RealityShot:
no...

for now we shall wait n see what banks settle at.

soon stock mkt will take off and cbn will beg us to buy tbills again.

for now, open a money market fund with stanbic, fbnquest etc...

no upfront interest on those, but your funds will be secured untill the dust settles on tbills

9jatriot:
Okay, maybe a 10M TB for 8M loan may suffice. The whole idea for me is to enforce a savings culture that probably resulted in the 10M anyway.

DaBogu:
Min 5k

ahiboilandgas:
futher more people that are sure they don't need their main capital for the next five years so invest in bond and use the bi annually payment for t.b ....example if I have 10m ,will invest in bond and earn 1.1m per year for 5 years ....payment is 550 k ever six moths then use the 550k to buy tb ...it give more stability ...

innocentjiale:


please,
which bank gives higher rate of interest in treasury bill?

amordi:
Definitely, he opened this thread late August this year https://www.nairaland.com/5373018/invest-agriculture-today-get-consistent/1 and I challenge him to identify anyone that has patronised him. That guy is a heavy suspect as it stands, mentally unstable. healthserve please quickly go and remove my name from that thread of urs, I'm not an associate pls.

stanlink:

Website pls

healthserve:




Thanks for contacting me. Can we discuss privately please. I'll attend to all your requests for consideration.


Thank you

stanlink:


Show me ur website let me go thru it if I'm intersted I can proceed with the private discuss

healthserve:



A private conversation about what would add immense value shouldn't be tasking considering its mutually benefical. But regardless of the reasons behind your hesitation,its understandable. I've stopped having public discussions about anything in life not just business. Its okay if we differ. But thanks for the time.


Kind Regards

healthserve:



I lost five business deals since when this nonsense started Sir. I mentioned legal they kept quiet.

Don't they know company profile is linked with house address, business address, Biometrics. And more. I'm at my house address on my profile. I want them to ask their lawyers to do a check and come serve me a petition and let's see how this fight will escalate into a legal battle they would drop to their knees to beg me. If I don't reduce their 5-10million on legal battles, may I be miserable.

needful:


If I have upto 50m can I do the govt bond that u are talking about. And how do I get it sir.

Nnamz:










Healthserve, you are a scammer. Case close.
No one here will fall for you so get your pathetic frustrated scamming self out of this thread

Nnamz:


You're already miserable

Nnamz:


You're already miserable

emmanuelewumi:


You can buy from the floor of the stock exchange for as little as 100k

healthserve:



K Sir

needful:


U no get work?. How can u be on internet 24/7. Even those of us living over sees with internet everywhere cant be online 24/7. Bros get busy abeg,

Do not give me the impression of being a lazy youth according to Buhari.

needful:


Very interesting. Assuming I got a 20yrs bond and feel like selling it off after 5yrs, will i loose or gain. This is the point that banks doesnt wanna clarify. I really need clarification on it. Can i resell after sometime at profit or loss.

Ur response will be appreciated

vacanci:


But most investment houses will not accept 10M for bond and the primary auction is min of 50M except the savings bond that pays coupons 4 times a year with very low interest.

Which discount house can one buy Bond in the secondary market with less than 10M?

needful:


Very interesting. Assuming I got a 20yrs bond and feel like selling it off after 5yrs, will i loose or gain. This is the point that banks doesnt wanna clarify. I really need clarification on it. Can i resell after sometime at profit or loss.

Ur response will be appreciated

ukay2:
Waoooooo

2 days absent and I read almost 7 pages

My observations
1. Mr Healthserve is a scammer. ....NTB members avoid him

2. Oga Ahinbingas ......is very innocent. ...not knowing Healthserve is a scammer

3. Oga Emmanuelwumi. .....still remains an elder in this forum by identifying the scammer

4. All genuine NTB members should be patience for this current NTB issue to be settled. ...otherwise ask your bank for long dated FGN Bonds with good interest rate and log in and seeing your 6 monthly coupon payments

5. Slow and steady investments will always win the race.

As for those scammers typing and responding with speed of light. .....i will not respond to you so don't waste your scamming energy quouting me.

