Good one sir. May you continue to fly higher

onegentleguy:
I truly feel for those who've had problems collecting their outstanding dividends in yrs. ...and those who've also had issues processing and/or transmitting the shares of their deceased relative, as beneficiaries.

In the past i've assisted a couple of fellows sort their dividend related issues, but had to stop at some point due largely to time constrain. However, reading through the several complaints here, I have decided to help out one small by guiding and where necessary, providing the needed contacts that might help facilitate a quicker and easier resolution to issues.
I shall however do that in spasms and as time permits.

For privacy though, I will prefer not to put out the few contacts(including mobile Nos) I have here. ...don't think the folks would like that.
I shall only do that privately and if and when there's an absolute need for it.
So to those with issues particularly from the seen-to-be-tough registrar bodies like UNITED SECURITIES, EDC REGISTRARS, AFPRUD, GTL REGISTRARS, FIRST REGISTRARS, and VERITAS, u can contact me privately.

NOTE: This is NOT an invitation to throw all ur dividend related issues to me, especially the easy-to-resolve ones.
...u must have put in a proven effort to sort out things urself before now, but couldn't do so, for whatever reason.

Like I said before, I shall offer help(where need be) in spasms and as time permits.
I know there'll be many who have issues to sort out, but i'll do my best to assist in my own little way.
Pls do not be offended if I couldn't immediately attend to u.
I am a small fellow who can often be very busy.

Regards.

INTERN. BREWERIES IS HEAMORRHAGING....
SEASON OF BUYING THE Dip

Godlylifeoneart:
INTERN. BREWERIES IS HEAMORRHAGING....
SEASON OF BUYING THE Dip

You go average down you go tire!

mackengift:
Sorry for the intrusion and thank you for your warm dismissal.

Matured response!

Qualinvest Capital Emerges Most Active Stockbroker in June, Q2 2019
https://businesspost.ng/2019/07/06/qualinvest-capital-emerges-most-active-stockbroker-in-june-q2-2019/

stcool:


You go average down you go tire!

Veecovee is really working hard....

Did some group just gave the president 30 days to implement RUGA or else
the boldness!
Chai what am I still doing in Nigeria with my pennies ooo
It’s 3 days since the threat and the man has not been arrested.. OMG...
Abeg who Dey rule who ? People no dey fear a whole president again

Smh
Smh
Smh

Yayira:
Did some group just gave the president 30 days to implement RUGA or else
the boldness!
Chai what am I still doing in Nigeria with my pennies ooo
It’s 3 days since the threat and the man has not been arrested.. OMG...
Abeg who Dey rule who ? People no dey fear a whole president again

Smh
Smh
Smh

My dear, ijoba alausa ni awa o.... Alausa ti takeover...That is the nepotism that has destroyed buhari’s government

Good morning folks,
Have you been asked by a good friend for a financial rescue?
Then read dz from financialfreedominspiration.com


Before borrowing money from a friend, decide which you need most.
—AMERICAN PROVERB
Money and friendship often do not mix very well, like drinking and driving. Money can part the best of friends, and can even sour sibling relationships in some instances. That is one of the first lessons you learn if you are a fan of Judge Judy. The borrower feels the lender should be more understanding or even write off the debt entirely especially when the borrower feels the lender is relatively much better off financially than the borrower. The lender feels used and being taken for granted.

Owing a friend can be awkward, especially when the debt is past due. You start to feel uncomfortable and start offering excuses even when none is demanded. Soon you begin to avoid each other.

Abuse of friendship

Borrowing money from a friend is an abuse of friendship. There is inherent emotional blackmail in the demand – if you love me, you will help, which means if you don’t, then you don’t care. That is subtle manipulation, trying to make the other party feel guilty. Some friends borrow with no intent to pay back. They feel the money is one of their fringe benefits from the friendship.

If we cut our coat according to our cloth, there will be hardly the need to put pressure on our friends to lend us money. There are genuine emergencies whereby a good friend will gladly give without an expectation of getting repaid.

It is the job of banks to lend money

Banks are in the business of lending money to the public. They have the funds and the personnel with the experience to evaluate risks. Banks do not care about your feelings. If you are creditworthy, they will give you credit. If you go to them with a hare-brained idea, they will politely decline no matter how you feel.



