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Nairaland Forum / Nairaland / General / Travel / Give Birth In USA: Cost And Procedures Part 6 (1210244 Views)
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Re: Give Birth In USA: Cost And Procedures Part 6 by Nazonaje: 5:52pm On Apr 06, 2019 |
Nazonaje :did u use oakbend aswel? |
Re: Give Birth In USA: Cost And Procedures Part 6 by Nazonaje: 5:56pm On Apr 06, 2019 |
walefnf:dy should channel dr anger or frustration to dr faulty system and not d innocent patient that is ignorant of dr shady deals. 2 Likes |
Re: Give Birth In USA: Cost And Procedures Part 6 by dere5: 8:27pm On Apr 06, 2019 |
folmus:Thanks |
Re: Give Birth In USA: Cost And Procedures Part 6 by dere5: 8:28pm On Apr 06, 2019 |
ozycy:Thanks |
Re: Give Birth In USA: Cost And Procedures Part 6 by Dhollargurl(f): 2:47am On Apr 07, 2019 |
Hello fam, please I still need more answers So, I have a couple of questions please... 1) Has any Atlanta mama gone to renew visa and granted of late? I had my baby in Atlanta in 2017, uninsured and self paid.... Total bill was a little bit over 10k but I only have receipts for 9875 here because I already got back to Naija before I got the remaining ones which were about 500 dollars and I just paid over the phone. Asides those, ive got all my receipts and itemized bill showing huge discount. Btw, I used Piedmont Atlanta hospital. 2) Now, we use Cigna Global Insurance and we can get any medical treatment anywhere in the world provided the hospital and the doctor accept the insurance. I intend using Piedmont again and fortunately, they accept this insurance, so, I’ll be going as an insured patient, (i.e no discount palaver this time around). 3) My question is this; what are my chances? I paid all my bills the first time, but still d huge discount which I didn’t know about till I got the itemized bill. Now, with our new insurance, do I stand a better of getting my Visa or I should just look for a very expensive hospital and go as a self-paying patient and present my bills later to my Cigna for a refund. I need your help because I will be applying very soon. Thanks. [/quote] |
Re: Give Birth In USA: Cost And Procedures Part 6 by Bcpump: 6:24am On Apr 07, 2019 |
yes medical only walefnf: |
Re: Give Birth In USA: Cost And Procedures Part 6 by Iyayoyo(m): 6:40am On Apr 07, 2019 |
Quick question please do Lagos embassy still allow applicants come in with documents for interview like hospital receipts statements of account etc |
Re: Give Birth In USA: Cost And Procedures Part 6 by walefnf(m): 7:55am On Apr 07, 2019 |
Insurance company isn't a free service, you still need to pay them monthly, quarterly or annually, but you can just put all this money together and pay all your bills for medical in the US not involved any insurance at all. I believe if they start hearing insurance insurance from everyone, another loophole for refusal. Answer to your question. Please look for hospitals and go as a self patient. No tell VO about insurance you have. Let this insurance thing between you and Cigna only. Good luck sis Dhollargurl: 1 Like |
Re: Give Birth In USA: Cost And Procedures Part 6 by walefnf(m): 8:18am On Apr 07, 2019 |
Re: Give Birth In USA: Cost And Procedures Part 6 by Dhollargurl(f): 8:21am On Apr 07, 2019 |
Thanks but I don’t think you get my question. The insurance my husband’s company use is a global one, (so just like Axa Mansard here in Naija, but the difference is, theirs is a global insurance, not limited to Naija, it is for anywhere in the world). Whether, we decide to use it or not, they deduct it from his salary annually. I am NOT going to US to apply for insurance cos I already have the insurance that covers things like childbirth and even up to dental. My question now is this, should I go as a self-pay patient, or let them know our insurance covers it? I’m asking because even if I say I’m going as a self paying patient, (which I did for the first trip), I will still end up using the insurance because the insurance company already deducted it. But, wouldn’t it look like I lied? Will them knowing I’m going with my insurance card boost my chances because no need to worry about me getting discount or I should look for a hospital that charges higher and go as a self paying patient, then our insurance settles later. The only problem is that most hospitals still quote about same price for their self paying patients. I’m so confused. walefnf: |
