LuvlyIva:

assistant under agency. She uses her business account to receive her salary and she open the business as private limited company with companies house. She is paid weekly and it is from that account she pays all her monthly bills. The guy I discussed with said that it is not right to use her business account to pay all the bills. Pls I am confused. Is it compulsory for her to use her personal account? I will appreciate advice please bc we want to apply through self employed. Thank you.

That is not the rules of a limited company . Check HMRC website to see the expenses a business can claim , anything outside that is looking for trouble if HMRC does audit the company . It is best to seperate her personal life from her business bank account.

The earning your receives and declare is different from the income your business receives , except if you are declaring to hmrc that it is the same and paying the appropriate tax. A business is not a person for what you are trying to achieve . you will also need to show proof of that money been paid to your personal account from the business as salary or dividend

LagosismyHome:


That is not the rules of a limited company . Check HMRC website to see the expenses a business can claim , anything outside that is looking for trouble if HMRC does audit the company . It is best to seperate her personal life from her business bank account.

The earning your receives and declare is different from the income your business receives , except if you are declaring to hmrc that it is the same and paying the appropriate tax. A business is not a person for what you are trying to achieve . you will also need to show proof of that money been paid to your personal account from the business as salary or dividend

Sorry please the question I posted was incomplete. This is the exact question.

Please kindly assist. I was chatting with a friend who just got his spouse through self employed route. He said I need my personal account, and business account. I told him that I don't have personal account, only business account, he then said I will be denied visa without the personal account. Pls how through is this? My wife works as health care assistant, under agency. She uses her business account to receive her salary and she open the business as private limited company with companies house. She is paid weekly and it is from that account she pays all her monthly bills. The guy I discussed with said that it is not right to use her business account to pay all the bills. Pls I am confused. Is it compulsory for her to use her personal account in the spouse visa application? I will appreciate advice please bc we want to apply through self employed. Thank you.

Lexusgs430:



Would not work with payslips, submitting payslips would be tantamount to application suicide......

The prerequisites for self assessment/employed, is more stringent than the PAYE route........

Hello lexus please kindly assist. I was chatting with a friend who just got his spouse through self employed route. He said I need my personal account, and business account. I told him that I don't have personal account, only business account, he then said I will be denied visa without the personal account. Pls how through is this? My wife works as health care assistant, under agency. She uses her business account to receive her salary and she open the business as private limited company with companies house. She is paid weekly and it is from that account she pays all her monthly bills. The guy I discussed with said that it is not right to use her business account to pay all the bills. Pls I am confused. Is it compulsory for her to use her personal account in the spouse visa application? I will appreciate advice please bc we want to apply through self employed. Thank you.

justwise:


I'm not sure where you read that from but this is the official link here https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/783641/Appendix-FM-1-7-Financial-Requirement-ext_1_.pdf

I also attached the section that deals with self employment. Your wife needs to go through it and see where she fits in.

Please Justwise kindly assist. I was chatting with a friend who just got his spouse through self employed route. He said I need my personal account, and business account. I told him that I don't have personal account, only business account, he then said I will be denied visa without the personal account. Pls how through is this? My wife works as health care assistant, under agency. She uses her business account to receive her salary and she open the business as private limited company with companies house. She is paid weekly and it is from that account she pays all her monthly bills. The guy I discussed with said that it is not right to use her business account to pay all the bills. Pls I am confused. Is it compulsory for her to use her personal account in the spouse visa application? I will appreciate advice please bc we want to apply through self employed. Thank you.

LuvlyIva:
assistant under agency. She uses her business account to receive her salary and she open the business as private limited company with companies house. She is paid weekly and it is from that account she pays all her monthly bills. The guy I discussed with said that it is not right to use her business account to pay all the bills. Pls I am confused. Is it compulsory for her to use her personal account? I will appreciate advice please bc we want to apply through self employed. Thank you.

What she needs to do is to avoid confusion, she can pay herself an income from the business account into her private account and pay all her bills from her private account.

phyl123:

What she needs to do is to avoid confusion, she can pay herself an income from the business account into her private account and pay all her bills from her private account.

Ok. Thank you

spacyzuma:


Sir, you are being ridiculous with your gloating.
I have mentioned my 3 reasons for not wanting tories, yet you went on with taunts like I voted labour.
I won't be responding to you after this. Cheers. Gloat and taunt away.

Wrong!
You didn’t want Tories to win.
I only listed the ridiculous campaign promises of the alternative.
How is that gloating?