It is unfair to ask a friend to risk his savings on your business venture. He cannot analyze the risks even if his life depended on it. The best place to get a loan for a business startup is to borrow from your savings or from a bank and not from a friend (unless he is a willing investor). Such money often does not come back. Your friend is often not bold enough to say “No, this plan is rubbish, I am not ready to risk my money on this”. Rather, he will swallow his apprehension and give you his hard-earned money (hoping and praying that you know what you are doing), so as to avoid being seen as a dream killer or not wishing his friend well.

Lack of forward planning

Some people simply do not plan ahead. They operate on a pay as you go basis. Some look for money to borrow to pay maternity hospital bills, you begin to wonder if the baby dropped from the sky. Babies give 9 months notice, enough time to plan ahead and get everything ready. You would expect anyone who is not ready to shoulder the responsibility of a new baby to locate the nearest family planning clinic.

Some borrow to pay for expensive private schools, hoping and praying as they go along. When you borrow to pay the first term school fees, what about the second and third term? Is it sustainable? Is there any end in sight? You simply drive away the few gullible friends you have through bad debts.

Protection from predatory borrowing

To protect themselves from predatory borrowing by friends, folks have adopted some methods. I call the first method the inoculation method. You lend an amount to your friend knowing fully well he will default. With that bad debt as a barrier, the debtor friend is not bold enough to come to ask for another loan, knowing he has not paid back the last one. That first loan acts as an inoculation to give immunity to the lender – to protect him from further lending requests, and peace returns to the planet. The debtor friend is forced to go look somewhere else. Mission accomplished. This method is not foolproof. Some friends still come back for more loans nonetheless.

The second method is the gift method. A friend comes to you to ask for an N200K loan, you let her know you don’t have that type of money lying idle, so you chip in N20K as a gift. If she comes back a second time and ends up with another gift, she will get the message. She will either not come back again, or knows full well all she can get is another gift, which she may very well come back for. When the gift reduces in amount each time she returns, that becomes a disincentive to keep asking.

The third method is a flat out no, sometimes backed with a gift. Few have the courage to put their foot down this way, as they may not want to hurt the borrower’s feelings.

Giving with wisdom

This is not to say you cannot help a friend in need. We are to help others to the best of our ability. However, it is unwise to help others at the expense of our financial stability, especially if it is not a medical emergency. At aircraft preflight safety briefings, you are advised to put on your oxygen mask first in the event of a sudden drop in cabin pressure before you help others. If you are panting for breath yourself, you put both lives in danger. If you are not an expert swimmer, attempting to help a drowning man may result in two fatalities. The best thing to do is to call for help.

When you keep giving handouts to a friend or keep funding half baked ideas, you are weakening your friend, not strengthening him. By feeding him fish, you are weakening his drive to learn how to fish. You are helping and abetting financial illiteracy. If you keep helping long enough, both of you will go down, then he will go look for a new helper to pull down also.

We need sound judgement, common sense and a dose of financial literacy to be able to handle money especially when it comes to helping friends and family. Part of our monthly budget should include giving – tithes, charity, friends and family in need etc. Taking care of our aged parents is a responsibility which is not optional. However, whenever a friend wants to turn you to a bank or ATM machine, you need to decide which you need most, as money and friendship do not mix very well.

Three very important lessons to learn from Warren Buffett’s $1 million bet.


https://blog.solidum.capital/three-very-important-lessons-to-learn-from-warren-buffetts-1-million-bet-7111b3368f11

Godlylifeoneart:
Good morning folks,
Have you been asked by a good friend for a financial rescue?
Then read dz from financialfreedominspiration.com


Before borrowing money from
a friend, decide which you need most.
—AMERICAN PROVERB
Money and friendship often do not mix very well, like drinking and driving. Money can part the best of friends, and can even sour sibling relationships in some instances. That is one of the first lessons you learn if you are a fan of Judge Judy. The borrower feels the lender should be more understanding or even write off the debt entirely especially when the borrower feels the lender is relatively much better off financially than the borrower. The lender feels used and being taken for granted.

Owing a friend can be awkward, especially when the debt is past due. You start to feel uncomfortable and start offering excuses even when none is demanded. Soon you begin to avoid each other.

