Good evening house, please who has invested in Sterling bank I-invest TBs?
Saw a 208days TBs for 12%
Kindly help with the pros n cons of using them as against getting directly from my bank.
Thank you.

TotoNaRubber:
Guys remember the importance of having next of kin on all your investments, do not work all your life and let the banks rip you off. A lot of people have worked all their life only for a sudden incident to cut their life short and the banks always smile and keep their account balances after a few years of inactivity. At the end, it was investing foolishly.

Make someone in your family your next of kin or better still make someone you trust aware of certain investment in certain institution where you have invested.



Many people wil keep their investment a secret even from their spouse, i don't blame such persons because a lot of women will squander your millions once they know you have it. The best option is to use your childrens name as best of kin then tell your spouse you invested at so so place, you dont have to tell her the amount but once she knows your kids are the next of kin, she will be very reluctant to squander the resources.

This message is from the Federal Ministry of TotoNaRubber.

but u have to be careful ,I left my system open and my wife saw this investments chart ,all hell was loose she needs a new car for her and baby so I bought e.o.d for her but she refuse to drive it and uses my c 180 that the problem with women ,I go soon give the car to uber if she no want let them be remitting 35 k for her weekly

Please guy this thing you guys are doing here is very bad I have been begging someone to help me out I need to start TB but I still needs someone to mentor me here more about it I met which bank is the best to use and how to go about it as a new person ,pls let help ourselves nobody know tomorrow this is my email Anaebi4love@gmail.com I need to check with someone plz any can help send me mail

Dunkofia20:
Please guy this thing you guys are doing here is very bad I have been begging someone to help me out I need to start TB but I still needs someone to mentor me here more about it I met which bank is the best to use and how to go about it as a new person ,pls let help ourselves nobody know tomorrow this is my email Anaebi4love@gmail.com I need to check with someone plz any can help send me mail

Since you are lazy to just read a few pages, how much are you going to pay the so called mentor?

I'm ready to mentor you. I don't charge much, just $18 per hour.

Plus guys help with your email or phones number that had what's app so that I can ask some personal questions about this T B pls Ahiboilandgas, Seyi0802, AFinished, Reality shot am waiting for guys pls Anaebi4love@gmail.com

Nigerias and greed pls don't misunderstand me I don't need that kind of mentor from you

Grupo:


Since you are lazy to just read a few pages, how much are you going to pay the so called mentor?

I'm ready to mentor you. I don't charge much, just $18 per hour.

You have already judge me of being lazy African mentality

Grupo:


Since you are lazy to just read a few pages, how much are you going to pay the so called mentor?

I'm ready to mentor you. I don't charge much, just $18 per hour.

Dunkofia20:
You have already judge me of being lazy African mentality

If you are not lazy, why not read the first 10 pages and last 15 pages of this thread. Everything you need is there.

ahiboilandgas:
but u have to be careful ,I left my system open and my wife saw this investments chart ,all hell was loose she needs a new car for her and baby so I bought e.o.d for her but she refuse to drive it and uses my c 180 that the problem with women ,I go soon give the car to uber if she no want let them be remitting 35 k for her weekly

Haba ahiboilandgas! Kindly upgrade madam to 2013/2014 or even 2017 Honda Accord.
My wife sold her 2012 Kia Cerato to migrate to RAV4 or Highlander; I am still raising the money since February o. She has even put the money in TBills, now I can rest till September.

Agbaletu:

Haba ahiboilandgas! Kindly upgrade madam to 2013/2014 or even 2017 Honda Accord.
My wife sold her 2012 Kia Cerato to migrate to RAV4 or Highlander; I am still raising the money since February o. She has even put the money in TBills, now I can rest till September.

my oga I would .woman want everthing instant

ahiboilandgas:
my oga I would .woman want everthing instant

That's damn true!

Dunkofia20:
Nigerias and greed pls don't misunderstand me I don't need that kind of mentor from you

yiu didn't get the sarcasm in his reply. His point was that you could seek the info yourself hence he said he would mentor you for a very high amount because you don't want to seek out info for yourself

And how do you know I have not done so

Grupo:


If you are not lazy, why not read the first 10 pages and last 15 pages of this thread. Everything you need is there.

