Stats: 3,189,714 members, 7,938,169 topics. Date: Monday, 02 September 2024 at 07:02 PM |
Nairaland Forum / Nairaland / General / Investment / Treasury Bills In Nigeria (4618514 Views)
Fixed Deposits Or Treasury Bills, Which Is Better? / Fixed Deposit And Treasury Bill Investments From Abroad / I Need Information On Treasury Bills In Nigeria (2) (3) (4)
(1) (2) (3) ... (1010) (1011) (1012) (1013) (1014) (1015) (1016) ... (2260) (Reply) (Go Down)
Re: Treasury Bills In Nigeria by MrMcJay(m): 11:41am On Dec 26, 2019 |
meshpips: Oga, he said the dividends on the stock are more than the funds committed to investment. Dividends, which you may be aware are payable per annum. To break it down, the money he makes as issued PROFIT EVERY YEAR on the stock is greater than the amount spent buying the stock. 1 Like |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 11:42am On Dec 26, 2019 |
meshpips: N2 million invested in Nestle in 1999 is worth over N260 million now, the dividend received this year is far more than the N2 million invested in 1999. This beats inflation and currency devaluation, the dividends received over the years is in tens of millions. That doesn't mean one should not sell if the fundamentals of the company can't support the price. For now the earning growth rate the company is a double digit. I am a value investor and I invest based on the fundamentals, cash flow, income growth of the investment. 8 Likes 2 Shares |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 11:43am On Dec 26, 2019 |
MrMcJay: Thank you very much. |
Re: Treasury Bills In Nigeria by MrMcJay(m): 11:46am On Dec 26, 2019 |
emmanuelewumi: Uwc sir |
Re: Treasury Bills In Nigeria by meshpips(m): 11:50am On Dec 26, 2019 |
emmanuelewumi: Sir, whilst it might be challenging for me to obtain historical data for the NSE to verify what you have just said but I will still like for you to let us know how much nestle shares we worth per unit in 1999. Nestle is actually the queen of the pack, quite possibly the most "expensive" stock per unit on the exchange but let's get actual values. I kindly request. |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 11:54am On Dec 26, 2019 |
If you bought a property for N20 million in 2017. The property gave a rental income of N1 million in 2017, fast forward to 2019 similar property in your neighbourhood gave a rental income of N1.2 million. But the owner is relocating abroad and will love to dispose his house that gives a rental income of N1.2 million for N15 million. As a High Networth Investor who has more than that in your bank, what will you do? The best thing to do is to withdraw the cash from the bank and buy the property. Because rental income from such investment increased from N1 million to N1.2 million between 2017 and 2019. It certain that by 10 years time rental income from such investment will increase to between N1.8 million and N2 million. The value of the property must have also increased in 10 years |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 12:14pm On Dec 26, 2019 |
meshpips: I bought in the year 2000 at N20 per share. The company gave bonus of 1 for 4 in 2003 1 for 4 in 2007 1 for 5 in 2011. N2 million will buy 100,000 units In 2003 it will grow to 125,000 units In 2007 it will grow to 156,250 units In 2011 it will grow to 187,500 units Multiply by N1400 per share you will get N262.5 million. Go to AGM and you will see average retirees who invested well when they are young who are earning millions from their investments. A range rover sold for N20,000 in 1980. A flat at Iponri low cost estate was sold at N4000. N20,000 will buy 5 of such apartments in 1980. The rental income from a flat at Iponri is between 800k and N1 million. 5 flats will now give the investor a total rental income of between N4 million and N5 million. Some investors who bought the low cost housing unit for N4000 must have sold 10 years after for N20,000, not knowing that the party is just starting and the property can still generate rental income of over N800,000 in the future 16 Likes |
Re: Treasury Bills In Nigeria by dipoolowoo: 12:14pm On Dec 26, 2019 |
Sell Pressure Pushes Treasury Bills Yields to 5.52% https://businesspost.ng/economy/sell-pressure-pushes-treasury-bills-yields-to-5-52/ |
Re: Treasury Bills In Nigeria by ositadima1(m): 1:02pm On Dec 26, 2019 |
