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Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" - Business (4) - Nairaland

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Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by kay29000(m): 6:31pm On Jan 21, 2020
omotowo2:


Those ones are bastards and mad. Imagine, three months ago ,I applied for a loan of #5000 a and I was to wait for approval. All of a sudden, they just called me to ask of they can contact my guarantor first before they disburse the loan. I was like eh ,on top the 5k loan that I will even pay like double and you still want to call guarantor,it is like you guys are mad. I don't need your loan. Go and die.. Lmao

Lol.
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by Wealthierboy(m): 6:33pm On Jan 21, 2020
ItuExchange:
They are jack of all trades... But are they masters of all?




Perfect Money/Payeer/Epay/Neteller/Skrill: ItuGlobal
Hmm Ituglobal Self Dey See Other Pipo Error. What Of Your Rate? Per Dollar How Much You Dey Collect? Nu Talk For There O!
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by nedekid: 6:37pm On Jan 21, 2020
MartinsD12:

Which loan app is that
Paylater. Now called carbon.
They declined me 10k twice before giving me. As I paid they increased the credit mad available to me.
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by omotowo2: 6:43pm On Jan 21, 2020
Slawormir:
Damnnnnn niggarrr

Have that shitty app on my phone but haven't used it

The only thing on my mind is how to bang one of their agent ( one beautiful slim girl) that talked me into installing that app on my phone

I called her last week she just dey form one kind thing!
But i go call her again on Saturday.
Me must bang that girl

Baddest. You sharp.

Make I tell you my own story.

There was a day I stumbled on a job on nairaland. They advertised they need an accountant with experience. Okay, I sent a message to the no. So, I was asked to come for an interview and test at ijaiye bus stop along sango road.

Mhen,when I got to the bus stop, the lady I have been calling said I should wait in a bus stop that someone will come and pick me not knowing she was the one that came herself. When I got there, I was ushered into a very dirty hall and then'hall was full of dust with a lot of people with pen and paper. None was smiling. Boom, a guy came to address me and he was asking me why do I need a job, haba u dey craze?That was when it dawned on me that these are GLND people. I composed myself and tell the guy that as he can see, I have a transfer schedule I needed to do for my company suppliers account and cheques to pay in into my company account. I excused myself because then, I was angry because I came all the way from a far place. This time, the bench I sat on have really stained my trouser and the dusts have covered my shoe. I let him know I am an accountant.

To cut the story short, when I was inside bus going to the bank to do the official work I had at hand. My mind told me to call that lady and swear for her but the other part told me, take this girl as friend and bleep her and come here on nairaland to warn job seekers about that contact and company .

I did as my mind instructed, I texted the girl to give me her whatsapp no .i didn't even show in my message that I was angry. She replied in the night. And from there, I started the normal stuff and i arranged a date with her..

We met at abule egba Mr Bigg's sometimes ago.

Make a no lie, a still dey Bleep the girl but when I am done with her, I will free her and let her know I just take a revenge of the nonsense she tried with me.

Na just two fuc.k remain make I fu.. Ck her
.

5 Likes 1 Share

Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by MartinsD12(m): 6:45pm On Jan 21, 2020
nedekid:

Paylater. Now called carbon.
They declined me 10k twice before giving me. As I paid they increased the credit mad available to me.
I hope their interest is fair enough
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by nedekid: 6:46pm On Jan 21, 2020
MartinsD12:

Wise decision taking that loan you end up enriching them they are not helping anyone with their outrageous loan interest
The 14 day loan was the one I took twice.
That was from quickcash. Don't know what they are called now.
See they inform you that it is not for business etc. It's is that you have money but you cannot have acess to cash immediately. You then take their money and return asap. Naija folks would not read the terms but just take. Ofcouse it is easy to collect but to pay, walala.
See if I take 100k from paylater for 6 months etc to buy something. I first take to money to my business and restock. I turn the money over serval times before removing to buy whatever. Or use the loan to stock up and then from my sales, pay the monthly payment.
Other will take the money and pay rent, drink beer, buy TV etc with no plans of cash flow to repay.

1 Like

Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by Nobody: 6:46pm On Jan 21, 2020
omotowo2:


Baddest. You sharp.

Make I tell you my own story.

