[quote author=shortgun post=76419969]What is security code on ATM cards?
Naija police dull sha, the guy is just telling shit stories and they are buying it.[/quote

ATM security code is the last 6digits of the number at the back of your ATM. That number is as important as your ATM PIN]

femi4:
those long numbers

naa, it's not the long numbers, it's the 3 numbers at the back of the card.

eddiebruk:


BIN on every card is public info, 9ja card security requires Card Pin to authenticate else you get VBV Error. These guys take card pins at gun point, therefore they are ARMED ROBBERS.

Exactly.

.

shortgun:
What is security code on ATM cards?
Naija police dull sha, the guy is just telling shit stories and they are buying it.

I think you are super dull. Are you a trained IT person? If you are then teach us more why you think you know more than the police

Speedyconnect15:
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Daalu nu!

The thief wants to sound valuable and indispensable.

shortgun:
What is security code on ATM cards?
Naija police dull sha, the guy is just telling shit stories and they are buying it.

The number at the back of the card usually 3 digit numbers

shortgun:
What is security code on ATM cards?
Naija police dull sha, the guy is just telling shit stories and they are buying it.

I tire oh!

fergieboy:
You all are dull..

What he need is just

Card number
Cv v
Name
Explain date on the card

Their is this software where you run this stuff..

It will bring out all the info such as account numbers, and so on lemme stop here lol

Does it reveal BVN too? I'd like to know cos someone I know almost cleared my account through this method after which I changed my atm card and all of that. I want to know if my BVN has been compromised as we know BVN can't be replaced

INVINCIBLECSP:
How Deos It Work Pls

Withdraw and deposit your money without atm card nah. I use it alot. I knw wemabnk,firstbnk.

NotComplaining:
This is not fraud, its armed robbery. The code he's referring to is the card pin code. The software is a banking software with a portable card reader behaving like an ATM machine.


This idiot deserves 24 strokes of wire.

Code he's referring to is the Security code printed on the back of most cards for merchant transactions.

shortgun:
What is security code on ATM cards?
Naija police dull sha, the guy is just telling shit stories and they are buying it.

Alright.. What he is into is carding. Do u know that there are software that try to replicate a given ATM card? In fact, the software he is talking about, there was a period they sold them in Amazon. It has a code name. Only if u know the software that u will know the code name. What that software does is to reveal some hidden codes inserted inside a given ATM card. There is another software that imprint a given info of a card into another card to replicate that card.

But what he is into is simple: he gets the card code, it could be the 3 digits or the peculiar digits in the 15 digits on the card, place the card into the software and the software reveals other needed info imprinted in the card.

Then he can use the revealed info to shop online on sites that allow this type of shopping. Yes, there are sites that allow such shopping. They wouldn't need your personal pin. Just certain inform which that software can reveal. Most dark web sites have links to such shops where u can use stollen card details to shop peacefully.

shortgun:
What is security code on ATM cards?
Naija police dull sha, the guy is just telling shit stories and they are buying it.

your security codes are the 16 and 3 digits at front and back of ATM.Once he secured it the rest na wailing.

fergieboy:
You all are dull..

What he need is just

Card number
Cv v
Name
Explain date on the card

Their is this software where you run this stuff..

It will bring out all the info such as account numbers, and so on lemme stop here lol

Thanks jareee.. Many people are already exhibiting their level of exposure. There was a time they sold the software in Amazon and even in alibaba. They sold it with coded name. These things happen in dark web a lot. This is carding and all it is all about is stealing card details. Many Nigerians don't read shaa.. At least I'm glad there is someone who understand how the system works.

Princedapace:


Alright.. What he is into is carding. Do u know that there are software that try to replicate a given ATM card? In fact, the software he is talking about, there was a period they sold them in Amazon. It has a code name. Only if u know the software that u will know the code name. What that software does is to reveal some hidden codes inserted inside a given ATM card. There is another software that imprint a given info of a card into another card to replicate that card.

But what he is into is simple: he gets the card code, it could be the 3 digits or the peculiar digits in the 15 digits on the card, place the card into the software and the software reveals other needed info imprinted in the card.

Then he can use the revealed info to shop online on sites that allow this type of shopping. Yes, there are sites that allow such shopping. They wouldn't need your personal pin. Just certain inform which that software can reveal. Most dark web sites have links to such shops where u can use stollen card details to shop peacefully.

I fear dis man o.

