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Nairaland Forum / Nairaland / General / Travel / Give Birth In USA: Cost And Procedures Part 6 (1209767 Views)
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Re: Give Birth In USA: Cost And Procedures Part 6 by aamey15: 1:15am On Mar 24, 2019 |
I think i should clarify better. I renewed 2018 and was issued the B1b2 visa however i was advised to get a medical visa in the future if i intend to birth in the US again. So thats settled. The worry as i stated earlier is of i go for a new interview which will obviously cancel my current b1b2...the issues of birthing under 4k will still arise and thats my fear... no problem i will research on d hospitals and seek d ones that are not discounted Thanks for your response OmoBendel24: |
Re: Give Birth In USA: Cost And Procedures Part 6 by aamey15: 1:16am On Mar 24, 2019 |
Lol.. thank you.. i am just gonna apply for d medical visa and take the huge risk. OmoBendel24: 1 Like |
Re: Give Birth In USA: Cost And Procedures Part 6 by aamey15: 1:20am On Mar 24, 2019 |
A tad complicated right..Lol.. thank you.. i am just gonna apply for d medical visa and take the huge risk. OmoBendel24: |
Re: Give Birth In USA: Cost And Procedures Part 6 by aamey15: 1:24am On Mar 24, 2019 |
Upto it if you mean in terms of funds definately isnt a problem... if i had to pay 12k at first time i would have but the bill i actually got was 4k. All i gotta do now is research hospitals in Chicago and get their bills, make enquiry and package the application for the interview and move on... not an issue at all... My main point of enquiry if you followed my story was on either to go for the new visa or not... OmoBendel24: |
Re: Give Birth In USA: Cost And Procedures Part 6 by MMotimo: 5:05am On Mar 24, 2019 |
This is a thread I visit whenever I come to this section. The last few visits, I noticed the discount issue so I decided to check Google. There were several links/articles from credible sources that anyone would find with a simple check. First, I deduced that the whole idea of "uninsured discount" is targeted at US residents that for whatever reason, have no insurance in the US so they get a discount. Unfortunately, it appears Nigerians are not informed of this, just told they are eligible because they are paying cash. With that said, there are 50 states with I imagine, thousands of hospitals so it's not surprising if wittingly or unwittingly, that discount is offered to foreigners. As for the government going after the hospitals, that is unlikely to ever happen. Which government in its right mind wants to wage war with centres of excellence providing care to the sick? The outcry from taxpayers against the government would be vicious. Whose money would the hospitals use to fight the government in court? All because of foreigners? It is a lot easier to attack the issue from source via visa restrictions. Harsh, unfair but true! The businessinsider article link below is pretty good and gives a breakdown of cost for vaginal and CS as well as with or without insurance. For a foreigner, the reasonable price should be without insurance unless you have insurance coverage in the US (expatriates, diplomats, etc). I found other articles but this link is from July 2018 so consider it fairly recent. There are other links that talk about negotiated prices that insurance companies pay for the insured. Feel free to google, just make sure your sources are credible. Please note that my post is not for the purpose of argument, I neither have the time nor the inclination. My interest is simply academic for enlightenment and to understand the drama surrounding this issue. If I were to offer advice to anyone who does not already have prior birth drama, it would be to find a state and hospital you can afford, tell them you do not want the uninsured discount, you just want to pay the international patient rate. The information in the article below is a guide, may be higher, may be lower, do not forget these are the median figures, not even average. P.S. From what I have seen, even on TV, Asian patients mainly from China and Hong Kong (not talking of Indians, Bangladeshi, Sri Lankan, etc), are typically well to do individuals speaking little or no English and they pay significantly more. There are businesses that house, feed and transport them while they are in the US. These businesses do everything for them including translation services. It is a total package costing tens of thousands of dollars per birth and the package includes high medical fees. That typical Asian person is not out there negotiating birth prices, arranging birth certificate and US passport, etc. No doubt, we have Asians that DIY the Nigerian way and may pay the uninsured rate but I think they would be in the minority. www.businessinsider.com/how-much-does-it-cost-to-have-a-baby-2018-4 6 Likes |
Re: Give Birth In USA: Cost And Procedures Part 6 by OmoBendel24: 6:32am On Mar 24, 2019 |
aamey15: I understand your main point perfectly, and I have weighed in on the side of you going back in for an interview rather than taking any risk, that’s the exact reason I said Jayfierce’s idea for you works if you are up and equal to it. In essence, as you attend your interview, your preparation should be such that no one will raise an eyebrow concerning your birthing plans generally, bring no new baggage to the interview (the previous interview and your being able to respectfully bring your self in for an interview should count for something to reduce if not clear out completely the burdens of that $4K matter methinks - if at all it is still going to be there at all, even though one cannot actually predict the VOs sha). Now that you have said you are, give it a shot, wish you all the very best there’s on this! |
