awelekiti:
Amazing thread...away from politics and sports. Wow! With what I've read so far, I've got no doubts in my mind that nigeria would be ok in a few years to come as predicted. But why did buhari call our youths lazy? He needs to be arrested and prosecuted, seriously.

I made my first millions selling latex to the oil and gas sector at the age of 31. I just woke up one day, thought of what to do to make some money as I was tired of saying 'yes sir' to my employers. I've been making millions working for them but I needed to start making same, working for myself. I started with a proposal to their headquarters in lagos. I was asked to drop samples which I did, then the rest was history. I expanded the supply to pharmacy stores nationwide. As the business was threatened by nafdac on registration with politics from above by somebody who showed interest, I was pulling back gradually. I later entered the health sector with the sale of medical consumables and later major medical equipment from CT to USS, Digital X-ray, equipping hospitals, etc. I became famous in less than 10 years of doing business and recognised by the USA president. I had dined and wined with world leaders, including Barak Obama. I'm meeting Tony Blair in a global entrepreneurs' gathering soon in Washington DC.

Right now, we're planning to start manufacturing of medical equipment , the first of its kind on the African soil. It's a multi million dollar project. The facility constriction is already ongoing , somewhere in ogun state. I wish all the vibrant and upcoming entrepreneurs on this thread the very best. Believe in yourself, trust in God and the rest would be history. God bless Nigeria.

Sir, I'm in Ogun State and a nurse. in case of any available opportunity

pocohantas:
You no go just see those Romance section guys on this thread. Them no get work or hustle?

Anyway, I will say 23+...
Got the famous 6digit paying job, had some allowances and intangible benefits, living in a family house, parents who didn't ask me for anything except if I decided to spend. I am not a flexing or flamboyant person, so I didn't have a reason not to save.

I dream about the proposed pay/benefits of my new job and smile to myself. I am my father's daughter.

so you saved for it, then? Yeah right.

python2gbera:

Interestingly, babes can now activate the reply button on their PM. NL dudes ain't broke afterall. Babes could sigh a relief.

Python2

The whole of Naija dey the forum

Alphaman007:
how do you trade BTC bro?

You have to sell, I buy from you.

Simple as ABC!

I Was 26.

Graduated school in 2004. Just before graduation, my mother had advised/suggested that I learn a vocation. ''Handwork'' as she calls it. But for reasons I cannot recall, I did not. A resourceful woman that she is. She knew that a craft or skill could always put food on the table when the chips are down with respect to a graduate's certificate. During NYSC, I taught in a remote village and learnt French. With respect to entrepreneurship, I only thought of buying cheap food stuff and sending to my home state. But I never pulled this through. Eventually, (both during and after NYSC) I choose to apply for various jobs. Any that was available. I needed seed capital for my dream. I recall trekking Trans Amadi Industrial Area in PH dropping CVs to companies. Many oil and gas servicing firms were there. Out of desperation,I even went to Primary and Secondary Schools to look for teaching jobs. Come see their shakara untop my 4.01 Second Class Upper. But I couldn't be bothered. I knew I needed to get a job first, then raise seed capital even if I wanted to start a business. Background was humble and family was just managing. Wrote various aptitude tests for banks like Intercontinental, other banks, Freisland, Diageo, LNG, etc. And another test with an Oil and Gas Agency. The first job I landed was with a bank. Old Generation Bank still existing today. Got a job as a Banking Assistant-Graduate Trainee. Went to Lagos for 1 month training and was posted to the Eastern Part of Nigeria. While in the bank in 2007, the Oil and Gas Agency finally called. Their recruitment took super long. Left/dumped the bank like crazy. Resigned without thinking twice. Salary in the Bank was 59,000 monthly back then. One of the lowest paying.