The code are the 3 numbers at the back of your ATM card.

eddiebruk:



Run any card via an EMV, you will get the card info, your ATM Pin is your most secret access to your account. The info on the cards will amount to no good, you think Visa is stupid to keep Only your PIN SECRET?

Just to correct some errors in your logic.

Not all cards are Visa cards. We have Mastercard, Verve, Amex, etc. So VBV is not applicable to all cards. In fact, not all Visa cards are on the VBV platform. Just as not all Mastercard are on MS platform. The card owner or issuing body has to request for that extra layer of security.

Secondly, not all online payment terminals request for PINs or phone authentication. Nigerian payment terminals mostly do because they have debit cards at mind when they are set up. However, international payment terminals that are made for credit cards do not always request for PINs or phone verification. Credit Cards are not meant for ATMs and therefore do not need PINs to work. In fact, apart from online transactions, credit cards are meant to be "swiped" in POS devices. When you use a debit card in a payment processor meant for credit cards, you won't be asked for a PIN. This is how internet fraudsters "card" sites or make fraudulent transactions using only the Card Number, CVV2 and Expiry Date of the card.

frowland:

Many bought the guys story here as well.
How can he use only a so called security code to know my bank balance? Trying to tell me that my information is stored in my atm card? Only a morron will believe this.

Baba, yes, your info is digitally stored on your card. I encourage u to read more about carding and the dark web. From the comments here, I can see that carding go easy die for naija.

Ur card has some of your info stored in it electronically and can be extracted with a software.. It is exactly what the ATM does.

Its amazing really.

The police just sits down and publish fabulous propaganda.

It doesn't take too long to see through this lie.

An ATM card has no security code. It only has a magnetic stripe that can be read.

You need an actual PIN Code to access an ATM.

People who hack ATMs have a very sopihisticated setup to capture your magnetic stripe details and your pin code pattern.


Security Code ko.......Safe code ni

Security at the back of the card that is the code he is talking. Meanwhile if the bank haven't sign the car for online transactions they won't be able to use the card online

Fake story. What is security code?

You mean someone's pin can reveal account details? hahaha even with this my moniker I am still better than our Police.

Even the so called thief is also dumb.

Maybe he actually collects an ATM card and pin at gunpoint.

Security at the back of the card that is the code he is talking. Meanwhile if the bank haven't sign the car for online transactions they won't be able to use the card online

periphetes:
Security code is the three digit number behind your Atm card. I personally scratch that code out of my card after writing it out in a safe place.

I've been doing that for over 10 years now sotay everytime I get a new card, the c.v.v erases itself (I don't know how) because it already knows its fate. Even the card numbers and name on the front soon clears out and become illegible. I already have the details saved somewhere impregnable in the cloud.

Another security measure is to insist on hardware token only, for all online transactions.

imitateMe:
How did he get the software??

He is currently in alagbon police station, try to go and ask him b4 he is transferred to kirikiri.

finalboss:
Why i prefer atm cardless withdraw

how does it work

It is possible to pull money from credit card without the owner card pin.

I know you Will ask how?

You will need to have a little knowledge of programming cos you will have to setup a payment processing API From most of this online payment processing.


Create account with them as a merchant and setup you fake e-commerce website linking the online payment processing api with your fake ecommerce shop website and you are done.

Once you have a credit card, go to your fake ecommerce website and use it to buy none existing product from your fake e-commerce website and the card will be charge of the amount of the product and credit it to your online account, after you pull the money to your foreign account.

So you don't need your card pin to buy stuffs online with your card. only the card number, card holder name, card expire date, address and card CVV2 which the suspect is calling card code that you can find at the back of any credit card.

mean while I am a core web developer, mobile app developer and software developer. My latest work is online school result builder, computing,publishing and checking. Contact me via my signature for my services. Please I don't accept any illegal project and hacking work.

I rest my case.

fratermathy:


Just to correct some errors in your logic.

Not all cards are Visa cards. We have Mastercard, Verve, Amex, etc. So VBV is not applicable to all cards. In fact, not all Visa cards are on the VBV platform. Just as not all Mastercard are on MS platform. The card owner or issuing body has to request for that extra layer of security.

Secondly, not all online payment terminals request for PINs or phone authentication. Nigerian payment terminals mostly do because they have debit cards at mind when they are set up. However, international payment terminals that are made for credit cards do not always request for PINs or phone verification. Credit Cards are not meant for ATMs and therefore do not need PINs to work. In fact, apart from online transactions, credit cards are meant to be "swiped" in POS devices. When you use a debit card in a payment processor meant for credit cards, you won't be asked for a PIN. This is how internet fraudsters "card" sites or make fraudulent transactions using only the Card Number, CVV2 and Expiry Date of the card.

