Buy fg bonds , invest your quarterly ROI in mutual funds , might even be a healthier option.

If you are in the d Diaspora , invest your ROI in vanguard funds.

I no fit kill myself with hypertension.

Akin3891:



I think so too, make we wait until we confirm from the horses mouth, cbn. After all, cbn made a clarification btwn OMO n tbs some days ago, having realized some people mistake omo with tbs

Don't doubt Punch reach, especially if you understand how the directive aligned with the CBN's 65 percent loan-to-deposit ratio.

I explained it here https://investorsking.com/no-more-treasury-bills-for-individuals-says-cbn/

Nigeria is an economy with 23.1 percent unemployment, it is normal monetary and fiscal policies are focus on stimulating jobs. Go and invest in the real economy.

Akin3891:



Gosh, can i cope without tbs? My ten years budgets are drafted on this investment . I'm thinking hard now , maybe time to chanel some money to Ghana tbs , i once made enquiry from a bank over there, they accept foreigners but you need a resident permits to open an account, some money to stanbic dollars funds, some to Fg bonds, some to real economy ( transportation, insured Toyota siennas for inter-state, 10 keke will roll in 4m annually ). I'm hoping this new cbn policy will be a blessing in disguise . Thinking hard

Transportation is a money spinner, but do your homework.

Am watching bussiness morning on behalf fellow forumites to confirm this punch new (cos this junk Nigerians journalist)don't do proper research on info.....

Truth234:


Don't doubt Punch reach, especially if you understand how the directive aligned with the CBN's 65 percent loan-to-deposit ratio.

I explained it here https://investorsking.com/no-more-treasury-bills-for-individuals-says-cbn/

Nigeria is an economy with 23.1 percent unemployment, it is normal monetary and fiscal policies are focus on stimulating jobs. Go and invest in the real economy.

the money we are investing is coming from the real sector ...abi na from tree we dey pluck am.....a fleet of 20 trucks is enough real sector na ...other are working and earning and investing in tb....others are using the interest from t.b to build houses ,pay school fees ,buy food stuff ....indirectly creating jobs and stimulating the economy......cbn gov na idoit

Truth234:


Don't doubt Punch reach, especially if you understand how the directive aligned with the CBN's 65 percent loan-to-deposit ratio.

I explained it here https://investorsking.com/no-more-treasury-bills-for-individuals-says-cbn/

Nigeria is an economy with 23.1 percent unemployment, it is normal monetary and fiscal policies are focus on stimulating jobs. Go and invest in the real economy.

This is it here. " The real sector " promoting interactions, interdependency and relations in/between the innerthreaded- business communities.


Cc Chloride6

ahiboilandgas:
Am watching bussiness morning on behalf fellow forumites to confirm this punch new (cos this junk Nigerians journalist)don't do proper research on info.....

NO LIGHT FOR MY HOUSE....pls am waiting for feedback.

healthserve:




This is it here. " The real sector "

still quoting punch paper ...any other source....

zamirikpo:


NO LIGHT FOR MY HOUSE....pls am waiting for feedback.

ok bros am there watching

I think we are missing the point here. Please remember that sometime ago CBN placed 50m as minimum for individual to invest in TBills, and Banks started buying on our behalf, so in reality we are not buying as individuals.
What i understand from this new directive, is individuals with 50m that have been buying Tbills (they are the ones that can state their rate) are the ones banned, but banks can still be buying (in other words, including us with less than 50m)

I hope this is the case

Cheers

I wrote about diversification into different investments and asset classes a few weeks ago.

Treasury bills, bonds, corporate bonds, commercial papers, real estate, stock market.

If you have the temperament, patience, resources invest in a small business.


Some stocks currently have a dividend yield of 15% and above, this is where the hundreds of billions and trillions of naira from the pension fund managers will be invested

I just came across an offer from Renmoney Fixed Deposit.