There was a day I stumbled on a job on nairaland. They advertised they need an accountant with experience. Okay, I sent a message to the no. So, I was asked to come for an interview and test at ijaiye bus stop along sango road.

Mhen,when I got to the bus stop, the lady I have been calling said I should wait in a bus stop that someone will come and pick me not knowing she was the one that came herself. When I got there, I was ushered into a very dirty hall and then'hall was full of dust with a lot of people with pen and paper. None was smiling. Boom, a guy came to address me and he was asking me why do I need a job, haba u dey craze?That was when it dawned on me that these are GLND people. I composed myself and tell the guy that as he can see, I have a transfer schedule I needed to do for my company suppliers account and cheques to pay in into my company account. I excused myself because then, I was angry because I came all the way from a far place. This time, the bench I sat on have really stained my trouser and the dusts have covered my shoe. I let him know I am an accountant.

To cut the story short, when I was inside bus going to the bank to do the official work I had at hand. My mind told me to call that lady and swear for her but the other part told me, take this girl as friend and bleep her and come here on nairaland to warn job seekers about that contact and company .

I did as my mind instructed, I texted the girl to give me her whatsapp no .i didn't even show in my message that I was angry. She replied in the night. And from there, I started the normal stuff and i arranged a date with her..

We met at abule egba Mr Bigg's sometimes ago.

Make a no lie, a still dey Bleep the girl but when I am done with her, I will free her and let her know I just take a revenge of the nonsense she tried with me.

Na just two fuc.k remain make I fu.. Ck her
.

May the last one Hook your throat......ewu

2 Likes

Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by bodyloveghetto(m): 6:47pm On Jan 21, 2020
Slawormir:
Damnnnnn niggarrr

Have that shitty app on my phone but haven't used it

The only thing on my mind is how to bang one of their agent ( one beautiful slim girl) that talked me into installing that app on my phone

I called her last week she just dey form one kind thing!
But i go call her again on Saturday.
Me must bang that girl

Her number please make we self try my luck grin
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by Rhymeyjohn: 6:50pm On Jan 21, 2020
Give your life to Jesus. Cheap sin would ruin you till you end in burning hell.

Short time of pleasure versus eternal punishment. Please don't sell your life to sexual sin thinking you're having fun. You would pay in full later.
Ask Jesus Christ for forgiveness. God bless you

omotowo2:


Baddest. You sharp.

Make I tell you my own story.

There was a day I stumbled on a job on nairaland. They advertised they need an accountant with experience. Okay, I sent a message to the no. So, I was asked to come for an interview and test at ijaiye bus stop along sango road.

Mhen,when I got to the bus stop, the lady I have been calling said I should wait in a bus stop that someone will come and pick me not knowing she was the one that came herself. When I got there, I was ushered into a very dirty hall and then'hall was full of dust with a lot of people with pen and paper. None was smiling. Boom, a guy came to address me and he was asking me why do I need a job, haba u dey craze?That was when it dawned on me that these are GLND people. I composed myself and tell the guy that as he can see, I have a transfer schedule I needed to do for my company suppliers account and cheques to pay in into my company account. I excused myself because then, I was angry because I came all the way from a far place. This time, the bench I sat on have really stained my trouser and the dusts have covered my shoe. I let him know I am an accountant.

To cut the story short, when I was inside bus going to the bank to do the official work I had at hand. My mind told me to call that lady and swear for her but the other part told me, take this girl as friend and bleep her and come here on nairaland to warn job seekers about that contact and company .

I did as my mind instructed, I texted the girl to give me her whatsapp no .i didn't even show in my message that I was angry. She replied in the night. And from there, I started the normal stuff and i arranged a date with her..

We met at abule egba Mr Bigg's sometimes ago.

Make a no lie, a still dey Bleep the girl but when I am done with her, I will free her and let her know I just take a revenge of the nonsense she tried with me.

Na just two fuc.k remain make I fu.. Ck her
.

