Mogambo123:
carbon don't seem to work in Nigeria, cause they won't let me download the app.

Check your network
Carbon that I use on a regular.

MarianaTrench:
It is criminal to borrow money and refuse to pay back!

Good to see that we still have reasonable and sensible youths like you on this forum.
God bless you.

UDOKABESTLUV:
Hello, My Fellow Nairalander, What Will happen to the person, if he/she fail to pay Loan he/she borrowed From Loan App Company Because Of One Reason Or The Other.
I Need To Hear From You Guys!

You can never get any loan from any bank in Nigeria again until you pay that one with interest (for the number of overdue days/years), don't be surprised if you will be paying X4 of what you borrowed then if you don't return it on time and did anyone tell you that you can't travel out of nigeria until you pay that money, i used to work for a loan bank and once your name entered the blacklist, you will be stopped at the airport for owing some money which need to be paid, if you don't go back to the bank to pay it in other to clear yourself with a written letter from the bank, then you are not stepping out of Nigeria.

UDOKABESTLUV:
Hello, My Fellow Nairalander, What Will happen to the person, if he/she fail to pay Loan he/she borrowed From Loan App Company Because Of One Reason Or The Other.
I Need To Hear From You Guys!

There's something called Credit Bureau, the lender(s) will flag you on it, this will hinder your chance of obtaining credit from banks and other financial institutions; some embassies and prospective employers also check applicants' credit history, you'll also meet a stumbling block here. There are other ways, a bad credit record can hinder you, trust me, you don't want to bring this kind wahala on yourself!
Cheers!

UDOKABESTLUV:

What if the person is dead nko, OR the person No get money to pay them back at the moment

Bro don't kill yourself because of debt. Things do happen...…. life continues

Ashirioluwa:

Bro don't kill yourself because of debt. Things do happen...…. life continues

Why Are you sounding like this boss

oluwafreshkid:


Check your network
Carbon that I use on a regular.

Ok please send me the address that I can on . Cause when I try it , this is what I get.

Mogambo123:
Ok please send me the address that I can on . Cause when I try it , this is what I get.

Check from Google play not web

I know of KWIKPAY credit, an online loan application platform, the process is seamless with flexible repayment. If repayment is not met with, it can be rolled over for the second month.

pwansunriseteam:
Who have information about a loan company that can give up to 2m without any collateral. O want to go and confirm something in Canada

lolssss, badess bros, abeg if u see let me know, mak i escort u confirm the stow for Canada

Mogambo123:
Ok please send me the address that I can on . Cause when I try it , this is what I get.

Your Google account is not for Nigeria market. Register a new Google account.

Catchfirez:



Your Google account is not for Nigeria market. Register a new Google account.

Oh now I get it.

merits:

am still owing etisalat then now 9mobile 1k.i didn't pay till date.they nearly finished me with different cajole messages but I remain adamant but I finally neglect the sim and my sim was blocked because of 1k.

Because of 1k??!

UDOKABESTLUV:

Bro, can we chat

Yes sure ...mail me

I have also used kwikpay credit, the online loan platform. I love their service and they are able to increase my facility after fully repaying the previous loan.

Why don't you repay your loan. It is not worth the hassle

maddman:


They get it the moment you installed their apps and give them permission to your contacts, call log, calender and SMS. Remember that yes you clicked?

Okay but I never installed the kwikmoney app, I just used the normal code sha

Please those of you saying they will refuse visa, arrest you, assassinate you and so... Learn to read the terms and conditions.

It's called an unsecured loan, there is no collateral. It's a risk they're taking. That is why they ask for ur card (by giving them u agree to allow deductions) and bvn,

they still need an affidavit to deduct from ur account (also its ur money and if they take it without ur consent it's stealing by law)

Banks ask for collateral bcuz they know anything can happen. (the person can die).

If u don't pay up...
It will affect your credit score which will affect you in future. So I advice to pay up.

Just because u borrowed doesn't mean u don't have a right. If they're doing something not stated in the T&C to you. You have a right to fight back.