LuvlyIva:


Ok. Thank you

Paying herself from the business account is a no no. If she is audited, she may land in trouble. She and her business are separate entities. What she should do is pay herself a salary or dividend from her business account to her personal account (after deducting taxes and NI from the business income) and then pay her bills from her account.

wonlasewonimi:
We that have witnesed recession in this country know it is no joke. Brace yourself guys!

Did or has the country come out of the recession? Yes.
Under which government did the country come out of recession? Tories.
Are you insinuating that the country may go into recession because of a Tory win?
Why would that happen?

LuvlyIva:


Hello lexus please kindly assist. I was chatting with a friend who just got his spouse through self employed route. He said I need my personal account, and business account. I told him that I don't have personal account, only business account, he then said I will be denied visa without the personal account. Pls how through is this? My wife works as health care assistant, under agency. She uses her business account to receive her salary and she open the business as private limited company with companies house. She is paid weekly and it is from that account she pays all her monthly bills. The guy I discussed with said that it is not right to use her business account to pay all the bills. Pls I am confused. Is it compulsory for her to use her personal account in the spouse visa application? I will appreciate advice please bc we want to apply through self employed. Thank you.

If she is usually self assessed, her business account is the only bank statement she can use...........

Along with her business account (12 months), that is required. A lot of business related documentations are also required + lots of accountants documents etc etc

Documents required for Spousal Visa PAYE vs Spousal visa limited liability company route ...... Is like comparing Buhari vs Trump..........

dustydee:

Paying herself from the business account is a no no. If she is audited, she may land in trouble. She and her business are separate entities. What she should do is pay herself a salary or dividend from her business account to her personal account (after deducting taxes and NI from the business income) and then pay her bills from her account.

We are saying the same thing. The HMRC knows that she has to live . Call it income\ salary/dividend it’s more or les the same. How you present what you’ve taken from the business account at the end of the tax year is all that matters.

phyl123:


That wasn’t a shocker, their manifesto was ridiculous. How can you revoke a democratic mandate?

I mean she lost her own seat as a party leader!!! Thats like.....I suppose they had to give the nation a third option and stay true to the cause..Corbyn was blowing hot and cold

phyl123:


Th sad truth is that at the moment the conservatives at good for the economy.

And how well have they performed in that regard....
They've been in charge for 9 years and the ff are their score cards:

Stagnant wages despite rising inflation and cost of living...
Rising child poverty across uk....
300 thousand homeless population....
Rising crime rate due to Tories cutback in police funding and workforce.
Schools are beginning to struggle with teachers recruitment as a result of poor funding....

Privatisation of the railway under Tory- the outcome is rising tickets fees without corresponding improvement in services...
People now patronize national express more than ever....

9 years of austerity has led to a thinning middle class and struggling working class

Tories said they will boost the NHS with 20 thousand nursing staffs.
But lets not 4get the acute shortage of nurses in NHS was a direct consequence of Tories' stopping bursaries for nursing students, and the poor remuneration of nurses in the last one decade.
Nobody wants to be a nurse anymore.
Even uk trained doctors are jumping the ship, seeking greener pastures....
Thanks to Jeremy hunt's controversial junior doctors contract under Tory govt....

Austerity has never worked for any nation and uk will not be an exception....

People voted Tory because of brexit, they did a sham job with the economy.

SIRTee15:


And how well have they performed in that regard....
They've been in charge for 9 years and the ff are their score cards:

Stagnant wages despite rising inflation and cost of living...
Rising child poverty across uk....
300 thousand homeless population....
Rising crime rate due to Tories cutback in police funding and workforce.
Schools are beginning to struggle with teachers recruitment as a result of poor funding....

Privatisation of the railway under Tory- the outcome is rising tickets fees without corresponding improvement in services...
People now patronize national express more than ever....

9 years of austerity has led to a thinning middle class and struggling working class

Tories said they will boost the NHS with 20 thousand nursing staffs.
But lets not 4get the acute shortage of nurses in NHS was a direct consequence of Tories' stopping bursaries for nursing students, and the poor remuneration of nurses in the last one decade.
Nobody wants to be a nurse anymore.
Even uk trained doctors are jumping the ship, seeking greener pastures....
Thanks to Jeremy hunt's controversial junior doctors contract under Tory govt....

Austerity has never worked for any nation and uk will not be an exception....

People voted Tory because of brexit, they did a sham job with the economy.

Well said. What I really do not understand is why communities in the North East that have borne the brunt of Tory austerity have chosen to ignore austerity and vote Tory simply because of Brexit. It's a bit like cutting your nose to spite your face. I have lived and worked in different areas of the North East for years, the fact that people have chosen to vote for one issue at the expense of the future of their kids, free tuition, NHS, welfare etc is shocking. What I also find disgusting are immigrants who came into the UK and have lived a good life in the UK on the back of the liberal immigration policies of successive Labour governments choosing to vote the Conservative party that has a history of stigmatising immigrants.

