Please nairalanders if one is earning N80,000 per month, what could be the average house rent he should be able to pay as a new couple.
The wife to be is yet to start working and the guy budget is N200k per year but wife to be is mounting pressure on a house she saw for N300k for a room and parlor selfcom. your advice can go long way.

Someone who is not working is dictating how someone who is working spends his money. This is only the beginning o, they've not even started married life yet.
Love can make one do things sha

Oga a house of 120, 150 is ok oo, if she no like am make she contribute

She can add the 100K yearly since she wants a house of 300K.

House rent is not the only bill oh. There is light, Generator fuel, food, Cable TV, Water, transportation, and savings of at least 8000 every month.

Also remember that by this time next year when rent is due again she may have had a baby, hospital bills plus diapers and If she has CS all will add up and he may not be able to meet up.

You cannot dedicate more than 20- 25 percent of your salary to rent as you won't be able to meet other needs.

Don't let them deceive you with " God will provide" then make you turn beggar or debtor by next year

Eketem:
She can add the 100K yearly since she wants a house of 300K.

House rent is not the only bill oh. There is light, Generator fuel, food, Cable TV, Water, transportation, and savings of at least 8000 every month.

Also remember that by this time next year when rent is due again she may have had a baby, hospital bills plus diapers and If she has CS all will add up and he may not be able to meet up.

You cannot dedicate more than 20- 25 percent of your salary to rent as you won't be able to meet other needs.

Don't let them deceive you with " God will provide" then make you turn beggar or debtor by next year

U get sense...cos of all dis i even suggested 120 or 150

Getting an apartment of N200k for a room and parlor selfcom in the mainland in Lagos is even hard. Since he work on the Lagos island.

Xter92cy:



U get sense...cos of all dis i even suggested 120 or 150

Thank you, this God will provide thing is really what they should stop saying. Everybody get faith.

Eketem:
She can add the 100K yearly since she wants a house of 300K.

House rent is not the only bill oh. There is light, Generator fuel, food, Cable TV, Water, transportation, and savings of at least 8000 every month.

Also remember that by this time next year when rent is due again she may have had a baby, hospital bills plus diapers and If she has CS all will add up and he may not be able to meet up.

You cannot dedicate more than 20- 25 percent of your salary to rent as you won't be able to meet other needs.

Don't let them deceive you with " God will provide" then make you turn beggar or debtor by next year

ifycoly:
Thank you, this God will provide thing is really what they should stop saying. Everybody get faith.

They will deceive you into doing pass your power then start asking why you are behaving aggressively later. They will start post on how you have changed from a caring person

Eketem:


They will deceive you into doing pass your power then start asking why you are behaving aggressively later. They will start post on how you have changed from a caring person

That's what will actually happen. When op becomes frustrated with bills; wifey will start nagging.

Personally, 80k in this Nigerian economy is too small an amount to even think of marriage. Except he gets a better job, has earnings from other businesses; he may find himself in the vicious cycle of poverty.

There are certain things you plan and get before marriage and this is one of them.

ikbnice:
Someone who is not working is dictating how someone who is working spends his money. This is only the beginning o, they've not even started married life yet.
Love can make one do things sha

hahahhaha I'm just wondering o. The way some women would be throwing commands & order, ontop another man's money is alarming sha. Madam go and sit down one place and put your money where your mouth is!

This is 2018, in Nigeria and some women are getting married without any source of livelihood? My hand no dey abeg

My dear is true one need to plan to earn more before marriage but this present economy will not allow, so most time you have to do with what you have to get married, who knows what comes next after marriage. It might be progressive or negative.

GrabHisBalls:
That's what will actually happen. When op becomes frustrated with bills; wifey will start nagging.

Personally, 80k in this Nigerian economy is too small an amount to even think of marriage. Except he gets a better job, has earnings from other businesses; he may find himself in the vicious cycle of poverty.

if your two months salary cannot pay your rent please forget it.

ifycoly:
My dear is true one need to plan to earn more before marriage but this present economy will not allow, so most time you have to do with what you have to get married, who knows what comes next after marriage. It might be progressive or negative.

Actually, you should have a good idea of the standard of living you want for your family before getting married, regardless of the present economy. Marriage is not an "entitlement " nor is childbirth, it is not by force to get married if you can't afford to.