1 Like

Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by nedekid: 6:56pm On Jan 21, 2020
MartinsD12:

I hope their interest is fair enough
The interest is high, but considering the risk the companies are taking, it's not too bad. After all it is almost impossible to get loan from banks.
On 100k loan for 6month, paid 21666 p/m.
Ie 5k as interest p/m for 6 months which comes to 30k interest in all.
If you have business you are "Already" into, you should have no problem making payments.
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by MartinsD12(m): 6:56pm On Jan 21, 2020
nedekid:

The 14 day loan was the one I took twice.
That was from quickcash. Don't know what they are called now.
See they inform you that it is not for business etc. It's is that you have money but you cannot have acess to cash immediately. You then take their money and return asap. Naija folks would not read the terms but just take. Ofcouse it is easy to collect but to pay, walala.
See if I take 100k from paylater for 6 months etc to buy something. I first take to money to my business and restock. I turn the money over serval times before removing to buy whatever. Or use the loan to stock up and then from my sales, pay the monthly payment.
Other will take the money and pay rent, drink beer, buy TV etc with no plans of cash flow to repay.
100k for 6 months is good for business but the issue is those loan apps offering 15 days or 30 days that's wickedness

1 Like

Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by MartinsD12(m): 6:58pm On Jan 21, 2020
nedekid:

The interest is high, but considering the risk the companies are taking, it's not too bad. After all it is almost impossible to get loan from banks.
On 100k loan for 6month, paid 21666 p/m.
Ie 5k as interest p/m for 6 months which comes to 30k interest in all.
If you have business you are "Already" into, you should have no problem making payments.
OK it's nice once one has a good business that gives good returns taking such loans could be beneficial
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by supercase1(m): 7:00pm On Jan 21, 2020
Slawormir:
Damnnnnn niggarrr

Have that shitty app on my phone but haven't used it

The only thing on my mind is how to bang one of their agent ( one beautiful slim girl) that talked me into installing that app on my phone

I called her last week she just dey form one kind thing!
But i go call her again on Saturday.
Me must bang that girl
I saw a revelation about u,u have hiv already
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by nedekid: 7:00pm On Jan 21, 2020
MartinsD12:

100k for 6 months is good for business but the issue is those loan apps offering 15 days or 30 days that's wickedness
Those app that offer for short periods tell you it is not for business but emergencies.
I used them 2ce or so. It solved my problem then. I then stopped.
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by kay29000(m): 7:03pm On Jan 21, 2020
omotowo2:


Baddest. You sharp.

Make I tell you my own story.

There was a day I stumbled on a job on nairaland. They advertised they need an accountant with experience. Okay, I sent a message to the no. So, I was asked to come for an interview and test at ijaiye bus stop along sango road.

Mhen,when I got to the bus stop, the lady I have been calling said I should wait in a bus stop that someone will come and pick me not knowing she was the one that came herself. When I got there, I was ushered into a very dirty hall and then'hall was full of dust with a lot of people with pen and paper. None was smiling. Boom, a guy came to address me and he was asking me why do I need a job, haba u dey craze?That was when it dawned on me that these are GLND people. I composed myself and tell the guy that as he can see, I have a transfer schedule I needed to do for my company suppliers account and cheques to pay in into my company account. I excused myself because then, I was angry because I came all the way from a far place. This time, the bench I sat on have really stained my trouser and the dusts have covered my shoe. I let him know I am an accountant.

To cut the story short, when I was inside bus going to the bank to do the official work I had at hand. My mind told me to call that lady and swear for her but the other part told me, take this girl as friend and bleep her and come here on nairaland to warn job seekers about that contact and company .

I did as my mind instructed, I texted the girl to give me her whatsapp no .i didn't even show in my message that I was angry. She replied in the night. And from there, I started the normal stuff and i arranged a date with her..

We met at abule egba Mr Bigg's sometimes ago.

Make a no lie, a still dey Bleep the girl but when I am done with her, I will free her and let her know I just take a revenge of the nonsense she tried with me.

Na just two fuc.k remain make I fu.. Ck her
.

Crazy guy. grin You should head over to Ashewo Beer Parlor thread (sexuality section). They will love this your story over there.

1 Like

Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by supercase1(m): 7:07pm On Jan 21, 2020
masterP042:
U know say this country dey cursed, they no like better thing, nothing works at all.

Imagine this good opay that is working well, that eliminates excess transfer charges and hidden charges, with good interest too. Na him Nigerians/banks wan use rumor and bad belle spoil.