emmanuelewumi: The problem with investments is that we can be certain of their profitability after the fact, in hindsight. Not saying that you don't have a point though, but I assume that at the time 1980 or 2000 their were other promising investments that failed years after. How can investors manage risks? Can diversifying help? |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 1:11pm On Dec 26, 2019 |
ositadima1: I hope we are not digressing from the purpose of this thread? Successful investors are diversified and have investments in different businesses and asset classes. I usually invest my dividends in Treasury Bills, money market funds and to also expand my business. I use a certain percentage from the profit of my business to buy shares, Treasury Bills, Money market funds. When I make profit selling some of my overvalued shares, I usually invest the lump sum on real estate investments. Started diversifying into Eurobond funds about 3 months ago 11 Likes 2 Shares |
Re: Treasury Bills In Nigeria by IamR: 1:29pm On Dec 26, 2019 |
emmanuelewumi:I started 3 months ago too. Elder, can I do MMF with FSDH or can you recommend another investment house? Merry Christmas, sir! |
Re: Treasury Bills In Nigeria by Nobody: 1:30pm On Dec 26, 2019 |
missjekyll: 5 Likes |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 1:35pm On Dec 26, 2019 |
IamR: The rates are now crashing, but FSDH Asset Management will still offer you about 10.5 % 1 Like |
Re: Treasury Bills In Nigeria by IamR: 2:13pm On Dec 26, 2019 |
emmanuelewumi:Thank you. |
Re: Treasury Bills In Nigeria by IamR: 2:15pm On Dec 26, 2019 |
[quote author=Sholapey post=85232150][/quote] Thanks for sharing it with us. |
Re: Treasury Bills In Nigeria by meshpips(m): 2:25pm On Dec 26, 2019 |
emmanuelewumi: Thanks so much sir. Your point is very well understood. The 1 for 4 done twice were 25% increase on the quantity of shares and then another 20% increase. These years, the appreciation on the stock clearly beat inflation. I tried to affirm for myself how much the stock was in 2000 but the farthest historic data I got online was for 2003 and the lowest price is saw is around 90. In anyway, your point is clearly understood sir. Thanks for your time sir. 2 Likes
|
Re: Treasury Bills In Nigeria by Adinije(f): 2:32pm On Dec 26, 2019 |
Guys, do bank credit customers on Tbill that mature today? Or does it have to be business day? |
Re: Treasury Bills In Nigeria by INFOTECH2: 2:39pm On Dec 26, 2019 |
ahiboilandgas: Boss To the bold part. How can I expand into this sector. Need your advice |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 2:53pm On Dec 26, 2019 |
meshpips: The economy was very bullish from June 1999, when we returned to democratic rule. |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 2:54pm On Dec 26, 2019 |
Adinije: You will be credited tommorow, I have a Treasury Bill which matures today 1 Like |
Re: Treasury Bills In Nigeria by Adinije(f): 2:59pm On Dec 26, 2019 |
emmanuelewumi:Ok, Thanks |
Re: Treasury Bills In Nigeria by Infinitisi(m): 3:01pm On Dec 26, 2019 |
Nice one sir. Your experience in the market clearly shows and no one can argue with it emmanuelewumi: 5 Likes |
Re: Treasury Bills In Nigeria by Nobody: 3:06pm On Dec 26, 2019 |
Sirs emmanuelewumi & ahiboilandgas are a true inspiration for aspiring investors, they show you how to navigate the tough Nigerian terrain, where others see obstacles and doom, they see opportunities. Merry Christmas and a happy new year to my ogas and all the other smart investors. 16 Likes 1 Share |
Re: Treasury Bills In Nigeria by sleeksolo: 3:48pm On Dec 26, 2019 |
Get daily forex trading signals on https://fxseed.com/trades |
Re: Treasury Bills In Nigeria by Adiwana: 4:58pm On Dec 26, 2019 |
emmanuelewumi: Investment is a real tricky stuff and you may find out that at the end of the day,it wasn't even worth it.Chances of making it on the long run maybe high but it can easily sway in the other directon The problem with property is the supply and demand. Am currently selling a property of 8 3bedroom flats with each @20k/m except 1 which is 2bedroom going for 15k/m and has a shop attached of real worth N45 million for N25 million for a client.That's how many percentage decrease?? Had to bring down the price from N29 million cause there's no demand for it.If its bought at its current price,hes making a loss of N20 million.Thats 10yrs of rent @2m/annum - maintenance gone just like that.Thats real devaluation right here. You might find out considering the amount of maintenance put into the house and inflation,he didn't even make that much profit considering the timefeame of the investment I have first bank shares which was bought in 2007.Bought at N66,000. But as at 3-4yrs ago,I was receiving N2k dividend.Price of first bank shares atm is N6 as of last week I checked.That's real loss considering the amount invested and time. 2 Likes 2 Shares |