The rate is 19% p.a

Has anyone here invested with them before?

zamirikpo:


.....

Don't give urself HBP....water must find it's level.

Pretty bad, I'm hypertensive already during my intense hustling days, not to die from it quickly make me to shun nigeria businesses for sometimes now, to avoid story that touch, hence my love for tbs is deep,but if FG deny us of this risk free investment,we sure gonna find ways out. Las las, we all gonna be alright

Zornes123:

no offence bro. but you ended up saying nothing. the guys indirectly asking for a business idea.

We ain't got that time here. This page is strictly for Treasury bills discussions.

ahiboilandgas:
the money we are investing is coming from the real sector ...abi na from tree we dey pluck am.....a fleet of 20 trucks is enough real sector na ...other are working and earning and investing in tb....others are using the interest from t.b to build houses ,pay school fees ,buy food stuff ....indirectly creating jobs and stimulating the economy......cbn gov na idoit

No CBN is not idiot, people like you generalise your understanding and assumed it apply to all. CBN has the right data and knows precisely what needs to be done.

When 60% LDR policy was enforced in September, didn't borrowing to the real sector surged?

If you are making the money from the real sector what is stopping you from investing in the same sector? But no, like most smart investors you rather put your money in a risk-free investment. It is not an issue but knows that Nigeria is at a critical stage and all hands must be on deck.

Your 20 truck is not CBN issue, just know there are bigger fishes with a sizeable amount in tb and not welling to diversify unless forced.

No information like that from bussiness morning on channels

Truth234:


No CBN is not idiot, people like you generalise your understanding and assumed it apply to all. CBN has the right data and knows precisely what needs to be done.

When 60% LDR policy was enforced in September, didn't borrowing to the real sector surged?

If you are making the money from the real sector what is stopping you from investing in the same sector? But no, like most smart investors you rather put your money in a risk-free investment. It is not an issue but knows that Nigeria is at a critical stage and all hands must be on deck.

Your 20 truck is not CBN issue, just know there are bigger fishes with a sizeable amount in tb and not welling to diversify unless forced.

I have a strong feeling that this guy is the same as @healthserve.

He is happy that CBN wants to stop Tbills.

Oga, whether CBN stops Tbills or not, we will still not invest in your "real sector" businesses.

Grupo:


I have a strong feeling that this guy is the same as @healthserve.

He is happy that CBN wants to stop Tbills.

Oga, whether CBN stops Tbills or not, we will still not invest in your "real sector" businesses.

If you are conversant with business happenings, you should know Truth234.

Truth234:


No CBN is not idiot, people like you generalise your understanding and assumed it apply to all. CBN has the right data and knows precisely what needs to be done.

When 60% LDR policy was enforced in September, didn't borrowing to the real sector surged?

If you are making the money from the real sector what is stopping you from investing in the same sector? But no, like most smart investors you rather put your money in a risk-free investment. It is not an issue but knows that Nigeria is at a critical stage and all hands must be on deck.

Your 20 truck is not CBN issue, just know there are bigger fishes with a sizeable amount in tb and not welling to diversify unless forced.

But foreign portfolio Investors are allowed to invest in OMO and Treasury bills

Truth234:


No CBN is not idiot, people like you generalise your understanding and assumed it apply to all. CBN has the right data and knows precisely what needs to be done.

When 60% LDR policy was enforced in September, didn't borrowing to the real sector surged?

If you are making the money from the real sector what is stopping you from investing in the same sector? But no, like most smart investors you rather put your money in a risk-free investment. It is not an issue but knows that Nigeria is at a critical stage and all hands must be on deck.

