spacyzuma:


Hi.
Did you buy the insurance and car together as a deal? Or did you buy the car first, and then buy insurance?

bebe2:

What is your rate for buying dollars?
thanks for the recommendation

Lexusgs430:



A 1.2 driving like a 1.4.......... How?......

Soon you go talk say, it cruises like a Rolls Royce.....

umarwy:


Maybe turbocharged??

There is this 3 cellinder 1.0 golf Tsi, it drives like 1.6-2.0

spacyzuma:


Hi.
Did you buy the insurance and car together as a deal? Or did you buy the car first, and then buy insurance?

Lexusgs430:



A 1.2 driving like a 1.4.......... How?......

Soon you go talk say, it cruises like a Rolls Royce.....

spacyzuma:


Hi.
Did you buy the insurance and car together as a deal? Or did you buy the car first, and then buy insurance?

Divine88:


Ahhahaaha my chairman no be like that.
A Kia picanto 1.0l, 1.2l manual engine can't be compared to a 1.23l auto engine (my car). And am been honest when I say it drives like a 1.4l car with good fuel consumption.
A very good comparison is with the Toyota Yaris 1.3l 2008-2013, maybe not as refined as the Yaris but it feels like one.

Divine88:
I bought the car first and insurance later.

Lexusgs430:
Not unless you are contracting to some PCP plans.... All you do is, just buy fuel........ Every other expense is ballooned in.......

Lexusgs430:
It's vehicle 1st, then insurance next.............. I have always mentioned the joys of the Toyota Aygo...... If you want cheaper insurance, buy an Aygo type vehicle (under 1L engine displacement)...............

spacyzuma:




Thanks.
But I'm curious about this situation. It is illegal to own/drive a car without insurance.
After buying the car, isn't it a crime to drive it home without insurance?
ALso, how long do you wait until you buy the insurance? is there an allowable grace period before buying insurance?

spacyzuma:




Thanks.
But I'm curious about this situation. It is illegal to own/drive a car without insurance.
After buying the car, isn't it a crime to drive it home without insurance?
ALso, how long do you wait until you buy the insurance? is there an allowable grace period before buying insurance?

spacyzuma:




Thanks.
But I'm curious about this situation. It is illegal to own/drive a car without insurance.
After buying the car, isn't it a crime to drive it home without insurance?
ALso, how long do you wait until you buy the insurance? is there an allowable grace period before buying insurance?

Lexusgs430:



Let's assume we put a 1.4 civic vs ur kia........ Which would cross the line first...........

Lexusgs430:

You can own a car and not insure, so long as it's not on a public road...... If vehicle is untaxed while on a public road, DVLA too would clamp it...... You would pay almost £200 to remove clamp, and before you pay, you must buy a road tax, to buy road tax, you require insurance......... And the sequence continues........

Lexusgs430:

Let's assume you drive vehicle home, don't forget traffic policing is done mostly using ANPR cameras......
If you get stopped, the vehicle would be immediately seized, you would have a very good day in a proper court......
You would be banned and heavily fined + points added to you license.....

Lexusgs430:

No grace period.... Not even 1 second......... The moment you drive a car on a public road, it MUST be insured, taxed and MOT'ed (if required)..........

spacyzuma:






Ok, so what is the proper and COMPLETE procedure to buying a car, paying the tax, buying insurance, etc...before driving it home?

spacyzuma:






Ok, so what is the proper and COMPLETE procedure to buying a car, paying the tax, buying insurance, etc...before driving it home?

spacyzuma:






Ok, so what is the proper and COMPLETE procedure to buying a car, paying the tax, buying insurance, etc...before driving it home?

