimum interest rate that the insurance company promises to pay to a policyholder’s cash value.



Guaranteed renewable

Applicable to some term life insurance policies and guarantees the policy holder the right to continue the policy at specified dates. The insurance company cannot cancel the policy if the policy holder pays the applicable rate – which may be higher at the renewal date.



Hazardous activity

When applying for a life insurance policy some activities – sky diving, auto racing, etc. -- may be considered too dangerous to qualify for coverage at a standard or may cause the company to deny coverage all together. Different insurance companies have different standards.



Illustration

A computer-generated printout of an insurance company’s explanation of how the life insurance policy will work for a prospective policyholder. It may project each year’s premium payment, cost index, dividends, and death benefit as well as guaranteed interest payments (if any). Sometimes called a “ledger statement”.



Impaired insurance company

Refers to an insurance company that has been deemed to have financial difficulties that call into question its ability to continue to meet its obligations to customers and regulators.



Incontestable clause

An optional provision that places a time limit up to two years on a company's right to deny payment of a claim because of suicide or a material misrepresentation on your application.



Indeterminate premium

Premium for a life insurance policy that may change over the policy’s life, depending on the company’s operating experience, but not higher than the maximum amount as stated in the policy.



Insurance attorney - life

Attorneys who deal with matters of life insurance law. They could be life insurance company lawyers or outside practitioners who handle complex life insurance and tax issues or engage in litigation concerning such matters.



Insured

A person on whose life an insurance policy is issued.



Irrevocable assignment

Under such an agreement you transfer all of your rights to a third party and this agreement can never be changed.



Lapsed policy

A policy terminated because of failure to pay the premium(s).



Level premium insurance

A policy in which the payments remain the same over the life of the policy.



Limited payment life insurance

Whole life insurance where the policyholder pays premiums for a specified number of years, or until death.



Living benefits

Proceeds of a life insurance policy that may be paid out before death in the event of terminal illness or need for long term care. This is also called “accelerated death benefits.”



Loading

Administration costs you pay when buying life insurance.



Loan

Borrowing against your policy’s accumulated cash value. The borrowed amount is deducted from the death benefit until you have repaid it.



Low value policy

A life insurance policy with a high premium and small death benefit.



Material misrepresentation

A significant misstatement in an application form. For example, you did not tell the truth about a situation or medical condition at the time of applying for coverage which would have caused the company to deny you insurance if they had known the truth.



Maturity

The time at which the insurance contract is paid to the policyholder, if still alive.



Mortality charge

The charges a company makes against the policy to cover the policy’s share of the cost of death claims, based upon a mortality table used by the insurance company. Also called the “cost of insurance”.



Mortality table

A statistical table that shows how long people are expected to live under various situations.



Mortgage life policy

A life insurance policy that is intended to pay off the mortgage balance if the insured dies during the mortgage term. Frequently, a decreasing term insurance policy is used for this situation.



Mutual Life Insurance Company

Companies that are owned by the policyholders as opposed to stock holders.



Nonforfeiture options

Choices available to a policyholder when he or she discontinues a cash value policy after several years but before maturity. It may be in a cash payment, extended term insurance, or as reduced paid-up term insurance.



Nonparticipating insurance

Insurance that does not pay dividends. Also called nonpar policy.



Nonparticipating policy

A policy in which the company does not distribute any of its surplus to its policyholders.



Ordinary life insurance:

Usually applied to level premium whole life policies.



Outlay

Same as premium



Paid-up additions

Additional amounts of insurance protection purchased with the dividends from your policy.



Paid-up life insurance

Insurance on which no further premiums are due.



Participating insurance

Insurance that has the possibility of paying dividends to its policyholders. Also called a par policy.



Payout method

Same as settlement option



Permanent life

A phrase that covers any form of life insurance with the exception of term.



Policy dividend

A partial premium refund on a participating life insurance policy



Policy loan

A loan made by a life insurance company to the policyholder on the cash value of the policy.



Policyholder

The person or party who owns an individual insurance policy. This person may be the insured, a relative, the beneficiary, a corporation, or another person.



Policy reserves

Funds held by a life insurance company specifically to fulfill its policy obligations.



Premium

Money paid by the policy owner for coverage.



Premium expense charges

An amount deducted from each premium payment that reduces the amount credited to the policy.