And PS embassies don't ping credit bureaus to issues visa, they just make sure you can accommodate urself.
But pay up. Don't be a jackass, Nigeria is fuc:ed up but still try to pay up.

maddman:


They get it the moment you installed their apps and give them permission to your contacts, call log, calender and SMS. Remember that yes you clicked?

Am only using the USSD channel because my BlackBerry phone does not support Google play Apps. Will they still have access to my contacts?

Cocolatti:
Am only using the USSD channel because my BlackBerry phone does not support Google play Apps. Will they still have access to my contacts?

Yes, they can still access your contacts even without the app on your phone. Truth is the moment you dial the USSD code and borrow money from em you've already agreed to their terms and conditions.

Key in number 5 after selecting loan and you'll see their T&C. They stated every damn thing you're giving them right to do if you use their service, some of which is accessing your phone data to determine your loan offer and notifying your contact should you default.

maddman:


Yes, they can still access your contacts even without the app on your phone. Truth is the moment you dial the USSD code and borrow money from em you've already agreed to their terms and conditions.

Key in number 5 after selecting loan and you'll see their T&C. They stated every damn thing you're giving them right to do if you use their service, some of which is accessing your phone data to determine your loan offer and notifying your contact should you default.

wow, thanks

carlos1:


What about calling ur contacts? Do they really do this and is it legal?

the kind criminal message soko people go send ur contacts ehn,,people wey never call u since nineteen86 go begin call u ask u wetin happen

Edoziesmart:
Nothing will happen to you brother.

I'm owing kwikmoney 20k since September 2019.
And I don't intend paying them because there service was not fair to me at all.
I migrated to branch last November and collected 2k from them. Which I even forgot do to busy schedule.
I saw there warning messages yesterday, as I power on the phone number I used to register my bvn and bank related stuff telling me I had unpaid debt of ₦2400.

Anyway I will try and pay branch tonight.

But you see kwikmoney I don't intend paying those people till next 50 years.

Their service was poor and their loan interest was high as I collected this last money.
Imagine paying 28% of ₦20k loan within 14 days. I called to their customer care about the problem and error, and they told me they will rectify it. They refused rectifying it till my loan balance was due for repayment.

That's why I harden my heart to pay them their money.

ha, they didnt text your contacts?

Justarandomguy:
Please those of you saying they will refuse visa, arrest you, assassinate you and so... Learn to read the terms and conditions.

It's called an unsecured loan, there is no collateral. It's a risk they're taking. That is why they ask for ur card (by giving them u agree to allow deductions) and bvn,

they still need an affidavit to deduct from ur account (also its ur money and if they take it without ur consent it's stealing by law)

Banks ask for collateral bcuz they know anything can happen. (the person can die).

If u don't pay up...
It will affect your credit score which will affect you in future. So I advice to pay up.

Just because u borrowed doesn't mean u don't have a right. If they're doing something not stated in the T&C to you. You have a right to fight back.

And PS embassies don't ping credit bureaus to issues visa, they just make sure you can accommodate urself.
But pay up. Don't be a jackass, Nigeria is fuc:ed up but still try to pay up.

Please which other apps pay faster aside from Carbon and Fairmoney?

.

Cocolatti:
Am only using the USSD channel because my BlackBerry phone does not support Google play Apps. Will they still have access to my contacts?

baba abeg whats the USSD code

brownemmanuel43:

baba abeg whats the USSD code

*561#

walex2:
please how do they get the contacts on your phone, apart the two quarantors contact you provided, is it not criminality by using GPS to scan the contact on your phone

They will seek for ur permission to access your contact which you must not decline. Once you accept it, forget it. And if you decline, they won't grant you the loan.

ossaisly:



They will seek for ur permission to access your contact which you must not decline. Once you accept it, forget it. And if you decline, they won't grant you the loan.

ookay i got it, but is it right to send messages to all contacts

Carbon keeps telling me my bvn does not belong to me and when I type my email too , keeps telling me it already existed