Re: Give Birth In USA: Cost And Procedures Part 6 by walefnf(m): 8:23am On Apr 07, 2019 |
Yes, Lagos consulate allow applicants come in with any supporting documents for interview, VO will ask for it if it's needed. Iyayoyo: |
Re: Give Birth In USA: Cost And Procedures Part 6 by walefnf(m): 8:44am On Apr 07, 2019 |
Sis, I get your question very well. I do know about insurance company also. Am just telling you to avoid mentioning insurance in front of the VO and make sure nothing shows insurance on your itemized bill later. If i tell you my personal experience you go shock ooo. Please no just decide to use insurance at all. To your question, just go as a self-pay patient. Forget about the insurance company already deducted it. If you find hospitals that charges higher, and go as a self pay patient, pay all your bills from your pocket. Later you and insurance can settle what you paid from your pocket. Good luck sis Dhollargurl: |
Re: Give Birth In USA: Cost And Procedures Part 6 by Dhollargurl(f): 9:36am On Apr 07, 2019 |
Thanks a lot walefnf: |
Re: Give Birth In USA: Cost And Procedures Part 6 by ultimatebas(m): 10:51am On Apr 07, 2019 |
Iyayoyo: Definitely. Because your VO might ask of any particular document at any point in time. |
Re: Give Birth In USA: Cost And Procedures Part 6 by Amaka6934: 10:53am On Apr 07, 2019 |
ozycy:The one in sugarland |
Re: Give Birth In USA: Cost And Procedures Part 6 by Iyayoyo(m): 12:39pm On Apr 07, 2019 |
ultimatebas:thanks so there is no point sending it by Dhl to the embassy before interview date? Because originally she meant to go for visitation but now that she is Pregnant she already paid part payment hospital bills and also had an appointment with a doctor in the USA |
Re: Give Birth In USA: Cost And Procedures Part 6 by ultimatebas(m): 12:52pm On Apr 07, 2019 |
Iyayoyo:Don't send anything through DHL,let your wife go with the documents on the day of the interview. |
Re: Give Birth In USA: Cost And Procedures Part 6 by Iyayoyo(m): 1:15pm On Apr 07, 2019 |
ultimatebas:thanks the reason we planned to send it through Dhl is because we didn’t know she ll be pregnant before her appointment date so we filled in for visitation now that she is pregnant that’s why we are changing it to birthing. So kindly share experience if she need to fill in another Dd-160 and take it along with her for her interview or mail the letter from sponsor and other document. Her boss who is also her uncle a honourable member at the National Assembly will be the sponsor |
Re: Give Birth In USA: Cost And Procedures Part 6 by mumnadine: 1:56pm On Apr 07, 2019 |
Iyayoyo:i know of someone dat had a similar case but for her ,the vo asked her to go back and apply for a medical.urs maybe different anyway it all depends on the VO 1 Like |
Re: Give Birth In USA: Cost And Procedures Part 6 by ultimatebas(m): 2:07pm On Apr 07, 2019 |
mumnadine:That's exactly what would happen. His wife might just be told to re-apply for medical visa. And that's a 95% likelyhood. |
Re: Give Birth In USA: Cost And Procedures Part 6 by ultimatebas(m): 2:08pm On Apr 07, 2019 |
mumnadine:That's exactly what would happen. His wife might just be told to re-apply for medical visa. And that's a 95% likelihood. |
Re: Give Birth In USA: Cost And Procedures Part 6 by Nobody: 2:17pm On Apr 07, 2019 |
drafrican:Not only oakbend, Houston as a whole has been overflogged so tey all the hospitals have increased their fees and you’ll hardly get CS for less than $10k for the total package except HNWMC. 1 Like |