Well, let's see how Boris Johnson will perform for the next 5 years. I would hope I'm proven wrong and Boris Johnson is different from the typical Tory.

claremont:


Well said. What I really do not understand is why communities in the North East that have borne the brunt of Tory austerity have chosen to ignore austerity and vote Tory simply because of Brexit. It's a bit like cutting your nose to spite your face. I have lived and worked in different areas of the North East for years, the fact that people have chosen to vote for one issue at the expense of the future of their kids, free tuition, NHS, welfare etc is shocking. What I also find disgusting are immigrants who came into the UK and have lived a good life in the UK on the back of the liberal immigration policies of successive Labour governments choosing to vote the Conservative party that has a history of stigmatising immigrants.

Well, let's see how Boris Johnson will perform for the next 5 years. I would hope I'm proven wrong and Boris Johnson is different from the typical Tory.

I'm not surprised elitist black immigrants voted Tory...
It's typical of a black man- burn the bridge once u cross over....
The austerity measures hit northern England the hardest.....
But they believe their condition is a consequence of immigrants taking their job....
Therefore, brexit is the answer....

Claremont and sirtee15 please leave them oo

claremont:


Well said. What I really do not understand is why communities in the North East that have borne the brunt of Tory austerity have chosen to ignore austerity and vote Tory simply because of Brexit. It's a bit like cutting your nose to spite your face. I have lived and worked in different areas of the North East for years, the fact that people have chosen to vote for one issue at the expense of the future of their kids, free tuition, NHS, welfare etc is shocking. What I also find disgusting are immigrants who came into the UK and have lived a good life in the UK on the back of the liberal immigration policies of successive Labour governments choosing to vote the Conservative party that has a history of stigmatising immigrants.

Well, let's see how Boris Johnson will perform for the next 5 years. I would hope I'm proven wrong and Boris Johnson is different from the typical Tory.

Spot on !

This is where the Scots differ from the English.

Myself and million others voted the SNP for this reason - free tuition, increased childcare hours, free nhs prescription, etc. No sane Scot will vote the Tories in Scotland because we know that once they are in, all these benefits will change.

Ralphlauren:


Spot on !

This is where the Scots differ from the English.

Myself and million others voted the SNP for this reason - free tuition, increased childcare hours, free nhs prescription, etc. No sane Scot will vote the Tories in Scotland because we know that once they are in, all these benefits will change.

Where does all the money for the free stuff come from?

claremont:


Well said. What I really do not understand is why communities in the North East that have borne the brunt of Tory austerity have chosen to ignore austerity and vote Tory simply because of Brexit. It's a bit like cutting your nose to spite your face. I have lived and worked in different areas of the North East for years, the fact that people have chosen to vote for one issue at the expense of the future of their kids, free tuition, NHS, welfare etc is shocking. What I also find disgusting are immigrants who came into the UK and have lived a good life in the UK on the back of the liberal immigration policies of successive Labour governments choosing to vote the Conservative party that has a history of stigmatising immigrants.

Well, let's see how Boris Johnson will perform for the next 5 years. I would hope I'm proven wrong and Boris Johnson is different from the typical Tory.

You are missing the point, Corbyn is unelectable, this election was not about Labour Party, it was about Corbyn and what he turned Labour Party into since he became a leader.

I always voted Labour and I voted to remain but Corbyn gave people nothing to vote for, to seat on the fence on brexit is moronic because the election was called purely because of brexit but still he has no stand on it.

This promises of free this and that is a scam, the question is..who will pay for it?

deept:


Where does all the money for the free stuff come from?

Oil from the north sea
salmon/fishing industry
whiskey industry
taxes from companies located in scotland
taxes from individuals resident in scotland
income from tourism industry
etc. . . . .

SIRTee15:

People voted Tory because of brexit, they did a sham job with the economy.

claremont:

What I really do not understand is why communities in the North East that have borne the brunt of Tory austerity have chosen to ignore austerity and vote Tory simply because of Brexit. the fact that people have chosen to vote for one issue at the expense of the future of their kids, free tuition, NHS, welfare etc is shocking. What I also find disgusting are immigrants who came into the UK and have lived a good life in the UK on the back of the liberal immigration policies of successive Labour governments choosing to vote the Conservative party that has a history of stigmatising immigrants.

GBAM!! GBAM!!! GBAM!!!

That silly rhetoric of "Get Brexit done!" and "Get on with it!" was disgusting.