In my new job, housing allowance was 1.6 Million annually. Salary about 200k monthly. Not to mention hazard, offshore, etc. allowances. I was 26. I recall I called up my friends in the bank and jokingly told them they are all small boys.. . Teasing them and telling them how if I wanted to I could buy a car every year. By God's grace, Finances have never gone below 1 million naira. Savings alone with Work Staff Cooperative Society is multiple millions. ONE IMPORTANT THING IS I KEEP MY LIABILITIES AND EXPENSES LOW and still do. Never believed in the ''I need to upgrade so people know I have arrived'' mentality. I dont need any man or fine girl to see me as ''A Big Boy''. I successively acquired 4 properties. 2 Lagos and 2 back home. Built first house in Lagos. Added two shops to the front section. Completed and rented all flats and shops out. I still live in a rented apartment. It is cheaper for me to stay there than in my house.

Eventually, those with financial intelligence know that money in the bank and dormant salary/income doesn't bring returns. Money is a messenger and money doesn't like being idle. You need to send it on good errands to bring more money, and the cycle continues. Also, there is time value of money and money depreciates. With all these at the back of my mind, I urgently needed to transfer a lot of my finances into assets that will generate income. This is still my biggest challenge today. How to identify good investment opportunities. Additionally, as Warren Buffet said If you don't find a way to make money while you sleep, you will work until you die. . There was need to invest in passive income businesses.

I have focused greatly on developing my skills and developing myself professionally in my area of expertise/discipline. I eventually set up a Consulting Firm/Company in my area of expertise with freelance workers. I read a lot, pay for courses myself. I do not always wait for my organisation to train me. All these coupled with work sponsored courses ensured I knew my onions in my field. I love to read about wealth creation and financial intelligence. I have a crazy collection of over 20 books. Kiyosaki, Trump, Napoleon Hill, etc. and I love watching Grant Cardone, Tai Lopez, etc. on Youtube at my spare time just for encouragement. My job is still there by Gods grace and I am rising through the ranks. Consulting firm is growing strong. Now Consult for both Upstream and Downstream Companies. Trying my best to brand the company with a good website, good brand image, modernized logo, etc. Currently, I have the desire to open a conglomerate to diversify to various sectors. Picture Dangote Group. Called up a lawyer for advice. I intend to go into a lot of business ventures. I shall do Healthcare/Pharmaceuticals, Construction, Real Estate,Catering Hospitality and Tourism, Marine, Telecoms, Financial Services, Foods, Entertainment, Mass Communication/Media, Education,Agriculture & Agro-Allied, etc.

Recently, I realized that needed daily revenue and need more income streams. Having A job is an income stream, having a consulting firm is another income stream. But I could do better. No need to wait till end of month for pay/salary or wait till companies pay for contracts executed. Some companies can owe you for ages on completed jobs. My Consulting brings money but you have to chase contracts and bids etc. Plus, contracts dont come easy. Also, price war between contractors drives down profit margins a lot. All these in mind, I am currently planning to open a Mini Plaza with a lounge anywhere after Ajah Axis in Lagos. Currently, searching for property for this venture. Need something with daily returns so the idea that I should open my own Lounge/Bar/Cafe with a small plaza for sharwama,asuun,nkwobi, fried potatoes etc.I have always pictured myself closing from work and going to handle my business at the Lounge/Bar & Restaurant and watch customers eat, drink, chat, laugh and merry. That is my next project and next income stream. A fourth (4th) income stream I am planning is to follow Grant Cardone's idea-''build multi-family dwelling housing in a property instead of a single family unit''. So picture multiple 1 & 2 Bedroom self-cons./apartments instead of a gigantic big duplex. With the multi dwelling units you are sure of some rent. Intend to do this with the other land in Lagos and more I intend to acquire in other parts of the world (Yes the World).


ONE BIG MISTAKE I MADE WAS NOT LISTENING TO MY LATE MUM. Like I hinted, she practically forces all her kids to learn a vocation/a skill regardless of how highly educated you are.All my sisters can sew, cook, bake, make soap, grill fish etc. Personally, she wanted me to learn Welding and Fabrication. Perhaps, I felt I was too educated for it or something, but I never did. Perhaps by now I would have been constructing Sky scrappers and handling huge projects with my current knowledge and exposure.