Re: Give Birth In USA: Cost And Procedures Part 6 by aremso(m): 5:27pm On Apr 07, 2019 |
drafrican: So which one do u advice then? |
Re: Give Birth In USA: Cost And Procedures Part 6 by ozycy: 6:23pm On Apr 07, 2019 |
Iyayoyo:Fill another form, call the embassy customer service line to switch your forms, they will do it right away and send yiu a mail with the new confirmation. you print out your new appointment confirmation with the new ds160 code showing. Your appointment date wont change, Very simple something. 1 Like |
Re: Give Birth In USA: Cost And Procedures Part 6 by ozycy: 6:26pm On Apr 07, 2019 |
Amaka6934:Just go with the hospital breakdown, I think that's what's more importanter. |
Re: Give Birth In USA: Cost And Procedures Part 6 by drafrican: 6:41pm On Apr 07, 2019 |
aremso: So far it seems maryland mums have had the least troubles max discount is 2% Let ur bill be at least 10k Use a reputable hospital in case u need help in d future,avoid gbo gbo ero. For me the first hospital i used was great 4 yrs after they have all my records vs henricos that have refused to give me itemized bill,wont pick my call or reply emails etc I also hear altanta and chicago have some bery decent hospitals bottom line go for a med to top notch hospital. Thank me when u need to renew!!! Avoid naija dr or use a less popular naija dr ,if u can dr fagbo don cast in fact at the airport they know his name ! 1 Like 2 Shares |
Re: Give Birth In USA: Cost And Procedures Part 6 by aremso(m): 7:14pm On Apr 07, 2019 |
drafrican: Can I pm u? |
Re: Give Birth In USA: Cost And Procedures Part 6 by mldtemi(f): 9:18pm On Apr 07, 2019 |
Hello mamas, Does anyone have a contact number for abuja immigration office concerning Visa on arrival? Pls help. Thank you |
Re: Give Birth In USA: Cost And Procedures Part 6 by Nobody: 10:04pm On Apr 07, 2019 |
Iyayoyo: ..complete a new DS160...update the new form number on your profile on the portal for booking appointment and save..then print the appointment confirmation again it should already reflect the new DS160 number...also reprint confirmation of the new DS160....I did this when I make an error on the DS160 I had already submitted and it worked for me Search using these keywords in NL and you'll see this same advise...I believe it worked for others too "DS160 update profile" |
Re: Give Birth In USA: Cost And Procedures Part 6 by Nobody: 10:11pm On Apr 07, 2019 |
Dhollargurl: I suspect the average educated VO will understand the concept of international medical insurance coverage. I would advise you to get a hospital, doctor, etc that will accept hubby's insurance....Cigna you said.....and let the acceptance be written e.g. email. Also get docs that show the insurance premium deductions from his pay slip...and maybe a document that shows he signed up with this insurance scheme in the first place (there is usually an application form) and that you are his dependent and that maternity care and delivery are covered. Maybe get the insurance provider to write a letter confirming this. All going well I don't think you have an issue and worst case they'll say admin processing and reconfirm that all is in order. Your scenario is actually an ideal one in my view and beats self pay wahala. Good luck. 2 Likes |
Re: Give Birth In USA: Cost And Procedures Part 6 by Nobody: 10:25pm On Apr 07, 2019 |
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Re: Give Birth In USA: Cost And Procedures Part 6 by Dhollargurl(f): 10:58pm On Apr 07, 2019 |
Thanks a lot for this. I already have doctor and hospital that accepts, using Gwinnett this time around. As per getting pay slip showing deductions, we should be able to get that from the HR and for the documents supporting he signed with them, we both have our insurance cards from Cigna and also from Hubby’s company to that effect. Thanks a lot, *fingers crossed* Mamaroon: |
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