Premium waiver provision

An optional provision that takes effect if the policy owner becomes disabled. The disabled person will not have to pay premiums for the duration of the disability, including lifetime disability.



Pre-need contract

A contract with a funeral home that makes it possible to pay your funeral expenses in advance.



Rated policy

A policy issued at a higher than standard premium to cover a person classified as a greater than-average risk, usually due to impaired health or a hazardous occupation. Sometimes called an extra-risk policy.



Rating tables

Tables that companies use to classify risks



Reinstatement

The resumption of coverage under a policy that has lapsed because of nonpayment of the premium after the grace period has ended.



Renewable term

A term policy that guarantees the policy owner the right to renew coverage at the end of the term, without presenting evidence of insurability. Premiums increase at each renewal since the insured’s age increases.



Rider

A written addition or amendment to an insurance policy that adds or limits the benefits payable under the policy. Common riders are accelerated death benefits, accidental death benefits, automatic premium loan, guaranteed insurability, and premium waivers.



Risk

The likelihood that you will die while insured.



Risk factor

Things about you that affect your risk (e.g., older age, smoking, heart disease, occupation)



Settlement option

The several ways the insurance company can pay a policyholder or beneficiary.



Single premium whole life

Type of whole life insurance where the policy owner pays one premium.



Stock Life Insurance Company

Companies that are owned by stock holders with the goal of providing a profitable return on their investment.



Surrender

Terminating or canceling a policy before its maturity date and cashing in its cash surrender value.



Surrender charges

Fees that are deducted if your life insurance policy is cashed in prematurely.



Term life

Life insurance that generally offers no cash value feature payable to a beneficiary when an insured dies within a specified period.



Underwriting

The insurance company’s process for determining whom it will insure.



Universal life

A flexible premium life insurance contract that permits policy owners to adjust their policy’s premiums, timing of payments, and face amount from time to time.



Vanishing premium

An option that allows a policy owner to stop paying premiums after a number of years.



Variable life

A type of whole life policy in which the death benefit and the cash value relate to the investment performance of a separate account fund that the policyholder selects. The separate account assets are invested in bonds, money market funds, stocks, and other instructions.



Underwriter

The person who decides if the applicant is an acceptable risk and at what premium rate.



Waiver of premium

A rider that suspends the payment of future premiums in the event you are disabled. What constitutes a disability varies.



Whole Life Insurance Policy

A form of cash value policy which is intended to be permanent as opposed to coverage for a specific number of years or term. Premiums are set at a level amount which will be continued for many years and maintain a continuing amount of life insurance coverage until the insured dies or discontinues the policy.

aremso:
Gurus which is better BTW access/uba, gtb/zenith, ucap/afriprud, fide/fcmb, firstbnk/uacn, DSR/nascon, cap/jb, ccnn/flourmills, eternal/oando

Lol.. Aremso this is NSE na.. you want to buy the index ? I’m not a guru but let me try..

UBA
GTB
Ucap
Fcmb
FB
Cap
CNN
Eternal

I don’t know anything about nascon and DSR.. which stock is even DSR.. can you tell me the full name?

Yayira:


Lol.. Aremso this is NSE na.. you want to buy the index ? I’m not a guru but let me try..

UBA
GTB
Ucap
Fcmb
FB
Cap
CNN
Eternal

I don’t know anything about nascon and DSR.. which stock is even DSR.. can you tell me the full name?

nice one,but you omitted your beloved zenith.why?

Yayira:


Lol.. Aremso this is NSE na.. you want to buy the index ? I’m not a guru but let me try..

UBA
GTB
Ucap
Fcmb
FB
Cap
CNN
Eternal

I don’t know anything about nascon and DSR.. which stock is even DSR.. can you tell me the full name?

nice one,but you omitted your beloved zenith.why?

DOLLARTEX:
nice one,but you omitted your beloved zenith.why? :-Xnice one,but you omitted your beloved zenith.why?

Is been compared with GTB na I’m just giving respect to whom respect is due. Lolz

Agba how was your night in that land of the mutes ?

Yayira:


Is been compared with GTB na I’m just giving respect to whom respect is due. Lolz

lol,true talk GTB is the MVP for real.

Yayira:
Agba how was your night in that land of the mutes ?

Carrot and stick technology. Agba cant stop chasing the carrots. The stick is just for a while.