Taken liberty to post a few diagrams to educate people in a glimpse about financial intelligence. How the rich use income to create assets that generate more income. And how the poor use income to create liabilities that keeps them poor. The poor spend money on liabilities. To them that is ''enjoying'' life. The rich spend on assets. These assets are GOODS,SERVICES, PROCESSES that can solve human/society's problems. In Economics, this is called UTILITY or VALUE. Utility can be TIME UTILITY (You help people save time), and/or FORM UTILITY (You produce something in a way people want it) and/or PLACE UTILITY (You bring something closer to people so they easily reach it). Humans naturally want value and so they take decisions on any thing that will give them least risk, least effort, cost them less time and highest value/less money. The wealthy and wealth creators realize this and do not really focus on the money but focus on solving problems (creating utility) which people are willing to pay them money for. The rich get seed capital, invest it to create wealth. The poor/managing get seed capital and buy liabilities that even put them into more debt. THE WHOLE WORLD NEEDS FINANCIAL INTELLIGENCE AND THE PRINCIPLES OF FINANCIAL INTELLIGENCE SHOULD BE TAUGHT IN SCHOOLS.

All in All I am GRATEFUL.

I more interest about this line that led to the birth of your business.. please can you expatiate ?

nwanneni:

I knew the trans-atlantic routes very well courtesy my homeys.so i employed my own strategies and a business was born

awelekiti:
Amazing thread...away from politics and sports. Wow! With what I've read so far, I've got no doubts in my mind that nigeria would be ok in a few years to come as predicted. But why did buhari call our youths lazy? He needs to be arrested and prosecuted, seriously.

I made my first millions selling latex to the oil and gas sector at the age of 31. I just woke up one day, thought of what to do to make some money as I was tired of saying 'yes sir' to my employers. I've been making millions working for them but I needed to start making same, working for myself. I started with a proposal to their headquarters in lagos. I was asked to drop samples which I did, then the rest was history. I expanded the supply to pharmacy stores nationwide. As the business was threatened by nafdac on registration with politics from above by somebody who showed interest, I was pulling back gradually. I later entered the health sector with the sale of medical consumables and later major medical equipment from CT to USS, Digital X-ray, equipping hospitals, etc. I became famous in less than 10 years of doing business and recognised by the USA president. I had dined and wined with world leaders, including Barak Obama. I'm meeting Tony Blair in a global entrepreneurs' gathering soon in Washington DC.

Right now, we're planning to start manufacturing of medical equipment , the first of its kind on the African soil. It's a multi million dollar project. The facility constriction is already ongoing , somewhere in ogun state. I wish all the vibrant and upcoming entrepreneurs on this thread the very best. Believe in yourself, trust in God and the rest would be history. God bless Nigeria.

Sir any opening then oo
Bsc mathematics....

Alphaman007:
Jesus.. How are you guys doing it..... I'm 23 and i never get reach 100k for my account before.... Currently have less that 18K

lol that means you have up to 18k.. We no even get 500 naira. Life's funny

cliqtips:
I more interest about this line that led to the birth of your business.. please can you expatiate ?

i didn't understand your question.come again?

dangoteinlaw:
bru Nairalanders are far from broke o. That's why anytime seun moved useless topics to fp I just shake my head for him. If only he knew the calibre of ppl here he won't be embarrassing himself

its true that the topics on the front page are mostly scandals sometimes but you cant blame seun as he is also a businessman,the number of views those mumu post dey get ehn.

awelekiti:
Amazing thread...away from politics and sports. Wow! With what I've read so far, I've got no doubts in my mind that nigeria would be ok in a few years to come as predicted. But why did buhari call our youths lazy? He needs to be arrested and prosecuted, seriously.

