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Nairaland Forum / Nairaland / General / Investment / Treasury Bills In Nigeria (4618367 Views)
Fixed Deposits Or Treasury Bills, Which Is Better? / Fixed Deposit And Treasury Bill Investments From Abroad / I Need Information On Treasury Bills In Nigeria (2) (3) (4)
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Re: Treasury Bills In Nigeria by Nnamz(m): 11:16pm On Jan 04, 2020 |
ibechris:Then why are you on this thread? 14 Likes |
Re: Treasury Bills In Nigeria by Nobody: 12:49am On Jan 05, 2020 |
ahiboilandgas: Still doing it, but the excess is what am trying to hide. 3 Likes |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 3:51am On Jan 05, 2020 |
SATX: Meet your Stockbroker or Investment house |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 4:06am On Jan 05, 2020 |
DigitalMallam: You cant go wrong when you use dividend yield as your guide Nigeria Brewery at N140 paid a dividend of N3 that is a yield of less than 3%, international brewery has not paid a dividend in 5 years. How come your stocks ate in the brewery sector are you a Shayo? Pension fund are invested in stock, they invest in companies that have been paying dividends consistently for 5 years and above. Dangote Sugar at N10 last year paid a dividend of N1.1 that is a yield of about 11%, with the closure of the border the financial performance improved tremendously currently at N14.00 and will pay a dividend of at least N1.3 which is a yield of 9% I always tell people not to over pay for an investment be it a property, Stock or a business. When you over pay it takes a longer time to break even, make sure that the cash flow from the investment can pay back the amount invested within a reasonable time which should be a maximum of 10 years . 5 Likes |
Re: Treasury Bills In Nigeria by SATX: 6:12am On Jan 05, 2020 |
Re: Treasury Bills In Nigeria by ahiboilandgas: 7:13am On Jan 05, 2020 |
Barrytone:put it here ....mulitples 2 bedroom @650 k .....total investment 57 million ,8 flats rents 5.2m .caution fees 800k , agreemnents 800k ..6.8m above emefeles 5 percents by 100 percent ...then the hidden property appreciation may be 5 percent per anum...real rate of return will be 12 +5 = 17 percent ....betting inflation hand down .....since rent is paid at the beginning of term the real rate is above 8
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Re: Treasury Bills In Nigeria by DigitalMallam: 8:10am On Jan 05, 2020 |
emmanuelewumi: Advise noted. But will NEVER put a kobo into Nigerian stock. Some of the scenario you painted above: a PFA that bought a share for N140 got dividend of N3 consecutively for the stipulated 5yrs = N15 gain and lost N90/share is that a good / viable venture? Let me reiterate, I'm sticking to what I can understand with proven track record, things one can analyse with available data and predictive analysis and not a lottery/gambling - 'maifada da chikawa' On a lighter note - I love beer. 2 Likes |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 8:21am On Jan 05, 2020 |
DigitalMallam: The fund manager of the pension fund must be sacked when an investment of N140 million gave N3 million, when if the same N140 million was invested in UBA shares would have given a dividend of about N20 million. If you are financially literate from the quarterly and half year financial report of the companies you should be able to make an informed decision on what the full year results will look like. The problem with the brewery sector is that youths who form the majority of the population get high on cheaper alternatives like bitters, codine, paraga, ogogoro etc all these have adversely affected the profitability of the breweries. The current government also introduced new taxed and levies which doesn't favour the brewery business 8 Likes |
Re: Treasury Bills In Nigeria by pluto09(m): 8:40am On Jan 05, 2020 |
DigitalMallam: Stock investment is not for everyone. Your decision to stay away from Nigeria stock might be a good one. However, that you lost money in the stock market does not mean that the stock market is bad. People who understand the game are making good money in the Nigeria stock market market while some others are loosing money. That is the major difference between stock and Tb. 4 Likes |
Re: Treasury Bills In Nigeria by unite4real: 9:19am On Jan 05, 2020 |