May God save us all from numerous scammers in this forum. Amen.

needful:
Fellow investors, FG savings bond is on from today till 8th of Nov, rate for 3yrs tenor is 11.29%. Is better to secure ur hard earned money than venturing into one get rich quick scheme that will eventually drain ur capital and bring u back to square zero. Do not be discouraged, do not waste ur money before NTB will normalize.

My two cent though.

ahiboilandgas:
na example ...bank add pool fund and pay

contumely2:




In what capacity did you label Healthserve a scammer?

Or is it because this is a faceless forum?

Can you substantiate or defend such defamation or disparaging epithet?

Do you know you could be damned under the Cybercrime Act?

For a similar reason Kemi Olunloyo went to prison.

He has made some contributions, albeit controversial. But that does not warrant calling him a scammer when you have done no business with him.
Neither has he asked you for money.


He sounds intelligent too, and writes flawlessly. I must commend him on that!

Your own write up is abysmally frustrating, fraught with grammatical clangers and bo.obs. The worst I have read here in recent times.

aremso:


Not really supporting any one calling him a scammer but the guy too should get busy not all the post he must respond to. If any one calls me a scammer now where as I have not asked for money or done business with any one and no evidence of such then why should I bother brain answering every post about me? When I have a lot to think about! Was with my mentor on Saturday and the challenge alone he put in my brain has kept me thinking since then so where is the time for side talk?

Nnamz:


You're already miserable

ukay2:
I invested in 16.2499% FGN BOND APR 2037 at 13.2%......secondary market


I think it's better for now.....stability of 16.2499% coupon payments every 6 months till 2037. ...shikena


I did mine with stanbic today...coupon payments will be every April and October till 2037...


Ask your bank for advice on most FGN BONDS....

contumely2:


You are treating a matter of great gravitas with levity.
Just like telling a rape victim to just move on.

Defamation is taken seriously all over the world. That's why it's a crime and also a civil wrong. The effect is that the offender is being prosecuted for the crime, he could as well be sued so as to recover damages for defamation.

The Bible condemns it too.
The Catholic church considers it a mortal sin-- one can condemn a soul to hell.

Till we start getting responsible for our actions in this country we won't move forward.

Recently a student was expelled for writing an open letter to the VC. He made several statements and allegations which he couldn't defend at the panel.

I read the open letter and read his expulsion letter and immediately knew that he had no case even in court. See the case of Garba v Unimaid.

Again, Mcdonald chief was sacked for having an affair with an employee. In Nigeria, it's normal.

That's why we engage in piracy, plagiarism etc, destroying intellectual properties.

Everything is normal, if you talk, they start begging.

See Davido's case with yeye girls...

unite4real:


The price you pay for Bond in the secondary market is kind of trickery. There is what is called CLEAN PRICE and a DIRTY PRICE.

For example if you want to buy a bond worth 10M; if a coupon for the bond is going for 16.5% and the price is quoted at 13%, you will definitely pay well over 10M to secure that bond. Since i dont want to do any calculation now, lets assume you pay 12M for that bond, your coupons will be based on the 10M and not the 12M. The price you pay has other factors that determines it like the number of coupons remaining which gives you the yield to maturity. If you dont want to mess with your head, its not a territory to do your calculations in.

The simple rule you cam apply to the example above is to see the 13% as your interest. If you want to put the bi-annual 16.5% in your mind as the interest you are getting, no problems, but also have it in mind that you paid extra 2M on top of that principal whose coupons u are getting. By the time you net off the extra amount you paid from the total coupons, you arrive at the 13%.

the lower the quoted interest, the more money you pay and vise versa. if the quoted price was 17.5%, you would pay below 10M to secure the bond. Still, the coupon will be on the 10M.


Only at the primary market you can buy at par.

zamirikpo:


I can't do this cos a juicy capital investment can come up at any time....

After all FG securities are a means to an end, not the end in itself.

ukay2:



But the 16.2499% coupon payments every six months for 17 years is good for me.

I still have other investment plans in other securities , stock exchange , real estate etc.........ALL TO AVERAGE UP AND BEAT INFLATION RATES