I made my first millions selling latex to the oil and gas sector at the age of 31. I just woke up one day, thought of what to do to make some money as I was tired of saying 'yes sir' to my employers. I've been making millions working for them but I needed to start making same, working for myself. I started with a proposal to their headquarters in lagos. I was asked to drop samples which I did, then the rest was history. I expanded the supply to pharmacy stores nationwide. As the business was threatened by nafdac on registration with politics from above by somebody who showed interest, I was pulling back gradually. I later entered the health sector with the sale of medical consumables and later major medical equipment from CT to USS, Digital X-ray, equipping hospitals, etc. I became famous in less than 10 years of doing business and recognised by the USA president. I had dined and wined with world leaders, including Barak Obama. I'm meeting Tony Blair in a global entrepreneurs' gathering soon in Washington DC.

Right now, we're planning to start manufacturing of medical equipment , the first of its kind on the African soil. It's a multi million dollar project. The facility constriction is already ongoing , somewhere in ogun state. I wish all the vibrant and upcoming entrepreneurs on this thread the very best. Believe in yourself, trust in God and the rest would be history. God bless Nigeria.

I'm inspired Sir, thank you

pocohantas:
You no go just see those Romance section guys on this thread. Them no get work or hustle?

Anyway, I will say 23+...
Got the famous 6digit paying job, had some allowances and intangible benefits, living in a family house, parents who didn't ask me for anything except if I decided to spend. I am not a flexing or flamboyant person, so I didn't have a reason not to save.

I dream about the proposed pay/benefits of my new job and smile to myself. I am my father's daughter.

You sef like trouble. From Page 1-3, people just dive enter the koko, only you reason to involve others.

Besides, the thread was even created by a trusted Ashawo-ite.

Shout out to my guy TissuePaper, I see you!

Great thread and great ideas!

I was 26years
I was into computer networking and cyber cafe establishment during the early years of internet boom.

Everyday I pray God should drop an idea or ideas in my head..... I know the opportunities are there but I need my eyes of understanding to be opened.. .. I really want to work for myself...

Pls can some one help me with 40k to pay my rent.0031813315 Diamond bank.

akdjr:
I dont cox its not generating money. Just for family use.quote author=thorpido post=73085120]You don't consider the house you built as an investment?

Oh,you're right then.

The10thMan:
Was 26.

Graduated school in 2004. Then applied for various jobs. Any that was available. I needed seed capital for my dream. I recall trekking Trans Amadi in PH dropping CVs to companies. Many oil and gas servicing firms. I even went to Primary and Secondary Schools to look for teaching jobs. Come see shakara untop my 4.01 Second Class Upper. But I couldnt be bothered. I knew I needed to get seed capital. Background was humble.

Wrote various tests for banks like Intercontinental, other banks, Freisland, Diageo, LNG and another one with an Oil and Gas Regulatory Agency.

First Job was with a bank. Old Generation Bank still existing today, as a Banking Assistant. Went to Lagos for 1 month training and posted to Aba. While in the bank in 2007, the Oil and Gas Agency called. Their recruitment took long. Left First Bank like crazy. Salary in the Bank was 59,000 back then. One of the lowest paying.

In my new job, housing allowance alone was back then was 1.6 Million annually. Salary about 200k monthly. Not to mention hazard, field and shift allowances.

Recall I called up my friends in the bank and jokingly told them they are all small boys.. Finances have never gone below 1 million naira. Savings alone with Work Staff Cooperative Society is about 3 million. ONE IMPORTANT THING IS I KEPT MY LIABILITIES AND EXPENSES LOW. Never believed in the ''I need to upgrade so people know I have arrived'' mentality. Acquired 4 properties. 2 Lagos and 2 back home. Built first house in Lagos. Completed and rented all flats out. I still live in a rented apartment.