Divine88:


1. Search for your desired car, agree with the dealer ( make sure the package includes new MOT, new service and other orisiri is included as agreed).
2. After u've arranged payment. Start looking for insurance and that can start when u want to go pick up the car. E.g if u want to pick up your car 2 weeks after u've paid, u can arrange for your insurance to start by then.
3. Some dealers do offer 1 week insurance or 3 days insurance tho. Am not too sure, but u can ask.
4. Road tax can be paid on the day u are picking up the vehicle either pay by full or by DD. Important to know how much your vehicle specifications will be for the tax e.g My Kia auto is £140 /year.
I hope I helped a lil bit.
Oga Lexus Sabi all these wella pass me

Lexusgs430:

Before you buy a car, get an insurance quote to confirm affordability.....
Once 100% certain you are buying the vehicle (after test drive), you can insure vehicle on the spot (hopefully the insurance company can upload insurance data to MIT database immediately), without insurance on MIT, you cannot buy Tax + MOT must be valid).......

Divine88:

1. Search for your desired car, agree with the dealer ( make sure the package includes new MOT, new service and other orisiri is included as agreed).
2. After u've arranged payment. Start looking for insurance and that can start when u want to go pick up the car. E.g if u want to pick up your car 2 weeks after u've paid, u can arrange for your insurance to start by then.
3. Some dealers do offer 1 week insurance or 3 days insurance tho. Am not too sure, but u can ask.
4. Road tax can be paid on the day u are picking up the vehicle either pay by full or by DD. Important to know how much your vehicle specifications will be for the tax e.g My Kia auto is £140 /year.
I hope I helped a lil bit.
Oga Lexus Sabi all these wella pass me

spacyzuma:




Thanks, bosses.
In my mind, I envisioned payin for the car, signing documents and immediately driving away with it. I didn't realise paying for it and picking it up days later.
But your advice is relevant if I'm buying from a car dealership.

What are the differences if I'm buying from a car auction or from gumtree?

Divine88:


1. Search for your desired car, agree with the dealer ( make sure the package includes new MOT, new service and other orisiri is included as agreed).
2. After u've arranged payment. Start looking for insurance and that can start when u want to go pick up the car. E.g if u want to pick up your car 2 weeks after u've paid, u can arrange for your insurance to start by then.
3. Some dealers do offer 1 week insurance or 3 days insurance tho. Am not too sure, but u can ask.
4. Road tax can be paid on the day u are picking up the vehicle either pay by full or by DD. Important to know how much your vehicle specifications will be for the tax e.g My Kia auto is £140 /year.
I hope I helped a lil bit.
Oga Lexus Sabi all these wella pass me

DaveChapelle:
na wa oh, see how Uk has made people to be bragging about driving kia picanto and aygo. Is this the land of milk and honey we were prouding of....E be like say i dey miss Nigeria

DisGuy:
That's why ijebu people feel well at home in the UK innit @ oga Lexus

DaveChapelle:
na wa oh, see how Uk has made people to be bragging about driving kia picanto and aygo. Is this the land of milk and honey we were prouding of....E be like say i dey miss Nigeria

DaveChapelle:
na wa oh, see how Uk has made people to be bragging about driving kia picanto and aygo. Is this the land of milk and honey we were prouding of....E be like say i dey miss Nigeria

Lexusgs430:



It rather shows, commonsense approach....... Why buy a V8, when an i3 would perfectly do the same job.... In styles measurable to the user...........

Divine88:


True talk my brother. Just commonsense. It is not only about saving but common sense.
A lot of folks here go for all these massive cars on PCP ooo not outright ownership despite working in mediocre jobs just to feel among. Why not cut your coat according to size.
Save reasonably and get yourself a car that will serve you and your family well.
Na wetin dey kill us for 9ja be this, showing off cars forgetting cars have massive depreciation and driving small cars with big efficient engines are the best ways to enjoy yourself in this country

LagosismyHome:


Usually happens when you first land ......... There always beauty in humble journeys , when you start seeing the milk and honey flow abi na gush , you smile and remember the journey . 11 Years ago my first car was a hatch back ford focus now i cannot drive that car but have fond memories driving it then .