You know the game. But what this crook is saying is that by inserting the card into the so-called software he has, he can obtain the full details of the card owner (including his account balance), using the 'security code' of the card (which I suspect means the 3 digit cv.v at the back). The normal POS online/offline swiping levels wouldn't show you account balance, would it? So I guess the criminals here have another setup altogether.

Einsteindude:


Bros I won't say you're dull but I'll clarify it to you. They once called my elder sister claiming their from her bank and told her the first four number of that number In front of ATM card and also told her to say the remaining number and the mumu gave them those number and fiam five thousand naira was removed from the account.

But from your narration I can proudly say you are dull and probably have problem with comprehension as well. If at all you did read the caption well he said he can withdraw with only pin number and in your sister's case he did give out both the Security and card no,with that they only need to clone a card and do their shit. Next read with your brain

Abeg what the name of the software... Edakun i need money too

iGist:
GistMore.com

A 33-year-old suspect, Olawale Aderibigbe, yesterday told police in Lagos that what he needed was just the security code of Automated Teller Machine (ATM) card to withdraw all the money in a victim’s account.

The suspect was arrested by detectives at Surulere area of the metropolis after much surveillance.

Aderibigbe, a suspected fraudster cum robber, used to rob people of their ATM cards, which he later used to withdraw money.

It was learnt that the Intelligence Unit of the command had been on the trail of the suspect for long time before he was arrested on February 18, at his hideout.

The state Commissioner of Police, Zubairu Muazu, told journalists yesterday at the command headquarters, Ikeja that the suspect belonged to a syndicate which specialised in robbing people of their ATM cards.

He said: “The suspect confessed during interrogation that he and his partners had stolen money from many peoples’ accounts through ATM cards, which they stole from people at gunpoint. We are working assiduously to track down other members of the gang and brought them to book.”

Aderibigbe told journalists that he could withdraw money, using any ATM card as long as the card had security code.

He said: “The security code is what I need. I have software. If I insert the security code, details of the person would come out and the amount the person has in the account. My colleagues and I have made money through this.”

Recalling how he was arrested, Aderibigbe explained that he was at home on that fateful, when he received a call from a friend.

“My friend called me that he had another ATM card. I was going there when police arrested me,” he added.

Muazu disclosed that the command was making concerted efforts to arrest other fleeing members of the syndicate.

See more here; http://gistmore.com/i-need-only-atm-card-code-to-empty-victims-account-suspect-photo

Cc; lalasticlala

olawale, you wont tell us the names of your brothers working in the banks that gave you the tools to skim cards.

these guy work in collaboration with bank staff.

fratermathy:


Just to correct some errors in your logic.

Not all cards are Visa cards. We have Mastercard, Verve, Amex, etc. So VBV is not applicable to all cards. In fact, not all Visa cards are on the VBV platform. Just as not all Mastercard are on MS platform. The card owner or issuing body has to request for that extra layer of security.

Secondly, not all online payment terminals request for PINs or phone authentication. Nigerian payment terminals mostly do because they have debit cards at mind when they are set up. However, international payment terminals that are made for credit cards do not always request for PINs or phone verification. Credit Cards are not meant for ATMs and therefore do not need PINs to work. In fact, apart from online transactions, credit cards are meant to be "swiped" in POS devices. When you use a debit card in a payment processor meant for credit cards, you won't be asked for a PIN. This is how internet fraudsters "card" sites or make fraudulent transactions using only the Card Number, CVV2 and Expiry Date of the card.

I understand your clarification, but I didn’t want to write an epistle with details, but let me tell you. This case is solely talking about Nigeria cards, Not international. Therefore remove Amex from your explanation. Secondly, MasterCard also have their own alternative of VISA VBV, which is Mastercade Secure, anyone using a Gtbank MasterCard knows of this. There’s no need for me going into details about your second paragraph because there was nothing related to Nigeria cards on your second paragraph. We are dealing with am Debit cards, not credit. But if you want me to say something, here goes, All NIGERIAN Debit cards when used for online shopping will require an OTP, VBV, PIN or MASTERCARD Secure. These guys are not shopping with the cards so they do not need those, what they need is your ATM Pin which they can take from you at GunPoint and you will give them the correct pin when they ask you for it out of fear of being asked to try it.