Been able to develop my skill in my area of expertise and set up a consulting firm. I read, pay for courses myself. Coupled with work sponsored courses. Now Consult for both Upstream and Downstream Companies. Trying my best to brand the company with a good website, good band image etc. Currently, I have the desire to open a conglomerate to diversify to various sectors. Picture Dangote Group. Called up a lawyer for advice. I intend to go into a lot of business ventures. Planning to open a lounge/cafe and plaza anywhere after Ajah Axis in Lagos. Searching for property currently.

Worry about other things while I handle your brand's social media accounts
..
Instagram & Twitter

harridon710:
Pls can some one help me with 40k to pay my rent.0031813315 Diamond bank.

instead make you beg for job.. Nawao.

35...I'm a salary earner.

DDGN:
2015. N1.5M to be exact, and since then there have been no turning back. Between 2015 and now I have made over N180 million. Ten years ago if anyone had said I'll ever see a million I would have laughed that person off. 15 years ago I was walking round Festac Town, sometimes barefooted selling vegetables (shokor) and okra. When the season comes I sell corn..With a trey over my head walking round Festac shouting "BUY SHOKOR". It's the most humiliating thing that can ever befall any on in secondary school as I get to see most of my classmates..girls included. I once saw a classmate and nearly ran for cover, unfortunately the trey fell on the road, and right there I had to stop and picking back the items one by one lol.

The day Nigeria played South Africa in the semi final at the Ghana Nigeria 2002 Nations Cup I wasn't even allowed to see the game. I had to go Kiri. Then, as timaya said " I dey on my own Jehovah just bless me o". God took me from rags, the bottom of the food chain in the family, the most despised and hated, God took me from that to become the richest person in the history of my family. Anyone who doubts the existence of God and his propensity to fight for and bless the underdog, the oppressed, is doing himself a major disservice. I have experienced first hand how God works. It's incredible.

sir,if it's not too much trouble I'd like to know how you achieve this feet in such a short time span,aside the God factor.

I made my first N1m at age 27. I also made someone a millionaire at same age.

I made First N5m still at age 27.

I made all these on Fiverr, offering freelance writing services

Haven't made up to 200k before ( just finished school and waiting for service).
My problem is, I just focus majorly on my skill (graphix design, web design and programming) which fetches small change rather than looking at the big picture.
My dad is an importer (imports second-hand TVs, laptop, fridges, clothes(okirika) and also groundnut oil and tomato straight from UK) but I dont know why I hardly put interest in that aspect. Maybe I not that business minded individual.

Please who knows how to do these importation business (majorly online) please, I'd like to gain mastery of it because no more pocket money henceforth, the real world has begun.

In case if you are interested in buying the above listed goods, please contact me. Let me start from somewhere.

Evening house, please as you're dropping your million making. Me I touched 80k or so in 2013 during my nysc. Since then na lie o.. Please any job o. Am ready to travel anywhere. Make this suffering stop small na.

OMG! One of the few best threads I've seen so far on Nairaland. The thread was created 6hrs ago as at the time I'm posting this and it has already garnered over 12 pages and over 150 users and 100+ guests viewing it at the moment.

It's really encouraging seeing awesome people telling the success stories that helped them reach financial stability. Kudos TissuePaper for starting this.

Halifaxguy:
I'm in my early thirties, I make more than 1.2 million naira every month. But I feel the money is not enough for me due to my extravagant lifestyles. I wish I can cut down on some of my lifestyles. Btw, I am Full Stack Web Developer, plus I have a skill in digital analytics using (Google Analytics).

do you work with Halifax in the UK

dangoteinlaw:
These are the kind of topic we love to see on fp, not those useless celebrity news. I really miss the old Nairaland.

Anyways I made my first 1m at age 26 after finishing school... [b]As a young civil engineer and with the right connections [/b]1m is like a drop in d bucket. I got my first car that same year for 1.2m

Bro Biko I am a young civil engineer show me the way ejo

26+... During NYSC. Yams from Niger to down South, Benin and Delta states. It later turned out to be one of those moments when I was really, really down. I hardly ever mention or even want to remember those times.