Re: Treasury Bills In Nigeria by RealityShot: 5:49pm On Dec 26, 2019 |
4 assets that make people rich 1- business 2 - real estate 3 - commodities 4 - paper Choose. Combine for diversity. https://m.youtube.com/watch?reload=9&v=D-qgMb15M1w Plan your new year. Remember, a job serves to get you startup capital through savings. So get a job, save, and invest to get rich. Happy boxing day! 10 Likes 1 Share |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 5:52pm On Dec 26, 2019 |
Adiwana: What is the annual income generated by the property? Why is the owner selling? He should continue to enjoy the rental income from the property and should avoid selling at a loss. Real Estate is a very good hedge against inflation. Real Estate is not a liquid Investment that can be easily converted to cash, unlike Treasury Bill, money market and stocks whereby Investments worth hundreds of millions of Naira can be converted to cash in less than a week |
Re: Treasury Bills In Nigeria by aremso(m): 6:46pm On Dec 26, 2019 |
emmanuelewumi: while i agreed with you as regards the analysis you displayed, i will also say that the huge profits come as a result of capital appreciation , sound mgt and smaller amount of shares float of the company which made the price to be at that level. However, can you talk of that in the case of FBN, UBN, UBA, UACN, AP now FO, and some other old companies that have been around just like nestle. They are still struggling to meet up, Nestle is a unique stock on its own which when u are doing investment analysis generally concerning companies in Nigeria you analyse it on its own. I stand to be corrected i dont think there is any other companies on NSE that has price appreciation like nestle. The company has very few shares in the hand of the individual and that is why the price is still being maintained at that level. Please i like to be factual and more so , i also invest in stocks too. 3 Likes |
Re: Treasury Bills In Nigeria by meshpips(m): 7:08pm On Dec 26, 2019 |
I already made mention of the fact that NESTLE is the queen of the pack. Regardless of its unequalled sterling performance, @paelewunmi's explanation opened me up to new frontiers. I really liked the part where he wrote about getting 1 for 4 on two different occassions and then 1 for 5 on yet another occassion. It dawned on me that by just allowing my trading capital appreciate by anything greater than 20% percent per annum, in just about 20 years, I will be churning out cool cash from the market as a result of compounding over the years. Life really isn't as difficult as many see it. May the new year bring us all even greater opportunities. 8 Likes 3 Shares |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 7:14pm On Dec 26, 2019 |
aremso: Look for my alternate moniker on nairaland by searching for manie, look for the thread " stock performance from 2000 to date. You are on profit for First Bank, UBA, GTB, Zenith, Flour Mills, UACN, Lafarge, Nigeria Breweries etc if you bought in 2000. 1000 units of First Bank shares in 1993 grew to 53,000 units in 2019 Except for Oando. The most important thing an investor needs is not to over pay for an investment or asset, I use the cash flow from an asset or Investment to determine the intrinsic value. If the investment is still selling within or below the intrinsic value, I will hold and keep on accumulating the investment or asset. We should also know that their is a difference between the price of an asset or Investment and the growth plus cash flow from the asset or Investment. Don't let us digress from the purpose of this thread, you can take the discussion to the stock market thread. Thank you 10 Likes 3 Shares |
(1) (2) (3) ... (1010) (1011) (1012) (1013) (1014) (1015) (1016) ... (2260) (Reply)
Nigerian Stock Exchange Market Pick Alerts
Viewing this topic: habeeb246(m) and 2 guest(s)
(Go Up)
Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health religion celebs tv-movies music-radio literature webmasters programming techmarket Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 88 |