Yayira:


Lol.. Aremso this is NSE na.. you want to buy the index ? I’m not a guru but let me try..

UBA
GTB
Ucap
Fcmb
FB
Cap
CCNN
Eternal

I don’t know anything about nascon and DSR.. which stock is even DSR.. can you tell me the full name?

DSR...Dangote Sugar Refinery. Your choices look dope.

hyness:

It is well oo. In a sane society, whether all the allegations on him are all false, or some of these allegations were squashed by the law court (no smoke without fire), this oga is suppose to even resign as senate president, but here he is wanting to preside over the affairs of the entire country!
Meanwhile take a trip to Kwara state, his own state that he governed for 8yrs (which his family still hold bound), nothing, i mean nothing to show! How can we move forward as a country like this, because these political parties are the ones that choose candidates for us, whether we like or not, we are forced to vote for whoever they present (maybe till whenr they give us law that allows a candidate to contest without party affiliation).
Sorry i deviated to politics, my mood is not just ok today thinking about how i so wish for things to be normal in this country because we have so much potentials.

The mismanagement and poor leadership of the incumbent makes the lesser evil an option. Now all we need is change.

swilo:
DSR...Dangote Sugar Refinery. Your choices look dope.

Oh yeah ? Aremso why you do me like this na see as you loss me with that R
Thanks swilo
Learning continua

https://www.businessinsider.co.za/mtn-investors-lost-billions-in-less-than-an-hour-2018-8

“This is incredibly frustrating. There is no way that MTN would have been able to repatriate such a large amount of money without the central bank facilitating it all."

"This smells like a central bank that is not independent of a government that has big fiscal issues."

"It is very strange that the regulator is ordering the dividends be paid to the central bank and not the company that paid them in the first place,” Chief Executive Officer Rob Shuter said, according to a Bloomberg report."

My people this are very heavy matters arising....a lot of our leaders need to be jailed 4 life. The corruption in Corporate Nigeria especially Govt. owned is higher than even what politicians are stealing. The day NNPC/DPR gets a proper AUDIT they would be revolution in Nigeria.

MSCI PORTFOLIO MOVEMENT- AS AT 30 AUGUST 2018/GENERAL COMMENT

MSCI continues with the comeback move, yesterday was for FCMB on the buying side [/b]other details are as shown below. As we know the dispensation we are, [b]the fund is likely to be nimble with the movements in the portfolio (we should not dull ourselves, take some profits if you get a good one, you need to get back your confidence). However, the portfolio seems to be improving in NAV, so the buy may be more, but if the trend changes we will know.

For the moment, the fear in the market in terms of the bearish trend should not be that high, but we should try and see what we have learnt during those fearful times.


Just a passing comment, I will still say that we should just ignore some posting entirely as some people who have not been following the trend will just make a "stray comment (like stray bullet)" for which the regular member will ask; "is this person from the moon". I say something like that yesterday when some as, who was buying Transcorp. With our "weather report- MSCI Movement", I believe we all know the major force behind the current move by Transcorp. To ascertain just add back the quantity you see on Transcorp volume for price list of 29 and 30 August 2018, MSCI must have bought over 21million units of the total. You know the rule of things total bought by a big buyer may not be reported immediately (but it will still be reported, this is not any manipulations, these are professionals that knows how to play the game). Just a digression, Davido was wearing NYSC Khaki before the orientation!!! his manager and NYSC authorities must have worked on this!!! big Guys have a way of doing there things, all I need to know is just understand the system and see how to use it to my advantage.

Caution: This is for information purpose only. Data used are assumed to be correct. However, you may want to verify the data from an appropriate source. Also, Institutions can afford to suffer big losses without going burst compared with an individual, you cannot follow them blindly (you need to at least have some knowledge/your own plan).

N:B
Due to the fact so many new people are coming to this forum and may not know this use of following the “big monies that move markets”, I will be indicating why/how to use the information. This will be a permanent future of my post to reduce some comments which may prevent the people that understand the system from confusion by people who have not followed how this started. My comment for today for anybody who doubts the efficacy of following the fund is to look at my recent recommendations for the past 2 months. If need nay clarification on my postings,e-mail me via the forum

If you are seeing this type of data on MSCI for the first time. You may need to verify the figures. Go to my previous posts, you will see the various sources where the data can be verified.