Bro don't mind the guy I have read all The information I need I just want someone to guide me in the areas which best investment organization to use and some other things like that

afroxyz:


yiu didn't get the sarcasm in his reply. His point was that you could seek the info yourself hence he said he would mentor you for a very high amount because you don't want to seek out info for yourself

Am into forex trading we even have what's app group
we use to share ideas no knowledge is a waste

Dunkofia20:
Bro don't mind the guy I have read all The information I need I just want someone to guide me in the areas which best investment organization to use and some other things like that

Please house my own concern is .how soon is the money debited from your account and issued treasury bill certificate. For instance i go to the bank on thursday. And fill the treaury bill instructions documents . Will the money be debited that same thursday and most importantly will i get the treasury bill certificate date same day and the return

omidan21:
Please house my own concern is .how soon is the money debited from your account and issued treasury bill certificate. For instance i go to the bank on thursday. And fill the treaury bill instructions documents . Will the money be debited that same thursday and most importantly will i get the treasury bill certificate date same day and the return

I don't mean to sound like a broken record but oga READ PREVIOUS PAGES. Damnn lazy people everywhere on this thread

omidan21:
Please house my own concern is .how soon is the money debited from your account and issued treasury bill certificate. For instance i go to the bank on thursday. And fill the treaury bill instructions documents . Will the money be debited that same thursday and most importantly will i get the treasury bill certificate date same day and the return

If it's secondary market and if it were to be FBN,you will be debited immediately. And your upfront will also be credited to you in less than 1hr. You might even get it before you leave the bank.

If you should use primary,then you have to go latest on Monday morning before 12 pm and you would be debited immediately. Then after wed being the auction day,your upfront will be credited to you the next day being Thursday...


Take time to go through the thread,you will get more info

I see what you mean, eod with working ac and sound engine no bad for a start. You are the family boss and once you stand your grounds and play the children card, you may be able to buy more time.

I have seen a woman who threatened her man, if he doesn't buy her a Range rover she knows where to go and find money to buy it. Luckily for him the marriage was in early days, he had only done first introduction and with that particular incident he called off the wedding. We were all shocked knowing the guy had spent about 8 million naira on the same lady the previous year.

ahiboilandgas:
but u have to be careful ,I left my system open and my wife saw this investments chart ,all hell was loose she needs a new car for her and baby so I bought e.o.d for her but she refuse to drive it and uses my c 180 that the problem with women ,I go soon give the car to uber if she no want let them be remitting 35 k for her weekly

stposh:
Good evening house, please who has invested in Sterling bank I-invest TBs? Saw a 208days TBs for 12%
Kindly help with the pros n cons of using them as against getting directly from my bank. Thank you.

I use the app and I have used my debit card to fund and requested remittance to my bank account multiple times with no problem

I personally see no point walking into a bank to waste my time when I can use an app like this for my tbills investment

That's my personal experience to date

Dunkofia20:
Please guy this thing you guys are doing here is very bad I have been begging someone to help me out I need to start TB but I still needs someone to mentor me here more about it I met which bank is the best to use and how to go about it as a new person ,pls let help ourselves nobody know tomorrow this is my email Anaebi4love@gmail.com I need to check with someone plz any can help send me mail

You don't need any mentorship on tbills investment.

Tbills are safe secure, slow and lazy investment type which is why all Nigerian banks have a large chunk of their balance sheet in tbills. The chances of losing your money is closer to zero unless you give your money to a fake or wonder bank. If you stick to regular banks even your current bank, you should be fine

Concerning interest rate offered by the banks, the different maturities should be within 1% of each other and unless you're investing in the tens of millions, the absolute return in that 1% ball pack is not enough to jump from bank to bank for.

As you would have seen on this thread, you have the choice of buying primary or secondary market Bill's and again, unless you're buying huge chunks, the difference in rate between the two market is not significant. Dont waste your time going after the extra 1 or 2% if your capital is not at least 10m...

These are my personal views based on the my own valuation

ahiboilandgas:
but u have to be careful ,I left my system open and my wife saw this investments chart ,all hell was loose she needs a new car for her and baby so I bought e.o.d for her but she refuse to drive it and uses my c 180 that the problem with women ,I go soon give the car to uber if she no want let them be remitting 35 k for her weekly

I will never advice anyone to tell his wife his total worth (in cash) , it's okay if she's informed about your overall investments . There was a day i felt terribly sick in the midnight, i thought I was gonna die, my wife was beside me doing all she could , then i said, my dear this is my worths, told her d sharing patterns (i was only concerned about the cash not houses or cars).i cld see some surprises in her face even in my dying state, God took total control and still keeping me alive. Thereafter, new requests roll in: such as, i do give my wife a monthly salary, i told her the salaries come from TBS n that is why it's regular ,then she said, you give me xx amount a month, so calculate my total share of ur TB investments, then give me all at once,i will like to have all in my name... I smile .cld do that but if you finish it like a prodigal son, don't come asking for more n besides i have an investment pattern that increases my TBS every six month which of course increases her monthly salaries thereafter, she now understand with me the money increases then gave me her ok. But her demands in material things increased, now to say i don't have cash is kinda difficult because she knows my worth, can only keep the incoming inflows away from her. Her fear of me taking a second wife also surge, imagine this is my 14 yrs with her, i don't take alcohol ,always sober so i don't do bitches. But overall she's a good woman n understanding type else things would have gotten out of hands.