Re: Give Birth In USA: Cost And Procedures Part 6 by peacenigeria: 6:37am On Mar 24, 2019 |
MMotimo: Can you please provide one source where it states that non-insured prices are limited to US residents, that non-insured prices are govt subsidized, or that they are not available to international patients? I’ll be waiting patiently. Thank you. 4 Likes 1 Share |
Re: Give Birth In USA: Cost And Procedures Part 6 by Vlesparza: 6:45am On Mar 24, 2019 |
MMotimo: FYI. The uninsured discount and the international patient rate you talk about... both are the same price. A letter from a hospital has been posted here explaining exactly that. www.doctoresparati.com offers the same. 5 Likes |
Re: Give Birth In USA: Cost And Procedures Part 6 by OmoBendel24: 6:55am On Mar 24, 2019 |
MMotimo: If this UNINSURED DISCOUNT twist was actually a US RESIDENTS thing, virtually all of our mamas would not be in possession of a US visa for birthing purposes, a few testimonies are still here and there that throws in even more confusion yet. And why “attack the issue from source” without anyone being able to say for certainty what is happening or exact reasons adduced for their visa application for birthing refusal, and that you are actually fixing from source? The info can’t be made bare, it just can’t be out in the open? International Patient Rates versus UNINSURED DISCOUNT since when? The line of delineation is pretty slim if not almost non-existent, a very large percentage of the same US Hospitals will still tell you that the package they have covers both locals and international patients, no different rates, what then? If the embassy itself will make what the issues are clearer, I trust our people will adjust no doubts. 4 Likes |
Re: Give Birth In USA: Cost And Procedures Part 6 by Nobody: 1:08pm On Mar 24, 2019 |
My view on this discount matter. A visa is the U.S' right to give and they can actually discriminate against whoever they choose (like it or not). The visa lottery, for example, is no longer open to Nigerians and that's that. People who feel strongly about it can lobby via their representatives in Congress but for now it's closed to some countries, Nigeria included. On the discount matter, I'm not sure there is a final conclusion that all will agree on. From my experience and what I have read, I can definitely say that healthcare in the U.S. is generally expensive and opaque and it seems to be designed that way on purpose, for some reason. Even for US residents and citizens...healthcare costs is the number 1 cause of bankruptcy. I obviously cannot say why the same VOs who approved 3k bills 2 years ago, now have a problem with it....maybe covert change in immigration policy perhaps....again every country has a right to do this. I used a hospital and paid in advance and got a zero balance. But guess what.....my itemized bill from all the service providers although coordinated centrally by the international patients office still shows a discount. This is bizarre given that I was given a price upfront e.g. x..... now itemized bill has y minus discount which now equals x!!! I'm due for a renewal in May. I decided to opt for an nterview. We'll see how it goes. I pray I get it...but if I don't...life goes on abi?! If our objective is a better life for ourselves and our kids I would suggest we leave the discount argument and (prayerfully) face Canada Express Entry. Lots of info on NL about this. On dishonesty being a Nigerian trait....obviously it isn't.... but it sure thrives here ....because corruption has no punishment and consequences compared to some other non-African countries. All the best mums...have a look at Canada EE....it's not immediate but if successful covers your nuclear family. 6 Likes |
Re: Give Birth In USA: Cost And Procedures Part 6 by Nobody: 1:21pm On Mar 24, 2019 |
aamey15: Well done ma'am....I would do the same i.e.reapply I pray for good success for you...I believe your forthrightness will be a plus. 1 Like |
Re: Give Birth In USA: Cost And Procedures Part 6 by KaraDanvers(f): 1:28pm On Mar 24, 2019 |
Please oh, those people posting link to high bill for Texas should desist biko. I don't agree for places like El Paso. That place na Mexico in reality. Thank you. 2 Likes |
Re: Give Birth In USA: Cost And Procedures Part 6 by Babyvet: 1:46pm On Mar 24, 2019 |
Mamaroon: You have a great outlook on life . America is not by force . Like you said if America not feasible , then try somewhere else . American citizenship is not a gurrantated chance to success . I have seen so many immigrants legal and illegal do so much better than native born Americans. 4 Likes |
Re: Give Birth In USA: Cost And Procedures Part 6 by NothingDoMe: 2:23pm On Mar 24, 2019 |
Sorry but I haven't seen nor heard from the "No Amount is Too Much for top notch medical care" people. I've read their replies to critics on birthing or receiving medical treatment in the US. However I've not seen them come out to defend this no-discount movement by the Embassy. I've been expecting to see people come out to say that they are ready to pay $20,000 for good quality medical care plus citizenship. 2 Likes |