The 'almost perfect murder'.........

claremont:


Well said. What I really do not understand is why communities in the North East that have borne the brunt of Tory austerity have chosen to ignore austerity and vote Tory simply because of Brexit. It's a bit like cutting your nose to spite your face. I have lived and worked in different areas of the North East for years, the fact that people have chosen to vote for one issue at the expense of the future of their kids, free tuition, NHS, welfare etc is shocking. What I also find disgusting are immigrants who came into the UK and have lived a good life in the UK on the back of the liberal immigration policies of successive Labour governments choosing to vote the Conservative party that has a history of stigmatising immigrants.

Well, let's see how Boris Johnson will perform for the next 5 years. I would hope I'm proven wrong and Boris Johnson is different from the typical Tory.

It's called politics and the beauty of true elections .... The electorates are unpredictable... If only ballot boxes could be stolen, thugs rampaging with AK 47's or the imminent tribunal marathons......

Good morning people,

Anybody know any solicitor in Aberdeen?

Hi everyone,

I have a question.

We just moved into a dilapidated house, as we were expecting the landlord to paint the wall, and fix the broken cupboards and curtain holder, change the bed and the couch. But now he has refused to. We told him we would paint and give him the bill, but he said he won’t honour the bill.

Can we report him to Citizens Advice? Or do we paint the walls and scratch them up to this same state when we are leaving?

I don’t think it’s fair that he would live his house in such a condition.

Justwise Lexus Fati lagosismyhome please I need your knowledge biko

Aphrodite007:
Hi everyone,

I have a question.

We just moved into a dilapidated house, as we were expecting the landlord to paint the wall, and fix the broken cupboards and curtain holder, change the bed and the couch. But now he has refused to. We told him we would paint and give him the bill, but he said he won’t honour the bill.

Can we report him to Citizens Advice? Or do we paint the walls and scratch them up to this same state when we are leaving?

I don’t think it’s fair that he would live his house in such a condition.

Justwise Lexus Fati lagosismyhome please I need your knowledge biko

Did you see the house before you agreed to lease it ...........Also it would have been best if you had something in writing

This article might help
https://england.shelter.org.uk/housing_advice/repairs/complain_to_environmental_health_about_rented_housing

Aphrodite007:
Hi everyone,

I have a question.

We just moved into a dilapidated house, as we were expecting the landlord to paint the wall, and fix the broken cupboards and curtain holder, change the bed and the couch. But now he has refused to. We told him we would paint and give him the bill, but he said he won’t honour the bill.

Can we report him to Citizens Advice? Or do we paint the walls and scratch them up to this same state when we are leaving?

I don’t think it’s fair that he would live his house in such a condition.

Justwise Lexus Fati lagosismyhome please I need your knowledge biko

Simple solution........

Take pictures and get your local council involved (housing department) ......... They love such stories......

Did he agree this renovation in letters, sms or any other written down media?.....

Did you rent directly or from an agent?....

We need Peter Rufai aka dodomayana, to teach some doctor's the act of not dropping the ultimate prize........

Did you guys watch the spac nation documentary on BBC?

Aphrodite007:
Hi everyone,

I have a question.

We just moved into a dilapidated house, as we were expecting the landlord to paint the wall, and fix the broken cupboards and curtain holder, change the bed and the couch. But now he has refused to. We told him we would paint and give him the bill, but he said he won’t honour the bill.

Can we report him to Citizens Advice? Or do we paint the walls and scratch them up to this same state when we are leaving?

I don’t think it’s fair that he would live his house in such a condition.

Justwise Lexus Fati lagosismyhome please I need your knowledge biko

Did you see the condition of the house before you rented it? Did these conditions reflect in the rent? What was your agreement with the landlord before you took up the property?

LagosismyHome:


Did you see the house before you agreed to lease it ...........Also it would have been best if you had something in writing

This article might help
https://england.shelter.org.uk/housing_advice/repairs/complain_to_environmental_health_about_rented_housing

If I say the truth, you people will insult me.

I saw the pictures and videos of the house. So not I didn’t enter the house and even if I did, it wouldn’t have changed anything because the agency would have said (just like he did) that they would fix the house before we move in. I thought the painting would be among the fixes.

What’s worse is the furniture is awful? And it’s meant to be a furnished house; now I have two options:

1) new stuff and throwing away his the be accused of stealing the property when I leave
2) manage his awful bed beds, couch, duvet curtains etc.

I’ll have a look at the link you sent. Thanks sooo much

phyl123:


Did you see the condition of the house before you rented it? Did these conditions reflect in the rent? What was your agreement with the landlord before you took up the property?

Sigh, so technically, we cannot ask the landlord to fix the house because we didn’t see the condition before we accepted it?

OK o. I won’t complain again