Akin3891:



I will never advice anyone to tell his wife his total worth (in cash) , it's okay if she's informed about your overall investments . There was a day i felt terribly sick in the midnight, i thought I was gonna die, my wife was beside me doing all she could , then i said, my dear this is my worths, told her d sharing patterns (i was only concerned about the cash not houses or cars).i cld see some surprises in her face even in my dying state, God took total control and still keeping my alive. Thereafter, new requests roll in: such as, i do give my wife a monthly salary, i told her the salaries come from TBS n that is why it's regular ,then she said, you give me 100k a month, so calculate the total worth of TB than can fetch 100k a month, then give me all at once,i will like to have all in my name... I smile .cld do that but if you finish it like a prodigal son, don't come asking for more n besides i have an investment pattern that increases my TBS every six month which of course increases her monthly salaries thereafter, she now understand with me the money increases then gave me her ok. But her demands in material things increased, now to say i don't have cash is kinda difficult because she knows my worth, can only keep the incoming inflows away from her. Her fear of me taking a second wife also surge, imagine this is my 14 yrs with her, i don't take alcohol ,always sober so i don't do bitches. But overall she's a good woman n understanding type else things would have gotten out of hands.

I actually scope my wife that my monthly income is 180 -200 k

Please when is the next auction?

ahiboilandgas:
I actually scope my wife that my monthly income is 180 -200 k

Better that way ...knowing your sincere monthly income can only create more probs than solutions. If not dat i thought i was dying that night , ain't gonna open my mouth, i so like a coded life.

ahiboilandgas:
but u have to be careful ,I left my system open and my wife saw this investments chart ,all hell was loose she needs a new car for her and baby so I bought e.o.d for her but she refuse to drive it and uses my c 180 that the problem with women ,I go soon give the car to uber if she no want let them be remitting 35 k for her weekly

Haba! This is not fair nau. Do madam well, Biko. I can't even buy such cheap car for a girlfriend let alone a wife. Wife o!

Hmmm I tell my wife the investments quarterly o. She knows the difference between available money and locked up money.

The monies are locked up - I aint letting them out (Akon). The only thing now is request of holidays for the children outside Nigeria. No thank you.

TotoNaRubber:
Guys remember the importance of having next of kin on all your investments, do not work all your life and let the banks rip you off. A lot of people have worked all their life only for a sudden incident to cut their life short and the banks always smile and keep their account balances after a few years of inactivity. At the end, it was investing foolishly.

Make someone in your family your next of kin or better still make someone you trust aware of certain investment in certain institution where you have invested.



Many people wil keep their investment a secret even from their spouse, i don't blame such persons because a lot of women will squander your millions once they know you have it. The best option is to use your childrens name as best of kin then tell your spouse you invested at so so place, you dont have to tell her the amount but once she knows your kids are the next of kin, she will be very reluctant to squander the resources.

This message is from the Federal Ministry of TotoNaRubber.

Nice information but note that next-of-kin DO NOT have access to the money in a bank account when the owner is deceased. The family will have to go to Probate court to get letter of Administration or Probate letter (if the deceased died testate). That is the only way.

Akin3891:


Better that way ...knowing your sincere monthly income can only create more probs than solutions. If not dat i thought i was dying that night , ain't gonna open my mouth, i so like a coded life.

that is why you should write a WILL and only your lawyer will REVEAL your true worth and sharing formula after demise.

Then highest you tell your family is, all will be fine if I go.

My father earned millions in his active years, but telling his wife his salary and all ruined him! She kept buying useless gold and JUST ONE DAY thieves came and stole them ALL!

HER EXPENSIVE CAR WAS STOLEN TOO..
Luxury brings termites, and termites leave NOTHING.


One girlfriend saw my account balance once (thanks to stupid bank SMS at the wrong moment)
and she left me! Not knowing that's one of 2 accounts.

Today, I don't even keep 5k in any account!


Thank God for saving your life BTW!

Am enjoying this gist abt wife and money but u guyz have refused to look into stanbic and first bank.

It's like they are intentionally ignoring filling in our primary market purchase request with the intention of selling secondary rates to us.


Last auction was the 3rd time my request has been ignored. They would say it wasn't successful...WHY.

Wayo Don dey enter ooh....

Man know thyself also know your wife. My wife knows all my investment and the worth. Been trying to educate her on how to calculate tbills but she aint interested. I want her to continue the investment when am gone. Will get my kids involved when they reach 15years. I will expect them to start investing from their first salary. My wife is even cutting down her demands so i can invest. More reason am suspending my investment to buy her a car. Just imagining that I die and one young boy come and deceive my wife and squander my money. Let her squander the interest, the capital will generate another one.