Re: Give Birth In USA: Cost And Procedures Part 6 by adupif: 4:21pm On Mar 24, 2019 |
adupif: Hello everyone..please dont jump and pass...abeg answer me oh! |
Re: Give Birth In USA: Cost And Procedures Part 6 by BOmum: 4:39pm On Mar 24, 2019 |
NIFES: Just got a date...First week in May |
Re: Give Birth In USA: Cost And Procedures Part 6 by NIFES(f): 5:46pm On Mar 24, 2019 |
BOmum: Hi dear. I was just rushing here to come inform you too. I just tried now and got first week in May as well. Thanks for the feedback. |
Re: Give Birth In USA: Cost And Procedures Part 6 by peacenigeria: 6:47pm On Mar 24, 2019 |
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Re: Give Birth In USA: Cost And Procedures Part 6 by NIFES(f): 7:02pm On Mar 24, 2019 |
MsJanez01: Hello mama, you should try it now. |
Re: Give Birth In USA: Cost And Procedures Part 6 by didismyname: 8:13pm On Mar 24, 2019 |
Re: Give Birth In USA: Cost And Procedures Part 6 by NIFES(f): 9:03pm On Mar 24, 2019 |
didismyname: Oh, sorry. Just keep trying and target weekend/sunday like this. |
Re: Give Birth In USA: Cost And Procedures Part 6 by Blackfinegirl(f): 9:07pm On Mar 24, 2019 |
[quote author=adupif post=76945663] Hello everyone..please dont jump and pass...abeg answer me oh![/quote What they said is simple, provide your budget and cost given to you by your hospital. |
Re: Give Birth In USA: Cost And Procedures Part 6 by BOmum: 9:20pm On Mar 24, 2019 |
[quote author=Blackfinegirl post=76953374][/quote] I think its to send in your budget sheet and the correspondences you got from doc and hospital.Same one you used in getting your Visa.If youre sponsoring then you may want to include your bank statement i guess |
Re: Give Birth In USA: Cost And Procedures Part 6 by Fyorgyn: 9:54pm On Mar 24, 2019 |
Mamaroon: Yes oooo ![]() ![]() ![]() |
Re: Give Birth In USA: Cost And Procedures Part 6 by okoji: 2:54am On Mar 25, 2019 |
Semisolasola: You dey mind am. Generalisation with no statistics. |
Re: Give Birth In USA: Cost And Procedures Part 6 by Nobody: 3:13am On Mar 25, 2019 |
1 Like |
Re: Give Birth In USA: Cost And Procedures Part 6 by MMotimo: 4:50am On Mar 25, 2019 |
Vlesparza: What you offer is an international patient fee schedule, it is not the same as an uninsured discount Your targeted clientele are international patients and it states that on your website. Every single testimonial on your website as of 9pm ET March 24th is from international patients You have an advertised fee schedule for this group You do not have an advertised policy for uninsured US residents that can be reviewed and confirmed to be the exact same as that employed for international patients I would hazard a guess that internationals make up the bulk of your business You may or may not offer the same prices to domestic uninsured and even if you do, we know the latter have access to financial aid that international patients are not eligible for So, you see, you are not comparing apples to apples Your business model already makes it clear you are not like most other hospitals in the country so you really should be careful to not confuse my countrymen in this matter of uninsured discounts. Hospitals like the Mayo Clinic, Mercy Miami, to mention a few, have clearly advertised uninsured discount policies that exclude international patients. Your business model is obviously working for you but you can't speak for other hospitals who have clear policies that are different for the uninsured and for international patients. If I were you, I would just focus my message on being an hospital that is specialized in serving international patients with a fee schedule that has nothing to do with uninsured discounts. There really is no point getting into the uninsured discount debate, your business model is vastly different from those who offer uninsured discounts and simply can't be bothered to sift through who is domestic or not when the term "self-pay" fits all. 3 Likes |
Re: Give Birth In USA: Cost And Procedures Part 6 by Vlesparza: 5:44am On Mar 25, 2019 |
MMotimo: I hope you don't misunderstand, we see local uninsured patients and offer the same rate. Let me rephrase, the price offered to international patients is the price originally offered to the uninsured and is in fact how the price became about. It would be wrong to discriminate on this variable if all else is the same and if there is no reason to charge more. Letter explains specifically on this matter: 3 Likes
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Re: Give Birth In USA: Cost And Procedures Part 6 by mumnadine: 5:52am On Mar 25, 2019 |
Fyorgyn:how true is it?that if u are processing Canada,USA will not issue u visa? |
Re: Give Birth In USA: Cost And Procedures Part 6 by MsJanez01: 1:14pm On Mar 25, 2019 |
NIFES: Same jare. Tanks |
Re: Give Birth In USA: Cost And Procedures Part 6 by MsJanez01: 1:28pm On Mar 25, 2019 |
Re: Give Birth In USA: Cost And Procedures Part 6 by Fabbmum: 2:58pm On Mar 25, 2019 |
Hello Mamas I have been sending mail to oa@nigeriaimmigration.gov.ng for VOA for my LO since last week but no response,my travel date is this Saturday, is there any oda way to go about this,kindly assist. |
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