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Nairaland Forum / Nairaland / General / Business / How I Recieved An Instant Loan Of Over N1m Without Going To The Bank (80503 Views)
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Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Femich18(m): 2:08pm On Aug 29, 2019 |
Noel1: Hahahahahaha....No wahala I will ping you when it is ready 1 Like |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by ntyce(m): 2:10pm On Aug 29, 2019 |
showafrica: LDR means Loan Deposit Ratio, it's is the ratio of the bank's total loan to it's Total deposit. CBN wants banks to give out 60% of its total deposit as loans. Banks that fail to comply will be charged a higher CRR (cash reserve ratio) 2 Likes |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Nobody: 2:12pm On Aug 29, 2019 |
If there was love amongst family, they could come together & raise funds for dat struggling hard working brother or sister in d family & back him with prayers (better u pray urself with a sincere heart). They would rather be fighting & killing themselves with witchcraft & making contribution for burial. Nobody gathers to save dat dieing fellow in hospital bed. All dis borrowing unfavourable money with interest from evil strangers, friends & cut throat institution will not be d concern of many if family is up & doing. The saying dat a borrower is a slave to d lender is a biblical truth even though I was also guilty. Explanation: you took 500k from bank or all these demonic lending house including d recent online app u are talking about. Now you are expected to return 750k total at d end of 12 months as an entrepreneur or retailer. At the end of every month, u are to pay back Principal = Interest = Total monthly payable = 62,500. Now subtract 62,500 from the initial 500,000 and u are left with 437,500 to continue ur biz It is called reducing balance & dat is why loan end up being a burden for businesses. It is good for regular salary earners & those dat need emergency cash who can't wait 1-2 months for their funds to land. Loan is not structured to favor small scale businesses due to d "reducing balance" effect on principal. Anyways I don't know d kind of biz u do with 500k dat will earn u 100k profit monthly. Make una tell me. No betnaija & other online get quick rich scheme here. Mention real & tangible biz. 8 Likes 2 Shares |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by dd12345: 2:13pm On Aug 29, 2019 |
nice one |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Kingzeez10: 2:26pm On Aug 29, 2019 |
priceaction: Mail them you'll surely get your money back within 48 hours |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Nobody: 2:31pm On Aug 29, 2019 |
Kelvin30286063: What's the code bro |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by TommyAnthem(m): 2:37pm On Aug 29, 2019 |
Tried it but couldn't register, they need only personal account as against business account which I have. mathew247: |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by mathew247: 2:37pm On Aug 29, 2019 |
HisExcellence:Na lie...the higher the money the lesser the interest, collected around 80k with 3333 interest per month for 6months. Used my statement of account and they were able to give me above 400k. No one don gimme that kin money to support my hustle. I'm glad and I'm not complaining. 1 Like |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by kulekaa(m): 2:39pm On Aug 29, 2019 |
Joy2Dwise:please contact me ASAP u can invest in Egusi business there is no losses i assure u that u will will double the price u bought per bag. Call or WhatsApp me for more clarifications, 07031561163 |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by fulfilled2016: 2:43pm On Aug 29, 2019 |
sartee: Do you pay yourself into your non salary GTB account from a corporate acct or individual acct, and tag it salary as transaction description? 1 Like |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by wizzy199: 2:43pm On Aug 29, 2019 |
emezuo17:How do one go about it, my dad needs money urgently for a project and he uses first bank, must one have an account with Gtb |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Unusuallove99: 2:46pm On Aug 29, 2019 |
I need a loan of 200k urgently...pls does this apply to zenith bank users also |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by fulfilled2016: 2:52pm On Aug 29, 2019 |
captainking: Is the GTB account you pay into a savings account or a current account? Secondly, you've got any idea if this will or will not work if you are paying into your GTB account from an individual account (non corporate account)? |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Nobody: 2:55pm On Aug 29, 2019 |
Femich18:Plz na 2 Likes |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by captainking(m): 2:57pm On Aug 29, 2019 |
fulfilled2016: a savings account..it does not have to be current account.. |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by fulfilled2016: 3:03pm On Aug 29, 2019 |
captainking: Okay, thanks, that has been noted. What about the source of funds, must it be payed from Corporate accounts only or I can send from my other Individual accounts and tag it salary? |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Ayo8(m): 3:20pm On Aug 29, 2019 |
Diamond/Access ...come and see oooo.... GTB is giving out loans without hassles. ...Be there forming "half of inflow" I will soon port. |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by abidemidare: 3:28pm On Aug 29, 2019 |
rozayx5:Those people henn 600k+ on 1.5m for 9months loan |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by cutechioma1: 3:33pm On Aug 29, 2019 |
My dear first of all, are you a govt salary earner? If yes, then just know that the loan will be deducted from your salary as they have access to that. Secondly the reason why the interest rate is lower is because it is been calculated monthly. A normal bank loan will charge you an interest of 26% and calculate it for the period of loan repayment but for monthly calculation, you repay based on each month. The advantage of the monthly is if you plan on repaying it one month but if you plan on a 12 month repayment, then the amt of interest you will pay will be 12*12% which is a whole lot. I hope you get the picture. My advice, run away from that type of loan as it can kill you before your time. |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by rozayx5(m): 3:33pm On Aug 29, 2019 |
abidemidare: when i liquidated the loan after just two months they were not happy |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Nobody: 3:34pm On Aug 29, 2019 |
. |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Nobody: 3:42pm On Aug 29, 2019 |
zeromeridian:don't be myopic. all banks in Nigeria are now facing mass retail loan seriously. its a big source of revenue. the loan is quite flexible. at 1.75% monthly that is 21% per annum.. so if you take the loan and repay everything in one month you'll only pay interest for the one month you had the loan running. you can get up to 5 million and if you repay in 3months you'll only pay interest for the 3 months and not the total 21% per annum.. and the wonderful thing is that the loan is on reducing balance basis so as you repay monthly the interest you pay for the next month keeps reducing.. and those shouting innoson innoson se the ''judgement'' was given months ago what's he waiting for to take over the gtbank branches as you were celebrating then..keep believing lies. 6 Likes |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by AeroplaneApple: 3:44pm On Aug 29, 2019 |
mistacoco2:nice to see that you identified the loophole in the narrative... That OP is just a marketer |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by sartee(m): 3:47pm On Aug 29, 2019 |
Acidosis:No sir... I don't have the token sir |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by sartee(m): 3:48pm On Aug 29, 2019 |
fulfilled2016:I can't remember the last time I visit the banking hall. Mostly my junior brother makes the deposits. And have never stated it on the teller or anywhere, that am paying in my salary. |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by showafrica(m): 4:03pm On Aug 29, 2019 |
ntyce: Thanks very much, I understand now. Good development |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by daudaolaleke(m): 4:34pm On Aug 29, 2019 |
zeromeridian: Contrary to your opinion, I also got same loan from Gtb which am paying back till October, my sister and her husband got same day also. 1m each. We could not believe it. So it is true. |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Smartwave: 4:41pm On Aug 29, 2019 |
Twoclans:Every living Banks are using Loan to beg there Salary Account and good business account holders now. Not only Gtbank |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by showafrica(m): 4:42pm On Aug 29, 2019 |
Extremism: I tell you, this is life saver. I do kwikmoney but Gtb is more convenient and affordable. 1 Like |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by SoftHeart(m): 5:16pm On Aug 29, 2019 |
demoBaba: How did you do this please? I want to apply for the loan too. |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by affinity77(m): 5:35pm On Aug 29, 2019 |
Joy2Dwise:Lemme try and see if it's gonna work for me |
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