Those complaining about loans, were u forced to take the loan? Nonsense and buhari angry
How can I borrow 1 million from opay
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by nedekid: 7:08pm On Jan 21, 2020
MartinsD12:

OK it's nice once one has a good business that gives good returns taking such loans could be beneficial
Yes bro. Take it. Put it in existing business. To pay the monthly will not be a problem.
Best of luck
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by MartinsD12(m): 7:10pm On Jan 21, 2020
nedekid:

Those app that offer for short periods tell you it is not for business but emergencies.
I used them 2ce or so. It solved my problem then. I then stopped.
Emergency with high interest rates, how do one identify the ones for business
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by Ipisi(m): 7:16pm On Jan 21, 2020
Queenyprinxex:
So Opera is the owner of Opay?

You just dey know

And its a Chinese company for that matter..

Those guys have finished us in Africa
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by yongg: 7:39pm On Jan 21, 2020
I have a theory...

That the best time to take these loans is when you don't really need it and can comfortably make repayment...
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by Lakeshizu(m): 7:43pm On Jan 21, 2020
If u like urself don't take sokoloan, high way to blood pressure

2 Likes

Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by omomummy13: 7:51pm On Jan 21, 2020
Access bank annualized is approx 48% on payday loan. Confirmed.

Their mobile app should also be yanked off Google Play store.
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by specialbobby(m): 7:52pm On Jan 21, 2020
mascot87:
Sokoloan should be number one to be banned. Those guys are bastards

Update: Please let us continue to report that Sokoloan app on play store till they ban them completely

Bro i think say na only me notice
They are interest no be am they wan kill person pikin
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by Emmasnoop(m): 7:56pm On Jan 21, 2020
This load they introduce come so na to make the rich richer oh because the interest is something Else very wicked sets of people,carbon and branch is ok a little but the rest of them are thieves.
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by ashawopikin(m): 7:58pm On Jan 21, 2020
HQuadreal:
Try "Ca*bon" best loan app and thank me later.

Cheers!
yes o, very true, let's drink to that

1 Like

Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by ped007(m): 7:58pm On Jan 21, 2020
Me go just dey time dem...
Collect in 100k+ I no go pay back again...
Imagine 30% interest for just a month.
And when you save with them, all they can offer is 1% in 6 months.
One day dem go ban all of dem...
And I MUST benefit.
Nonsense...
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by ericmor: 8:01pm On Jan 21, 2020
WIZGUY69:
Don't mind them.
All Nigeria Loan platform should be banned! Including Banks.
We're too wicked in this country.
You claim to be helping someone by offering loan, but at the end, they will apply for larger loans elsewhere to pay you back
.

The worst right now is that kwickcash now migos. Imagine u get a loan of 38k to pay back 46k and just because you didn’t pay after 30days they just add 11500k. What kind of nonsense is that, someone didn’t have money and decided to borrow just for u to come n collect double of the loan. Those loan people are just exploiting people

1 Like

Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by nayolight(m): 8:03pm On Jan 21, 2020
Who force una to collect, abi na by force!

1 Like

Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by WIZGUY69(m): 8:09pm On Jan 21, 2020
ericmor:


The worst right now is that kwickcash now migos. Imagine u get a loan of 38k to pay back 46k and just because you didn’t pay after 30days they just add 11500k. What kind of nonsense is that, someone didn’t have money and decided to borrow just for u to come n collect double of the loan. Those loan people are just exploiting people

Are you serious?
Nothing good works fine in this country. How much is loan, how much is interest? It will take millenium for Nigeria to follow credit system. Just imagine that kinda demonic policies everywhere.
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by sammyLuvin(m): 8:17pm On Jan 21, 2020
mascot87:
Sokoloan should be number one to be banned. Those guys are bastards

Update: Please let us continue to report that Sokoloan app on play store till they ban them completely

Sokothieves
Re: Opay Risks Ban As Report Finds Them Guilty Of Offering "Crazy Loans" by mikaael(m): 8:20pm On Jan 21, 2020
Slawormir:
Damnnnnn niggarrr

Have that shitty app on my phone but haven't used it

The only thing on my mind is how to bang one of their agent ( one beautiful slim girl) that talked me into installing that app on my phone

I called her last week she just dey form one kind thing!
But i go call her again on Saturday.
Me must bang that girl


Share me her number bro...make we join hands bang am

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