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My Experience With Loan Apps - Business - Nairaland

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My Experience With Loan Apps by Nobody: 9:16pm On Dec 14, 2019
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Re: My Experience With Loan Apps by youngsahito(m): 9:55pm On Dec 14, 2019
Ironman15:
I'm seriously broke for now so i came across a post on Facebook about loan app(fairmoney). I quickly rush and download the app to apply for it

I opened the app followed all instructions and filled all the necessary data(including my personal info like bvn) then applied for #5000 after few minutes they told me they can't borrow money

So after collecting all my personal informations they're telling me rubbish. Why allow me fill my data when they know they cant borrow me any money

And i really need the money
try quickteller
Re: My Experience With Loan Apps by ufotty2001: 10:05pm On Dec 14, 2019
Ironman15:
I'm seriously broke for now so i came across a post on Facebook about loan app(fairmoney). I quickly rush and download the app to apply for it

I opened the app followed all instructions and filled all the necessary data(including my personal info like bvn) then applied for #5000 after few minutes they told me they can't borrow money

So after collecting all my personal informations they're telling me rubbish. Why allow me fill my data when they know they cant borrow me any money

And i really need the money
try opay.. but me I do receive loan from access bank up to 70k every month
Re: My Experience With Loan Apps by Nobody: 10:07pm On Dec 14, 2019
youngsahito:
try quickteller

I tried 3 of them already and i'm fed up with it. My informations has been vulnerable now

Anyways its not thier fault If not that i'm broke and i need the money urgently
Re: My Experience With Loan Apps by Nobody: 10:09pm On Dec 14, 2019
ufotty2001:
try opay.. but me I do receive loan from access bank up to 70k every month

Opay are you sure they're legit.
Re: My Experience With Loan Apps by ufotty2001: 10:13pm On Dec 14, 2019
Ironman15:


Opay are you sure they're legit.
they are bro.
Re: My Experience With Loan Apps by Nobody: 10:16pm On Dec 14, 2019
ufotty2001:
they are bro.
Ok i'll try them out
Re: My Experience With Loan Apps by Nobody: 11:10pm On Dec 14, 2019
ufotty2001:
they are bro.
What are the steps to take before they'll borrow me
Re: My Experience With Loan Apps by Ayomarcel(m): 7:38am On Dec 15, 2019
I think. Ur debit card details, maybe ur bvn
Re: My Experience With Loan Apps by popoolaRofiat(f): 8:17am On Dec 15, 2019
If you are in Abuja and you need urgent loan from
#5000 to #20000 call 08149240862
Re: My Experience With Loan Apps by SavageResponse(m): 9:42am On Dec 15, 2019
Ironman15:


I tried 3 of them already and i'm fed up with it. My informations has been vulnerable now

Anyways its not thier fault If not that i'm broke and i need the money urgently

The reason why they turned down your request is cos data available about you points to the fact that you're a potential credit risk and will most likely default when it;s time to pay back

6 Likes

Re: My Experience With Loan Apps by Nobody: 12:56pm On Dec 15, 2019
SavageResponse:


The reason why they turned down your request is cos data available about you points to the fact that you're a potential credit risk and will most likely default when it;s time to pay back


My bank account has been very ative and its not a new account.
Re: My Experience With Loan Apps by Nobody: 12:59pm On Dec 15, 2019
Ayomarcel:
I think. Ur debit card details, maybe ur bvn

I provided all but they've refused to borrow me
Re: My Experience With Loan Apps by Nobody: 12:59pm On Dec 15, 2019
popoolaRofiat:
If you are in Abuja and you need urgent loan from
#5000 to #20000 call 08149240862

I'm not in abuja
Re: My Experience With Loan Apps by Ayomarcel(m): 3:16pm On Dec 16, 2019
Ironman15:


I provided all but they've refused to borrow me

I don't know about that then
Re: My Experience With Loan Apps by Michaelmercy(m): 3:36pm On Dec 16, 2019
Try Carbon or Branch or aella credit or palm credit or okash from opay or Soko loan, Your bank account credibility actually determines whether u would be offered a loan or not.
Re: My Experience With Loan Apps by SavageResponse(m): 11:20am On Dec 18, 2019
Ironman15:



My bank account has been very ative and its not a new account.

Credit risk assessment goes beyond just having an active bank account.

For instance you can't have an average monthly turnover of 20k per your bank statement then expect a financial institution to lend you 800k with a tenor of 6 months.

That's a disaster waiting to happen!

3 Likes

Re: My Experience With Loan Apps by MrUnder: 8:45am On Dec 20, 2019
Hello




I would like to join your mentorship portal.
Re: My Experience With Loan Apps by DateMynd44(m): 8:10pm On Mar 17, 2020
ufotty2001:
try opay..
what are the processes involved?
Lost my ATM card.
Hope they won't ask me of it's details

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