Your 20 truck is not CBN issue, just know there are bigger fishes with a sizeable amount in tb and not welling to diversify unless forced.

cbn.is confused...and using trial and error tactics,u want foriegn investor in the t.b markets but want to pay 11..percent same as inflation 2 u run a multiple exchange systems 305,320,360 with high possibly of devalution 3.u hold 9 trillion on pension asset with a law that allow investment in only fixed income and other low risk investment 4 u pay senators bogus allowance of over 200m yearly (where will this money go)...5 u ban import of several items (42) narrowing the real economic investment window and forcing people to invest in imaginary real economy ,

Cbn says we must farm rice but the federal govt has failed to secure rural area from mass kidnapping bussiness my boss has a farm in hunkuyi kaduna /abuja rd ,they tried to kidnap him twice ..will cbn pay ransom

emmanuelewumi:



But foreign portfolio Investors are allowed to invest in OMO and Treasury bills

They augment and sustain the nation's foreign reserves, the country is in the process of diversification. Things like this and border closure are normal to revamp local manufacturing, force the consumption of local products and stimulate growth.

53 depots owned by dapma is currently out of bussiness cos buhari/emefeli refuse to give dollars at 305 or import permit from ppra to bring in pms only nnpc is importing through a crude /pms swaps only understandable by God...

Truth234:


If you are as conversant with business happenings, you should know Truth234.

If you buy commercial papers, corporate bonds or shares of businesses you have invested in the real sector not untii youstart your own business

Cbn say I must invest in real economic but if I import machinery it will take two months to clear from lagos port ..zenith bank where emefele is coming from is the biggest buyer of treasury bills (800bn ) with all there risk mangers ....so why me let them lead by example .....giving customer loan to civil servant that all they know

Truth234:


They augment and sustain the nation's foreign reserves, the country is in the process of diversification. Things like this and border closure are normal to revamp local manufacturing, force the consumption of local products and stimulate growth.

How about the billions they are using to wage dollars?

Truth234:


They augment and sustain the nation's foreign reserves, the country is in the process of diversification. Things like this and border closure are normal to revamp local manufacturing, force the consumption of local products and stimulate growth.

but the fdi cash out and collect bank their dollars and wire out bring down the reserve again ...so it robbing Peter to pay Paul...he should invest in kind term naira bond 2034 na

Truth234:


They augment and sustain the nation's foreign reserves, the country is in the process of diversification. Things like this and border closure are normal to revamp local manufacturing, force the consumption of local products and stimulate growth.

Because cbn is defending the Naira

emmanuelewumi:




Because cbn is defending the Naira

You guys are living in Nigeria at least you should understand your own economic structure. Nigeria is a mono-product economy (usually, take crude oil and sell, then use the proceed to service the economy) that method is no longer working with slowing oil demand and unstable oil market amid the ongoing campaign to end fossil fuel.

These policies are to help diversify the economy by stimulating growth from within against the usual foreign dictated path (healthy when oil market is positive and down when not). What you called defending the Naira is what is ensuring dollar liquidity in Nigeria (petrol-dollar economy). Until the economy is fully diversified, CBN will continue to maintain that forex policy.

CBN Ignores DMO, Bars Retail Investors from Treasury Bills
https://businesspost.ng/economy/cbn-ignores-dmo-bars-retail-investors-from-treasury-bills/

Both CBN and reporters are confused set of people.

Boason Omofaye (@BBoason) Tweeted:
@masterofdisrupt -CBN has not stopped treasury bills sales to individuals
-CBN has stopped individuals & local corporates from participating in its Open Market Operations (OMO) treasurys liquidity management
-Individuals can still buy the regular Nigeria Treasury Bills (NTB) and treasury bonds (https://twitter.com/BBoason/status/1192362273286819840?s=17)

Stock market will boom with this ban.

but i wont join them
(mago mago full there both on companies side and NSE itself)

its money market fund or bond time.

if none of the above works.. Dump it in savings account till Emefiele retires.


WHAT IS so WRONG with individuals choosing to loan govt their savings so govt can use it for the development that is making it go abroad and beg for loans?

that CBN gov has lost a nut!
he NEVER expected to return there..
perhaps, this is Buhari's worst mistake in this next level.