The fact that you're asking questions about what you cannot afford is already concerning. To get married is easy, just don't let contraception be hard lest you bring kids into an existence filled with financial distress. You need more than N80k in Lagos to raise a family. Let Madam go and find work before you embark on pregnancy. Kids are very expensive and you should be aiming to give them more than your parents gave you. I was going to say don't add to the child poverty crisis but you might be offended and that's not my intent.

Arithmetically, he needs to save 75k for four months to make up on the house rent. He will have just 5k to cater for himself and d family for each of these months.

That marriage may not live up to celebrate its one year anniversary if the man has no other income and goes ahead to rent the house.

Rule is that house rent should not take more than your one month salary.. At most, maybe 2 months salary should tidy rent because in marriage there are unplanned expenditure and challenges that donot give an appointment date until they appear..so its very advisable to the most prudent in marriage..

ifycoly:
Please nairalanders if one is earning N80,000 per month, what could be the average house rent he should be able to pay as a new couple.
The wife to be is yet to start working and the guy budget is N200k per year but wife to be is mounting pressure on a house she saw for N300k for a room and parlor selfcom. your advice can go long way.

your rent should not exceed 150k per annum ie almost 2 months salary.

if u pay 300k it means u will work for your landlord for almost 4 months per year

yettymuse:
hahahhaha I'm just wondering o. The way some women would be throwing commands & order, ontop another man's money is alarming sha. Madam go and sit down one place and put your money where your mouth is!

This is 2018, in Nigeria and some women are getting married without any source of livelihood? My hand no dey abeg

more than 80% of girls get married without any source of income mainly BC of the extreme unemployment situation of the country. even those that claim to work earn stipends

ogawisdom:


more than 80% of girls get married without any source of income mainly BC of the extreme unemployment situation of the country. even those that claim to work earn stipends

at the first BOLDED, I wouldn't advise any woman to go into marriage without her own money inn Nigeria. your own money (regardless of how little) is your only shock absorber!

At the second bolded, it is called marriage, she should be a support system, support her little stipend and watch her grow! At all at all na winch.

ifycoly:
Please nairalanders if one is earning N80,000 per month, what could be the average house rent he should be able to pay as a new couple.
The wife to be is yet to start working and the guy budget is N200k per year but wife to be is mounting pressure on a house she saw for N300k for a room and parlor selfcom. your advice can go long way.

The thing is how many months do you think it’s going to take u to save 300k with your 80K salary?

It’s possible that your wife go get pregnant before she even get work sef and you go end up dancing Azonto and Shaku-Shaku at the same time when massive bills dey Jam YOU.

Honestly 80K monthly as a family MAN is a NO NO NO

Don’t ever let any wife/woman push you cuz you go end up looking like u not capable.

Stay Blessed!

yettymuse:
at the first BOLDED, I wouldn't advise any woman to go into marriage without her own money inn Nigeria. your own money (regardless of how little) is your only shock absorber!

At the second bolded, it is called marriage, she should be a support system, support her little stipend and watch her grow! At all at all na winch.

what u have said is good on paper but the reality is that with the Nigeria unemployment situation only very few girls can have a source of income before marriage. most of them get employed after marriage while others start up a biz to support their family.

some even prefer to be house wives just Bleep, born, cook and clean house lol. Very few men will desire such liability in 2018 sha

Oga,come to Ajangbadi and rent two bedroom flat for #150k...no dey waste money abeg,you go dey enter speed boat for Ojo dey go work,abi is your wife doing competition with her ex?

Which side in ojo do they take speed boat

chii8:
Oga,come to Ajangbadi and rent two bedroom flat for #150k...no dey waste money abeg,you go dey enter speed boat for Ojo dey go work,abi is your wife doing competition with her ex?

Not more than 15 to 20% of your yearly salary. Save 40% and use the remaining 40% for recurrent expenditure, running your home and other miscellaneous expenses.

According to your analysis's approximately N200k should be ok.

baby124:
Not more than 15 to 20% of your yearly salary. Save 40% and use the remaining 40% for recurrent expenditure, running your home and other miscellaneous expenses.

ifycoly:
According to your analysis's approximately N200k should be ok.

Maximum budget. Yes. It should range from 140k to 190k