DigitalMallam: On a lighter note, you should understand that with Buhari and Osinbajo in power, there is no beer consumptions at the highest level for now. Imagine a zero beer budget in Aso rock since the past 4 years. Dem no dey drink beer in Villa for now. ![]() ![]() ![]() ![]() ![]() ![]() ![]() 7 Likes |
Re: Treasury Bills In Nigeria by brandable: 9:27am On Jan 05, 2020 |
emmanuelewumi: Sir, how are you privy to information on stocks pension fund are investing in? |
Re: Treasury Bills In Nigeria by ahiboilandgas: 9:30am On Jan 05, 2020 |
unite4real:several items affected the beer industry....i bottle of star@300 or a plate of rice @300 and a recession....the rational consumer will eat 250 then drink alomo pack 50 naira making 300 .....then a recession and raise cost and devalution ....mean cost of importing raw materials has increase, salaries of expert staff doubled in naira while the beer consumers have reduced spending power meaning less beer or cheaper alternatives or ogogoro 1 Like |
Re: Treasury Bills In Nigeria by ahiboilandgas: 9:33am On Jan 05, 2020 |
For nb to be profitable all those oyinbos earning dollars must leave the nigerian subsidiary only person with very scare skills ..they must look for local raw materials ,start producing alcohol to suit the changing taste and income etc |
Re: Treasury Bills In Nigeria by zamirikpo(m): 9:36am On Jan 05, 2020 |
Adiwana: U have my mindset but come to think of it critically, u may have lost almost 6.6% of the value of ur money whenever u want to spend it. wrt inflation. I structured all my expenses around TB....but to my greatest surprise it's gone for now. Ive never been a fan of bonds cos the grammar is too much. But we have to move on and restrategize. If like they say that bonds can give 12% ROI, and I need to spend as well as save, like my TB days, I've decided to take off the interest and invest the balance. E.g I have 20m. and 12% of 20m is abt 2.4m.....the idea is to invest 18m in bonds and keep back 2m. In essence I have preserved my 20m at the end of the bond tenure and still have 2m to spend just like in my TB days. Don't know if I could get a year on those fgn bond or eurobonds offer. Cos my budgets are structured yearly. Don't hold on to TB at 3.5% biko..... .i still have to read up on Bonds,though my major TB investment doesn't mature on till June 2020 |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 9:52am On Jan 05, 2020 |
brandable: They have guidelines as released by PENCOM. Nigeria Stock Exchange have an index for the stocks Pension Fund Managers are invested in. 1 Like 1 Share |
Re: Treasury Bills In Nigeria by Just2endowed2(m): 10:39am On Jan 05, 2020 |
Nnamz: Bros you spoke my mind. I don't know why some people will be economical with the truth. 4 Likes 1 Share |
Re: Treasury Bills In Nigeria by isangjohnson: 10:58am On Jan 05, 2020 |
In as much as I'm not in support of some of the government unfriendly policies, but the border closure is one of the best policy of this present regime. The metric tones of fuel for example that was smuggled out of this country on daily basis to the neighboring countries was far greater than what was consumed in the country. Most of the importers also were no longer patronizing our seaports as most of them were clearing their goods in the neighboring country at a cheaper rate and load them in trucks back to Nigerian market just to make more gain. Most of those banned items in Nigeria weren't banned in neighboring countries. So there were still able to ship them easily into the country through this same market strategy. Most of our guys are out to make money without minding the health hazards such goods will post to citizenry. God will give us other avenue to make money that will not cause pain to others. Happy New Year Investors. 7 Likes 1 Share |
Re: Treasury Bills In Nigeria by ibechris(m): 11:36am On Jan 05, 2020 |
5 Likes |
Re: Treasury Bills In Nigeria by healthserve(m): 11:38am On Jan 05, 2020 |
1 Like |
Re: Treasury Bills In Nigeria by ibechris(m): 11:51am On Jan 05, 2020 |
healthserve: I didn't want to answer him but I was compelled to do it because I have never de-marketed TB neither I have in and way sold my ideas to anyone just to make TB look unprofitable to all in it. As we used to say here,that everyone should invest based on his risk appetite. I am on this thread because I value education more than money, and I will continue to rob minds together with men and not boys,Women and not girls. So,that is why I am here! 1 Like |