Abuse of friendship

Borrowing money from a friend is an abuse of friendship. There is inherent emotional blackmail in the demand – if you love me, you will help, which means if you don’t, then you don’t care. That is subtle manipulation, trying to make the other party feel guilty. Some friends borrow with no intent to pay back. They feel the money is one of their fringe benefits from the friendship.

If we cut our coat according to our cloth, there will be hardly the need to put pressure on our friends to lend us money. There are genuine emergencies whereby a good friend will gladly give without an expectation of getting repaid.

It is the job of banks to lend money

Banks are in the business of lending money to the public. They have the funds and the personnel with the experience to evaluate risks. Banks do not care about your feelings. If you are creditworthy, they will give you credit. If you go to them with a hare-brained idea, they will politely decline no matter how you feel.



It is unfair to ask a friend to risk his savings on your business venture. He cannot analyze the risks even if his life depended on it. The best place to get a loan for a business startup is to borrow from your savings or from a bank and not from a friend (unless he is a willing investor). Such money often does not come back. Your friend is often not bold enough to say “No, this plan is rubbish, I am not ready to risk my money on this”. Rather, he will swallow his apprehension and give you his hard-earned money (hoping and praying that you know what you are doing), so as to avoid being seen as a dream killer or not wishing his friend well.

Lack of forward planning

Some people simply do not plan ahead. They operate on a pay as you go basis. Some look for money to borrow to pay maternity hospital bills, you begin to wonder if the baby dropped from the sky. Babies give 9 months notice, enough time to plan ahead and get everything ready. You would expect anyone who is not ready to shoulder the responsibility of a new baby to locate the nearest family planning clinic.

Some borrow to pay for expensive private schools, hoping and praying as they go along. When you borrow to pay the first term school fees, what about the second and third term? Is it sustainable? Is there any end in sight? You simply drive away the few gullible friends you have through bad debts.

Protection from predatory borrowing

To protect themselves from predatory borrowing by friends, folks have adopted some methods. I call the first method the inoculation method. You lend an amount to your friend knowing fully well he will default. With that bad debt as a barrier, the debtor friend is not bold enough to come to ask for another loan, knowing he has not paid back the last one. That first loan acts as an inoculation to give immunity to the lender – to protect him from further lending requests, and peace returns to the planet. The debtor friend is forced to go look somewhere else. Mission accomplished. This method is not foolproof. Some friends still come back for more loans nonetheless.

The second method is the gift method. A friend comes to you to ask for an N200K loan, you let her know you don’t have that type of money lying idle, so you chip in N20K as a gift. If she comes back a second time and ends up with another gift, she will get the message. She will either not come back again, or knows full well all she can get is another gift, which she may very well come back for. When the gift reduces in amount each time she returns, that becomes a disincentive to keep asking.

The third method is a flat out no, sometimes backed with a gift. Few have the courage to put their foot down this way, as they may not want to hurt the borrower’s feelings.

Giving with wisdom

This is not to say you cannot help a friend in need. We are to help others to the best of our ability. However, it is unwise to help others at the expense of our financial stability, especially if it is not a medical emergency. At aircraft preflight safety briefings, you are advised to put on your oxygen mask first in the event of a sudden drop in cabin pressure before you help others. If you are panting for breath yourself, you put both lives in danger. If you are not an expert swimmer, attempting to help a drowning man may result in two fatalities. The best thing to do is to call for help.

When you keep giving handouts to a friend or keep funding half baked ideas, you are weakening your friend, not strengthening him. By feeding him fish, you are weakening his drive to learn how to fish. You are helping and abetting financial illiteracy. If you keep helping long enough, both of you will go down, then he will go look for a new helper to pull down also.

We need sound judgement, common sense and a dose of financial literacy to be able to handle money especially when it comes to helping friends and family. Part of our monthly budget should include giving – tithes, charity, friends and family in need etc. Taking care of our aged parents is a responsibility which is not optional. However, whenever a friend wants to turn you to a bank or ATM machine, you need to decide which you need most, as money and friendship do not mix very well.

Very insightful.

When I saw that long epistle, oh sorry, long writeup up there, I said within me that some pple will still copy it to drop one/two words o.
Here we are but I will not say anything.
Happy Sunday folks. That's what I want to say.

dipoolowoo:
Good one sir. May you continue to fly higher

...and u too Sir !!

Regards.

Godlylifeoneart:
Good morning folks,
Have you been asked by a good friend for a financial rescue?
Then read dz from financialfreedominspiration.com

Great piece !!
Pls keep it up Sir.

Godlylifeoneart:
Good morning folks,
Have you been asked by a good friend for a financial rescue?
Then read dz from financialfreedominspiration.com


Before borrowing money from a friend, decide which you need most.
—AMERICAN PROVERB
Money and friendship often do not mix very well, like drinking and driving. Money can part the best of friends, and can even sour sibling relationships in some instances. That is one of the first lessons you learn if you are a fan of Judge Judy. The borrower feels the lender should be more understanding or even write off the debt entirely especially when the borrower feels the lender is relatively much better off financially than the borrower. The lender feels used and being taken for granted.

Owing a friend can be awkward, especially when the debt is past due. You start to feel uncomfortable and start offering excuses even when none is demanded. Soon you begin to avoid each other.

Abuse of friendship

Borrowing money from a friend is an abuse of friendship. There is inherent emotional blackmail in the demand – if you love me, you will help, which means if you don’t, then you don’t care. That is subtle manipulation, trying to make the other party feel guilty. Some friends borrow with no intent to pay back. They feel the money is one of their fringe benefits from the friendship.

If we cut our coat according to our cloth, there will be hardly the need to put pressure on our friends to lend us money. There are genuine emergencies whereby a good friend will gladly give without an expectation of getting repaid.

It is the job of banks to lend money

Banks are in the business of lending money to the public. They have the funds and the personnel with the experience to evaluate risks. Banks do not care about your feelings. If you are creditworthy, they will give you credit. If you go to them with a hare-brained idea, they will politely decline no matter how you feel.



It is unfair to ask a friend to risk his savings on your business venture. He cannot analyze the risks even if his life depended on it. The best place to get a loan for a business startup is to borrow from your savings or from a bank and not from a friend (unless he is a willing investor). Such money often does not come back. Your friend is often not bold enough to say “No, this plan is rubbish, I am not ready to risk my money on this”. Rather, he will swallow his apprehension and give you his hard-earned money (hoping and praying that you know what you are doing), so as to avoid being seen as a dream killer or not wishing his friend well.

Lack of forward planning

Some people simply do not plan ahead. They operate on a pay as you go basis. Some look for money to borrow to pay maternity hospital bills, you begin to wonder if the baby dropped from the sky. Babies give 9 months notice, enough time to plan ahead and get everything ready. You would expect anyone who is not ready to shoulder the responsibility of a new baby to locate the nearest family planning clinic.

Some borrow to pay for expensive private schools, hoping and praying as they go along. When you borrow to pay the first term school fees, what about the second and third term? Is it sustainable? Is there any end in sight? You simply drive away the few gullible friends you have through bad debts.

Protection from predatory borrowing

To protect themselves from predatory borrowing by friends, folks have adopted some methods. I call the first method the inoculation method. You lend an amount to your friend knowing fully well he will default. With that bad debt as a barrier, the debtor friend is not bold enough to come to ask for another loan, knowing he has not paid back the last one. That first loan acts as an inoculation to give immunity to the lender – to protect him from further lending requests, and peace returns to the planet. The debtor friend is forced to go look somewhere else. Mission accomplished. This method is not foolproof. Some friends still come back for more loans nonetheless.

The second method is the gift method. A friend comes to you to ask for an N200K loan, you let her know you don’t have that type of money lying idle, so you chip in N20K as a gift. If she comes back a second time and ends up with another gift, she will get the message. She will either not come back again, or knows full well all she can get is another gift, which she may very well come back for. When the gift reduces in amount each time she returns, that becomes a disincentive to keep asking.

The third method is a flat out no, sometimes backed with a gift. Few have the courage to put their foot down this way, as they may not want to hurt the borrower’s feelings.

Giving with wisdom

This is not to say you cannot help a friend in need. We are to help others to the best of our ability. However, it is unwise to help others at the expense of our financial stability, especially if it is not a medical emergency. At aircraft preflight safety briefings, you are advised to put on your oxygen mask first in the event of a sudden drop in cabin pressure before you help others. If you are panting for breath yourself, you put both lives in danger. If you are not an expert swimmer, attempting to help a drowning man may result in two fatalities. The best thing to do is to call for help.