Re: Treasury Bills In Nigeria by healthserve(m): 11:56am On Jan 05, 2020 |
ibechris: My brother I am sorry on behalf of our generation. Who are ready to fight for almost any reasons. People. Who can't withstand criticisms/and that other can be without having to explain to them. Who to them everything should be an intellectual fight on who has more wits and whom people look to most and who made the loudest arguement... May social media not run us mad. I followed your interactions from the start and just help but wonder why young men won't listen that wealth at times comes from tapping knowledge and that the more " true men" share, the more the human mind is able to get information that can be transformed into an asset. Take it easy my brother. No fights bro. Me. Don leave una. Just wanted to drop this piece by Sir. I trust family and the hustle dey kanpe Make I run leave una thread before they continue with the smear campaign this new year ![]() 1 Like |
Re: Treasury Bills In Nigeria by ibechris(m): 12:12pm On Jan 05, 2020 |
healthserve: U can't leave because of anyone. Beyond TB we need one another to discuss issues bothering on investment generally,and anyone who does not like ur analysis might as well discard it and look else where. No one is forcing anybody here. We all need investment ideas that is why we are here. |
Re: Treasury Bills In Nigeria by healthserve(m): 12:18pm On Jan 05, 2020 |
ibechris: Seems you didn't notice I've left here since a while ago. I only commented to calm you down. The shame that covered me in the issues I faced here that translated to my business offline is enough for me. Make we leave these issues jare my brother. No too vex. Social Media is toxic and I'm better off away from the pervasive S.M madness abeg |
Re: Treasury Bills In Nigeria by ahiboilandgas: 12:24pm On Jan 05, 2020 |
Nice 700k x 8 apartments 4 Likes
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Re: Treasury Bills In Nigeria by Adiwana: 12:32pm On Jan 05, 2020 |
emmanuelewumi: Am either looking to add 5 million to it to purchase an 8 bedroom flat that s on the market that will give at least 1.9/annum or go for FG savings bond.If I could get 12% from Lagos state for a bond,I will do that.. |
Re: Treasury Bills In Nigeria by Adiwana: 12:34pm On Jan 05, 2020 |
ahiboilandgas: Tbills is heavily saturated and rates looks unattractive.Thankfully there's a 8 flat house on distress sale which I may cash into |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 12:38pm On Jan 05, 2020 |
Adiwana: 8 bedroom apartment is more like a Mansion, that means you will be having just one tenant. What happens if that single tenant have difficulties in paying his rent. The N25 million should be able to buy 3 units of 3 bedroom flat at an average of N8 million per flat. Or you buy REIT Real Estate investment Trust |
Re: Treasury Bills In Nigeria by Adiwana: 12:38pm On Jan 05, 2020 |
An old structure am considering buying with the money.Rent per annum is N1.9 million. House was valuated at N45 million. Actually got it as a contract to sell but may buy it outrightly for myself,collect rent for 5yrs then sell at probably 40 million cause am not planning on putting in money for any kind of facelift or renovation
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Re: Treasury Bills In Nigeria by Adiwana: 12:44pm On Jan 05, 2020 |
emmanuelewumi: I mean 8 flats of 3 bedrooms.1 is actually 2 bedrooms making it 7 3-bedroom flat and 1 2 bedroom |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 12:46pm On Jan 05, 2020 |
N25 million will buy you 5,800,000 of UPDC REIT and will give you an income of N3.3 million by October 2020. Google UPDC REIT they have investments in a number of highbrow property valued at over N30 billion and also have over N5 billion of part of the rent collected over the years invested in highly liquid assets suchTreasury Bills, money market funds, commercial papers, FG bonds, State bonds and corporate bonds |
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 12:47pm On Jan 05, 2020 |
Adiwana: How many apartments do you have in the property? |
Re: Treasury Bills In Nigeria by ahiboilandgas: 12:48pm On Jan 05, 2020 |
Adiwana:under study the seller well to make a kill this is capitalism..study rent in the area and mulitple the annual rent by 15 years to arrive at the amount but price for 13 years .....and put back for sale then sell without distress at your time |
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