When you keep giving handouts to a friend or keep funding half baked ideas, you are weakening your friend, not strengthening him. By feeding him fish, you are weakening his drive to learn how to fish. You are helping and abetting financial illiteracy. If you keep helping long enough, both of you will go down, then he will go look for a new helper to pull down also.

We need sound judgement, common sense and a dose of financial literacy to be able to handle money especially when it comes to helping friends and family. Part of our monthly budget should include giving – tithes, charity, friends and family in need etc. Taking care of our aged parents is a responsibility which is not optional. However, whenever a friend wants to turn you to a bank or ATM machine, you need to decide which you need most, as money and friendship do not mix very well.

Aka Nkịta

Deadlytruth:


Very insightful.

So you’ll not borrow me if I ask you?

Feels good to be home alone

Who is that guest ?
Please excuse me.. I need this place all to my slf

NSE Revokes Licences of These 38 Stockbroking Companies
https://businesspost.ng/2019/07/08/nse-revokes-licences-of-38-stockbroking-companies/

Key Roles Stanbic IBTC Played in Acquisition of Forte Oil Shares
https://businesspost.ng/2019/07/07/key-roles-stanbic-ibtc-played-in-acquisition-of-forte-oil-shares/

Dipo go to bed!

dipoolowoo:
NSE Revokes Licences of These 38 Stockbroking Companies
https://businesspost.ng/2019/07/08/nse-revokes-licences-of-38-stockbroking-companies/

Key Roles Stanbic IBTC Played in Acquisition of Forte Oil Shares
https://businesspost.ng/2019/07/07/key-roles-stanbic-ibtc-played-in-acquisition-of-forte-oil-shares/

When I saw Morgan my heart skipped a beat.. lolz

Don't worry, very soon I will. But wait a minute, why are also still awake by this time?

Yayira:
Dipo go to bed!

Airtel Africa to List 3.758bn Shares on NSE Tuesday
https://businesspost.ng/2019/07/08/airtel-africa-to-list-3-758bn-shares-on-nse-tuesday/

DAILY STOCK MARKET GUIDE FOR 8 JULY 2019

MSCI Nigeria on 05 July 2019 did not record any transaction.

This week the earnings play is expected to start heating up. Therefore, at least a small bullish move is expected for the week.


Caution: This is for information purpose only. Data used are assumed to be correct. However, you may want to verify the data from an appropriate source. Also, Institutions can afford to suffer big losses without going burst compared with an individual, you cannot follow them blindly (you need to at least have some knowledge/your own plan). This document remains the personal property of Target technical analysis (https://twitter.com/AnalysisTarget)

Fair price of stocks....

As seen inside today's BusinessDay

stcool:
Fair price of stocks....

As seen inside today's BusinessDay

What you see is what you get
Say NO to fair prices

Flourmill

Agbalowomeri:


What you see is what you get
Say NO to fair prices

This year all stock must reach their fair price...while others with value will become more undervalued like fidelity and fcmb

Any news on Flourmills?? Why the sudden move?

Chomzy19:
Any news on Flourmills?? Why the sudden move?

It is the day the lord has made....Aliko's DF seems deal is ready, offers greatly reduced

onegentleguy:
Good day all,
I just wrote an article with the title:
VALUE INVESTING: "THE SENTIMENTAL WAY"

It's published on booksie, medium and the personal finance section of opinion Nigeria.

U may wish to read through by using the link below;

https://www.booksie.com/595806-value-investing-the-sentimental-way

Chomzy19:
Any news on Flourmills?? Why the sudden move?

For those who read it, the article above(which I wrote a few weeks ago) was a fine piece on one way to align with an asset of VALUE after raking-off surrounding risk.
It was indirectly advising a BUY on FLOURMILLS, which was used as a case study.
The coy has gone up from its N13.50 price(at some point), gaining near 22% since then.
The rest is now history.

We believe the stock is still UNDERPRICED @ the present price of N16.50.

It is well !!

onegentleguy:



For those who read it, the article above(which I wrote a few weeks ago) was a fine piece on one way to align with an asset of VALUE after raking-off surrounding risk.
It was indirectly advising a BUY on FLOURMILLS, which was used as a case study.
The coy has gone up from its N13.50 price(at some point), gaining near 22% since then.
The rest is now history.

We believe the stock is still UNDERPRICED @ the present price of N16.50.

It is well !!

Please, what do you have to say about Transcorp and UACN?